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Oracle FLEXCUBE Universal Banking

1. ILM Parameters Primary Element la Integrated LM Integrated LM Tvpe Svstem Elements User Elements l E System Elements UserElements Type Get Latest Amount v Use Effective 4 Formulas Fields Formula Rate Input By Authorized By Modification Date Time Date Time Number WB Authorized Woren For details about the screen refer the chapter Maintaining Interest Rules in the Interest and Charges User Manual You can maintain rules for the following e Pool Header e Pool Reallocation e Normal Debit and Credit Interest We ORACLE 7 2 1 Pool Header Specify the following details On Account Opening Month Check this box On Account Closure Month Check this box SDE Maintain the following SDEs e DAYS e ILVD_ULT_CR_BAL e ILVD_ULT_DR_BAL UDE Maintain the following UDEs e HDR_RATE e HCR RATE e HTAX RATE Tvpe For each of the UDEs select the option Rate from the adjoining drop down list Get Latest For each of the UDEs select the option Use Effective from the adjoining drop down list Click Formulas button and invoke the Formulas screen Formulas Formula Number Debit Credit Debit v Accruals Required Tax Category a Tax Description Calculation Parameters Basis
2. DLY_NET_BAL_M gt 0 DLY_NET_BAL_M CR_RATE DAYS 365 100 UDE Value Maintenance You can maintain UDE values for the rules using the Interest amp Charges User Data Element Maintenance screen You can invoke the Interest amp Charges User Data Element i ORACLE Maintenance screen by typing ICDUDVAL in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button User Data Element Values E New E Enter Query Product Code Account Class Branch Code Currency Code Effective Date Rule Description Description Accrual Frequency Currency C Product Accruals Description Rate Chart Allowed Liquidation Days Months Years User Data Elements 1 Of 1 lal User Element User Element Value Rate Code TD Rate Code m Maker Date Time Checker Date Time ModNo Record Status Authorization Status For details about the screen refer the chapter Giving UDE Values for Condition in the Interest and Charges User Manual In this screen you need to maintain the following UDEs for the different IC products Assume that vou have maintained the following IC products e Interest on term deposit payable quarterly e Interest on term deposit payable monthly e Interest on deposits for NRI customers e Recurring deposit interest product 7 3 1 Interest on Term Deposit Payable Quarterly You need to maintain values f
3. On No Beneficiary Suspense Repair Input By Authorized By Modification Date Time Date Time Number IM Authorized Wopen Ta ORACLE 4 13 4 14 Maintaining Settlement Instructions You can invoke the Settlement Instruction Maintenance screen by typing ISDINSTN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Settlement instructions Maintenance EX New E3 Enter Query Counterparty Module Counterparty Name Product Code Counterparty CIF Sequence Number 0 Currency Relations Branch Pay Receive Branch Branch Cover By Currency Currency Charges Details Account Account Description Description Payment By Payment By asus Pay Parties Receiver Parties Cover Parties Clear Details Cover Details Other Details Intermediary Reimbursement Institution Intermediary Country Country Intermediary Rtgs Payment RTGS Network Ourselves Cover Required Beneficiary Shared Fields Mod No Record Status Authorization Status Maker Date Time Checker Date Time EOD Batch Maintenance Screens You are required to maintain the following sequence for ILM batches that need to be run for any branch which is enabled for ILM You can invoke the Mandatory Batch Program Maintenance screen by typing EIDMANPE in the field at the top right corner of the Application tool bar and clicking
4. screen You can invoke the Account Structure Maintenance screen out ORACLE 3 9 1 by typing ILDSWEEP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Account structure Maintenance E New amp Enter Query Account Third Party Account Branch Account Currency Account Type 4 Child Effective Date Parent Account Details Branch Parent Account Currency Booking Account Details Branch Booking Account Currency Scheme Details Scheme Sweep X Interest Reallocation Sweeping Parameters Pooling Parameters Base Amount 0 00 Rate Type STANDARD o Multiple Amount 1 00 Spread Indicator Mid Rate Sweep Type Debit Fields Maker Date Time Mod No Checker Record Status Exit Date Time Authorization Status You can define the following parameters as part of maintaining the account structure for ILM processing Indicating Account Details Specify the following details Third Party Account If the account that you have specified is a mirror account of an account held with another bank you need to indicate it by selecting this option If you select this option the system will allow you to select the Technical CASA account that is linked as part of Third Party Accounts Maintenance Account First you need to specify the account main or affiliate account which has to be part of the account structure
5. Maker Date Time Checker Date Time Service charges for Inter branch Transactions In a transaction if the account branch of the teller transaction is different from the transaction branch then charges maintained by inter branch product will be applied to the transaction If the IB checkbox is checked for a product then the system will pick up and process the charge entries maintained at the IB product level During a transaction If IB product is not maintained and if the transaction branch is different from account branch then charges maintained in non ib product will be applied to the transaction IB Transaction Check this box if you want the system to pick up the product for inter branch transactions You will notice the difference in the service charges processed for two transactions with same kind of product Ke ORACLE Refer the chapter Maintaining Account Rate and Charge Details in the FCC Host Clearing user manual for detailed explanation of the fields in this screen 4 12 Mapping Products You can invoke the Message Product Mapping Maintenance screen by typing MSDPRMAP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Product Mapping EX New ES Enter Query Branch Branch Description Message Type Queue az Product Product Description CoverRequired No e Direction Flag Incoming v
6. 1 TAL erttogd uer sie t iere EE SE e Ee Sea deg Et egen 7 1 7 2 IC Rule Maintenance rna 7 1 L214 Pool Header sisipin pe iis cede tel a ticki LAs eas 7 2 7 2 2 iPool Reallo ation EE 7 5 7 2 3 Normal Debit and Credit Interest ccccceceeececcececeeeeeeetecenentesneaneeteess 7 8 7 3 UDE Value Maintenance rna 7 9 7 3 1 Interest on Term Deposit Payable Quarterly sen 7 10 7 3 2 Interest on term deposit payable monthly semen nn 7 11 7 3 3 Interest on deposits for NRI customers 7 11 7 3 4 Recurring deposit interest product nnna 7 11 7 4 IC Rates Maintenance 7 12 Function ID lge 8 1 1 Preface Introduction This manual is designed to help acquaint you with the Integrated Liquidity Management module of Oracle FLEXCUBE This manual provides answers to specific features and procedures that you need to be aware of for the module to function successfully Besides this User Manual while maintaining the interface related details you can invoke the context sensitive help available for each field This help encapsulates the purpose of each field within a screen Placing the cursor on the relevant field and striking the lt F1 gt key on the keyboard can obtain information specific to a particular field Audience This manual is intended for the following User User Roles Role Function Back office data entry Clerks Input functions for maintenance related to the interface Back office Manage
7. 3 EOD Processing for Sweeps All sweeps will be single currency sweeps During EOD Based on the choice of Sweep Type the system will process as follows Sweep In The minimum balance to be maintained in the Child Account is considered as Amount This sweep will be affected only if the account balance at EOD falls below this number The funds will be swept into the child account from the parent Sweep Out The maximum balance to be maintained in the child account is considered as the Amount This sweep will be affected only if the account balance at EOD is above this number The funds will be swept out the child account to the parent Target Balance The Target Balance for the Child Account is considered as the Amount The funds will be moved in or out of the child account in order to maintain the Target balance at EOD System will perform the sweep only if there are sufficient funds in the parent account to perform the sweep Credit balance in the account as well as unused OD limit in the parent account would be treated as balance available for sweeping if you have chosen the option OD Limit Available for the Parent Account The system will reverse the sweeps for which the Reversal option has been selected 4 19 4 Processing for Notional Pooling Structures 4 19 5 The processing for Notional Pooling structures is as follows In case of Notional Pooling NP funds are actual
8. Account Type You need to indicate whether the account that you have specified is a main account or secondary account The account type defines the relationship between the accounts e Select the option Parent to indicate that the account is the main account in the hierarchy e Select the option Child to indicate that the account is a secondary account in the hierarchy You will not be able to link the accounts at the same level in an account structure If you de link a parent account from a structure or link it to another parent in the same structure the associated child accounts linked to it will also follow the parent account Sh ORACLE 3 9 2 Effective Date You need to indicate the date from which the account structure is available in the system for ILM processing However if Intraday Sweep Batch is run for the branch for any group you cannot change the structure on the same effective date Parent Account This is applicable only if you are maintaining a child account You need to indicate the parent account for the child here Note You cannot link a child account to more than one parent account Booking Account You need to indicate the account to which the interest amount is to be booked during interest reallocation after interest is calculated Note The booking account linked to the account should have the same currency as the account Scheme Indicate the type of structure for w
