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Savings Version-1.0 9NT1438-ORACLE FCUBS V.UM 11.1.US.1.0

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1. Account Number Branch Code R The system will list all the accounts created for the selected customer The following account details are displayed on click of any Account number e Account Number e Branch e Product Name the type of account e Status the date since when the current account status is effective e Available Balance e Current Balance 4 6 ORACLE Customer Search Customer Mame Identifier Value ee E Julia Allison Roberts CIF ID DMPOOSIND Birth Date 06 MOw 76 Unique ID AF YR 4459 Address 13 Baker Street London UK Account Number Branch Code 100000001 UO 100000002 UO TOOU00008 UO Thu SIRI TRA Oe kk Ad 100000001 Personal Savings Account Product Individual Savings LoY Account Coy USD status ACTIVE Uncollected Funds 1 100 00 Current Balance oY 565 12 Available Balance 66 565 12 Signatory Details sl Customer Photo x Customer Signature Prey Ne Prey Mert On selecting a loan account the following summary details of the loan account will be displayed e Loan Product e Loan Account Currency e Loan Account status e Total Amount Financed e Total Amount Disbursed 4 7 ORACLE V1 000661 Girth Date Umie WD Address 45 new Secs Loan Product CLV AN Account Coi GBP Status ACTIVE Total Ammoung Financed Total Ameoung Disbursed amp Signatory Details piama Signatory Detail Not Available To
2. Rollover Interest Rate Current Rate i Interest Factor Rollover Base rate Step Int start date Interest Rate Customer Bumps Max number of rate bumps allow Rate Code ed Spread Max of Redemption allowed Frequency Monthly si Max number of cumulative chang Unit es allowed Max Interest Rate Interest Rate UDE Min Interest Rate CD Pay in Option d Payin Option Percentage Amount Offset Branch Offset Account Check Number Clearing Product Code Check Date lt CD Payout Details Cancel You need to capture the following details here Certificate of deposit Currency Specify the certificate of deposit currency Alternatively you can also choose the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list Certificate of deposit Amount Specify the amount paid for the CD account in the account currency 10 5 ORACLE Rollover Type Select the rollover type from the drop down list Here you can set the terms and conditions for rollover as follows e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booking account is given as CD account then on maturity date Interest amount will be first liquidated to
3. Cancel 7 23 ORACLE 7 4 4 Specifying the UDF Details 7 9 You can capture these details in the UDF tab of the screen F Close Out Withdrawal By Cash Branch Date 1 2 7008 Web Pape Dialog External Reference Mumbar FX Arm Aas Account hkrtter Acoound Tile Liskcerer IL Trammeaction Asam 4cccurd Currency SC Charg Denomnalion Charge ME UDF LUF Detals la Pied Name Fik yae Cancel Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Exchanging Denominations A customer may approach your bank to exchange currency denomination That person may or may not be an actual bank customer with a valid CIF or customer account He or she may give you two notes of USD 50 each and ask for 10 notes of USD 10 each This transaction involves only denomination exchange from your till The total value in the till will remain the same Hence there won t be any accounting entries for this exchange However the denomination count in the till will change and hence it needs to be updated You can capture such a transaction through the Denomination Exchange screen 7 24 ORACLE 7 5 1 You can inv
4. Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 30 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 134 ORACLE 8 31 Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Liquidating a Cashiers Check against a GL You can liquidate a Cashiers Check drawn on your branch against a GL through the BC Liquidation Against GL screen You can invoke this screen by typing 8308 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button sti Liquidation Against GL Branch Date 15 Dec 0 Webpage Dialog External Reference Number FIJBOT34900001250 lgsuing Branch Sp Instrument Number 7025 Cancel You can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number
5. Running Savings EOD Mandatory Oracle FLEXCUBE facilitates to make savings EOD End of Day mandatory to run EOD for a particular branch wherein the workflow cannot be modified Therefore the Workflow Allowed flag is maintained as N The EOD batch run is carried out for both stages During the first stage the system performs validation needed for executing savings EOD And in the second stage it performs HOST call 3 14 ORACLE You have to maintain the following function to make savings EOD as mandatory for running host EOD e The function BRNRECON should be maintained as a mandatory function in Mandatory Batch Programs e In Mandatory Batch Programs maintenance the End of cycle group will be End Of Transaction Input for the function ID BRNRECON The HOST keeps a track whether savings EOD execution is completed for each branch and date After completion the HOST marks the savings EOD execution as completed for that application date and branch The batch program BRNRECON checks if savings EOD is completed and return success If savings EOD is not mandatory then BRNRECON is not maintained as a mandatory function 3 15 ORACLE 4 1 4 2 4 3 4 Common Operations Introduction This chapter details the common procedures and operations that should be followed while processing transactions in Savings This chapter is divided into the following sections e Clearing a User
6. Damaged Coz of Machine Shut Dow Damaged Coz of Machine Shut Dow of 2 ST r n Maker ID OFSSVVEBTEL1 OFSSVVEBTEL1 OFSSVVB2TEL2 OFSSVVEBTEL1 OFSSYVEBTEL1 OFSSVVEBTEL1 OFSSVVEBTEL1 OFSSVVEBTEL1 OFSSVVEBTEL1 OFSSFTIMAKS OFSSYVEBTEL1 OFSSVVEBTEL1 OFSSYVEBTEL1 TANMAY OFSSYVEBTEL1 Go to Page Maker Date Stamp 12 04 2007 12 35 17 OFSSY 1204 2007 12 34 17 OFSSY 11 30 2007 16 38 43 OFSSY 1203 2007 14 29 42 OFSSY 1203 2007 14 29 42 OFSS 1203 2007 14 29 42 OFSS 1203 2007 14 29 42 OFSS 1203 2007 14 29 42 OFSSY 1203 2007 14 29 42 OFSS 12 06 2007 11 14 30 OFSS 12 04 2007 12 33 17 OFSSY 12 03 2007 14 29 42 OFSSV 12 03 2007 14 29 42 OFSSY 12 06 2007 11 14 30 12 04 2007 12 32 17 OFSSY Here you can query the reprint summary details based on the following details Issuing Branch Specify the branch assigned to issue the instrument reprint The adjoining option list displays all valid branches maintained in the system You can choose the appropriate one Instrument Number Specify the number of the instrument that should be queried The adjoining option list displays all valid instrument numbers maintained in the system You can choose the appropriate one Instrument Type Specify the type of the instrument that should be queried The adjoining option list displays all valid instrument numbers maintained in the system You can choose the appropriate one Based on the aforementioned q
7. GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account and not multiple GLs or accounts in either case Percentage Specify the amount of redemption in percentage Offset Branch Specify the branch code of the account for redemption Offset Account Specify the account number GL for redemption Narrative Specify the description for the redemption 10 4 5 Capturing Pay Out Parameters Details You can capture the parameters for automatic pay out by clicking on the CD Payout Details button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab CD Payout Details Branch Code 101 Currency Account Cashiers Check Hig Check Details Currency Bank Code Payment Branch Beneficiary Details l Beneficiary Address Beneficiary Name Passport IC Number Narrative Ok Cancel The following details are captured here 10 4 5 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers check 10 42 ORACLE Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Date Specify the date of the check for the pay out Beneficiary Name Specify the name of the beneficiary
8. Preferred Denomination Specify the denomination in which the cash should be paid 7 85 ORACLE 7 23 After entering the denomination click Populate The system will default the units for the denomination specified You can modify the denomination and units if required If you do not enter any preferred denomination after clicking Populate the system will default the denomination code and other details to the extent of the transaction amount If you wish to modify these details you may do so by clicking Clear specifying the preferred currency and then clicking the Populate button Refer the corresponding section under Depositing Cash for details on MIS and UDF Refer the chapter Operations in the Deposit Locker User Manual for details on payment through account Click the save icon The following screen is displayed Viewing Availability of Denomination in Till You can view the count of denomination units available in Till in the Denomination Count for Transaction Currency screen You can invoke this screen using the key combination Ctrl T only if the main screen contains Denomination tab and the code of the currency is specified in the main screen For enabling Ctrl T key combination for this feature check Display Denomination Details at the system level sl Denomination Count for Currency USD Webpage Dialog Denomination Code Denomination Value Units av
9. This block allows you to capture charge related details invoke the following screen e DD Issue Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001211 Instrument Type DDW Bank Code CHO Payable Branch WB2 MICR Number MNBUIGI PassporviC Number KPV65456 Demand Draft Currency GBP Beneficiary Name PRATHIBAK Demand Draft Amount Demand Draft Date Transaction Currency Rate Transaction Currency Charges Total Amount Instrument Number Narrative Beneficiary Address 111 2008 01 01 222 3333 Recalc GBP 1508 SADFDS Currency Denominations Charges MIS UDF Charge Details CHARGE1 Charge Components Waiver You need to click on the Charges tab to Charge Amount Currency Charge in Local Currency 100 00 GBP 100 eo 8 91 Exchange Rate Cancel ORACLE The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 20 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 23 DD Issue Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number instrument Type Bank Code D
10. Your customer can pay rental for the safe deposit box either by cash or from the account The cash payment is processed through the Safe Deposit Rental By Cash screen as detailed below 7 22 1 Input Stage You can invoke the Safe Deposit Rental By Cash screen by typing 3401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The following screen is displayed gt Safe Depost Rental By Cash Branch Date 2008 03 31 SafeDeposite Details z Contract Reference Number E0ICDCDOT73320001 at In this screen select the Contract Reference Number of the transaction from the option list and click the save icon The transaction will move on the next stage 7 83 ORACLE 7 22 2 Enrichment Stage On clicking the save icon the system will display the following screen Safe Deposit Rental By Cash Branch Date 2008 03 31 External Reference Number Product Narrative SafeDeposite Details Contract Reference Number Value Date Settlement Currency Due Date Settlement Account Next Due Date Settlement Branch Payment Currency rent amp i Customer Name Payment Amount In this screen the system will display the following details e External Reference Number e Product e Contract Reference Number e Value Date e Due Date e Next Due Date e Payment Currency e Payment Amount You can enter the following details Narrative Enter addit
11. e For Savings you can have a default authorizer If default authorizer is defined then the transaction gets assigned to that authorizer automatically e For cash transactions you can configure the denomination tracking whether it is required or not Workflow Interfaces The workflow engine provides the following interfaces Initiation of a new transaction This interface is invoked when you select a transaction from the Menu Internally a Workflow object corresponding to the transaction you select in the Menu is created and control passed to it This Workflow object will first check if you have the rights to execute the selected transaction It will then display the appropriate screen and data Execute a workflow stage This interface is called after you capture the mandatory data and click on the Save button in relevant transaction screen The Workflow object created on initiation of a new transaction checks if any server code needs to be invoked and appropriately invokes it with the data received Based on the response from the server code the Workflow object routes the workflow to the next appropriate stage On completion of a stage the stage details including the input data xml and response data xml are logged in Savings to indicate that the workflow has moved to the next stage 3 1 ORACLE 3 2 1 3 2 2 3 2 3 Load a Workflow stage This interface is invoked when you click on a stage in your task list This re
12. Branch Code The system displays the branch code of the Child CD Account Number The system displays the account number of the Child CD Account Class The system displays the account class of the Child CD Customer Number The system displays the customer number of the Child CD 10 4 3 1 Capturing Interest Details Calculation Account Select the calculation amount of the Child CD from the option list 10 37 ORACLE Interest Statement Check this box to generate an interest statement for the account The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Interest Start Date Select the interest start date from the option list Charge Start Date Select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch Select the charge booking br
13. Charge Detalles Ll charge Components Wiener Currency Changein local Gurency Exchange Aste Cancel For more details refer the section Specifying Charge Details under Selling a Cashiers Check against an Account in this manual 8 117 ORACLE 8 27 2 Specifying MIS Details This block allows you to capture details pertaining to MIS F Close Out Withdrawal by Bankers Cheque Branch Date 1 2 7008 Evere Reterence Murer Branch Account Murniber Becounl Currency Account Amount Serial Humber Bemeticiery Mame Beneticer y Address Changes MIE UDF Transaction MiS Web Page Dialog Account Tile MCA Mueniber Check Date SC Charge Cearge Bank Code Cancel For more details refer the section Specifying MIS Details under Selling a Cashiers Check against an Account in this manual 8 27 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen a Close Out Withdrawal by Bankers Cheque Branch Date 1 4 2008 Web Pape Malog Exierna Reference Muriber Branch Actou Murer Accoun Currency Account Around Serial Murer Beneficiary Mone Beneticiary Address LDF Details C Fietd Name Fiski vie F SCHEN WE Account Tile MCR Humber Check Date e SC Charges Charge Bark Code Cancel 8 118 ORACLE 8 28 Refer the section titled Specifying the UDF details under Capturing a cash deposit for furt
14. Check this box to amend the system defaulted UDF details Charges amendable Check this box to modify charges picked up by system Exchange rate amendable Check this box to modify the exchange rate picked up by system 3 4 ORACLE 3 4 1 2 3 4 1 3 Till Required Check this box to update the till balances This is applicable only for cash transactions Denomination Tracking required Check this box to indicate whether denomination tracking is required for cash transactions Specifying Validation Preferences Details Inter Branch check Check this box to indicate whether the transaction involving inter branch account needs authorization Authorization limit check Check this box to indicate the transaction amount limit beyond which an authorization for the transaction limit is enforced This gets validated when you enable the Auto Authorization check box If auto authorization is checked for a function group then remote authorization will not function as overrides are automatically authorized If breach of input limit and authorization limit needs to be validated then auto auth should be unchecked in Workflow definition for any function id group STOP i i x P x 7 You have to maintain a currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then transaction amount limit authorization is not enforced Specifying Authorization Preferences Details Auto Au
15. Exchange Rate Total Charge Reference Number Account Amount Narrative Customer Name WCN REVATHY QP Recalculate Charges MIS UDF Transaction MIS Composite MIS w g Cancel You can capture the following details here MIS Class The system displays all the MIS classes maintained in the Host You can to select the appropriate MIS code for each of these classes from the adjoining option list and link it to the transaction 9 5 ORACLE 9 2 3 Specifying UDF Details You can capture the UDF details under UDF tab The following screen will be displayed g Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000396 GL Account Number 111050000 Account Branch WCN GL Description Atm Cash Customer id WCN000501 Product MSCD Account Number 6666660 GL Currency Account Currency GBP GL Account Amount Transaction Amount Exchange Rate Total Charge Reference Number Account Amount Narrative Customer Name WCN REVATHY QP Recalculate Charges MIS UDF UDF Details Field Name Field Value Cancel Field Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is simi
16. General Ledger Currency Specify the currency of the GL against which the DD is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn MICR Number Specify the MICR number as displayed on the DD instrument General Ledger Number Specify the GL against which the DD is being issued The adjoining option list displays all the GL codes maintained in the system Choose the appropriate one Narrative Here you can capture remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the DD is being issued Beneficiary Address Specify the address of the beneficiary in whose favor the DD is being issued Passport IC Number Specify the customer s passport number or any unique identification number OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Demand Draft Date The system displays the date on which the DD is being issued Click save icon to go to the next stage Enrichment stage On clicking the save icon button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 8 95 ORACLE The following screen will be displayed fe DD Issue against GL Branch Date 15 Dec 07