9. PACC2 Header S7 3 2 CACC1 Child S1 3 3 CACC2 Child S2 3 3 CACC3 Child S5 3 3 The System Account will have the same account Class currency and customer ID as that of the customer account The attributes defined in the Account Structure Maintenance are carried forward for the corresponding System Accounts Sweeping and Pooling During End of Day EOD process you can execute the sweep process for integrated liquidity management When you execute this process based on your specifications funds are swept between accounts in a structure That is In a multi tiered sweep structure sweeps of a lower level will be done before the sweeps of a higher level System identifies the level of the System Accounts and the contribution of each account to its respective Pool is calculated This information is stored at the Account System Account Effective Date level For Notional Pooling structures the system consolidates balances of all accounts that are part of the Notional Pooling structure and calculates the pool balance For sweeping structures system will also post accounting entries as follows Dr Contributing Amount Account Cr Receiving Amount Account The value date and posting date for the entries will be the date on which the sweep is actually executed If a sweep cannot be executed because of any reason the system stores the information for reporting SR ORACLE 4 19
10. Result ILVD CP CR CONT ILVD CP CR CONT ILVD NCP CR CONT IL D NCP CR CONT gt 0 CCR RATE DAYS 36500 Formula 3 Specify the following details Book Flag Select Tax from the adjoining drop down list Periodicity Choose Periodic from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case Result FORMULA2 gt 0 ROUND FORMULA2 CTAX_RATE 100 2 ft ORACLE 7 2 3 Normal Debit and Credit Interest Specify the following details On Account Opening Month Check this box On Account Closure Month Check this box SDE Maintain the following SDEs e DAYS e VD_DLY_CR_BAL_M e YEAR UDE Maintain the following UDEs e NORMAL RATE1 e NORMAL RATE2 e AMOUNTI e TAXI Tvpe For each of the UDEs select the option Rate from the adjoining drop down list Get Latest For each of the UDEs select the option Use Effective from the adjoining drop down list Click Formulas button and invoke the Formulas screen You need to maintain two booked formulae Formula 1 Specify t
11. button and invoke the Formulas screen You need to maintain two booked and one tax formulae Formula 1 Specify the following details Book Flag Select Booked from the adjoining drop down list Periodicity Choose Daily from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen You need to maintain three booked and three non booked formulae Formula 1 Specify the following expression Case Result ILVD CP DR CONT ILVD Cp DR CONT ILVD NCP DR CONT In up NCP DR CONT gt 0 CDR RATE DAYS 36500 Formula 2 Specifv the following details We ORACLE Book Flag Select Booked from the adjoining drop down list Periodicity Choose Daily from the adjoining drop down list Debit Credit Select Credit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case
12. can indicate the accounting entries that should be passed at an event in the Accounting Entries section of the Events Class screen This section is invoked by clicking the Accounting Entries button As part of the Accounting Entry details of an event you should specify the following details e The accounting role e The amount tag e Ifa debit or a credit e The transaction code Accounting Role If accounting entries are to be passed for an event you have to indicate the different Accounting Roles At an event in the life cycle of a deal involving a product to which you associate the class the appropriate entries will be passed under the specified Accounting Roles The adjoining option list displays a list of all the available accounting roles Amount Tag The amount i e the available balance booking dated balance etc that is to be posted for an event is referred to as the Amount Item The tag associated with an Amount Item is the Amount Tag The adjoining option list displays a list of the amount tags that are maintained in the system You can choose a tag by double clicking on it Debit Credit You have already specified the type of account to which an entry should be passed and the tag which identifies the amount available balance booking dated balance etc that should be passed In this field you must indicate if the amount is to be debited from credited to the specified account Choose the Debit or Credit in
13. e Pool Reallocation Indicates that the rule will apply to Parent and Child Accounts below the Header Account Refer the chapter Annexure A Accounting Entries in this User Manual for suggested IC products E ORACLE 3 5 Maintaining Customers You can invoke the Customer Maintenance screen by typing STDCIF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Customer Maintenance E New amp Enter query Type B Customer No Individual Corporate Bank Full Name Short Name Branch Code ROSIE Corporate Additional Director Auxiliary Check List Basic Details Prefix 1 Prefix 2 Prefix 3 First Middle Last Work Phone ISD Work Phone Home Phone ISD Home Phone Mobile ISD Code Mobile Number Fax ISD Code Fax Number Email ld Gender Communication Mode National Id Birth Place Birth Country Date of Birth Language Male Female Other Prefer Not to Disclose Email Mobile Address For Correspondence Name Address 1 Address 2 Address 3 Address 4 Pin Code Country Nationality Permanent Address Address 1 Address 2 Address 3 Address 4 Pin Code Country Resident Status _ Visited US in last 3 years Customer Category Passport Details Passport Number Issue Date Expiry Date Additional Details KYC Status KYC Reference Guardian Same as Correspondence Address Submi
14. en 4 8 4 12 Mapping Products lee GEESS 4 9 4 13 Maintaining Settlement Instruchons sse enneeennnnnnnnnnannnnenznzan 4 10 4 14 EOD Batch Maintenance Gcreens nr 4 10 4 15 Maintaining Mandatory Batch Programs e ennnnnn mnn n nanna tn 4 11 4 16 IC Processing for Account Gtruchures ss ennnnnnnnnennnn ent mnn nr nnnnnn a 4 11 4 17 Integrated Liquidity Management Processing s ens nnn nem na 4 13 4 18 Validation of Account Structure nn 4 13 4 19 Entot Day Processing renro or esti ne A thease es 4 13 4 19 1 Generating System Accounts 4 13 4 19 2 Sweeping and Pooltg snanar nanna nanna nn 4 14 4 19 3 EOD Processing for weens 4 15 4 19 4 Processing for Notional Pooling StruCtures 2 seen 4 15 4 19 5 Batch process for Sweep Eligible Balance 4 15 ER eege amen eens 5 1 GO M re e ee EEN 5 1 5 2 Account Structure Report 5 1 5 2 1 Report EIERE 5 1 5 2 2 Contents of the Report 5 1 Annexure A Accounting Entries m nnnnnnnnnnnnnnnnnnnnnnnnnna 6 1 6 1 Accounting Entries for ILM LL nn nnarn nanna mnn anna nanna 6 1 6 2 Events sa EE ate iad a a ae ra daaa ata aaraa a 6 1 6 3 Amount Tags TEE 6 1 0A ACCOM Be EE 6 1 6 5 Event wise Accounting Entries for Products ss nn nenennnnznnznana 6 2 Dt Eelere A A 6 2 6 5 2 Pool Reallocation eiei eare a erini aeaea EAE EEE a AEE 6 3 6 5 3 Normal Debit and Credit Interest 6 4 Annexure B IC Rule Set up ccccccccceeceeeeeeeeeeeneeeeeeeeeeeeeeeeeeeeeeeeeeeenans 7
15. in the field at the top right corner of the Application tool bar and clicking e ORACLE 3 3 on the adjoining arrow button Click on the Preferences button in the Account Class Maintenance screen to invoke the Preferences screen Preferences Preferences Consolidation for Inward Limit Check Clearing Interest Charges Overdraft Facility Component wise Tracking K A Required For Overdraft Debit Credit Advices Pass Book Facilitv Posting Allowed Track Receivable Lodgment Book Account Statistics Replicate Customer Signature Spend Analysis Track Accrued Interest Exclude Same Day Reversal Transactions from Statement No of Days For Salary Block Back Period Entry Allowed No of Days For Closing Unauthorized Accounts With No Activity No of Days For Closing Authorized Accounts With No Activity Interest Statement Cheque Book Preferences Available Balance Check Cheque Book Required Referral Required Book Auto Reorder of Cheque Status Change Automatic Reorder Level Integrated Liquidity Reorder No of Leaves Management Max No of Cheque Rejections ATM 7 Project Account Large Debit Balance Turnover Limit Code Tracking Required Daylight Limit LBL_DEFERREDBALUPD Turnover Limit Preferences Passbook Preferences RT Charge Product for Passbook Issue You are required to input the following details in this screen Integrated LM Check this option to indicate that accounts c
16. value of zero indicates Zero Balancing sweeps Multiples Amount This indicates the multiples amount in which the system performs sweeps Indicating Pooling Parameters Specify the following details Rate Type This indicates the exchange rate type that would be used by the system to convert child account balances to the currency of the parent account The system will not allow you to specify the rate type if you have specified the scheme as Sweep as the system supports only single currency sweeps Spread Indicator Specify which spread will be applicable Mid or Buy Sell The system default value is Mid If you choose the Buy Sell option the system applies the Buy rate when debiting the customer account and the Sell rate when crediting the customer account After defining the account structure you can modify it as well as the Header Account linkages You can also move accounts from one structure to another and if the account being moved is a Parent Account all the child accounts associated with it are moved to the new structure However you cannot make a back value dated change to an Account Structure Every change in an Account Structure or a Group Account linkage leads to the creation of new System Accounts for the accounts in the Group This results in the system closing the existing System Account for the accounts But the closed records are retained to enable the system to track the history of
17. Account The UDE values are maintained in the Node and the same is picked up for interest calculation If the UDE values are changed for an effective date the IC calculations will be based on the new UDE value as on that effective date A back valued change in a UDE value leads to a back valuation for the following e The relevant System Account and the corresponding subsequent System Accounts e The Pool System Accounts to which the UDE belonged to as of the UDE effective date till date For ILM type of products the Balance SDEs used for the calculation of the Pool System Accounts are the consolidated pool balance and for the System Accounts it is the System Accounts independent balances For non ILM type of products the balances are taken from the customer accounts The System Account interests which are affected by BVT are recalculated and will be compared with the interest posted during that period The adjustment entry to the System Account will be the difference of interest computed and interest posted The adjustment entry due to BVT is maintained in the corresponding Booking Account of the System Account maintained in the Account Structure Maintenance If the interest calculated cannot be posted due to the closure of the booking account maintained for the System Account in the Account Structure then the system will post the interest entry to the suspense account maintained The System Accounts considered for calculation are thos
18. Account Calculation Account Booking Account Charge Booking Account Product Details Product User Defined Element Currency UDE Id Dates Effective Date Interest Statement Required Dr Cr Advices a Interest Start Date Interest Booking Account Branch Charge Booking Branch Charge Start Date Lal Waive Generate UDE Change Advise Open 9 SW D Interest SDE User Defined Element Id 3 5 1 1 IC Special Conditions The system displays the following fields on the basis of your choice in the IC Rule and IC Product screens Integrated LM The system defaults the value specified in the product screen from based on product selected from the option list Integrated LM Type The system displays the value on the basis of your choice in the IC Rule and IC Product screens 3 9 ORACLE 3 6 Maintaining Product Event Class amp Accounting En tries When you define an Events Class you choose first of all the set of events that would belong to the class Events are usually unique to a module The events that you would like to include in an Events Class can be identified through the Events Accounting Entries and Advices Class Maintenance screen This screen is invoked f
19. CQUIRED 1 PLC1 ACQUIRED 2 PLC1 ACR_ADJ 1 PLC1 ACR_ADJ 2 PLC1 PNL 1 PLC1 PNL 2 PLC1 PNL ADJ 1 PLC1 PNL ADJ 2 PLC1 BOOK 1 PLC1 BOOK 2 PLC1 BOOK 3 PLC1 TPBL 3 PLC1 TPBL_ADJ 3 NINT PNL 1 NINT ACCR 1 NINT PNL ADJ 1 NINT ACR ADJ 1 NINT ACQUIRED 1 NINT ACQUIRED 2 NINT PNL 2 NINT ACCR 2 NINT PNL ADJ 2 NINT ACR ADJ 2 NINT BOOK 1 NINT BOOK 2 Event wise Accounting Entries for Products You can set up various IC products for liquidity management Some representative products are listed below Pool Header Pool Reallocation Normal Debit and Credit Interest Pool Header You can set up event wise accounting entries and advices for the product as suggested below ORACLE 6 5 1 1 6 5 1 2 6 5 2 6 5 2 1 IACR Interest Accrual Accounting Entries Accounting Role Amount Tag Dr Cr Indicator PHR1 PNL 1 IACR Credit PHR1 ACCR 1 IACR Debit PHR1 PNL_ADJ 1 IACR_ADJ Credit PHR1 ACR_ADJ 1 IACR ADJ Debit PHR1 PNL 2 IACR Debit PHR1 ACCR 2 IACR Credit PHR1 PNL_ADJ 2 IACR_ADJ Debit PHR1 ACR_ADJ 2 IACR_ADJ Credit ILIQ Interest Liquidation Accounting Entries Accounting Role Amount Tag Dr Cr Indicator PHR1 ACCR 1 ILIQ Credit PHR1 BOOkK 1 ILIQ Debit PHR1 ACQUIRED 1 IACQUIRED Credit PHR1 BOOkK 1 IACQUIRED Debit PHR1 ACQUIRED 2 IACQUIRED Debit PHR1 BOOK 2 IACQUIRED Credit PHR1 ACCR 2 ILIQ Debit PHR1 BOOK 2 ILIQ Cre
20. Cover Required Suppress Message ORACLE 4 7 Maintaining STP preferences You can invoke the STP Preferences Maintenance screen by typing MSDSTPRF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button STP Preferences E New E3 Enter Query Branch Code Branch Name Message Type Post Upload Status Authorized Ki When No Beneficiary Use Suspense e On Override Ignore e On Error RejectRecord v Input By Authorized By Modification Date Time Date Time Number L Authorized W Open 4 8 Maintaining Upload Source Preferences You can invoke the Upload Source Preferences Maintenance screen by typing CODUPLDMT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button EI Upload Source Preferences Maintenance EX New amp Enter Query Source Code az Module Code az Error Handling On Exception Reject On Override Ignore Post Upload Status Authorized be Purge Days Calendar Allow Deferred Processing Allow EOD with Deferred Allow Delete Fields Input By Authorized By Date Time Date Time Number L Authorized W Open Modification SS ORACLE 4 9 Maintaining Retail Teller Settlement Instructions You can invoke the Retail Teller Settlement Details Maintenance screen by typing FTDRCST in the
21. DJ Debit NINT ACR ADJ 2 IACR ADJ Credit ILIQ Interest Liquidation Accounting Entries Accounting Role Amount Tag Dr Cr Indicator NINT ACCR 1 ILIQ Credit NINT BOOK 1 ILIQ Debit NINT ACQUIRED 1 IACQUIRED Credit NINT BOOK 1 IACQUIRED Debit NINT ACQUIRED 2 IACQUIRED Debit NINT BOOK 2 IACQUIRED Credit NINT ACCR 2 ILIQ Debit NINT BOOK 2 ILIQ Credit 6 5 ORACLE 7 1 7 2 7 Annexure B IC Rule Set up Introduction This Annexure lists the Interest and Charge IC rules that need to be maintained for the Integrated Liquidity Management module of Oracle FLEXCUBE It also gives the UDEs and rates for which values need to be maintained IC Rule Maintenance The components required to calculate interest the principal period and rate are broadly referred to as Data Elements Data elements are of two types e System Data Elements SDEs e User Data Elements UDEs In addition to specifying how the SDEs and UDEs are connected through the formulae you also define certain other attributes for a rule using the Interest and Charges Rule Maintenance screen You can invoke this screen by typing ICDRLMNT in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button ES New E Enter Query IS Apply Interest Rule Id On Account Opening Month Rule Description On Account Closure Month
22. LE invoke the latter by typing ICDPRMNT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button interest Product Preferences Product Code UDE Currency Account Currency Description Main interest Rate UDE Accrual C Product Level Payment Method Bearing Accrual Day 0 Discounted Frequency Daily 7 Amount Block for Discount Cycle None 7 Calculation and Liquidation Days l First Liquidation On Months 0 _ Liquidation at Month Ends Year 9 Start Date Start From Account Back Value Recalculation Opening Flag C Refund Tax on Pre Closure Defer Liquidation Defer Liquidation Days 0 C Liquidation Before Month End Defer Before Month End Days 0 MOD interest reversible ILM Parameters ILM Product ILM Type Debit Interest Notification Receivable General Ledger 7 Redemption Advice Required Account Details 1 Of 1 des Account Class Description Currency Special Condition Only Rate change on Interest liquidation Rate change or You can input the following details in this screen Integrated LM Choose this option if you want to use the product for Integrated Liquidity Management processing Integrated LM Type Specify the type of System Account to which the product ought to be linked It can be e Pool Leader Indicates that the Rule will apply to Header accounts in a structure
23. ODIC 3 e PERIODIC 4 e PENALTY_1 e PENALTV 2 e PENALTY 3 e PENALTY 4 e TAX RATE e PREPAV RATE e PERIODIC 1 e PERIODIC 2 e PERIODIC 3 e PERIODIC 4 e PENALTV e PENALTV 2 e PENALTY 3 e PENALTY 4 e TAX RATE e PREPAV RATE ki ORACLE For the aforesaid rate codes you need to maintain rates and effective dates in the Interest and Charges Rate Input screen You can invoke the Interest and Charges Rate Input screen by typing ICDRATES in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button interest 8 Charges Rate Input Fi New ES Enter Query Rate Currency Code Branch Code Rate Code Rates 1 Effective Date Rate Open L IB l Input Bv Authorized By Modification Date Time Date Time Number IM Authorized Woren These rates are picked up by the TD module while processing interest applicable on a TD account Refer the chapter Floating Rate Codes for IC Module for details about rate maintenance L 18 ORACLE CG CODUPLDM CSDACTCL CYDCUSPR D DEDRTPRM E EIDMANPE F FTDRCST ICDPRMNT ICDRLMNT IFDATMMN ILDBRPRM ILDGRPCD ILDGRPLN ILDMIRAC ILDSWEEP ILRTQURY ISDBICDE ISDINSTN 10 MSDADVFT MSDMSFMT MSDMSTYP MSDMTUDF MSDPRMAP MSDSTPRF S STDACCLS STDCIF STDCUSAC 8 Funct
24. ORACLE Integrated Liquidity Management User Guide Oracle FLEXCUBE Universal Banking Release 12 0 2 0 0 Part No E49740 01 September 2013 Integrated Liquidity Management User Guide September 2013 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East Mumbai Maharashtra 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2007 2013 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or in
25. Percent Local Currency Basis Basis Amount Option Method Decimals Units Book Flag Days in a Month Booking Tax Payable Currency Flag Tax Amount Option Method Decimals Units Periodicity Daily Booked Actuals 9 Interest Method Default From Currency Definition DaysinaYear Actuals v Rounding Required Book Tax To Expense Account Formula Wizard Vou need to maintain two booked and two tax formulae Formula 1 Specifv the following details 7 2 ORACLE Book Flag Select Booked from the adjoining drop down list Periodicity Choose Daily from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Accrual Required Check this box Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen Formula Wizard Formula Wizard Expression Result e Element Functions Operators Logical Operators Specify the following expressions Case Result ILVD_UTL_DR_BAL gt 0 ILVD ULT DR BAL DR RATE DAYS 36500 Formula 2 Spe