17. Maintaining Replication Parameters You need to maintain the following tables for all branches where data needs to be replicated e STTM _ FLEXBRANCH LOC BRANCH_CODE LOC_CODE BRANCH_URL http 10 80 150 32 8989 FCJNeoW eb ReplicationBranchServlet e STTM BRANCHLOC MAP BRANCH_CODE LOC_CODE MAIN BRANCH GEN_SCR Refer below Refer below Refer below Note the following e You need to maintain the following values for centralized set up 5 1 ORACLE gt LOC CODE CN gt MAIN BRANCH NULL gt GEN SCR Y e You need to maintain the following values for de centralized and hybrid set up gt LOC CODE lt Branch_Code gt gt MAIN BRANCH If multiple branches use same schema then for one branch keep Y for rest N gt GEN SCH e CSTB PARAM BRANCH_INSTALLED DEPLOYMENT_MODE Refer below Refer below Note the following e You need to maintain the following values for centralized set up gt BRANCH_INSTALLED Y gt DEPLOYMENT MODE C e You need to maintain the following values for de centralized and hybrid set up gt BRANCH_INSTALLED Y gt DEPLOYMENT MODE DorH e STTB BRN REFRESH_FUNC Here function id wise replication is enabled Y or disabled N FUNCTION_ID REFRESH_REQD 5 1 2 Data Replication Process Data replication takes place only if the parameter BRANCH_INSTALLED is set to Y Replication takes place in the following stages upon successful authorization o
18. SMDROLDF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Then click Branch Limit button on the Role Maintenance screen Branch Limit Role identification F Authoriser Role Role Description _ Vault Role Limits d Limit Currency User Limit Ok Cancel Here you need to enter the following details Authorizer Role Check this box to indicate the user role is defined For more information about Role Maintenance refer Defining a User Role topic under Security Management System User Manual Maintaining Denomination tracking Oracle FLEXCUBE facilitates denomination tracking For cash transactions there is an internal stage called Till Update The system will update the user till with the amount of cash transaction If denomination tracking is checked in the Workflow Definition screen then the system updates the denomination wise update of Till lf denomination tracking is not checked then you should not input the denomination details in the denomination block If input the same is ignored Maintaining Savings Function Definition Oracle FLEXCUBE allows you to set preferences for function ID specific configuration using Branch Function Definition Detail screen The primary data are pre shipped with an option to modify certain parameters Here you are allowed only modify and authorize 3 9 ORACLE
19. The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC Number The passport number or any unique identification number of the beneficiary is displayed here Click save icon to go to the next stage Enrichment stage On clicking save icon button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 79 ORACLE The following screen will be displayed OD Liquidation Against Account In addition to the details defaulted from the previous stage you can capture the following information Total Charges The system displays the total charges applicable to the transaction Total Amount The system displays the total amount that will be credited to the account Customer Name The system displays the customer name along with the legal title for the account separated by a comma 8 18 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 80 ORACLE 8 18 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen S00 iquidation Against Account Web Page Dialog Ed
20. UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Misc GL Credit 5 00 GBP 5 1 Cancel Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 20 ORACLE 9 5 3 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 2 Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001177 Product GLAccount 324010003 GL Currency Transaction Currency GBP Exchange Rate Transaction Amount SC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 5 4 Specifying UDF Details You can capture the UDF details under UDF tab Z Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001177 Product GLAccount 324010003 GL Currency Transaction Currency GBP Exchange Rate Transaction Amount SC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS UDF UDF Details F Field Name
21. as the exchange rate 7 2 2 1 Recalculating Charges You can modify any of the charges for any of the components In case of modification you need to click Recalc button The system will compute the new charge amount and display the same In case you modify the charge details and don t click on this button the system will trigger the charge recalculation internally when you click the save button 7 2 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Keni Deposit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001282 Account Branch W651 Product CHDP Account Number 9999896 Transaction Currency GBP Account Title SINGLE Transaction Amount 12 500 00 Account Currency GBP Exchange Rate 1 Account Amount 12 475 00 Related Customer LIM000032 Total Charge 25 00 Ke Customer Name Alexander Narrative Currency Denominations Charge Details MIS UDF Transaction MIS Composite MIS Cancel This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details 7 7 ORACLE Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Standard Industrial Code T
22. 11 8 1 Capturing TC Details You have to maintain the following information in this section Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 9
23. 8 2 3 Speci Vine he MIS eege 8 7 8 2 4 CCIW EE 8 8 8 3 Bero ING a OUI EE 8 9 6 3 1 CTA TS TCI VLOG ee 8 12 8 3 2 Ry OF eH A EE 8 15 8 3 3 EE 8 16 8 3 4 SPECHT VIN UDF EE 8 16 8 4 DEPOSITING A CHEQUE INTO A GL ow ee cece ccecccscccsecccscccscccscccesccescceusceesccuceeusseusccuceeeeseusceeceeueseusceeceeeesens 8 17 8 4 1 Specifying Instrument Details 8 18 8 4 2 Specifying Instrument EE 8 20 8 4 3 Specifying Charge Details 8 2 8 4 4 EE 8 22 8 4 5 SOCCI VIN ERT 8 22 8 5 DEPOSITING AN IN HOUSE CHEQUE vvsseseorscwesecse rin denavewacewseauwdandtevwiwnssednseosvavudeedvecndeastiowadewspuaseenteundanseeaesuods 8 23 6 5 1 Specifying Charge Details ccs scieriiischasinbectuttinectiansie beatinidbichastaGentultdbeakasiabeatonidiechostaGenlubtdbecheduatatenbed 8 26 8 5 2 EE 8 26 8 5 3 Specifying UDF Details sasisaning inn cape la Sith doa cabin de ia cepa a biok deh doa alah lin ehh oneal exh tania 8 27 8 6 TRACKING A CHEQUE RETURN sisesscrvsuscossuwcnneasbusecestaeewenvbsdsonstucerseaw Eege EENS 8 28 S HEEN 8 29 6 SELLING A C AGAINST AN ACCOUN L NEE 8 30 6 8 1 Specifying TC Denomination Details 8 33 8 8 2 Specie EE 8 34 8 8 3 DPC EI M O ENEE 8 34 8 8 4 SPCC VING ETA 8 35 oy a gt eg ACAR WE E irani ee erent Mer err eet te ee eer ee re 8 36 8 9 1 Specifying TC Denomination Details 8 38 8 9 2 Speci ne E EE 8 39 8 9 3 SPCC INS MIS Derdi S erdeelt EE 8 39 ORACLE 8 9 4 BOCCONI Eege 8 40 8 10 SELLING A TC TO A WALK IN CUSTOMER si c is lt asonse
24. Accoun Qurnency Exchange Pate Total Charge Arcour Amoun arr zgdr p All UDFs specified for the account class is displayed here Field Value The value for each UDF is displayed here You can alter this value if necessary Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 25 4 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in Banker s Cheque Sale Against Account Screen 8 108 ORACLE This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The re
25. As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of executing this transaction Standard Industrial Code Specify the MIS code assigned to the industry to which your customer belongs 12 7 ORACLE 12 3 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen F Book Overape Branch Date 1 2 7008 Web Pape Dialog External Rajaa beter FO 1 Transaction Currency USD Harane TEST Denman HS UDF LEE Cia Li pe Marre Eed vais Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 12 4 Transfer Cash from Teller You can transfer cash from teller using the Transfer cash from Teller screen You can invoke this screen by typing BCFT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 12 8 ORACLE The f
26. T Cash Withdrawal Branch Date 12 15 2007 Webpage Dialog External Reference Number FJIBO T34900007305 Account Branch VVB1 Product CHWL AccountNumber 9999915 Transaction Currency USD Account Title Mehta Transaction Amount 200 00 Account Currency GBP Exchange Rate 1 63 Account Amount Customer ID W51000059 Total Charge Customer Name Mehta el araire Recalc Currency Denominations Charges MIS UDF Transaction MIS COS CENTR LOAN TYPE LOAN TERM UI Composite MIS A_ OFFICER JAMES D Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details 7 18 ORACLE 7 3 4 Specifying UDF Details You can capture the UDF details under UDF tab 9 Cash Withdrawal Branch Date 12 15 2007 Webpage Dialog FJB0734900001305 CHWL USD External Reference Number Product Transaction Currency Transaction Amount Exchange Rate WB1000059 Mehta Customer ID Customer Name Currency Denominations Charges MIS UDF UDF Details Oo Field Name Field Value WB1 9999915 Mehta GBP Account Branch Account Number Account Title Account Currency Account Amount Total Charge Narrative Recalc Cancel Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon button to go to the next stage The authorization process is similar to cash deposit Refer the corresponding
27. T aneian Asegun Pie AAT S Tea aectve Brach wt G eren He D se AK Ler ses Dreis Bckkezz Harata Bank Code The clearing bank code is displayed here Payable Branch The branch where the TT has to be liquidated is displayed here Liquidation Mode Specify the liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel TT Status The system displays the last event that has been triggered for the transaction This corresponds to the status of the instrument Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Account Currency The currency of the chosen account is displayed here TT Currency Specify the TT currency or select a currency for the TT from the list of values 7 70 ORACLE TT Amount The system displays the TT amount Liquidation Date The system displays the date on which the transaction is posted Issue Date The system displays the date on which the TT was issued Account Number Specify the account into which the TT should be liquidated Account Branch The branch to which the account belongs is displayed here Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC Number The passport number or a unique identification number
28. The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed 8 30 ORACLE Instrument Type The instrument type corresponding to a TC issued to customers against their savings account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Account Branch Specify the branch in which the customer account is maintained for issuing the TC from the adjoining option list Account Specify the customer account against which you are issuing the TC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Currency The transaction currency of the specified customer account is displayed here TC Currency The transaction currency of the specified customer account is displayed here TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click the save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 31 ORACLE The followi
29. The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 8 Selling TCs to Head Office 11 16 ORACLE You can sell TCs from Head office using the Sell TCs to HO screen You can invoke this screen by typing 9016 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Sell TCs To HO Branch Date 12 04 2007 Webpage Dialog External Reference Number FJB0733300001032 Branch Code W I Transaction Currency EES Transaction Amount Issuer Code Z Narrative 7a Ve Details F d Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 11 17 ORACLE
30. The authorizer can only view the transaction details here He or she will have to enter the following details Userid Specify the user ID of the authorizer Password Enter the password to authorize or reject the transaction Remarks Specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue You can view the override messages by clicking Override Messages Local Authorization option is not available when user authentication is via Single Sign On SSO Remote Auth In this type the Maker will assign the transaction to an authorizer using the following screen This screen will appear during the appropriate stage as per the Workflow definition 4 Cash Withdrawal Web Page Dialog K lE 4 3 ORACLE 4 4 2 4 4 3 In this screen the Maker has to specify the name of the authorizer and then click the Assign button Upon successful assignment a confirmation message with the name of the assignee is displayed as shown below Successfully assigned to OFFICER The authorizer to whom the Maker assigns the
31. on the adjoining arrow button Close Out Withdrawal by Bankers Cheque Branch Date 1 2 7008 Web Page Dialog External Retenence Mutier FJBISO0200000670 Branch w On invoking this screen the External Reference Number of the transaction the Account Branch and Account Number are displayed Specify an account number or select an account number from the list of values Click save icon to go to the next stage Enrich Stage Enrichment stage In the Enrich Stage the following screen is displayed F Close Out Withdrawal by Bankers Cheque Web Pape Dialog ExiernalReterence Number FJBOSO0200000671 Account Tile Branch w Serial Humber AccCOoLgt Mumbar MCR Humber Account Qurrency Beneticiary Neng AOC Aru Beneficiary Address Bank Code Check Data 8 116 ORACLE The following details will be displayed on invoking this screen e Account Title e Account currency e Bank Code e Account Amount e Check Date e MICR Number e Serial Number e Beneficiary Name e Passport IC Number e Beneficiary Address 8 27 1 Specifying Charge Details This block allows you to capture charge related details a z Close Out Withdrawal by Bankers Cheque Branch Date 174 2008 Web Page Dialog External Reference Number FIBDSO0200000672 Acoound Tale Branch WE ECR Murnb r Account humber Check Date Account Currency SC Charges Account Amour Clearing Bank Code S rie hhstdser Bene ficnary Mere Beneticeeary Address
32. the following message is displayed Transaction completed successfully 7 12 ORACLE 7 3 Withdrawing Cash You can capture a cash withdrawal transaction through the Cash Withdrawal screen You can invoke this screen by typing 1001 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash Withdrawal Branch Date 2005 11 01 External Reference Number FJBOS30S00002776 Product CHWL Account Branch Transaction Currency C TA Account Number C TH Transaction Amount RH Account Description Narrative C C TS OFAC Check Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch Specify the branch where the customer account from which cash is being withdrawn resides Account Number Specify the customer account from which cash needs to be withdrawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number Transaction Currency Specify the currency in which the cash is being withdrawn You can select the appropriate code f
33. CD rate code not both 10 13 ORACLE For more information on Floating Rate refer Maintaining Floating Interest Rates under Retail Lending User Manual Refer the section titled Specifying interest details under Opening a CD by account transfer for further details 10 2 3 Specifying Joint Account Holder Details In case of joint accounts you need to specify the details of the joint holder CD Account Opening by Multi Mode Branch Date 2006 04 03 External Reference Number FJBO609300005180 AccountNumber Branch Code 101 Account Class fad Customer ID add Account Description Customer Name LegalTtle sia Currency a Payin Option Account Open Date 2006 0403 B CD Detais Interest idide Dual Currency Deposit Step Up Down Interest Checklist Joint Holders Customer D Short Name Relationship ll Authorized Signatory Authorized Signatory Customer Contact Person Custodian Developer Guarantor Guardian Joint and First CD Payout Details Cancel Refer the section titled Specifying Joint Account Holder details under Opening a CD by account transfer for further details 10 2 4 Specifying the Dual Currency Deposit Details In this tab you can capture dual currency deposit details involved in the transaction Click on the Dual CCY Deposit tab to capture the details 10 14 ORACLE CD Account Opening by Multi Mode Branch Date 2006 04 03 Exter
34. Capturing Instrument Details The instrument details that you captured in the previous stage can be viewed by clicking on the Instrument tab 8 12 ORACLE The following screen will be displayed Tn Ghon Conmency Tiree mun accor Branch Echange rare Semeur humi DEI CP rgb His bzzg eel Tibi Heaotatea Coat Bate Regen Hetereoce Hymer i griso L TEE Cudiomer Fina Larga Dep Fa hee Bese Fia Gener Excegien Fina Bank Coe rechor Lea Breech H re hicago branch Otte Cancel The system fetches the following additional details based on your previous inputs Bank Code The system displays the clearing bank code based on the routing number Bank Name The system displays the name of the clearing bank based on the routing number Branch Code The system displays the branch code of the clearing bank based on the routing number Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Sector Description The system displays the description of the sector Exception Type Select the exception type from the adjoining drop down list The list displays the following values e Redeposited checks e Emergency Conditions e ReasonableCauseToDbtCollectibility 8 13 ORACLE Late Clearing The system indicates whether the check has been cleared on the same day
35. Cash From Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001290 Branch Code WB1 Narrative KE Transaction Currency USD Transaction Amount Denomination MIS UDF UDF Details CO pen Name Field Value Cancel Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 8 ORACLE 11 5 Selling Cash to Federal Bank You can sell cash to federal bank using the Sell Cash to Central Bank screen You can invoke this screen by typing 9010 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Sell Cash to Central Bank Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000438 Branch Code WOCN Narrative KC Transaction Currency USD Transaction Amount Denomination MIS UDF Currency Code USD Denomination Details 8 Denomination Code Denomination Value Total Amount P D100 100 D50 50 TC 020 20 T D10 10 D 5 E DIN 1 Here you can capture the following details External Reference N
36. Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction 9 19 ORACLE Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number o Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate 9 5 1 Specifying the Denomination Details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying Denomination Details under Miscellaneous Debit to a General Ledger Account for further details 9 5 2 Specifying the Charge Details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen e Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001177 Product GL Account 324010003 GL Currency Transaction Currency GBP Exchange Rate Transaction Amount oC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS
37. Deposit Web Page Dialog KK Uzer ID OFFICE Al This screen is automatically prompted if the transaction workflow is configured as Remote Authorization This assignment can happen either to a particular role or a particular person In the screen shown above it is to a particular person The system displays the following message on successful assignment Successfully Assigned to lt USER ID gt The supervisor can view the transactions pending his authorization in his or her Assigned Txn list The person needs to click on the transaction and invoke the corresponding screen as under el Remote Authorization Webpage Dialog Teller Please approve Remarks Approver Remarks Approved Override Messages In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eligible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier You can also view the remarks entered by the teller for that transaction Irrespective of the supervisor s action approve or reject the transaction will be re assigned to the maker 7 11 ORACLE The following screen will be displayed to the supervisor
38. Eterna Aeterence Number FIPS Lda Branch Whe Product Code CEPT Transechon Gate prom Trerachon Branch we Doch Dale pm Fiom Songun Curen Uoi AS Fram Amari From Accord b sr er ty iid a From Accar Bah ye 7 at Roule Cocke 2 Fa F TGP Tranter Typa CUSTOMER TRANSFER Change Whom Changes Bara by Custom Here you can capture the following details Transfer Type Specify the type of transfer i e whether the transfer is a bank transfer or a customer transfer Charge Whom Specify the entity that will bear the charges The options in the drop down list are e Charges Borne by Ordering Customer 8 56 ORACLE e Charges Borne by Beneficiary e Our Chgs by Ord Cust and Rvr Chgsby Ben External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product that will be used for processing the transaction Branch The system displays the logged in branch code Transaction Date Specify the date when the transaction was initiated Transaction Branch Specify the branch where the transaction is carried out Book Date Specify the booking date From Account Currency Specify the currency of the account from where the payment is made From Amount Specify the amount that will be
39. GL then the system displays only GL s and if the Pay In mode is Account then only accounts are displayed in the option list Offset Currency The system populates the currency code of the account from which fund is transferred to CD account 10 2 1 2 Specifying Certificate of deposit Pay Out Details Pay Out Type Select the pay out mode from the drop down list The options available are e Bankers Check BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC e Creation of new Certificate of deposit CD e Loan Repayment gt This option is enabled only when Account Number generation is manual Percentage Specify the amount of redemption in percentage Offset Branch The system populates the branch code of the account for redemption 10 11 ORACLE Account Number Specify the account number GL for redemption Narrative Specify the description for redemption 10 2 1 3 Specifying Split Rollover Details During rollover you can split a CD account into multiple accounts and distribute the amount among such accounts You can set your preferences for such split rollovers in this section You need to specify the following details Seq No The system displays the sequence number of the split record Account Class Specify the account class with which the new CD should be associated on rollover In case of split rollover you need to indicate the account class for each new CD
40. Narrative Specify the description for the redemption 10 4 2 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the Certificate of deposit Payout Details button To capture the details for pay out through Bankers Check click on the Bankers Check tab 10 33 ORACLE Term Deposit Payout Details Term deposi Wu Ze TH PC Cheque Details Payment Branch EE Bank code TA Country Code T Beneficiary Details Address FH Other Detais TI IT JE 10 4 2 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers check Cheque Date Select the check date for the pay out Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Country Code Select the country code for the pay out Cheque Currency Specify the currency of the check for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Other Details Specify any other details if any of the beneficiary Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 34 ORACLE 10 4 2 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab CD Payout Details Branch Code 000 Currency Account CO Cashiers Che
41. Number The customer identification number of the payment initiator is displayed here based on the chosen account number Exchange Rate The system displays the exchange rate used to convert the TC currency into GL account currency If the TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Beneficiary Name Specify the name of the beneficiary in whose favour the TC is being drawn Beneficiary Address Specify the address of the beneficiary Recalc Click Recalc button to update amount charge details Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 38 ORACLE 8 9 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen i TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP Z TC Amount E
42. ORACLE 8 8 1 Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Recalc Click Recalc button to update amount charge details Specifying TC Denomination Details In this block you can enter the TC denomination details through the following fields TC Description Select the TC denomination from the adjoining option list The list displays all the TC denominations maintained in the branch system TC Denomination The number of available units in the denomination is displayed Currency The TC Currency is displayed here Count Enter the number of TCs against each denomination in Count Series Select the TC series from the option list Start Number Specify the starting serial number of TC against each denomination and press TAB The following details are displayed End Number The system displays ending serial number of TCs against each denomination based on the TC count you have specified TC Amount The system displays the TC amount based on the value of denomination and the number of TCs against that denomination System Count The count of denominations available in the system is displayed 8 33 ORACLE 8 8 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invok
43. Overrides Web Page Dialog MESSAGE REFERENCE WF 2071 Confirm WF 2072 Le Confirm Cancel 7 2 5 1 Local Authorization In case of local authorization the authorizer can allow or cancel the transaction The following screen is used for local authorization F Local Authorization AEA d User ID OFSSWB1AUTH3 Password Remarks Override Messages The authorizer can only view the transaction details here He or she will have to enter the following details Userid Specify the user ID of the authorizer Password Specify the password with which he or she can either authorize or reject the transaction Remarks The authorizer can specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue You can view the override messages by clicking Override Messages 7 10 ORACLE Local Authorization option is not available when user authentication is via Single Sign On SSO 7 2 5 2 Remote Authorization In case of remote authorization you need to assign the transaction to an authorizer through the following screen Cash
44. TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system deducts the charge amount from the TC amount and displays the total transaction amount In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 48 ORACLE 8 11 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen A TC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 issuing Branch Instrument Type TCA Instrument Status Issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Currency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Charge MIS UDF Charge Details oO Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charg
45. The options available are e Account e Account Class Account Class Specify the account class If you have selected the Default From as Account Class then you have to specify the Account Class mandatorily Else you can leave it blank If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent CD account Or if you select the Default From as Account Class then on clicking of P button the system defaults the interest and deposit details from the account class selected 10 36 ORACLE 10 4 3 Specifying Child CD Details The Child CD parameters are similar to the Parent CD except the child will not have the option to create a new CD as part of Pay out You can capture the details of child CD that is created by payout by clicking on the Certificate of deposit Interest button IC Special Conditions Maintenance Account Details Calculation Account si Interest Start Date si Interest Booking Account O Charge Start Date 0 Charge Booking Account 0 Interest Booking Branch sid _ Interest Statement Dr Cr Advices Consolidated Charge Account 0 a Charge Booking Branch O0 W E Rate Chart Allowed Product Details iof Product Code E Waive Interest UDE Currency E Generate UDE Change Advice Interest Rate UDE Effectrve Date C Effective Date Open You need to capture the following details here
46. This manual is organized into the following chapters Chapter 1 About this Manual Gives information on the intended audience It also lists the various chapters covered in this User Manual Chapter 2 Savings An Overview provides a snapshot of the features of the entire module Chapter 3 Transaction Workflow Describes the role of the Workflow engine in transaction processing Chapter 4 Common Operations Details the common operations that you can perform when processing transactions in this module Chapter 4 Data Replication Details replicating host data in the branch Chapter 6 Maintenances for Savings Details the various maintenances E g Account opening instructions TC Denomination details Reconciliation details etc for the module Chapter 7 Cash Transactions explains all the cash based transactions that can be performed through this module Chapter 8 Instrument Transactions Describes the various instrument based transactions that can be performed in this module Chapter 9 General Ledger Transaction Explains miscellaneous debit and credit transactions GL transactions Chapter 10 Time Deposit Transactions Explains the various types of transactions in this category Chapter 11 Vault Operations Explains the different types of Vault operations available in branch Chapter 12 Balancing Operations Explains the balancing operations available in this module 1 1 ORACLE Chapter 13 Batches Details
47. WIS Cancel You can capture the following details here This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here 8 7 ORACLE Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here 8 2 4 Specifying the UDF Details You can capture these details in the UDF tab of the screen ZA Cheque Withdrawal Web Page Dialog Eens Reterence umbar FESCH Product CGAL Account Branch W Cheque Humber Cust cones Ife Chea Dhe TOS Custceee Marne C Tresch Currency Account Humber Transaction Amoun Account Tile Exchange Aste Account Currency arraira ACTOU Argui Total Charge UDF Detala Leed Name Field Vadue Cancel UDF Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host UDF Value Specify the value for the each UDF that is displayed The MlS related fields displayed here are based on the MIS configuration done at the Host Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS Click save icon to save the transaction The system displays overrides
48. Webpage Dialog External Reference Number FJB0733800000399 Branch Code WCN N Transaction Currency GBP Z Transaction Amount 10 00 Default Denomination Denomination Details Ka L Denomination Code Denomination Value Total Amount Cancel Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred from Vault Transaction Amount Specify the total amount to be transferred 11 1 ORACLE 11 2 1 Capturing Denomination Details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash transfer To rev
49. When the account is opened for a customer type and category the document associated with that customer type and category will be defaulted in the checklist tab from the account class maintenance e The addition deletion and modification of the checklist items in the account class maintenance screen will be reflected in this screen for the accounts opened subsequent to the successful authorization of the account class e Existing accounts will remain unaffected by the change in account class parameters unless amended to include checklist items e System will provide an appropriate error message if a mandatory document is not provided The error message override enables account creation even if a mandatory document is not provided e lf you amend an existing account class to provide check list items then the new accounts opened subsequently with the modified account class will request for verification of all the check list items 10 2 6 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the CD Payout Details button CD Payout Details Branch Code Currency Account Cashiers Check PC Branch Code Defaut From Parent Account Currency Account Class Customer No d Account Class al P The following details are captured here Branch Code The system defaults the branch code Account Number Specify the account number Currency Specify the curren
50. adjoining option list you can choose the valid account address maintained in the system Delivery Address 2 4 Specify the address to which the check book should be delivered 8 103 ORACLE Instrument Type The system displays the instrument type that corresponds to the Cashiers check being issued against an account Payable Branch Specify the branch where the Cashiers check should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Click save icon to go to the next stage You can identify the blocked individuals or Entities of primary and joint account holders who are part of the OFAC list To perform black list check against customer and warn them click OFAC Check button The External System Detail screen will be displayed Extemal System Details External System Response Not a Black Listed Custon Gl User Remarka E You can verify whether OFAC check has been carried out for a transaction by double clicking it in the Completed task list in the Workflow menu For more information on OFAC check response refer Maintaining Customer Accounts chapter under Current Account and Saving Accounts User Manual Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The follow
51. block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 2 Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001308 From Account Branch VI Customer ID WWB1000054 Customer Name Dalmia From Account Number 100001G Account Title DALMIA SB From Account Currency GBP From Account Amount Total From Account Amount Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Product To Account Branch To Account Number To Account Currency To Account Amount Exchange Rate Narrative Total Charge 7 39 FTRQ W I 1010050 GBP Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details ORACLE 7 8 3 Specifying UDF Details You can capture the UDF details under UDF tab 23 Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001308 From Account Branch WB1 Customer D WB1000054 Customer Name Dalmia From Account Number 100001G Account Title DALMIA SB From Account Currency GBP From Account Amount Total From Account Amount Charges MIS UDF UDF Details F Field Name Field Value Product FTRQ To Account Branch WB1 To Account Number 1010050 To Account Currency GBP To Account Amount Exchange Rate Narrative Total Charge Recalc
52. can be in different currencies and can belong to different branches You can invoke this screen by typing 1006 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 35 ORACLE The following screen will be displayed 2 Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001308 Product FTRQ From Account Branch WB1 EW To Account Branch From Account Number To Account Number From Account Currency ER Narrative From Account Amount Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction From Account Branch The branch where the chosen From Account resides is displayed here Alternatively you can choose the account branch from the adjoining option list To Account Branch The branch where the chosen To Account resides is displayed here From Account Number Specify the account that should be debited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accoun
53. captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage 2 In this stage system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type 8 141 ORACLE The following screen will be displayed el BC Liquidation Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000394 Branch WCN Instrument Type BCW Liquidation Mode Payment sl LiquidationDate 2007 12 04 Issue Branch WCN Transaction Currency USD Account Number 111010000 Instrument Number 8102 Beneficiary Name Beneficiary Address Currency Denominations Charges MIS UDF Currency Code USD Denomination Details E Denomination Code Denomination Value Jv D100 i D50 Bank Code BC Currency BC Amount Exchange Rate Narrative Total Charges BC Date Total Amount 12 4 2007 Payable Branch W MICR Number BC Status Passport IC Number Total Amount Recalc 1 000 00 1 63 P 163 00 1 467 00 Cancel In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the check currency and the transaction currency are not the same Total C
54. chosen account Customer Name The system displays the customer name and the legal title for the account separated by a comma Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 7 4 ORACLE 7 2 1 Total Charge The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be credited to the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying denomination details In this