26. a elements that provide the required data System Data Elements SDEs are values such as the balance in an account or the number of transactions in a day This information is constantly updated in the system and is readily available for computation of interest These values can only be picked up by the system while applying interest User cannot indicate what the value of an SDE should be The following SDEs will be used in IC Processing SDE System Data Elements Description ILBD_ULT_DR_BAL Captures the book dated Debit balance of the pool header in this Data element during the IC calculation process ILBD ULT CR BAL Svstem populates the book dated Credit balance of the pool header in this data element during the IC calculation process ILVD ULT DR BAL Svstem populates the value dated Debit balance of the pool header in this data element during the IC calculation process ILVD ULT CR BAL Svstem populates the value dated Credit balance of the pool header in this variable during the IC calculation process ILBD CP DR CONT This data element captures the Compensated contribution of the book dated Debit balance ILBD_CP_CR_CONT This data element captures the Compensated contribution of the book dated Credit balance ILVD_CP_DR_CONT This data element captures the Compensated contribution of the value dated Debit balance ILVD_CP_CR_CONT This data element captures the Compensated contribution of the va
27. cifv the following details Book Flag Select Booked from the adjoining drop down list Periodicitv Choose Daily from the adjoining drop down list T ORACLE Debit Credit Select Credit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Accrual Required Check this box Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case Result ILVD_UTL_CR_BAL gt 0 ILVD_ULT_CR_BAL CR RATE DAYS 36500 Formula 3 Specify the following details Book Flag Select Tax from the adjoining drop down list Periodicity Choose Periodic from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select Actuals from the adjoining drop down list Rounding Required Check this box Tax Category Select TAXAPPLIC from the adjoining drop down list Basis Percent Specify 100 as the basis percent Local Currency Basis Check this box Tax Payable Currency Flag Specify Local Currency here Ta ORACLE Basis Amount Option Select Currency Default from the adjoining drop down lis
28. count Structure Report Account Structure Report Account structure report provides information on the tvpe of account whether the account is a parent tvpe account or child tvpe account and effective date of each account Vou can set preferences as to generation of the report using Account Structure Report screen To invoke the screen type ILRTQURY in the field at the top right corner of the Application tool bar and click the adjoining arrow button Account structure Report Group Code Single All Group Code ReportFormat PDF e PrinterAt Client e Report Output Print wv Printer Report Options You can set your preferences for report generation on this screen Group Code Specify the group code for which you are generating the report The option list displays all valid group codes maintained in the system Choose the appropriate one Once you have specified the group code click OK button The system displays the print option screen Here you can set your preferences as to printing the report Click OK button to print the report Contents of the Report The contents of Account Structure report have been discussed under the following heads al ORACLE Header The Header carries the title of the report branch code branch date user ID module from which the report has been generated date and time at which the report has been generated and the page number of the repor
29. der Account Currency Effective Date Group Code Fields Maker Date Time Checker Date Time Mod No Record Status Authorization Status Header Account The system will display the parent accounts maintained as part of account structure maintenance Select the account which you want to link to the group Effective Date Indicate the date on which the structure under the group should come into effect Group Code Indicate the group code to which you want to link the account structure For example the following structure may be defined for a Group Code GRP HACC Header Account PACC1 Child to HACC CACC1 Child to PACC1 PACC2 Child to HACC SE ORACLE CACC2 Child to PACC2 CACC3 Child to PACC2 In the above structure PACC2 is the Child Account in the link HACC PACC2 whereas Parent Account in PACC2 CACC 3 9 6 Maintaining Sweeping Eligible Balance Click on Amounts amp Dates section in Customer Account Maintenance screen to view the current days Sweep Eligible Balance which is available for Sweep Out Interest Calculation Amounts And Dates Branch Account Opening Daily Turnover Dr Daily Turnover Cr Current ACY Uncollected Withdrawal Uncollected Funds Blocked Receivable Available Unutilized Amount Total Available Provision Amount Auto Deposit Balance ILM Sweep Eligible Balance Sweep Eligible Balance Unauthor
30. dicator Transaction Codes Every accounting entry in Oracle FLEXCUBE involves a Transaction Code that describes the nature of the entry This code and its description will identify the original sweep book reverse booking and their corresponding reversals The Transaction Code for both legs of the transaction would be the same The table below illustrates the accounting entries for each event that you need to set up for the liquidity management module Event Debit Credit Indicator Accounting Role Amount Tag SWBK DR CHILD CR_CONT SWBK CR PARENT CR_CONT SWBK CR CHILD DR_CONT SWBK DR PARENT DR_CONT RVSW DR PARENT CR_CONT ou ORACLE 3 6 2 RVSW CR CHILD CR_CONT RVSW DR CHILD DR_CONT RVSW CR PARENT DR_CONT Refer to the Modularity User Manual for further information on setting up accounting details Associating Branch to Event Class After you define the accounting entries that need to be passed for a set of events you need to associate the event accounting entries to the branches of your bank You can invoke the ILM Branch Parameter Maintenance screen by typing ILDBRPRM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ILM Branch Parameters Maintenance ES New E3 Enter Query Branch Parameters Branch Branch Name Event Class Jobs Frequency Min 30 7 Multi branch ILM
31. dit PHR1 TPBL 3 TAX Credit PHR1 BOOK 3 TAX Debit PHR1 TPBL_ADJ 3 TAX_ADJ Credit PHR1 BOOK 3 TAX_ADJ Debit Pool Reallocation IACR Interest Accrual Accounting Entries 6 3 ORACLE 6 5 2 2 6 5 3 Accounting Role Amount Tag Dr Cr Indicator PLC1 PNL 1 IACR Debit PLC1 ACCR 1 IACR Credit PLC1 PNL_ADJ 1 IACR ADJ Debit PLC1 ACR ADJ 1 IACR ADJ Credit PLC1 PNL 2 IACR Credit PLC1 ACCR 2 IACR Debit PLC1 PNL_ADJ 2 IACR ADJ Debit PLC1 ACR ADJ 2 IACR ADJ Credit ILIQ Interest Liquidation Accounting Entries Accounting Role Amount Tag Dr Cr Indicator PLC1 ACCR 1 ILIQ Credit PLC1 BOOK 1 ILIQ Debit PLC1 ACQUIRED 1 IACQUIRED Credit PLC1 BOOk 1 IACQUIRED Debit PLC1 ACQUIRED 2 IACQUIRED Debit PLC1 BOOK 2 IACQUIRED Credit PLC1 ACCR 2 ILIQ Debit PLC1 BOOK 2 ILIQ Credit PLC1 TPBL 3 TAX Credit PLC1 BOOK 3 TAX Debit PLC1 TPBL ADJ 3 TAX ADJ Credit PLC1 BOOK 3 TAX_ADJ Debit Normal Debit and Credit Interest You can set up event wise accounting entries and advices for the product as suggested below ORACLE 6 5 3 1 6 5 3 2 IACR Interest Accrual Accounting Entries Accounting Role Amount Tag Dr Cr Indicator NINT PNL 1 IACR Debit NINT ACCR 1 IACR Credit NINT PNL ADJ 1 IACR ADJ Debit NINT ACR ADJ 1 IACR ADJ Credit NINT PNL 2 IACR Credit NINT ACCR 2 IACR Debit NINT PNL ADJ 2 IACR A
32. e case of customer accounts with integrated LM type of IC product System Account records for the customer accounts are created after the account structure has been maintained The system accounts are created on the basis of their account type Header and Reallocation and are resolved in a similar manner to customer accounts The following points need to be considered for IC processing 4 11 ORACLE e The Header Account is identified on the basis of system account level e Details of dates for liquidation accrual calculation and previous liquidation for the various ILM type products linked to a customer account are stored when a new system account is created e The Account Type of the System Account and the ILM type of formula determine how interest is computed and if the accounting entries for accrual or liquidation should be suppressed or not e The re allocation interest is computed on the basis of the respective IC condition that is associated with each System Account Type This is based on Child Account s contribution to the Parent Account e Value dated contribution of the Child Account to from the Parent Account is kept track of e The interest amount for the System Accounts can be calculated by checking the Pool Benefit box at the Group level A change in UDE values does not impact the resolution of System Accounts since both the UDEs and the UDE values are taken from the corresponding Customer Account of each System
33. e which e belong to the current period e belong to the last period and e are enabled for BVT back value transaction processing The reallocation of interest depends on the interest conditions based on the Value Dated Sweep Amounts set up on the Child Accounts The system obtains the interest rates for calculating re allocation interest from the UDEs specified in IC Maintenances The interest so derived on the contribution of the child accounts is re allocated to the respective child accounts 4 12 ORACLE 4 17 4 18 4 19 4 19 1 Integrated Liquidity Management Processing The subsequent sections of this chapter explains the various processes real time intra day and end of day performed by the system as part of ILM processing Validation of Account Structure The system automatically validates the account structure that you have maintained You can run this batch process anytime during the day to check the validity of account structures If you have modified the account structure details you need to manually run the validation The system will execute the validation batch as part of ILM Processing Intra day or End of Day for all account structures which have not been validated End of Day Processing Generating System Accounts An account can play the role of child or parent in an account structure For this purpose and to help in the processing of corrections such as back value dated transactions Orac