55. chosen account This screen provides following details e Transfer Details e Messaging Info e Customer Transfer Info 8 13 1 Specifying the Transfer Details In the transfer details tab you can capture the following information Agent Bank Specify the bank through which the transaction is being carried out 8 58 ORACLE Beneficiary AC Number Specify the account number of the beneficiary Beneficiary Details Specify the beneficiary details Agent Bank Addr Specify the address of the agent bank Cr Value Date System displays the credit value date Dr Value Date System displays the credit value date 8 13 2 Specifying the Messaging Information In the Messaging Info tab you can capture the following information Ordering Customer Specify details of the ordering customer Sender To Receiver Info Specify the sender to receiver information of the transaction Charge Whom Specify the entity that will bear the charges The options in the drop down list are e Charges Borne by Ordering Customer e Charges Borne by Beneficiary e Our Chgs by Ord Cust and Rvr Chgsby Ben Payment Details Specify the payment details Narrative Provide a description for the transaction 8 13 3 Specifying the Customer Transfer Details In the Customer Transfer Info tab you can capture the following Bank Operation Code Specify the Bank Operation Code The values in the drop down list are e CRTS 8 59 ORACLE 8 1
56. corner of the Application tool bar and clicking on the adjoining arrow button 7A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 instrument Type TCW Branch TCD Instrument Status INIT Issuer Code Account Currency TC Currency Transaction Date 12 03 2007 TC Amount Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Instrument Type The instrument type corresponding to a TC issued to walk in customers is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 41 ORACLE Transaction Date Enter the date of issue of the TC This is deemed to be the application date by default and can be changed if necessary TC Currency Specify the currency in which the TC is being issued Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the s
57. denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 The completed transaction can be viewed in the Completed Transaction list Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 12 10 ORACLE 13 Batches 13 1 Introduction This chapter details the various batch operations that are done in this module 13 2 Clearing Inward Check Data Entry You can do an Inward clearing check data entry using the Inward Cheque Clearing Data Entry screen You can invoke this screen by typing 5521 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 2 Inward Clearing Cheque Data Entry Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733300000995 Currency End Point TE O Entry Number Clearing Type Remitter Branch Account Number Drawee Ac
58. displayed here Issuer Code Select the issuer code of the instrument from the option list available Transaction Currency Select the currency in which the transaction is carried out from the option list available After entering the above details click Ok button on the screen to view all the TCs available with vault The system displays the following details e Description e Sys Count e Series e Start Number e End Number e Amount e Denomination To view the details in a vault in other branch click Reset button After this you can enter the appropriate values and click Ok button 11 23 ORACLE 12 Balancing Operations 12 1 Introduction This chapter details the various balancing operations that can be performed using this module 12 2 Book Shortage You can book shortage of a currency using the Book Shortage screen You can invoke this screen by typing 7551 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Book Shortage Branch Date 1 2 2008 Web Pape Dialog External etesecw ebksr wer FIED 3 Trascien Currency LED Sos Stree Currency Code LGD Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency S
59. down list The list displays the following values e Redeposited checks e Emergency Conditions e ReasonableCauseToDbtCollectibility Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Substitute Cheque Check this box to indicate that the check is a substitute check Large Dep Float The system displays the float days for the large deposit based on the float days specified in the Regulation screen You can modify it while depositing a check 13 4 ORACLE 13 4 New Account Float The system displays the float days for the new account based on the float days specified in the Regulation screen You can modify it while depositing a check Other Exception Float The system displays the float days for the other exception based on the float days specified in the Regulation screen You can modify it while depositing a check Cust Float The system displays the customer float days based on the float days specified in the Regulation screen You can modify it while depositing a check For more details on the field explanations refer Maintaining Account Rate and Charge Details chapter of the Clearing User Manual Click save icon to go to the next stage Enrichment stage In this stage you are allowed to modif
60. e Authorizing a transaction e Initiating a Customer Session The following operations are also discussed e Opening a Branch e Opening a Vault e Opening a Till Workflow Task List When you click on Workflow in the Application Browser the following details are displayed on the right pane e Number of pending transactions e Number of transactions that are assigned to the logged in users e Number of transactions that are yet to be assigned e Number of transactions that have failed e Number of transactions that are complete e Number of transactions that are reversed Clearing a User Sometimes you may require to force logout a user from Savings You can do this if you are a supervisor with the necessary rights to logout a user from the branch The supervisor also has the facility to force log off all the users at any given point of time Typically the force logout right is given to only one administrator role user in the branch You can invoke the Clear User screen by typing CRU in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 4 1 ORACLE 4 4 4 4 1 The following screen will be displayed Clear User D Branch Code 001 001 loot mn Im Im 001 Im Im 001 Im looo Im Im 000 7 User id AERCH A15685M01 AIST S2h01 AITS66A01 41796601 A18879A01 GT A19583M01 ATSSS6M01
61. eee e eee E ELLE EERE EERE EEE 3 9 3 5 STAGES IN WORKFLOW TRANSACTION FLOW ssisscrssserossisatoseidotsineis sinauni eana eied Esda aai 3 11 3 5 1 EOE 5 CS aes EE 3 14 33 2 EE 3 14 i Runnin Savings EOD MONG QOH vss csssicssusisivustestacnaesssseesssnsarnaasisiceadstenmemigiehaniamcuaibiasaniamesestyiasss 3 14 de COMMON OPERATIONS seca ses edecseectcecaa ce ccncavecvcncaavsednsaveatencsadavencscdatensssnaedvesssateussacacaussssatcassassecausvaateasaacaceiss 4 1 4 1 EE ee 4 1 w WORRFLOW TASE EE 4 1 7 ee Le E RE 4 1 Ae ACIMORZINGA TRANSACTION essorer nesena eneeier a Eae aa Erara ENE Eear enan 4 2 4 4 1 Monwa EE 4 2 4 4 2 E E 4 4 4 4 3 DIS DIA EE 4 4 4 4 4 EE EE 4 5 GR CR Eege CUSTOMER SES LE 4 5 4 5 1 Endino a Customer E 4 9 GG ONEC Ee EE 4 9 4T QPENNGA EE 4 9 e BALANCING AND CLOSING A TILO ane cee erp eee eect cepted eee EEE EEE 4 10 Ss DALAREPLICA TON sorrie NANANA 5 1 5 1 OD TO 3c a E E E 5 1 5 1 1 Maintaining Replication Poramtetere cece cc EEE Een EEE 5 1 5 1 2 Data Replication PrOCESS eieiei erter 5 2 5 1 3 Replicating data from Host Automatic Reie 5 3 5 1 4 Replicating data Using EE eege eege Eeer 5 3 Dye Oe Replicating Data from Branch Ad hoc Basis 5 4 ORACLE 5 2 QUERYING ON REPLICATED RECORDS sssccccecsssececcceeeccceeuesecceceuuecccecuusecceeeuesecceesuusecesesuuaeeceesaueeeeees 5 6 MAINTENANCES FOR SAVINGS E 6 1 6 1 RODU TON erm none A A EN A et net errr y ey nce er errr ee ere A ne ere 6 1 6 2
62. for which you wish to view the check status You can also select an account number from the option list If you have specified a branch this list will display all accounts maintained in that branch Cheque Number Specify the check number which you wish to query 8 29 ORACLE 8 8 Account Branch If you specify the account number the branch of the account will be displayed here Alternatively you can also specify the branch code Click Ok button once you specify the account number and check number The following details will be displayed in the screen e Account Title e Customer Number e Account Currency e Check Status Ge Validation will be done to check if the account number specified is a valid number Selling a TC against an Account You can issue a Traveller s Check TC for your customer against his her savings account In order to capture this transaction you need to invoke the TC Sale Against A C screen by typing 1009 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Instrument Type TCA Issuer Code Z Account Branch TCD Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here
63. host override then the transaction directly hits the ENRICH stage Enrich Stage The system performs certain validation during enrich stage During validation if system raises an override as Immediate then the transaction is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction is moved for override handling validation Here if system raises the override as Immediate the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST And then moves to Till If the system does not raise any override then the transaction directly moves to the Till If the validation does not return any host overrides then the transaction directly moves to the Till If Till required is selected then on successful completion of the enrich stage the system will update the Till automatically After updating the Till the transaction is completed If Advice Required is selected in the Branch Function Definition Detail screen the system generates the advice and displays on successful completion of the transaction
64. in Group L Function ID a EH Input By DOC7 Date Time Modification Number E Authorized Cancel Authorized By Date Time T open Here you need to enter the following details Function Group Specify the appropriate function group that has to be created Function Group Description Specify the description of the function group code Function ID Select the function ID which is part of the function group from the option list provided The system will list only savings functions The system performs the following validation while clubbing the function IDs to a function group e The function ID should be unique Same function ID should not be mapped to multiple function groups e The function group code should not be a function id e Atleast one function ID should be defined for a function group While generating workflow if you select function group then the system generates online and offline workflow The system generates offline workflow only if the function supports offline processing or if workflow is maintained for a group The static data released for stage wise response does not include override and undo auto reversal Maintaining Workflow Definition You have to maintain certain parameter which determines the workflow of a savings function You can either define a workflow for individual savings functions like Cash Deposit Cash Withdrawal or you can define for a group of similar functions like Function Group 3
65. inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type 8 133 ORACLE The following screen will be displayed 2 Bc Liquidation Against Account Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001248 Issue Branch WB1 Clearing Bank Code CHO Instrument Number 7507 Liquidation Mode Payment z Account Branch WB1 Cheque Currency GBP Cheque Amount Account Number 111010000 Instrument Type BCW Customer Name WALKIN BANK Narrative NARRATION Transaction Currency GBP Total Charges Amount in Account Currency Issue Date 01 Jan 03 LiquidationDate 2007 12 15 Total Amount Beneficiary Name PRATHI Payable Branch WB2 Beneficiary Address 1111 Cheque Number MICRNO23 2222 PassporviC Number KPV12345 3333 Recalc Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate m 100 00 GBP 100 Cancel In addition to the details defaulted from the previous stage you can capture the following information e Txn Amount e Total Charges e Total Amount 8 30 1 Specifying Charge Details Click on the Charges tab to capture charge related details For more details refer the section Specifying Charge Details under Selling a Cashiers Check against an Account in this manual 8 30 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS
66. invoke the following screen e TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuer Code CSK TC Currency GBP TC Amount Exchange Rate Beneficiary Name Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges MIS UDF Details O Field Name Field Value Issuing Branch TCD Related Customer ID TCD000002 Account Currency GBP Narrative Total Charge Total Amount Recalc 8 55 ORACLE Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 13 Making Cross Border Payments You can make cross border payment using the Cross Border Payment By AC screen You can also invoke this screen by typing ODC1 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button AA Cross Border Payment By AC Branch Date 7 7 7000 Web Page Dialog
67. is being captured Liquidation Mode The status of the DD instrument is displayed here as Payment However you can change it to either of the other values available in the adjoining drop down list viz e Refund e Cancel e Check Number The MICR number of the DD instrument is displayed here Cheque Currency The DD currency is displayed here However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Cheque Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 136 ORACLE Beneficiary Name The name of the beneficiary of the transaction is displayed here Passport IC Number The passport IC number of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Liquidation Date The system displays the date on which the transaction is posted GL Currency Specify the currency in which the transaction needs to be posted to the GL The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one GL Account Number The amount that should be liquidated into the GL is displayed here Narrative The remarks associated with the transaction are displayed here Click save icon to go to the next stage Enrichment stage 2 Here t
68. of the customer is displayed here Narrative You can enter remarks for the transaction Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Depositing Cash in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 71 ORACLE 7 17 Liquidating a TT for a Walk in Customer You can liquidate a Telegraphic Transfer for a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the TT Liquidation Walk In screen You can invoke this screen by typing 8319 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ATT Liquidation Walk In Branch Date 10 4 2000 Web Page Dialog Issue Branch az Instrument Number a On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated Issue Branch The branch where the TT has been issued is displayed However you can also select the branch of issue from the adjoining option list Click save icon to go to the next stage Enrichment Stage On clicking save icon th
69. on a separate window You can either accept or reject the overrides and proceed with saving the transaction If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if you click Save the system will initiate reversal of the transaction without reversing the charges 8 8 ORACLE 8 3 The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the dual control operations and the authorization process respectively Depositing a Cheque You can deposit a cheque into your customer s account through the Cheque Deposit screen You can invoke this screen by typing 6501 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Cheque Deposit Branch Date 2006 01 02 External Reference Number FJB0600200005045 Account Branch Lag Transaction C AccountNumber Ja ranzaction Currency vi Leg Sal T j Account Title E ransaction Amount narave OS Clearing Type a Drawer Account Number Check Number d Check Date d E Routing Number EE Here you can capture the following details External Reference Number The system generates a uni
70. or any other identification number In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 53 ORACLE 8 12 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction g TC Purchase Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000365 Issuing Branch WCN Issuer Code CHO Related Customer ID WCN000481 TC Currency USD Transaction currency TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges MIS Currency Code USD Denomination Details H Denomination Code Denomination Value Total Amount Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 12 3 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen Z TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJ
71. out current branch is displayed here DD Currency The system displays the currency in which the DD has been issued Issue Date The system displays the date on which the DD has been issued Liquidation Date The system displays the date on which the transaction is being posted Drawee Account Number The account on which the DD has been drawn is displayed here DD Amount The amount for which the DD has been issued is displayed here DD Number The MICR number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here 8 84 ORACLE Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage Here the system validates the inputs provided in t
72. section under Depositing Cash for further details ORACLE 7 19 7 4 Closing out an Account with Withdrawal You can capture a close out withdrawal transaction through the Close Out Account Withdrawal screen You can invoke this screen by typing 1301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Close Out Withdrawal By Cash Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000436 Account Number 100003 Branch WB1 Here you can capture the following details External Reference The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Specify the branch where the customer account which needs to be closed resides Account Number Specify the account number that needs to be closed The adjoining option list displays all the accounts maintained in the Host You can select the appropriate account number Click save icon to go to the next stage The Close out Withdrawal of Account transactions are processed without any change till the Branch Available status is marked as Yes If the branch available status is No or branch date is ahead of host date the transactions are not allowed Enrichment stage 1 On clicking save icon the
73. system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e T for Interest Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be deducted 9 4 ORACLE 9 2 2 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen gl Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000396 GL Account Number 111050000 Account Branch WCN GL Description Atm Cash Customer id WCN000501 Product MSCD Account Number 6666660 GL Currency GBP Account Currency GBP GL Account Amount Transaction Amount
74. system performs the following validations e Authorization Required for Reversal can be set as Y only if Reversal Allowed is Y e Offline Allowed and Reversal Allowed option can be set only if they are supported for the function The support will be as per factory shipped information Stages in Workflow Transaction Flow Oracle FLEXCUBE allows you to set preferences before generating the workflow The following are the preferences you can set for each stage they are e Handling of overrides The following options are supported gt Defer It indicates whether the display and remote authorization handling of savings and host overrides raised in the current stage are combined with the branch validation step of the subsequent stage If the branch validation step of the subsequent stage does not raise any overrides then the host overrides are not displayed and the transaction proceeds If the next host hit again results in overrides then they will be displayed gt Immediate It indicates whether the host overrides are handled in the current stage When you accept the overrides and submit the transactions for remote authorization The workflow proceeds only on successful remote authorization gt Auto It indicates whether all the overrides from branch and host do not require authorization The system sets the Auto option if you have opted for Auto Authorize option e Sl Number This is a system generated number w
75. that the charge needs to be levied However you can check this option to waive the charge If you check this option you will have to click the Recalc button to re compute the net amount to be credited to the account Charge Currency The system displays the currency in which the charge has to be levied 8 6 ORACLE 8 2 3 Charge Amount The system displays the charge amount in the charge currency However you can change it You will then have to recalculate the charge and net transaction amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be levied Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen F Cheque Withdrawal Web Page Dialog Exiernal Reterence Mumiber Product CGAL Account Branch W Cheque Number Customer a Cheque Date 1 Customer Hane Trarehecion Gurney Account hurmar Transaction Amoun Account Tile CH Exchange Rate Account Currency Narrative Denomination Charges MS UDF Transaction MIS Composite
76. the DD The adjoining option list displays all the accounts maintained in the system Select the appropriate one 8 68 ORACLE MICR Number Specify the MICR number of the checks Demand Draft Currency Specify the currency of the DD Instrument Type The instrument type corresponding to a DD sale against account is displayed here Demand Draft Date The date of DD issue is displayed here Payable Branch Specify the branch at which the DD should be encashed or redeemed The adjoining option list displays all the branches maintained in the system Select the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the customer s passport number or any other identification number Account Currency Specify the currency in which the account is maintained Cheque Number Specify the number of the cheque being drawn for DD sale Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 69 ORACLE The following screen will be displayed DD Sale aga
77. the bank code of the counter party for the pay out Counter Party Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport IC Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 10 2 6 3 Specifying Certificate of deposit Details To capture the details for opening a new CD as a part of pay out click on the Certificate of deposit tab 10 20 ORACLE CD Payout Detats Branch Code 000 Currency Account Check PC Branch Code Defaut From Ge Parent Account Currency Account Class Customer No O0 A Account Class Lag P Interest The following details are captured here Branch Code The system defaults the branch code Currency The system defaults the currency Customer Number The system defaults the customer number Default From Select the Default From option to default the details from either the parent account CD account or account class The options available are e Account e Account Class Account Class Specify the account class If you have selected the Default From as Account Class then you have to specify the Account Class mandatorily Else you can leave i
78. the current date as the date of draft issue MICR Number Specify the MICR number printed on the DD Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary in whose favour the DD is being drawn OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Passport IC Number Specify the passport number or any unique identification number of the walk in customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 8 89 ORACLE The following screen will be displayed gl DD Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000392 Payable Branch WB1 Instrument Type DDW MICR Number Bank Code CHO Passport IC Number Demand Draft Currency USD Beneficiary Name asd Demand Draft Amount Beneficiary Address Demand Draft Date 2007 12 05 Transaction Currency Rate Transaction Currency USD Charges Total Amount Instrument Number 38604 Narrative Currency Denominations Charges MIS UDF Currency Code USD Denomination Details H Denomination Code Denomination Value Total Amo
79. the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Refer the section titled Specifying the MIS details under Depositing Cash for further details Specifying the UDF Details You can capture these details in the UDF tab of the screen Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Requesting for Funds Transfer You can transfer funds in a particular currency from one account to another using the Funds Transfer Request screen The funding account and the beneficiary account
80. transaction and displays the amount here Account Amount The system displays the amount to be credited to the account in the account currency after calculating the applicable charges The system deducts the charge amount from the transaction amount and displays the net value 8 11 ORACLE 8 3 1 Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Sron Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate o The system displays an override message in the following conditions e If the amount withdrawn is greater than available balance but less than or equal to the sum of available balance and uncollected funds funds awaiting clearance post deposit of check e If the amount withdrawn is greater than available balance but less than or equal to sum of available balance and amount block The customer is charged if the withdrawal is against uncollected funds
81. typing 417 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Z TC Denominations Maintenance Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001249 Transaction Branch W I Issuer Code lt Currency Code Sauer Description TC Denominations Maintenance O Denomination Denomination Value Description The following details can be captured here External Reference Number This is an auto generated sequence number Transaction Branch The transaction branch code is displayed here Issuer Code Select the Issuer code of the TC 6 1 ORACLE Currency Code Select the transaction currency code Click add icon to add a new row to TC denomination maintenance details 23 TC Denominations Maintenance Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO0734900001249 Transaction Branch VI Issuer Code Z Currency Code lssuer Description TC Denominations Maintenance d Denomination Denomination Value Description You can capture the following details specific to TC denomination Denomination Specify the id for the TC Denomination Value Specify the amount of the TC Description Give a small description for the TC After entering the details click save button to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters
82. you can query on the details of a DD based on the following fields Instrument Number Specify the instrument number for which you wish to see the details Issue Branch The branch where the specified DD was issued is displayed here However you can specify a branch code and then query on all the instruments issued from that branch Click Ok button The system fetches the details of the specified instrument and displays the following details Bank Code Payable Branch Check Currency Check Amount 8 99 ORACLE e Check Number e Check Status e Issue Date e Issue Account number e Beneficiary Name e Beneficiary Address Click Cancel button to exit 8 23 Reprinting of DD Oracle FLEXCUBE reprints the DD due to one of the following reasons e Stationery got stuck in the printer e Improper printing e Issue of duplicate instruments In order to keep track on reprints the system will count the number of times the instrument is printed These details will be verified by branch official or auditor The system allows reprinting of DD in the DD Reprint screen You can invoke this screen by typing DDRP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 4 DD Reprint Web Page Dialog External Reference Number FJBO800109992503 Demand Draft Status INIT Issue Branch YVEB Demand Draft Currency GBP Instrument Number 805 Demand Draft
83. 1 101 customer da Customer Mame Currency IT l Account Open Date 2006 01 02 CD Details Interest CO Currency Joint Holders Dual Currency Deposit Rollover Type Rollover Amount Force Rollover Account Claes Rollover Interest Rate Rollover Base rate Customer Bumps Max number of rate bumpa allow ed Max of Redemption allowed Max number of cumulative chang es allowed Interest Rate UDE CD Pas Jo Option LI Payin Option lt CD Payout Details C Auto Rollover C Close on Maturity Move Interest to Unclaimed PF Move Principal to Unclaimed Rate Chart Alo wed seess ses esch ee Account Class W Account Description Legal Title Payin Option Step Up Deown Interest Checklist Interest Liquidation Branch Interest Liquidation Account Account Description Tenor Maturity Date Others e Next Maturity Date s Computed Amount step up down Interest Applicable Interest Factor Step Up Step Int start date Interest Rate Rate Code Spread Frequency Unit Wax Interest Rate hlin Interest Rate Percentage Amount Offset Branch Offset Account Check Number Clearing Product Code Check Date cancel In the enrichment stage the details entered in the previous stage are validated from the host In addition to the details captured in the previous stage the following details are displayed Account Number The system displays the nu
84. 1 Account Title Customer id 102000097 Redemption Mode Partial Redemption vi Account Currency USD _ Waiver Penalty Redemption Amount Term Depost Payout Details i Payout Type Percentage Redemption Amount Offset Branch Offset Account Narrative Term Deposit Payout Details The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder You need to specify the following Txn Ccy Select the transaction currency from the option list Redemption Mode Select the mode of redemption Redemption can be either in part or in full Redemption Amount Specify the amount to be redeemed For full redemption mode you need not enter the redemption amount If you want to redeem the deposit in part enter the part redemption amount Waiver Penalty Check this box to waive the penalty for redeeming the certificate of deposit On clicking Save button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 10 31 ORACLE The following screen will be displayed CD Redemption by Multimode Branch Date 2006 04 03 External Reference Number FJBO8031 00000018 Account Number 111301 Branch Code TAG Account Title Customer ld 565656 Redemption Made Partial Redemption Customer Mame Account Curren
85. 3 ORACLE You can set the parameters for workflow definition for a branch using Function Workflow Definition Detail screen To invoke this screen type STDWFDEF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button gt Function Workflow Definition Detail Branch Code az Branch Description User Preferences WS Amendable UDF Amendable Charges Amendable Exchange Rate Amendable T Till Required Denomination Tracking Required Auto Authorization A Branch Workflow Details E Sequence Mo Stage Description Input Authorization Limit Check Input By DOC Date Time Authorized By Date Time Modification Number Function DGroup Function Description Validation Preferences Inter Branch Check _ Authorization Limit Check T Defaut Authorization Authorization Preferences _ Authorization on Charge Amendment _ Authorization on Exchange Rate Amendment Assignment Mode Auto D Authorization Role az EE Overnde Handling S Immediate e BB Authorized E Open Here you need to enter the following details Branch Code Specify the appropriate branch code from the option list provided Function ID Group Specify the function ID group from the option list provided 3 4 1 1 Specifying User Preferences Details MIS amendable Check this box to amend the system defaulted MIS details UDF amendable
86. 4 e SPAY e SSTD e SPRI Instruction Code Specify the instruction code for the transaction Envelope Contents Specify the contents of the envelope Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Once the transaction is complete you can reverse the accounting entries of the transaction if required For more information on reversing a transaction refer the section Transaction Reversal under the Cash Transaction manual selling a DD against an Account You can issue a Demand Draft DD for your customer against his her savings account In order to capture this transaction you need to invoke the DD Sale Against Account screen by typing 1014 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Sale Against Account Branch Date 2006 01 02 External Reference Number FJB0600200005050 Bank Code vi ay Demand Draft Currency de Demand Draft Amount Al Demand Draft Date ies Payable Branch a MICRNumber sd Benefi
87. 5 ORACLE 8 9 selling a TC against a GL You can issue a Traveller s Check TC for your customer against General Ledger account In order to capture this transaction you need to invoke the TC Sale Against GL screen by typing 8205 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Instrument Type TCG Issuer Code ag Instrument Status INIT TC Currency ag Branch TCD TC Amount General Ledger Number Narrative General Ledger Currency Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Branch The current logged in branch is displayed Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 36 ORACLE TC Currency Specify the currency of the TC General Ledger Currency Specify the currency of the GL against which
88. 697401 4 A 392M0 User Name A1S259401 a15685M01 A1S752M04 RAJKUMARD AUIN IRAJKUMARD MAIN KENE ENKEN A19563M01 Sujith e EE Ae oe 1 AS22897 401 A25459M01 OFSSHOMAKS M E A2T66SM01 1of5 p H KS Go te Page pe Clear Ext This screen lists the following details of the all the users who have logged into Savings Branch Code User ID To force log out a user check the box against the relevant user record and click Clear button The system will display a message to confirm the clear operation To force log out all the users check the box against the header row which will select all the users who have logged in and then click on the Clear button The selected users are logged off from Savings Authorizing a Transaction Authorization can happen in two ways based on the Workflow defined for the transaction Manual and Auto Manual Assignment The maker can opt for either the local authorization or the remote authorization for the transaction that is submitted with one or more overrides Local Authorization The supervisor can authorize the transactions from the teller screen by entering the ID and password In case of local authorization the authorizer can allow or cancel the transaction 4 2 ORACLE The following screen is used for local authorization F a Local Authorization KK O User ID OFSSWB1ALITH3 Password Remarks Override Messages
89. 7008 Web Pape Dialog External Reference hunier Berk Code CHO bigger type General Ledger Number 111010000 Branch Instrument Number S555646 netument Status Issue Dote 142 2008 Harai L TT Arua General Ledger Currency GBP E Payable Branch Teegraptic Transter Date Beneficiary Mare Benehcery Address Passport d LE Humber Cancel You can capture the following information Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction is being captured Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Liquidation Mode This indicates the mode of liquidation of the TT transaction You can select the mode of liquidation to any of the values available in the adjoining drop down list e Payment e Refund e Cancel 7 65 ORACLE General Ledger Currency The GL currency is defaulted to the instrument currency However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Liquidation Date The system displays the date on which the transaction is posted General Ledgernumber Specify the GL into which the amount should be liquidated Instrument Currency Displays the currency in which the instrument was issued TT Status The system displays the last event that has been triggered for the trans
90. 733400000816 Bank Code E01 BC Currency GBP BC Amount al 7 000 00 instrument Number 6 BC Date 2007 11 30 Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN Beneficiary Address Passportv iC Number instrument type Customer id Customer Name Account Branch Account Account Title Account Currency Cheque Number Exchange Rate Total Charge Account Amount BCC E01100064 RAM KUMAR CH E01 0110006401 0110006401 01100064 GBP 137 15 00 1 015 00 Narrative Recalc UDF Details go Field Name Feu Value Specify the following details Field Name All UDFs specified for the account class is displayed here Field Value The value for each UDF is displayed here You can alter this value if necessary Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 115 ORACLE 8 27 Close Out Withdrawal by Cashiers Check You can close an account and pay the account balance by issuing a Cashiers check to the customer using the Close out Withdrawal by Bankers Cheque screen You can invoke this screen by typing 1300 in the field at the top right corner of the Application tool bar and clicking