34. enance nn rna nn tran nn 3 13 3 7 1 A Note on Back Valued Transachons ena 3 14 3 8 Maintaining Third Party Accounts 0 se neennnnnnnnnennnnnnnnnnannntnnnnnan 3 15 3 9 Maintaining Account Structures 00 seen nnnnnnnnznnnnnnrnnnnnnnnntnnnnnanntnnnnnn na 3 17 3 9 1 Indicating Account Details nn nanna 3 18 3 9 2 Maintaining Sweeping Parameierg sms nnnnnnnnnnannnnznnnnzzn 3 19 283 Indicating Pooling Parameierg ss nnnnn en nn nn 3 20 3 9 4 Closing Accounts in an Account Structure e nnnnen nn 3 21 3 9 5 Creating Group Account Limkages nanna mnn 3 22 3 9 6 Maintaining Sweeping Eligible Balance emmen 3 23 Other Maintenance l i iii a 4 1 AT jilntrodutti ri sie iex ei a bida ai ia a A L tea A ad 4 1 4 2 Maintaining BIC Codes used in Mirror Account maintenance 4 1 4 3 Maintaining Message Media Formats serena mnn nnnnnn mnn nn 4 2 AA Maintaining Advise Formats 000 0 nn nnnnnennnnnnnnnnn nar nnntnnn artna tnnnnnnnnnnn 4 3 4 5 Maintaining Message Tvpnes eee nnnennnnnnnnnnnnnnn nanna ann nnntnnnnttnnznnnnntnzzznnta 4 4 4 6 Maintaining STP RUGS ienie a e dl EEN i L cad eet AAAA 4 4 4 7 Maintaining STP preferences A 4 5 4 8 Maintaining Upload Source Preferences AA 4 5 4 9 Maintaining Retail Teller Settlement Instructions sse eennnnnnneni 4 6 4 10 Maintaining Retail Teller Products ens nnan nn 4 7 4 11 Maintaining ARC Details 4 8 4 11 1 Service charges for Inter branch Transachons
35. ep basis is Book Dated back value dated transaction is not allowed While maintaining a new Group the system will validate whether the ILM Applicable option is checked in the ILM Branch Parameters screen A Note on Back Valued Transactions The system rebooks the sweeps in case of physical pooling and adjusts the interest amount that had been accrued and settled in the accounts when you input a transaction with a back value date In case of a change in the Account Structure in the interim between the Back Value Transaction BVT date and current date the system uses the account structure existing on the execution days The following points need to be kept in mind for BVT Processing e Itis performed only for sweeps and pools which are value based e The corresponding System Account active on the Effective Date is considered for a back valued transaction to an account If BVT falls on a holiday then BVT is considered only from the next working day as there will not be any value dated record in system account for holidays e The processing involves replaying the sweep from the least date of the BVT which means that the Contributions and Pool Balances of the System Accounts are calculated afresh The balances in all accounts of the structure are reworked and the sweeps carried out again for each of the previous sweep having the same value date e The value dated balances of the Parent Account as well as the Child Accounts
36. field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Settlement Details Fl New ES Enter Query Route Code Description Product Code Settlement Customer Settlements Credit Account Branch Nostro Account Intermediary Reimbursement Institution Intermediary Country Country Receiver Correspondent Account With Institution Receiver Country Country J Cover Required Sender to Receiver Information Beneficiary Institution Details Of Charge x Fields Change Log Maker Date Time Checker Date Time Mod No Record Status Authorization Status KE ORACLE 4 10 Maintaining Retail Teller Products You can invoke the Retail Teller Product Maintenance screen by typing DEDRTPRM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Teller Product Details EX New E3 Enter Query Product Code Product Description Override Limit ReportModule RT Stop Limit Retail Teller Rate Code A Fete ane Rate Type Preferred Description Slogan Product Group Product Group Description Start Date End Date Remarks Exchange Rate Variance Preferences MIS UDF Branch Currency Restriction Maker Checker Date Time Date Time Mod No Record Status Authorization Status 4 7 ORACLE 4 11 4 11 1 Maintaining ARC Details You can invo
37. he following details Book Flag Select Booked from the adjoining drop down list Periodicity Choose Daily from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select Actuals from the adjoining drop down list Accrual Required Check this box i ORACLE 7 3 Interest Method Default from Currency Definition Check this box Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen Specify the following expressions Case Result DIV NET BAL M lt 0 DLY_NET_BAL_M DR_RATE DAYS 365 100 Formula 2 Specify the following details Book Flag Select Booked from the adjoining drop down list Periodicity Choose Daily from the adjoining drop down list Debit Credit Select Credit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select Actuals from the adjoining drop down list Accrual Required Check this box Interest Method Default from Currency Definition Check this box Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case Result
38. hich the link is being defined The following types are possible e Sweep Indicates that the level of the structure is Sweep in which movement of funds is physical e Pool Indicates that the level of the structure is Pool in which movement of funds is notional Note You can maintain Pool Structure only for a single level You cannot have maintain a Sweep structure on top of a pool structure Interest Reallocation Check this option to allow interest to be re allocated to this account Maintaining Sweeping Parameters Specify the following details Sweep Type This indicates the sweep type of the parent and child account The sweep type can be either of the following e Debit Sweep Out e Credit Sweep In e Target Balance Agreement Base Amount The amount depends on the sweep type that you have selected Ss ORACLE 3 9 3 e Ifthe sweep type is Debit the Amount indicates the balance in the account that should trigger a sweep out of funds The sweep transaction will be executed if the balance in the account becomes greater than this amount e If the sweep type is Credit the Amount indicates the balance in the account that should trigger a sweep in of funds The sweep transaction will be executed if the balance in the account goes below this amount e If the sweep type is Target Balance the Amount indicates the minimum balance that is to be left behind in the Child Account after the sweep is performed A
39. ices Oracle Corporation and its affiliates will not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services Contents LL 1 1 Wes JIntrOUGHAM pp ita kud dices tad kt a bb ta it Ma d i E ta Movie Ta bl aa 1 1 1 27 teller i a A atin 1 1 1 3 Documentation Accessibility 0 00 0 nn nn nnnnnnnnnnnnr rr nn 1 1 TA ele EINEN 1 1 TC Related one iii iii iemel e e ENEE EEN 1 2 16 Glossary of ICONS eneen athe desi at tide aad ee haat 1 2 Integrated Liquidity Management An Overview een 2 1 2 1 Introduction seia a a eet ended enclave A AAN E eerste 2 1 Maintaining Parameters for Integrated Liquidity Management 3 1 Sch Introduction ii pt hati oes ae At ee ag ech eg tae Set Pen ecg het eet 3 1 3 2 Maintaining Account Classes 2 inen EEA i EEEE AAR 3 1 3 3 Maintaining Customer Spreads 2 L nn nnn anna nr nn nnn nt 3 2 3 3 1 Maintaining Ste 3 3 3 3 2 Maintaining U DES usteet at geesde p A 3 4 3 4 Creating Interest amp Charges Rules ce nanna nn arrn 3 4 3 4 1 Creating Interest amp Charges Products nanna 3 5 3 5 Maintaining CUStOMETS 000 aan A TAEAE AE AEEA E E 3 7 3 5 1 Maintaining IC Special Conditions for Customer Accounts 3 7 3 6 Maintaining Product Event Class 8 Accounting Entree 3 10 3 6 1 Defining Accounting Entries for Event 3 11 3 6 2 Associating Branch to Event Class 3 12 3 7 Group Code Maint
40. imit in the Parent Account before and after the sweep Maintaining Third Party Accounts A Third Party Account is an account which is located in another bank which is not part of your bank but is part of the Liquidity Management Account Structure maintained with your bank The funds can be moved from or to the Third Party accounts To establish a relationship between the accounts in Oracle FLEXCUBE and the third party accounts you first need to maintain a mirror account of such accounts as normal CASA accounts in Oracle FLEXCUBE and then capture the parameters of the Third Party Accounts in the Mirror Accounts Maintenance Screen The Mirror accounts can be created at your branch in the country where the Third Party Account is located your branch in the country where the Header account of the Group is located The funds to be moved to from the Third Party Account will be routed through this CASA account The Mirror Account will be used to capture parameters for message generation The balance information obtained from the Third Party Bank will be stored in the Mirror Account 2 ORACLE The Third Party Account details are maintained in the Mirror Accounts Maintenance screen You can invoke the Mirror Accounts Maintenance screen by typing ILDMIRAC in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Mirror Accounts Maintenance Ei New E Enter Query Thi
41. in the Account Structure are updated e In Customer Account Statements only the back value transaction will be available on the date that it was posted The system follows the following process for replaying sweeps 1 It omits BOD processing for the least back value date only and continues till the current processing date It then identifies the value dated balance of the current processing date for the corresponding System Account and carries out the EOD processing 2 Foraparticular Effective Date it calculates Sweep Amount for the corresponding System Accounts 3 It fetches the entry posted for the BVT date from the Sweep Log and compares it with the Sweep Amount that has been calculated currently 4 Ifthe Sweep Amounts are equal no entry is posted 5 Ifthe Sweep Amounts are different it reverses the entry that was posted for the BVT date SWBK and the corresponding entry that was used during BOD to reverse the entry SCH ORACLE 3 8 above Reverse sweep booking RSBK 6 Reversal of Reverse Sweep RSWR entry gets posted during reversal of RVSW 7 It inputs a new entry whose booking date is the processing date of the BVT and whose value date is the BVT date This entry is entered into the Daily Log 8 It then updates the post sweep balances for a combination of Account Effective Date System Account Note Every time a physical sweep is executed the system stores the credit balance and the un used OD l
42. ion ID Glossary ORACLE