91. ACLE 7 8 1 Customer ID The system displays the customer ID based on the account specified Exchange Rate The system displays the exchange rate used to convert the from account currency into to account currency If the from account currency is the same as the to account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here To Amount Specify the amount that should be credited to the account Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details 7 38 ORACLE 7 8 2 Specifying MIS Details This
92. AGAINST AN ACCOUNT ccccscccsesccscccscccsceessccsccesceesccesccessceesscesscesseesseesscesscesesees 8 77 SAST BOCCONI EE 8 80 ee CCU ONS CIOS ace EE 8 81 OLS DBOCCIVINCANS OD OCG S eise Eaa EEE E ea aaa sotsoastoareaan E ees 8 81 8 19 LIQUIDATING A DD FOR A WALK IN CUSTOMER 8 82 O19 Specivine Eegen deeg 8 86 dI SPec Choe Deals esne inn EEEE EERE EE EEA AEAEE 8 86 dI E 8 87 CADE CCI EE 8 87 8 20 JISSUINGA DD TOA WALK IN E E e 8 88 S201 SCC VIN Denominalion Eed EE 8 9 ET WPCC Derails errire rE EEEE EEE A EEE REA EEE Aaa 8 9 G20 EE 8 92 OU OCCU INO VE 8 93 IO OC EE 8 93 Sal me ech OU ERR EE liye E 8 94 E ER Qpeciyine ER 8 96 EE 8 97 Bala Peon ODF Dons apsari 8 97 bala Jvokne OFAC CECR sises eisai 8 98 G22 JNOUIRING ONA DD TRANS ACTON eucscscsseexcrecdecsesoctecuenotsicuencetecsrnecuenessatecuepetcenendetcstsassaeeesoeicsanasateners 8 99 S29 E ECK Ree EE 8 100 8 24 VIEWING INSTRUMENT REPRINT SUMMARY geess 8 101 8 25 SELLING A CASHIERS CHECK AGAINST AN ACCOUNT ENEE 8 102 ORACLE ER NR E 8 106 ea CC EEN 8 107 OS CCU Ie E EE 8 107 E AVON OE E 8 108 8 26 SELLING CASHIERS CHECK AGAINST CHEOUE 8 109 rod PNE Ee 8 113 ODO COUN E 8 114 Os COV TI TF EE 8 115 8 27 CLOSE OUT WITHDRAWAL BY CASHIERS CHECK sascicessasosisscntesendsnadelsonecbraaseatocdeeassecanigaconiceumasasucnemecoeuens 8 116 Br SPENT Chae Deldi ee ee ee ee ee ee eee 8 117 EE 8 118 8 27 3 Specifying the RE 8 118 8 20 ISSUING A CASHIERS CHECK AGAING E
93. Amount Issue Account Number 1999952 Payable Bank CHO Expiry Date 03 04 2006 Issue Date 12 04 2007 MICR Number ici RE Reprint Reason Damaged Due To Printer A El ici r BANGALORE METRO Reprint Count 5 A D Le K A R N amp T Here you can specify the following fields Reprint Reason Specify the reason that should be verified during the auditing of DD reprint This is a mandatory field Reprint Count The system displays the count of the current reprint operation 8 100 ORACLE Click Save to retain the incremented reprint count and audit details 8 24 Viewing Instrument Reprint Summary You can view the summary of instrument reprint in the Instrument Reprint Summary screen You can invoke this screen by typing ISSRPDET in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 4 Instrument Reprint Summary Web Page Dialog Advanced Search Refresh Reset Records per page E v Lock 4 Issuing Branch Instrument Type Instrument Number Print Count Reprint Reason DDA 805 2 Damaged During Printing DDA 505 3 Damaged By Customer DDA 2 Damaged vie Transfer DDG Damaged Ahile Generation DDG 90 5 Damaged By Manager DDG 10 Damaged Due to Power Cut DDG 90 3 Damaged Due while printing Printer Not Working Printer Not Working Damaged By the Customer Damaged While In Transit Damaged Due To Printer Jam Paper Jammed In Printer ET
94. B0733700001270 Issuing Branch TCD Issuer Code CSK Related Customer ID TCDO00002 TC Currency GBP Account Currency GBP TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges MIS Charge Details oO Charge Components Waiver Charge Amount Currency Charge in Local Currency Cancel 8 54 ORACLE Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 12 4 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 2 TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuer Code CSK TC Currency GBP TC Amount Exchange Rate Beneficiary Name Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Issuing Branch TCD Related Customer D TCDO00002 Account Currency GBP Narrative Total Charge Total Amount Recalc Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 12 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to
95. B0734900001248 Issue Branch yvB1 instrument Number 7507 Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch Specify the branch where the Cashiers check is payable Instrument Number Specify the instrument number of the Cashiers check that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 131 ORACLE The following screen will be displayed 23 BC Liquidation Against Account Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001248 Instrument Type BCW Issue Branch WB1 Liquidation Mode Payment v Clearing Bank Code CHO instrument Number 7507 Account Number 111010000 Transaction Currency GBP sue Date 01 Jan 08 Cheque Amount Cheque Currency GBP P Account Branch Narrative NARRATION Lz LiquidationDate 15 Dec 07 Beneficiary Name PRATHI Cheque Number MICRNO23 Beneficiary Address 1111 Payable Branch WB2 2222 Passport IC Number KPV12345 3333 Instrument Type The type of the instrument is dis
96. B2 22 33 Narrative mis amneded P Passport IC Number kpw1223456 Cancel Here you can capture the following additional details Instrument Type The instrument type is displayed here Liquidation Mode Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel Liquidation Date The system displays the date on which the transaction is posted Account Currency The currency of the chosen account is displayed here Account Number Specify the offset account that should be used to post this transaction The adjoining option list displays all the accounts maintained in the system Choose the appropriate one 8 78 ORACLE Instrument Number The instrument number of the DD that needs to be liquidated is displayed here Payable Bank The clearing bank code is displayed here DD Currency The currency of the DD instrument is displayed here DD Amount The amount for which the DD has been drawn is displayed here Narrative You can enter remarks for the transaction Issue Date The system displays the date of issue of the DD Payable Branch The branch where the DD has to be liquidated is displayed here DD Number The issue number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Beneficiary Name
97. BC Issue Walk In Branch Date 2008 06 30 External Reference Number FJB081e200001459 Instrument Type BC Instrument Status INIT Bank Code ag BC Currency TA AC Amount Payable Branch vd Leg MICR Number Pazeportic Number E Beneficiary Name YT Beneficiary Address ee A a Transaction Currency TA Narrative IO When you invoke the screen the External Reference Number BC Date and Instrument Type are displayed You need to specify the following details Instrument Status Specify the instrument status Transaction Currency Specify the currency in which the customer is making the payment BC Currency Specify the currency in which the Cashiers check is being issued Bank Code Specify the clearing bank code for the transaction BC Amount Specify the amount for which the Cashiers check needs to be drawn in the check currency BC Date Specify the Cashiers check date from the adjoining calendar MICR Number Specify the MICR number printed on the Cashiers check Narrative Here you can enter remarks pertaining to the transaction 8 124 ORACLE Beneficiary Name Specify the name of the beneficiary in whose favor the Cashiers check is being drawn Beneficiary Address Specify the address of the beneficiary in whose favor the Cashiers check is being drawn Passport IC Number Specify the passport number or any unique identification number of the wa
98. BP Account Title SINGLE Transaction Amount 12 500 00 Account Currency GBP Exchange Rate 1 Account Amount 12 475 00 Related Customer LIMOO0032 Total Charge 25 00 Customer Name Alexander Narrative Currency Denominations Charge Details MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Cash dep 25 00 GBP 25 Here you can capture the following details Charge Component The system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e T for Interest Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Currency The system displays the currency in which the charge has to be deducted 7 6 ORACLE Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in Local Currency In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1
99. BP ag Beneficiary Name PRATHIBAK B C Amount Beneficiary Address FIRST B C Date 01 Jan 08 EQ SECOND General Ledger No 256020000 rar THIRD General Ledger currency GBP Ei Narrative NARRATION 8 119 ORACLE On invoking this screen the External Reference Number and the Bankers Cheque Date are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values General Ledger Currency Specify the currency of the GL against which a Cashiers check is issued or select a GL currency from the list of values BC Currency Specify the Cashiers check currency or select a currency for the Cashiers check from the list of values General Ledger Number Specify the account number of the GL against which a Cashiers check is issued BC Amount Specify the Cashiers check amount BC Date The system displays the application date However you can change it using the adjoining calendar MICR Number Specify the MICR number of the check Narrative Specify description remarks for the transaction This is not mandatory Passport IC Number Specify the customer s passport number or identification number Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Payable Branch Specify the branch where the Cashiers check amount should be paid out The adjoining option list display
100. Bill Number Bill Currency Bill Amount Account Number Total Charge Account Branch Total Amount Account Currency Account Title Exchange Rate Customer ID Narrative Customer Name Negotiated Cost Rate Negotiation Reference No Recalculate Charges MIS UDF In addition to the details defaulted from the previous stage the system displays the following Account Currency The system displays the currency in which the chosen account is maintained Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the chosen account Exchange Rate The system displays the exchange rate used to convert the bill amount in bill currency to transaction amount in transaction currency If the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges 7 34 ORACLE 7 7 1 7 7 2 7 7 3 7 8 Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify
101. Buying TCs from Vault You can buy TCs from Vault using the Buy TCs from Vault screen You can invoke this screen by typing 9017 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 11 18 ORACLE The following screen will be displayed 2 Buy TCs from Vault Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000117 Branch Code WB2 Transaction Currency ER Transaction Amount ssuer Code ER Narrative 72 ue Details E Fa oO Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 11 19 ORACLE 11 9 1 Capturing TC Details You have to capture the following details of the TC Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the speci
102. By default remote authorization will be selected However you can select local authorization When you click Local Auth button the Local Authorization screen is displayed The Maker is required to take appropriate action on the main transaction screen You can also reject the override for certain transactions like check withdrawal and inhouse check deposit If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if you click Save the system will initiate reversal of the transaction albeit without reversing charges Reject option will be applicable only for functions 1013 Check Withdrawal and LOCH In House Check Deposit If you reject an override the process will remain in Enrich stage 4 4 ORACLE 4 4 4 4 5 During advice printing the system will print reject advice if the Reject Processing Required option and the Reject option are set to Y at the branch function definition level The advice will be printed using a factory shipped reject advice template Reversing a Transaction You can reverse a completed transaction by clicking the reverse icon When you click the reverse icon a confirmation message will appear before reversing the transaction asking whether you want to reverse the transaction or not If you have clicked the reverse icon by mistake then you can cancel it by clicking the NO button on the confi
103. CD account and settled to the Payout details maintained for the CD account e Principal Interest If You Select Principal Interest option then Interest booking account should be always CD account On maturity date PA amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account during Second rollover system will do rollover with the same amount by settling the New interest amount to CD payout amount e Interest If you select Interest option then Interest booking account should be always CD account On maturity date Principle amount will be settled to payout option GE This field is applicable only if you have opted for auto rollover Tenor In Days Specify the tenor of the deposit account Rollover Amount lf a special amount is to be rolled over specify the amount less than the original deposit amount The amount specified here will be reckoned in the account currency Computed CD Amount The system populates the computed CD amount when you click the Compute Button However you are not allowed to amend it While saving the system validates the Computed CD Amount against the CD Amount keyed in Auto Rollover Check this box to automatically rollover the deposit you are maintaining Move interest to Unclaimed Check this box to move the interest amount to the unclaim
104. Cancel Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 9 Making a Stop Payment Based on a customer s request you can stop a check drawn on an account maintained in your bank You can capture such a transaction through the Stop Payment screen You can invoke this screen by typing 1056 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 40 ORACLE The following screen will be displayed Stop Payment Branch Date 2006 01 02 External Reference Number FIBOSO0P 00005218 Branch 404 Account Number eg Account Currency a Account Title Amount is od Stop Payment Type Amount sl End Check Number WEE stan Check Number en Expiry Date C Effective Date e Narrative fB Cancel Here you can capture the following details External Reference Number The system generates and displays a reference number for the transaction as soon as the screen is invoked Branch The system displays the branch code where the chosen account resides Account Number Specify the account on which the stop payment needs to be imposed You can select the appropriate number from the adjoining option list that displays all the accounts
105. Dra sei sicsetsasetresaediasicerdraeas bimsnaneieeehesiapsseetearsstebiataensaeiadeveguace 8 119 8 28 2 Specifying E 8 122 8 28 3 Specifying EE vies csscessicazeuiossnsiiaeaentduiesevisteentatsliwsrevstawaustseanstssispentahsWinanesatannasisbansueteieonecisice 8 122 264 Specifying ithe UDF Derails er ee eee ee eee ee Cen ee Ce mene ee cee eee 8 122 8263 Tavokino OFAC EE 8 122 8 29 ISSUING A CASHIERS CHECK TO A WALK IN CUSTOMER ssssccecesssncceeeesssneeeeeesssneeecesssaaeeseesssneeeseesnaaes 8 123 EE Tavokine OFAC E 8 126 8 29 2 Specifying Denomination Details 8 127 O2IS Speciine Charge EE 8 128 E NEE 8 129 S279 Peci ING EE 8 130 8 30 LIQUIDATING A CASHIERS CHECK AGAINST AN ACCOUNT 8 131 SJU Speci VINO Eeer 8 134 CSO DP NTE MS Dea e ne nee ne eee ee eee E 8 134 Oe CCI VIS Be E EE 8 134 8 31 LIQUIDATING A CASHIERS CHECK AGAINST AO 8 135 Ost Ped ne E 8 138 E EE 8 138 ro ro to Pecyn he EE 8 138 8 32 LIQUIDATING A CASHIERS CHECK FOR A WALK IN CUSTOMER sssssssssssessesssrssrssesscrssrsereseserssreereseesersee 8 139 8 32 1 Specifying ER 8 142 BS NCCU VINO E 8 142 EE E EE EE 8 142 O22 Peene Me EE 8 143 8 33 INQUIRING ON A CASHIERS CHECK TRANSACTION ssssssssesssnssessesserssresesserssresreserserssreeresteserseresreseeseree 8 143 Sod TR EE HIR SCIT Ua cena E O 8 144 9 GENERAL LEDGER TRANSACTIONS eescscssscecsccsoscoccesessoosocescesocoooecesesooosecssccososocessecesocessesssssoesesessssse 9 1 9 1 RORE TTO E E E te ee e
106. Draft Date Acoound Title Account Currency Payable Branch Exchange Fate MICR Number Ven ep ZACCO Ss Har alrag Beneficiary Mame Bawian Address Pasaport TK Murer Charges MIS UOF Transaction MIS Cancel Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 14 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen a UD Sale Against Account Web Page Dialog Edem Rietenemce Humise instrument type lesung Branch Instrument Status Bank Code Cuziomer bhsnbes Demand Drai Currency Accord Branch Demand Draft Armour Account instruzment Muriber Customer Marne Crear Draf Dabe Account Tile Account Currency Payable Branch Exchange Fate MER Number Charges Beneficiary Marne Actum Sms Bene ficeary Address Marralive Passport TR Number 8 66 ORACLE 8 15 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for detail
107. FLEXCUBE at regular intervals The Push based replication methodology is used for reproducing host data in branch This ensures that only necessary and critical information is available in the branch This is achieved by a job invoked at host which sends the data to the branch in the form of an XML file The branch then updates its internal tables with this data This ensures that all branches have the most up to date data at all times Note that not all data in host is replicated Certain tables like static masters user information and customer accounts information are replicated The method of replication depends upon the mode of Oracle FLEXCUBE deployment There are three modes of deployment viz e Centralized FCUBS deployment In Centralized deployment replication is a seamless process During authorization process of any host function id whose data has to be replicated that data is immediately moved to corresponding branch tables There is no need for manual or automated process to initiate such replication e De Centralized FCUBS deployment In a De centralized deployment data can be replicated on an ad hoc basis or in bulk You can query on the data to be replicated and Initiate replication onto branch tables e Hybrid FCUBS deployment In Hybrid deployment certain branches may have a centralized deployment while some others may have a decentralized deployment In this mode you can replicate data in bulk
108. Field Value 9 21 Cancel ORACLE 9 6 Refer the section titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Miscellaneous GL Transfer You can transfer funds from one GL account to another using Miscellaneous GL Use the Miscellaneous GL Transfer screen to transfer funds You can invoke this screen by typing 1005 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product MCGT From Account Currency ER From GL Account Number To Account Currency ER To GL Account Number From Amount Narrative Reference Number Cancel The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays
109. ING TCS AVAILABLE WITH VAULT eebe 11 23 TZ BALANCING OPERA TONS osoei ina AEREE ARTENE ENEE EN 12 1 ORACLE KK EE EE eege EE EE 12 1 12 2 0 916 Gs 8 UNC Steere eee ee ee eee eee eee ee ee eee ee eee ee ee ee eee eee 12 1 12241 Specifying Denomination Eege 12 2 EZ CCL EMIS DO ee 12 3 TZ CCS TI Eege 12 4 LS AOI GO Ge EE 12 4 12 3 1 Specifying Denomination Details assesses caeswesesiacscctesnisd cousins cctenen eins caanwetesd esata tetas 12 6 llas Peo Ae EMIS IIS aa seesaw neni E AE eee 12 7 DDD aP T aee COT DO aaraa e seth aoe eee 12 8 124 ERREECHEN 12 8 13 LENK E 13 1 IK WR eg er E EE 13 1 13 2 CLEARING INWARD CHECK DATA ENTRY ssssicccaccscasdssuescndeasnsesevesnncasassenedsaivaoandesauanal ecdanasemccstaceouvaseedoanetnen 13 1 K CONSOLIDATED CHECKS DATA RER Ee EANN AEEA EE Ea 13 3 E PEVEC EE 13 4 IS RUNNING F RE 13 5 13 5 QUERYING TELLERS a DE 13 6 ORACLE 1 About this Manual 1 1 Introduction This User Manual is prepared to familiarize you with the Savings module of Oracle FLEXCUBE The manual gives you an overview of the module and explains all the maintenances required for its smooth functioning It also takes you through the different types of transactions that may be handled through this module 1 1 1 Audience This manual is intended for your Branch Tellers Vault Operators and Branch Supervisors to provide quick and efficient service to customers and prospects of your bank 1 1 2 Organization
110. IS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 31 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction 8 138 ORACLE 8 32 The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Liquidating a Cashiers Check for a walk in Customer You can liquidate a DD or a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the BC Liquidation Walk In screen You can invoke this screen by typing 8307 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bc Liquidation Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001251 Branch WB1 Z instrument Number 7024 Cancel You can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system ident
111. Integrated LM product IL Product Type Specify the IL product type Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice Open Check this box to make the product applicable again More than one product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect 10 23 ORACLE Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an account When interest is calculated on a particular day for an account with special conditions applicable the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 10 2 7 2 Capturing Details for Deposit 1c Special Conditions Maintenance Account Details Calculation Account C A Interest Start Date C B Interest Booking Account C A Charge Start Date C B Charge Booking Account fg Interest Booking Branch iY
112. Issue Branch The branch where the Cashiers check has been issued is displayed based on the instrument number specified However you can select an appropriate one from the adjoining option list Instrument Number Specify the instrument number of the Cashiers check that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 135 ORACLE The following screen will be displayed j Bc Liquidation Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001250 Branch WB1 Fest Liquidation Type BCG Instrument Type Payment wi Instrument Number 7025 issue Branch WB1 Clearing Bank Code CHO issue Date 01 Jan 08 Cheque Currency GBP General Ledger Number 256020000 Cheque Amount Narrative NARRATION General Ledger Currency GBP Liquidation Date 15 Dec 07 Payable Branch WB2 Cheque Number MICRNUMBER12 Beneficiary Name PRATHIBAK Cheque Status INIT Beneficiary Address FIRST PassporviC Number KPV1245 SECOND THIRD In addition to the details defaulted from the previous stage you can capture the following information Clearing Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction
113. LE 8 3 2 Specifying Charge Details This block allows you to capture charge related details for the transaction e Cheque Deposit Branch Date 03 Dec 07 Webpage Dialog External Reference Number Account Branch Account Number Account Currency Customer ID Customer Name Instrument Details Charge Charge Details Charge Components CLG CHARGE MIS FJB0733700000897 Transaction Currency Transaction Amount ZCD Exchange rate 0000138 GBP WB1000054 Dalmia Total Charges Narrative Account Title UDF Waiver po Charge Amount Currency 10 GBP Charge in Local Currency GBP h 1 000 00 1 10 00 CHD DPT ei gbp acc Recalc Exchange Rate 1536 153 57 Cancel Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details ORACLE 8 3 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen a Cheque Deposit Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJBO733 700000950 Transaction Currency Transaction Amount Account Branch ZED Exchange rate AccountNumber 000014 Total Charges Account Currency JPY Customer D VWVB1000054 Account Title Customer Name Dalmia Instrument Details Charge MIS UDF Transaction MIS CoS CENTH LOAN TYPE LOAN TERM Composite MIS A_OFFICER Refer the section titled Speci
114. LE The following screen will be displayed Return TCs to Vault Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000116 Branch Code Transaction Currency Transaction Amount Issuer Code Narrative TC Details WB2 e EE d Description Denomination Currency Count Series Sys Count Start Number End Number Amount Bi Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 11 21 ORACLE 11 11 Capturing TC Details You have to specify the following details of a TC Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With thi
115. LZU0000613 neirumerd Type TT Currency O Bark Code CHO TT Aroud J General Ledger Number 111010000 Instrument Murer General Ledger Curnency GBP Tele aper Tranzter Date General Ledger Tile Cashin Hand Exchange Rate Payable Branch Wi Charges Serial Number SESB46 General Ledger Amount Bermeticiary Name RAYI Narralree Beneicery Address pb BLORE IDL Pazapa IK Number JGR ERS Charges MIS UDF e Field Hame DOGFAVOF 7 60 ORACLE Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 14 Issuing a TT to a Walk in Customer You can issue a Telegraphic Transfer to any walk in customer through the TT Issue Walk In screen You can invoke this screen by typing 8316 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TT Issue Walk In Branch Date 10 4 2000 Web Page Dialog External Reference Number FIBO827 300000255 Instrument Type TTW Bank Code z Instrument Currency Payable Branch laz Transaction Currency Demand Draft Amount Bankers Cheque Date 10 4 2000 Narrative MICE Number Beneficiary Name Passport SIC Number Beneficiary Address e e e e Si When you invoke the screen the External Reference
116. MAINTAINING TC DENOMINATION DETAILS ENEE 6 1 CASH TRANSACTIONS EE 7 1 Tal POOU ON a E E E EA E E E E E E E omen E E E E E 7 1 e DPO E A e E E A E E ee EE er ee 7 2 7 2 1 KE 7 5 Toe Specie E 7 6 7 2 3 EE 7 7 7 2 4 PaNNa EE 7 8 12 3 Authorization Stage eege eege eege 7 9 7 2 6 Viewing errors ANA overrides 02 ccc ccc ccc ccc c ck E EERE EEE EEE 7 12 K E eg Gre IN Ga EE 7 13 7 3 1 Specifying Denomination Details cccccccccccccccccccccsccsccccccccccceesseeccaeeeeseaeeaesaeaaeaeaaaaaaaaeeeeeeeeeeeeeeeeeaees 7 16 ie ee Specifying Charge Details 7 17 7 3 3 Speci yine MIS E 7 18 7 3 4 Specifying ER 7 19 7 4 CLOSING OUT AN ACCOUNT WITH WITHDRAWAL 7 20 7 4 2 Oe Charge DCIGUS seirian E A i EE a E EEA EEEN aa TATIE 7 23 7 4 3 EE 7 23 7 4 4 Specifying the UDF Eege 7 24 L3 EXCHANGING DENOMINATIONS snucia n EE aE E E 7 24 7 5 1 Specifying Denomination Details ccccccccccccccccsssccsscccsccccssesesseeseseseaeceeseaaaaceaseaaaaaaeaaaeeeeeeeeeeeeeeeeeaees 7 25 Lo TOPS ABA E 7 26 7 6 1 Specifying Denomination Details ccccccccccccccccccccsccsscccecccceseeeeesseseeseeseeseseesaeaeeeaaaaaaaaaeeeeeeeeeeeeeeeeeaeas 7 29 7 6 2 DOCG VIN EE 7 29 7 6 3 EE 7 30 7 6 4 SPCC Vite INC UDF DICTA EE 7 30 LE RING A GIN TA CCOUN got Aceh etter EE 7 31 Vidi Specie CHAISE E 7 35 Live SPCC Vine hE MIS Deldi Sossi aaran ioiea aeei 7 35 LI Specifying the UDF Derails sssri utotesanntdnedsdteiistacechlatiascstaendeateeeieaieehies 7 35 7 8
117. Micresoalt Internet Levpiorer D i You can fetch and see the response from your task list Click on the transaction to see the following screen a Awihorinver Remark A greece heen Auie wher P ger Wb If the supervisor has approved you can fetch the transaction from your task list and click save icon to save the transaction for submitting it Post this the system will post accounting entries for the transaction and update balances In case of rejection you need to re open the transaction screen make the necessary changes and then click save icon to submit the same for authorization You can also modify the denomination details for the transaction at this stage 7 2 6 Viewing errors and overrides You can view overrides for the transaction by clicking on the Override Messages link on the Remote Authorization screen You need to click on OK to close the Overrides window and then take appropriate action on the main screen 7 2 6 1 Submission stage Submission of the transaction for saving in the Host can happen in two ways e Single step save wherein the transaction is saves as Auto authorized in the Host e Two step save wherein the transaction is first saved as Unauthorized in the Host and then authorized locally or remotely as described under Authorization stage After the transaction is successfully saved and the tills are successfully updated
118. Number and instrument type of the transaction are displayed You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Specify the currency in which the TT is being issued Payable Branch Specify the branch where the TT amount should be paid out 7 61 ORACLE Transaction Currency Specify the currency in which the customer is making the payment Demand Draft Amount Specify the amount for which the TT needs to be drawn in the transfer currency Banker s Check Date The date on which the instrument has been issued is displayed here MICR Number Specify the MICR number of the instrument Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the telegraphic transfer is done Passport IC Number Specify the passport number or any unique identification number of the walk in customer Beneficiary Address Specify the address of the beneficiary in whose favor the telegraphic transfer is done Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 7 62 ORACLE The following screen will be displayed DTT isswe Walk In Branch Date 1 27 7008 Web Pape Dialog Egara
119. OFFICER 8 44 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 10 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen e TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD Instrument Type TCW Instrument Status TC Currency GBP Issuer Code CSK TC Amount Account Currency GBP Narrative C Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Details oO Field Name Field Value Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 45 ORACLE 8 11 Purchasing a TC against an Account You can
120. Processing The transaction is initiated The clerk initiates the transaction After successful Save in and completed by a teller the host it is assigned to a teller at branch who actually disburses the cash It involves a single call to Here two calls are made to the host server One to Save the host Oracle the transaction in the host after which cash is disbursed by FLEXCUBE The server the teller at branch Second call post disbursement results This results in the Save in authorization of the transaction in the host after which the and Authorization of the accounting entries are passed transaction in the host 2 1 2 4 Denomination Tracking For each transaction processed in Savings you have the option to track the denomination of the cash withdrawn or deposited For more details refer the section Exchanging Denominations in the Cash Transactions chapter of this User Manual 2 1 2 5 Offline and Online Behavior When branch places a request on the host as part of the response mechanism the system can dynamically determine whether the branch is online with the host 2 1 2 6 Transaction Reversals You can manually reverse only authorized and completed transactions A transaction may be a normal completed transaction or a tanked transaction which is believed to be complete in all respect When you reverse a transaction the data is not removed from the system The contract will r
121. RANCH_REPLICATION process and click Run Button 5 1 4 Replicating data Using Script The Initial replication when branch server set up is made after branch parameterization after that replication using script is used e You need to compile the Branch Installation Package in Host schema The package specification and body names are gt MAIN Branch SQL DIPKS_BRANCH_INSTALLATION spc gt MAIN Branch SQL DIPKS_BRANCH_INSTALLATION sq from base line e After compiling dipks_branch_installation package you have to execute the procedure pr_start on the same package e On successful execution of the procedure will create the branch installation script in work area folder as defined in cstb param e Finally you need to run the Installation scripts in required branch schema 5 3 ORACLE 5 1 5 Replicating Data from Branch Ad hoc Basis You can replicate records from branch manually on an ad hoc basis using the Manual Refresh screen This screen displays all maintenances pending replication You can invoke this screen by typing STDBRREF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Manual Refresh Detail Branch Code aE Function ID IH Branch Name Description Function Block Select Branch Code Branch Name Function ID Function Description Fetch Records Replicate Functions Record Block Select Key Description Host Key Fetch Ver
122. REQUESTING FOR FUNDS TRANSFER E 7 35 7 8 1 Specii ne Charge EE 7 38 7 8 2 DOC IE MIS DO Ehe 7 39 7 8 3 SCC C ebe eege eebe 7 40 fF Mae SUN An OT igi g E 7 40 7 10 SELLING FOREIGN EXCHANGE TO A WALK IN CUSTOMER 7 43 DEE LE WE 7 46 EE 7 46 PTO EE 7 47 raoa GOGO EE 7 47 7 11 PURCHASING FOREIGN EXCHANGE FROM A WALK IN CUSTOMER 7 48 GE E ER SE 7 50 Tada tS CCU ER 7 50 G ER 7 51 Pelle P RER 7 51 PAZ TSSOING ACE EAGAN ST NCC OUND E 7 52 EE 7 54 TAD FCO EE 7 55 TAD PPNA DF E 7 56 TAN P UNGA TEA ANT EE 7 56 7 13 1 Specifying Charge Details 7 59 ORACLE GE E 7 60 doa CCI RE 7 60 7 14 ISSUING A TT TO A WALK IN Ee E 7 61 G E WEE 7 63 Pele EE 7 63 E Se E EE 7 64 Tda peine E RER 7 64 TaS LIOUDATNGATTAGAINST O EE 7 64 Tdd apee E 7 67 Tadas P EE 7 67 Tadaa 6 2 Tae e e DOT ee 7 68 7 16 LIQUIDATING A TT AGAINST ACOOUNT 7 69 7 17 LIQUIDATING A TT FOR A WALK JNCUSTOMER 7 72 7 18 INQUIRING ON A TT TIRANSACTION 7 75 TaN MRIN AC IOIN REVERSA iie E soe hea EE eee teastea sees 7 76 72 DISBURSING LOAN MANUALLY BY E 1 11 Teal REPAYING LOAN MANUALLY BY E 7 80 722 PROCESSING SAFE DEPOSIT BOX RENTALS eege 7 83 E WE e 7 83 E LTAT See eR EER Ree eR Ne CREE ee eRe ee aR en ee enn ene ee a nn Tee ere 7 84 7 23 VIEWING AVAILABILITY OF DENOMINATION IN ILL 7 86 Tad ER Ee e TLL VAULT ex EE 7 87 Be INSTRUMENT TRANSACTIONS E 8 1 8 1 EE 8 1 8 2 WITHDRAWING CASH AGAINST A CHECK 8 2 6 2 1 Eege 8 5 S22 DOCU IO EE 38 6
123. S Parent Account Parent Branch Payout Type Percentage Offset Branch Offset Account Narrative This screen displays the details o the parent CD account after rollover 10 4 7 Viewing Step up Step down Interest Rate Details You can view the details of interest step up and step down for a CD account using Step up down Interest Rate Details screen To invoke the screen click Step up down Details button on CD Account Maintenance screen 10 45 ORACLE The following screen will be displayed Step Up Down Interest Schedule Account Step Up Down Interest Schedule Branch Code Due Date Frequency Spread ActualintercetRate Computed Interest Hate Interest Change Count Reason C This screen displays the following details of interest step up and step down on the CD account for each schedule e Schedule Frequency e Due Date e Actual Interest Rate e Spread e Computed Interest Rate e Interest Charge Count e Remarks 10 46 ORACLE 11 Vault Operations 11 1 Introduction This chapter details the various Vault Operations that can be performed through this module 11 2 Transferring Cash from Vault You can transfer cash from vault using the Transfer cash from Vault screen You can invoke this screen by typing 9007 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Transfer Cash from ault Branch Date 12 4 2007
124. Savings Version 1 0 9NT1438 ORACLE FCUBS V UM 11 1 US 1 0 0 0 March 2011 Oracle Part Number E51715 01 ORACLE FINANCIAL SERVICES ORACLE Document Control Author Documentation Team Group UBPG NN Created on October 01 2008 Revision No Final Oe Updated by Documentation Team Reviewed by Approved by Software Quality Development Testing teams Assurance Team Updated on March 18 2011 Reviewed on March 18 2011 Approved on March 18 2011 ORACLE Savings Table of Contents jee S 101 OM Md Bia roms Ph Oy Peer errr cre rrr rrr rrr cre rr rrr rr cr ery rrr rrr rr rrr rc rey rrr rr cr errr 1 1 1 1 MOD e TON e se sects eee ses gece doc ees eee ee l 1 1 1 1 A CI T a E E E E eege l 1 1 1 2 Ee 1 1 1 1 3 E EE 1 2 1 1 4 LOSS Of L O a gle ea ch Sg a eA Seda E E 1 2 Zs MAVINGS AN CHOCO 2 1 2 1 MIST TACO eege Ee 2 1 2 1 1 EE 2 1 2 1 2 EE 2 1 3s TRANSACTION WORK EEO W iorra AEE aana 3 1 3 1 Eege 3 1 3 1 1 Features Of SAVINGS Workflow EE 3 1 EE Ee 3 1 3 2 1 Locking a WV OPI E 3 2 3 22 EE Eegen 3 2 3 2 3 Domine a Wor dE 3 2 39 MAINTAINING FUNCTION eege 3 3 3 4 MANTAINING WORKFLOW DEFINITION eeeessssssssssssessseeeeeeesssssssssseertteeeeeeessssssssseeetteeeeeesssssssssseeeeteeeeeeessss 3 3 3 4 2 Maintaining Auto Assignment of Juthortzer ccc cc cece cece cece cece cece kek kkk kek EE EEE E EEE E EEE E EEE E EE EE EEE EEE 3 7 3 4 3 EE 3 9 3 4 4 Maintaining Savings Function Detinition cece cece cece cece