43. ized Tanked Uncollected Debit Dr Credit Cr Uncollected Unauthorized Debit Dr Credit Cr Uncollected Cr Opening Daily Turnover Dr Daily Turnover Cr Debit Dr Credit Cr Current LCY Accrued Interest Dr Accrued Interest Cr Interest Due Charge Due Debit Credit DR Activity CR Activity Unauthorized Tanked Dr Unauthorized Tanked Cr Unauthorized Tanked Uncollected Turnover Limit Details Current Period Currency Maximum Credit Turnover Allowed Deposited In Current Period Component Wise Breakup for Overdraft Principal Outstanding Interest Outstanding Charges Outstanding Principal Outstanding Since Interest Outstanding Since Charges Outstanding Since Turnover ChangeLog ORACLE 4 Other Maintenance Introduction Apart from the maintenances mentioned in previous sections if Multi Bank Cash Concentration facility is allowed the following maintenances need to be done during implementation This is necessary only if they have not been maintained earlier Maintaining BIC Codes used in Mirror Account main tenance You can invoke the BIC Code Details screen by typing ISDBICDE in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BIC Code Details Fl New EA Enter Query BIC Code Bank Name Custamer No Customer Name Bank Address 1 Bank Address 2 Ba
44. ke the ARC Maintenance screen by typing IFDATMMN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ARC Maintenance EA New ES Enter Query Account Class Group Basis Charge Debit Account Charge Credit Account Account Description Transaction Code Charge Type Currency Rate Code Slab Type Charge Tracking Preference Liquidation Preference for Tracked Charges IB Transaction Yes C Netting Charge 1 Charge 2 Charge 3 Charge 4 Charge 5 Slab C Their Charge Not Required Partial Account Description Transaction Code Offset Transaction Code Main Transaction Code C Liquidation Product for Demand Draft Advice Netting Charges 7 Generate MT101 Main Offset Accounting Exchange Rate Revaluation Entries Required Rate Minimum Charge Maximum Charge Rate Type Amount Description MIS Head Branch Offset Details Main Legforthe TransactionLeg Branch Name Branch L tenza Product Account Moar Z Description Account Description ks S Transaction Type Description Description Transaction Details Customer Float Days Currency Branch Float Days Basis Calendar Customer Group Account Working Debit Account Charge Debit Account Management Information System Profit Revaluation GL Loss Revaluation GL Generate Transaction Fields Regulation Mod No Record Status Authorization Status
45. le FLEXCUBE creates system accounts This helps the system to identify the role of the account in a structure at any point of time The resolution for generation of system accounts is as follows e The system identifies all the active groups in the branch to which the accounts are linked in Account Structure Maintenance The system also identifies all the accounts in the Account Structure e The system identifies the ultimate parent account or Header Account linked to the group in a structure creates System Accounts for the given structure The system accounts are created for every account e The system assigns level called System Account level apart from the level of the account in the structure that you have maintained For instance in the illustration explained under the section Linking Account Structure to Group Code the Account Structure for the Group GRP is maintained as Child Parent IL Account Account Relation HACC GRP C HACC HACC P PACC1 HACC C PACC2 HACC C PACC1 PACC1 P PACC2 PACC2 P CACC1 PACC1 C CACC2 PACC2 C CACC3 PACC2 C RE ORACLE 4 19 2 The System Account is created for the above mentioned Account Structure as follows Account IL Relation As S stem Account System Account HACC Parent T3 2 1 HACC Header T4 2 2 PACC1 Child T1 2 3 PACC2 Child T2 2 3 PACC1 Parent S3 3 1 PACC1 Header S4 3 2 PACC2 Parent S6 3 1
46. lue dated Credit balance 2 ORACLE 3 3 2 3 4 ILBD NCP DR CON T This data element captures the Non Compensated contribution of the book dated Debit balance ILBD NCP CR CON T This data element captures the Non Compensated contribution of the book dated Credit balance IL D NCP DR CON T This data element captures the Non Compensated contribution of the value dated Debit balance IL D NCP CR CON T This data element captures the Non Compensated contribution of the value dated Credit balance IL DR EFF RATE This data elements represents the effective Debit interest rate IL CR EFF RATE This data elements represents the effective Credit interest rate Maintaining UDEs User Data Elements UDEs are elements such as Interest or Tax rate the values for which are provided by the User The following User Data Elements UDE can be specified in IC Rule Maintenance e Debit Rate for Pool Balance e Credit Rate for Pool Balance e Inter Bank Rate e TaxRate Creating Interest amp Charges Rules You can use the SDEs and UDEs that you have previously defined to create formula to be used by the system for interest calculations in the Interest amp Charges Rule Maintenance screen You can invoke the Interest amp Charges Rule Maintenance screen by typing ES ORACLE 3 4 1 ICDRLMNT in the field at the top right corner of the Application tool bar a
47. ly not moved across accounts However the value dated balances of the Child accounts are kept track of Notional Pooling is performed only for a single level A single level NP structure can be defined above a multi level sweeping structure Notional Pooling is an EOD process where system consolidates balances of all accounts that are part of the NP structure and calculates the Pool Balance The system converts the Child Account balances to Parent Account currency This is done in order to arrive at the ultimate Pool Balance in terms of the Parent Account currency Batch process for Sweep Eligible Balance To determine the Contribution Amount the ILM batch considers the Sweep Eligible Balance instead of the Available Balance Note The Sweep Ineligible Balance is populated from E Gifts DEUPLOAD interface based on the AIP Eligible value as Y or N Any record with AIP Eligibility set to N increases the Sweep InEligible balance by that amount K ORACLE 5 1 5 2 5 2 1 5 2 2 5 Reports Introduction Reports provide details of various events in the life of a specific contract or across contracts ata specific point of time For everv module in Oracle FLEXCUBE vou can generate reports This chapter details out the reports that vou can generate from Integrated Liquiditv Management module of Oracle FLEXCUBE Vou can generate the following report for the Integrated Liquiditv Management module e Ac
48. nd clicking on the adjoining arrow button EX New E3 Enter Query Apply Interest d Rule Id E On Account Opening Month Rule Description On Account Closure Month ILM Parameters Primary Element az Integrated LM Integrated LM Type System Elements User Elements S EE A System Elements UserElements Type Get Latest Use Effective EL A B Taom 4 Formulas Fields Formula Rate Input By Authorized By Modification Date Time Date Time Number IM Authorized W Open You are required to input the following detail in this screen Integrated LM Choose this option if you want to use the product for Integrated Liquidity Management processing Integrated LM Type Specify the type of System Account to which the product ought to be linked It can be e Pool Leader Indicates that the Rule will apply to Header accounts in a structure e Pool Reallocation Indicates that the rule will apply to Parent and Child Accounts below the Header Account Refer the chapter Annexure B IC Rule Set up in this User Manual for suggested IC rules Creating Interest amp Charges Products You can invoke the Interest And Charges Interest Product Preferences screen by clicking Preferences button on the Interest And Charges Product Maintenance screen You can 85 ORAC
49. nk Address 3 SWIFT Key Telex Key SWIFT Key Arrangement YES Relations No Mail Keys Sub Type Code BEI Indicator NH ADB Member No we Payment Message MT103 Preferred Remit Member Blacklisted Update during upload Cug Member ulti Customer Credit Transfer Multi Customer Credit Generate 102 Transfer Maximum Size in Bytes Request for Transfer Generate MT101 No of Transactions per Message Fields Mod No Record Status Authorization Status Date Time Date Time Maker Checker 41 ORACLE 4 3 Maintaining Message Media Formats You can invoke the Message Media format Maintenance screen by typing MSDMSFMT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Message Format EX Hen Enter Query Message Format Module Media Branch Currency Message Type Product Format Input By Authorized By Modification Date Time Date Time Number L Authorized H Open 2 ORACLE 4 4 Maintaining Advise Formats You can invoke the Advise Format Maintenance screen by typing MSDADVET in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Advice Format Maintenance Format Language Form Type Import File Format Text Message Format P
50. on Screen ID s used 8 in the module with page references for quick navigation Related Documents The Procedures User Manual Glossary of Icons This User Manual may refer to all or some of the following icons Icons Function Ed Exit FE Add row Delete row EE Option List i ORACLE 2 1 2 Integrated Liquidity Management An Overview Introduction Liquidity Management refers to the services your bank provides to its corporate customers thereby allowing them to optimize interest on their checking current accounts and pool funds from different accounts Your corporate customers can therefore manage the daily liquidity in their business in a consolidated way Customers need to define account structures which form the basis of liquidity management The account structure reflects the hierarchical relationship of the accounts as well as the corporate strategies in organizing accounts relationships Liquidity management services are broadly classified as under e Sweeping where physical funds are moved in account structure from child to parent or parent to child e Pooling where funds are not physically moved in and out of accounts Instead the account balances are notionally consolidated and interest computations carried out on such notional balances The Integrated Liquidity Management ILM module in Oracle FLEXCUBE supports a multi branch multi currency li
51. on the adjoining arrow button At EOTI Stage e ILRMJOBS e ILBATCH e ICEOD At BOD Stage e ILBATCH e ICEOD e ILMBCCC1 e ILMBCCC2 The various mandatory programs are show below 4 10 ORACLE 4 15 Maintaining Mandatory Batch Programs KA Mandatorv Batch Program Maintenance E New Enter query Branch 000 Function Module Sequence Number Description End of Cycle Group Txn Input Error Handling Stop Automatic End of Day and Run Emergency Program End of Fin Input Continue with Automatic End of Day End of Day Beginning of Day End of Txn Input Frequency Daily im Number Of Days Holiday Rule DoNotExecute Run Date EE Job Code Description Execution Layer Database Application Sub Stage 1 Predecessors 1 Of 1 7 Predecessors Fields Maker Date Time Checker Date Time Mod No Record Status Authorization Status You can maintain the following mandatory batch programs using Mandatory Batch Program Maintenance screen e ILBATCH during End of Transaction Input e ICEOD during End of Transaction Input e ILBATCH during BOD e ICEOD during BOD e Batch processing ILMBCCC1 e Batch processing ILMBCCC2 e Batch processing ILRMJOBS 4 16 IC Processing for Account Structures Interest resolution for customer accounts with non integrated LM IC products is carried out by the system at the time of saving the accounts In th
52. or the following UDEs under this product e TD_RATE1 e TD RATE2 e TD_RATE3 e TD_RATE4 e CA INI e CA IN e CA IN3 e CA INA ek ORACLE TAX_RATE 7 3 2 Interest on term deposit payable monthly You need to maintain values for the following UDEs under this product e TD RATE PENALTV RATE TAX RATE 7 3 3 Interest on deposits for NRI customers You need to maintain values for the following UDEs under this product TD_RATE1 TD_RATE2 TD_RATE3 TD_RATE4 CA_IN1 CA_IN2 CA_IN3 CA_IN4 TAX_RATE 7 3 4 Recurring deposit interest product You need to maintain values for the following UDEs under this product TD_RATE1 TD_RATE2 TD_RATE3 TD_RATE4 PREPAYMENT_RATE OVERDUE_AMOUNT TAX_RATE ORACLE 7 4 IC Rates Maintenance You can maintain rate codes for branches using the Interest amp Charges Branch Availability Maintenance screen You can invoke this screen by typing ICDRESTR in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button IC Rate Code Branch Availability FiNew ES Enter Query Rate Code Branch Restrictions Allow Disallow Branch Specific Rates Branch Code Description TR Input By Authorized By Modification Date Time Date Time Number IM Authorized W Open You need to maintain the following rate codes for all branches of your bank e PERIODIC_1 e PERIODIC 2 e PERI
53. quidity management structure using architecture of System Accounts This enables the system to keep track of balances in accounts in the structure calculate interest on the accounts in the structure as well as track the history of the sweep pool structure Note System accounts are internal accounts created by the system based on the role played by an account in an Account Structure This document is broadly classified into two sections as follows e Maintenance required for ILM e EOD Batch operations and sequence a ORACLE 3 1 3 2 3 Maintaining Parameters for Integrated Liquidity Management Introduction You need to maintain certain parameters before you define account structures for integrated liquidity management process They are Account class Customer Spreads IC SDE Maintenance IC Rule Maintenance IC Product Maintenance Customer Maintenance Customer Account Maintenance Transaction Code Product Event class and Accounting entries for ILM ILM Branch parameters Maintenance Group Code Maintenance Third Party Account Maintenance if Multi Bank Cash Concentration is implemented Account Structure Maintenance Group Account Linkage Other Maintenances Maintaining Account Classes You can use the Account Class feature in Oracle FLEXCUBE to create a set of accounts which have the same characteristics You can invoke the Account Class Maintenance screen by typing STDACCLS
54. rd Party Accounts Branch Code Mirror Account External Account Currency Technical Account Start Time MT920 Start Time Hour MT920 Start Time Min MT920 End Time MT920 End Time Hour MT920 Location End Time Min MT920 BIC Code MT920 Generation Frequency Route Code Generation Frequency Hour Account Current Balance MT920 Balance Updated On DriCr Floor Limits MT920 Dri Dr and Cr Floor Limit Cr Floor Limit Cutoff Time MT101 Cutoff Hour MT101 Cutoff Min MT101 Cutoff Time MT103 Cutoff Hour MT103 Cutoff Min MT103 Fields Maker Date Time Checker Date Time Mod No Record Status Authorization Status You need to maintain the following parameters in this screen Mirror A c This indicates the account number in Oracle FLEXCUBE External A c You need to indicate the account number in the third party bank Currency The system defaults the account currency Technical A c This indicates the CASA account linked to the mirror account Location This indicates the location of the third party bank BIC Indicate the BIC Code of the third party bank Route Code Specify the route code based on which the system will pick up the settlement instructions from ARC settlement instructions maintenance for third party accounts for the generation of payment messages Account Current Balance The system will display the balance of the external account sent by the last MT 942 mes
55. reated under this Account Class should be part of an ILM Structure If the option is checked the system creates system accounts internal accounts for each account that is linked in a pool sweep structure and tracks the balances on both the actual accounts as well as these system accounts It also calculates interest on these system accounts Note Interest on accounts that are not part of an account structure are calculated on the actual customer account Maintaining Customer Spreads For a given customer and currency pair you can define buy and sell spreads in different tenors in days The system defaults the spread to zero if you have not maintained any spread for a customer You can maintain spreads for a customer in the Customer Currency Spread Maintenance screen You can invoke the Customer Currency Spread Maintenance screen by typing Gs ORACLE CYDCUSPR in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Customer Currency Spread Maintenance EX New E3 Enter Query Branch Customer Spread Definition Percentage Currency 14 Currency 2 Customer Spread Details DI Tenor Buy Spread Sale Spread a Input By Authorized By Modification IM Authorized Date Time Date Time Number open 3 3 1 Maintaining SDEs In order to calculate interest Oracle FLEXCUBE uses components called dat
56. revious 1Of1 Module Message Type Lines Columns Input ByDOCTEST5 Authorized By Date Time Date Time Modification Number IM authorized Open ORACLE 4 5 Maintaining Message Types You can invoke the Message Type Maintenance screen by typing MSDMSTVP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Message Type Maintenance New Enter Query Module Message Type Description Priority Normal Maximum Message Count Swift Messages SWIFT Message Type Consolidated Message Type Input By Authorized By Date Time Date Time 4 6 Maintaining STP Rules For Product Setup Generate at input v Show in product Modification Number IM Authorized E Open You can invoke the STP Rule Maintenance screen by typing MSDMTUDF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button d Rule Maintenance Message Type Priority Condition Status Reason Lel Queue Name V Cover Required FI Suppress Message Cover Required Suppress Message SISRR Cover Required x m Suppress Message Cover Required Suppress Message V
57. rom the Application Browser You can invoke the Events Class Maintenance screen by typing CSDACTCL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Events Class Maintenance E New Enter Query m Class Code Class Description Module Module Description Event Class Event Code Event Description 4 Accounting Entries Advice Fields Input By Authorized By Modification Date Time Date Time Number IM Authorized W Open You can maintain the following details in this screen Class Code An Events Class is identified with a unique Code and a Description This indicates the name of the event class to which the events for ILM processing will be linked Description You need to enter a brief description for the class code Module Events are usually unique to a module Specify the module as IL to define the events for Liquidity Management module Events Description Once you specify the class code and module click on add icon The system will display the events associated with the Integrated Liquidity Management module The following events are available for the integrated liquidity management module e SWBK Sweep Booking e RVSW Reverse of Sweep Booking R ORACLE 3 6 1 e RALL Reverse ALL Book Reverse Sweep Defining Accounting Entries for Event You
58. rs Offic Authorization functions ers Documentation Accessibility For information about Oracle s commitment to accessibility visit the Oracle Accessibility Program website at http Awww oracle com pls topic lookup ctx acc amp id docacc Organization This manual is organized into the following chapters Chapter About this Manual gives information on the intended audience It also lists 1 the various chapters covered in this User Manual Chapter Integrated Liquidity Management An Overview offers an introduction to 2 the module and its features Maintaining Parameters for Integrated Liquidity Management explains how to maintain certain parameters before defining account structures for inte grated liquidity management process Chapter 3 Chapter Other Maintenance explains the additional maintenances that need to be 4 done during implementation process Chapter Reports give a detailed account of report generation from this module and 5 the contents of such reports Annexure A Accounting Entries lists the Accounting Entries for Interest and Charge Product applicable for the Integrity Liquidity Management mod ule Chapter 6 t1 ORACLE 1 5 1 6 Chapter Annexure B IC Rule Set up lists the Interest and Charge rules that need 7 to be maintained for the Integrity Liquidity Management module Chapter Function ID Glossary has alphabetical listing of Functi
59. sage 9 10 ORACLE 3 9 Balance Update On The system displays the date on which the last MT942 message was received Start Time MT920 Here indicate the time at which the first MT920 message for a day should be generated End Time MT920 You need to specify the time at which the last MT920 message for a day should be generated MT920 Generation Frequency Here you need to indicate the interval in hours at which MT920 should be generated Dr Dr and Cr Floor Limit Specify the debit floor limit of the account If the credit floor limit is not separately specified this will indicate both the debit and the credit floor limits This value indicates 34F tag value of MT920 Cr Floor Limit Specify the credit floor limit of the account This value indicates 34F tag value of MT920 Cutoff Time MT101 You need to indicate the time at which MT101 should be generated for sweeping in funds from the Third Party Account Cutoff Time MT103 You need to indicate the time at which MT103 should be generated for sweeping out funds from the Parent Account Maintaining Account Structures In Oracle FLEXCUBE you can define a structure for the various accounts participating in the ILM process and set up a hierarchy for the accounts establish the relationships or links among the accounts that are to be part of the Group You need to define the account structure and the hierarchy for ILM processing in the Account Structure Maintenance
60. ser Reference d Auxiliary Nominee Check List Account Description Account Type Mode of Operation Account Open Date Address 1 Address 2 Address 3 Address 4 Location Media Country Code Customer Name Account Branch Account Facilities Initial Funding Account Opening Amount Pay In Option Offset Branch Offset Account Private Customer Cheque Book Passbook FICAS Account CJATM Pay In By Account Pay In By GL C Waive account Opening Charges Options IBAN Account Number Alternate Account Number Clearing Bank Code Clearing Account Number C Replicate Customer Signature Salary Account IBAN Required Interest Charges Consolidated Charges BIC Instructions Standing instructions Linked Entities Reg Account Status Restrictions Currency Limits MIS Statement Limits JointHolders Fields Deposits Instruction Billing Parameters Account Signatory Interim Transactions Report Notice Cards Statistics Cheque Book Request Debit Card Request Sweepin Setup Documents ChangeLog Date Time Date Time 3 8 Mod No Record Status Authorization Status ORACLE Click Interest button in Customer Account Maintenance screen to invoke IC Special Conditions Maintenance sub screen where you can maintain IC special conditions for ILM accounts IC Special Conditions Maintenance Account Details
61. structure Maker Date Time Checker Date Time Mod No Record Status Authorization Status You are required to input the following details Event Class Choose the event class that you wish to associate to the branch Multi branch ILM structure Check this option to indicate that multi branch ILM structure is applicable for this branch In case you wish to modify the option by un checking it the system allows it only if there are no existing active groups for the multi branch Job Frequency Min Specify the frequency for the processing of MBCC Jobs for a branch The default value of Jobs Frequency is 30 SC ORACLE 3 7 Group Code Maintenance In Oracle FLEXCUBE you can bring together several accounts to form a Group for ILM processing You can then link this group code to the Header Account maintained as part of Account Structure In Oracle FLEXCUBE group codes allow you to uniquely identify a given account structure for ILM processing You can invoke the Integrated Liquidity Management Group Code Maintenance screen by typing ILDGRPCD in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button integrated Liquidity Management Group Code Maintenance El New ES Enter Query Group Code Pool Benefit Account Branch Intraday Sweep Group Code General Ledger Description l i Sweep Basis BookDated HEVT Appiicnijia C Reverse Sweep Effec
62. t Body of the Report You can find the following details in the body of the report Field Name Field Description Branch Code The code that identifies the branch Account The account number for which the corresponding details are provided Account Type The account type displays whether the Account is a Parent type account or child type account Effective Date The effective date of the corresponding account oe ORACLE 6 1 6 2 6 3 6 4 6 Annexure A Accounting Entries Accounting Entries for ILM This Annexure lists the suggested event wise accounting entries that can be set up for the Interest and Charge product applicable for the Integrated Liquidity Management module of Oracle FLEXCUBE Events You need to set up the following events for an Interest product Event Code Event Description ILIQ Interest Liquidation IACR Interest Accruals Amount Tags The following amount tags are available e LACH e IACR_ADJ e ILIQ e IACQUIRED e TAX e TAX ADJ Accounting Roles The following accounting roles are available e PHR1 ACCR 1 e PHR1 ACCR 2 e PHR1 ACQUIRED 1 e PHRI ACQUIRED 2 e PHR1 ACR_ADJ 1 e PHR1 ACR_ADJ 2 e PHRI PNL 1 e PHRI PNL 2 e PHR1 PNL_ADJ 1 e PHR1 PNL_ADJ 2 e PHRI TPBL 3 e PHR1 BOOK 1 e PHR1 BOOK 2 e PHR1 BOOK 3 e PHR1 TPBL_ADJ 3 ORACLE 6 5 6 5 1 PLC1 ACCR 1 PLC1 ACCR 2 PLC1 A
63. t Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case Result FORMULA1 gt 0 ROUND FORMULA1 HTAX_RATE 100 2 Formula 4 Specify the following details Book Flag Select Tax from the adjoining drop down list Periodicity Choose Periodic from the adjoining drop down list Debit Credit Select Debit from the adjoining drop down list Days in a Month Select Actuals from the adjoining drop down list Days in a Year Select 365 from the adjoining drop down list Rounding Required Check this box Click Formula Wizard button and invoke the Formula Wizard screen In this screen you need to maintain the following expressions Case Result FORMULA2 gt 0 ROUND FORMULA2 HTAX_RATE 100 2 7 2 2 Pool Reallocation Specify the following details On Account Opening Month Check this box On Account Closure Month Check this box SDE Maintain the following SDEs e DAYS e ILVD_CP_CR_CONT e ILVD_CP_DR_CONT de ORACLE e ILVD_NCP_CR_CONT e ILVD_NCP_DR_CONT UDE Maintain the following UDEs e CDR_RATE e CCR_RATE e CTAX RATE Tvpe For each of the UDEs select the option Rate from the adjoining drop down list Get Latest For each of the UDEs select the option Use Effective from the adjoining drop down list Click Formulas
64. t Age Proof Preferred Date of Contact Preferred Time of Contact Power of Attorney Holder Name n Residen Non Resident SEH Resident Country Nationality Telephone ISD Code Telephone Number Permanent US Resident Status Private Customer 7 Staff Yet To Verify Minor NotRequired Any Time mi Power of Attorney Group MIS Joint Standing instructions Linked Entities Text Fields Image Limits CLS Restrictions MT920 Domestic Professional Maker Checker Date Time Date Time Mod No Record Status Authorization Status EN Apart from serving as a means to collect basic information about a customer the Customer Information Maintenance screen also reflects the hierarchy existing between a Parent company and its various subsidiaries The subsidiaries take on the Customer Number of the parent company as their Liability number 3 5 1 Maintaining IC Special Conditions for Customer Accounts The Customer Accounts Maintenance screen is used to create accounts for a given Customer using the desired account class and currency combination You can invoke the 3 7 ORACLE Customer Accounts Maintenance screen by typing STDCUSAG in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Customer Accounts Maintenance E New amp Enter Query Customer No Currency Account Class SD U
65. tended for use in any inherently dangerous applications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and serv
66. the Account Structure and are stored based on their Effective Dates ZEN ORACLE 3 9 4 Closing Accounts in an Account Structure The following steps explain how to close an account in a given account structure Let us assume that in the structure shown below we need to close account P2 and attach account C2 directly to H1 GRP1 The steps to be followed for the closure are e Child Account C2 is closed first You can query to find out the child accounts of a given parent account say P2 e Subsequently account P2 is closed e Account C2 is now freshly linked with H1 After the structure change has been carried out the new structure appears as shown below GRP1 In the new structure i e after the change account C2 will have a new System Account associated with it id ORACLE 3 9 5 Note BVT is not applicable for a group if any of the account structure closes and BVT falls in that period Creating Group Account Linkages You can link the account structure to the group codes that you have maintained in the Account Group Linkage Maintenance screen You can invoke the Account Group Linkage Maintenance screen by typing ILDGRPLN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button In this screen you need to specify the following EN Account Group Linkage Maintenance ES New Enter Query Branch Hea
67. tive Date BVT Unit Months BVT Duration Maker Date Time Checker Date Time Mod No Record Status Authorization Status You can input the following details in this screen Group Code and Description Enter a unique code to identify the group code in the system Enter a brief description Effective Date Specify the date from which the group will become active in the system You will not be allowed to input Back Valued Dates BVT here Sweep Basis You need to indicate if the sweep should be performed on Book Dated balance or Value Dated Balance for the entire structure falling under the group If BVT support is required it must have Value Dated option Pool Benefit If you select this option interest re allocation is carried out for the child accounts involved in the group Reverse Sweep Indicate whether reverse sweeps should be performed during BOD batch BVT Applicable Specify if BVT processing is applicable for a group ate ORACLE 3 7 1 BVT Unit Indicate the unit the system should consider while calculating the BVT date This can be Days Months BVT Duration This indicates the number of BVT units allowed as back period from today s date while calculating BVT date For instance to indicate 30 Days input Days as BVT Unit and 30 in the BVT Duration fields Similarly to indicate 2 months the BVT Unit should be Months and the BVT Duration 2 Note Ifthe Swe

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