125. T Interest Statement Dr Cr Advices Consolidated Charge Account Lag Charge Booking Branch Lag E Rate Chart Allowed Product Details tof 1 Product Code E Waive Interest UDE Currency E Generate UDE Change Advice Interest Rate UDE Effective Date Effective Date Open You need to capture the following details here Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this date the certificate of deposit account gets 10 24 ORACLE Next Maturity Date On selecting the rollover for the CD account the system defaults the next maturity dates from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this field to automatically rollover the deposit you are maintaining You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the certificate of deposit account on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the certificate of deposit account Move Interest to Unclaimed Check this box to move the interest amount to t
126. To invoke this screen type STDBRFUN in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Branch Function Definition Detail Function ID Description Preferences Offline Support Next Date Transaction Allowed Reversal Allowed Authorization for Reversal Advice Required Online Advice Name Offline Advice Name Input By Date Time Modification Number W Authorised Authorised By Date Time E Open Here you need to enter the following details Function ld Specify the function Id for which preference is to be set Function Description The system displays the function description Offline Support Check this box to indicate if offline is allowed Next Date Transaction Allowed Check this box to indicate if next date transaction is allowed Reversal Allowed Check this box to indicate if reversal allowed Authorization Required for Reversal Check this box to indicate if authorization is required for reversal Reversal is an internal stage in workflow The system triggers reversal authorization based on the flag Advice Required Check this box to indicate if advice has to be generated Online Advice Name The system displays the advice template name to be used in online mode However you can amend it 3 10 ORACLE 3 9 Offline Advice Name The system displays the advice template name to be used in offline mode However you can amend it The
127. Walk in Branch Date 12715 2007 Webpage Dialog External Reference Number FJB0734900001314 Product FXPW Currency Bought ER Currency Paid Amount Bought Passporvic No Beneficiary Name Narrative Beneficiary Address Cancel Here you can capture the following details Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Currency Bought Specify the currency that you have received from the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system 7 48 ORACLE Amount Bought Specify the amount that is being purchased in the bought currency Currency Paid Specify the currency that you are paying the customer in return for the currency bought You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other identification number of the bene
128. Webpage Dialog External Reference Number FJB0734900001217 Payable Branch WB2 Instrument Type DDG MICR Number KLJKL907896 Bank Code CHO PassporviC Number KPV12345 Demand Draft Currency GBP Beneficiary Name PRATHIBAK Demand Draft Amount Beneficiary Address 11111 Demand DraftDate 2008 01 01 22222 General Ledger No 256050010 33333 General Ledger Currency GBP Transaction Currency Rate REGIE Charges Total Amount instrument Number 1726 Narrative GFGHFH Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate kafa 100 00 GBP 100 Cancel In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency The system displays the currency of the GL as the currency in which the transaction entries will be posted However you can change it by choosing the appropriate currency code from the adjoining option list Charges The system calculates the charges applicable to the transaction and displays the amount here In case you change the charge amount or the DD amount you will have to click Recalc button to re compute the total transaction amount Total Amount The system adds the charge amount to the DD amount and displays the total transaction amount Instrument Number The instrument number is displayed here 8 21 1 Specifying Charge Details This block allows you to capture charge relat
129. account is to be opened Currency Specify the currency to be associated with the CD account Alternatively you can also select the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list 10 2 ORACLE Account Open Date The system displays the value date of opening the deposit account This will be the certificate of deposit interest start date If the payin mode is Mixed or Others the system displays the current system date here In case the payin mode is Check the expected value date of the pay in clearing transaction is defaulted as the account open date When you create an account using a check the system considers the account open date as start date for interest accrual Account Number Specify the account number of the deposit account Product Code Select the product name under which the deposit account is to be opened These are the various account classes maintained in the Host You can select the appropriate account class from the list of all the valid account classes maintained in the system Account Description Specify an appropriate account description for the certificate of deposit account Legal Title Specify the legal title of the customer The adjoining option list displays all the authorized and active legal titles maintained in the system You can choose the appropriate one The system will append the le
130. account to be created on rollover Percentage Specify the percentage of the CD amount to be allocated to the new CD account on rollover During split rollover the system will compute the amount based on the percentage and create new CD accounts for such amounts You can also specify the CD amount to be allocated to the new CD in the field CD Amount If you specify the CD amount the system will ignore the percentage specified here and create new CD accounts as per the amounts thus allocated CD Amount Specify the CD amount to be allocated to the new CD account During split rollover the system will create new CD accounts based the amount allocated for each If you specify the CD amount and percentage for the same record the system will ignore the percentage and create new CD accounts based on the CD amounts allocated Remaining Amount The system displays the remaining portion of the CD amount after allocating amounts for each new CD account On split rollover the system creates a new CD account with the remaining amount CD Account No The system displays the account number of the new CD Based on the preferences set for split rollover during ICBOD batch process on the maturity date of the original CD account the system closes the account and creates new child CD accounts While creating new CD accounts the system verifies the account classes specified for each split record 10 12 ORACLE In case of exceptions suc
131. action This corresponds to the status of the instrument Issue Date The system displays the date on which the TT was issued Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Narrative The remarks associated with the transaction are displayed here 7 66 ORACLE 7 15 1 Specifying Charge Details This block allows you to capture charge related details The following screen will be displayed chu Liquidation Against GL Branch Date 1 2 7006 Web Pape Dialog External Rieterence Nuriber Bark Code Kr iruarerd type Transaction Branch Branch General Ledger Mumtiker heumen Status Talen instrument Humber Harralive lesus Date TT Amoudi Payable Branch W Exchange Fae Beneficiary Name General Ledger Currency Beneficuary Address Telegraphic Transter Date AGUN Amount Charges Passport ILG ster Changes ME UCF narge Oates el Charge Components I Change in Local Currency Exchange Rate CHARGE 1 4 100 Cancel Refer the section titled Specifying the charge details under Depositing Cash in this manual 7 15 2 Specifying MIS Details This block allows you to capture details pertaining to MIS A TTi iquidation Against GL Branch Date 1 4 2006 Web Pape Malog Esdernal Refe
132. adjoining drop down list displays the following values Payment e Refund e Cancel Bank Code The clearing bank code is displayed here Payable Branch The branch where the check amount is being paid out current branch is displayed here Cheque Currency The system displays the currency in which the Cashiers check has been issued 8 140 ORACLE Issue Date The system displays the date on which the Cashiers check has been issued Liquidation Date The system displays the date on which the transaction is being posted Drawee Account Number The account on which the Cashiers check has been drawn is displayed here Cheque Amount The amount for which the check amount has been issued is displayed here Cheque Number The MICR number of the check is displayed here Cheque Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information
133. age transactions timeouts will be based on the stage of the transaction If the first stage request encounters a time out the transaction will be updated as Marked for Delete But if the first stage request goes through successfully as a result of which the transaction is saved in the host but is unauthorized the subsequent second stage request time out will update the status as Marked for Roll Forward This implies that the transaction is complete is all respect and will be forced posted in host But in case of a timeout if the subsequent branch follow through updates e g Till updates Transaction Status updates etc if any fails the transaction status will be updated as Marked for Reversal and not as Marked for Roll Forward In both the above cases the untanking process will pick up the transactions and do the needful Tanking and Untanking Process The following section explains the process in branch and host In Branch When the connection between branch and host is lost the transactions will be tanked in the branch Subsequently when the connection is re established the system will untank the tanked transactions from the branch to host The transactions will be saved in the transaction log master in the same stage at which the connection between the branch and host is lost i e the stage at which the transaction failed to take place in the host The following transaction will be tanked e Offline t
134. ailable 0100 050 020 Did D5 bic DIN C25 C10 Ch Kl Li 7 86 ORACLE Here you can view the following details e Denomination Code The denomination ID as specified in Currency definition e Denomination Value The absolute value of the denomination code e Units Available The count of denominations in the system 7 24 Querying Till Vault Position You can view the cash position for all the currencies in the Till for the current day in the Till Vault Position Query screen You can invoke this screen by typing TVQR in the field at the top right corner of the Application tool bar and clicking the adjoining arrow ZA Till Vault Position Query Web Page Dialog Branch Code Mi Tillig BITS Till Details F Currency Code Opening Balance Incoming Cash Outgoing Cash Total Cash USD 55224 25 2300 00 200 00 57324 25 F GBP 6300 00 300 00 1000 00 5600 00 Currency Details O Denomination ID Denomination Value Opening Balance Incoming Cash Outgoing Cash D10 10 0 67 0 0 0 C 0100 100 0 350 0 0 0 F D20 20 0 33 0 0 0 lz 5 0 329 0 0 0 C bso 50 0 116 0 0 0 RRE Cancel Here you can view the following details Branch Code The system displays the current branch code Till ID The system displays the identification of the currently logged in user Currency Code The system displays the code of the currency available in the Till Opening Balance The system displays the ope
135. alue Date Specify the date on which the credit should be reflected in the account balance Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 10 ORACLE Cheque Depost Branch Date 2006 01 07 Esierng Reference Number F JPSGCRL0O0USO 22 Transachon Camency a Timer mae amp mouni account Drangi IA Exchange rate An pj le ZetaiCp arperg LU TREI Ti Soci TR Can Date Branch I hicage branch Offic Cancel In addition to the details defaulted from the previous stage the system allows you to capture the following information Customer ID The system displays the customer ID based on the account specified Customer Name The system displays the customer name along with the legal title for the account separated by a comma Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency of the customer account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charges The system calculates the charges applicable to the
136. amount currency and effective date for a CD Block CD Account Check this box to block the certificate of deposit account Blocked Reason Code Specify the code that identifies the reason for blocking the CD The option list displays all valid block reason codes maintained in the system Choose the appropriate one If you check the box Block CD Account it is mandatory to indicate the blocked reason code Blocked Reason Based on the block reason code the system displays the reason for blocking the CD account Force Rollover Account Class Specify the force rollover account class On rollover the system will associate the CD with the account class specified here The option list displays all valid account classes maintained in the system Choose the appropriate one You cannot specify the account class of the current CD as the force rollover account class In case the force rollover account class specified at the account class level does not match the one specified here the system will close the current CD account and create a new CD account with a different account number However if you do not specify the force rollover account class during rollover the system will verify whether a force rollover account class is maintained at the account class level If you have maintained a force rollover account class at the account class level the system will rollover the account accordingly The system will close the current CD accoun
137. anch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product Integrated LM Product Check this box to indicate the product is an Integrated LM product IL Product Type Specify the IL product type Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice 10 38 ORACLE Open Check this box to make the product applicable again More than one product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an accoun
138. ancial Services Software Limited reserves the right to alter modify or otherwise change in any manner the content hereof without obligation of Oracle Financial Services Software Limited to notify any person of such revision or changes All company and product names are trademarks of the respective companies with which they are associated
139. apture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 19 2 Specifying Charge Details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen ke frt iquidation Walk In Branch Date 19 Dec O Webpage TL D ceregen Chania U The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re computed the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 86 ORACLE 8 19 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen pp Liquidation Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001210 Branch WB1 Liquidation Type DDG Liquidation Mode Liquidation Date 04 Dec 07 Payable Bank CHO Instrument Number 1724 Issue Branch WB1 Demand Draft Currency GBP Drawee Account Number 256050010 Exchange Rate Issue Date 04 Dec 07 Net Amount Demand Draft Amount Total Charges Narrative REEJECTION P Transaction Currency Beneficiary Name PRATHBAK Demand Draft Number REJECTION DDIG Beneficiary Address 111111 Other Detai
140. arge MIS UDF UDF Details O Field Name Field Value Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 50 ORACLE 8 12 Purchasing a TC from a Walk in Customer You can liquidate a TC from a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the TC Purchase Walk In screen You can invoke this screen by typing 8003 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD Instrument Type TCW issuer Code Instrument Status LIQD Account Currency TC Currency Ki Narrative TC Amount Beneficiary Name Beneficiary Address Here you can capture the following details External Reference Number The system generates a unique num
141. ate The exchange rate is displayed here Total Charge System displays the total charge Account Title The system displays a brief title for the chosen account Account 1 Cancel The system displays the customer account based on the account specified 8 112 ORACLE 8 26 1 Charges The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Specifying Charge Details This block allows you to capture charge related details such as the following Charge Component The system defaults the charge components applicable to the transaction Charge Currency The system displays the currency in which the charge has to be deducted Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the sa
142. ate a TT against an account through the TT Liquidation Against Account screen You can invoke this screen by typing 8321 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 A TT Liquidation Against GL Branch Date 7 6 7000 Web Page Dialog Edara Reference Number FIADAT ae Bank Code CH Branch VW Parab Branch hited Tye TTG hefurert Sates Payment keinu Number Oa Tranection Curency LISD FE Hateg Cheap Dags TAE A Tantan Amon ir AAT TT Siete Dsrssde Le Hee Dereivuge Address 2 Pasipoti TK Muria On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Issue Branch The branch where the TT has been issued is displayed based on the instrument number specified However you can also select the branch of issue from the adjoining option list Instrument Number Specify the instrument number of the TT that needs to be liquidated Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed 7 69 ORACLE F TI Liquidation Against Account Branch Date 7 6 7000 Web Page Dialog E r Aeieence umes FIRDA St Dee lode CHO Payah Branch Bach aie ristturert Simu Paved e neuen Murer A TT Satin Tiia Currency Lion Coupe rap Aad D erz Crew Deny ZE zue Dote
143. atus in the host will be marked as S 2 6 ORACLE Transaction reconciliation with host During the EOD activities in the branch the transactions processed in the branch have to be reconciled against their corresponding entries in the host Each teller of the branch will perform this activity as part of the respective Till balancing and closure The following checks will be done as part of the transaction reconciliation in branch Count of transactions in branch and host This query will display the list of transactions based on the type for a user for the day In case of discrepancies it will drill down to individual transactions Inflow Outflow totals of Cash Till and Debit Credit totals in Cash GL The total will be displayed currency wise for a user This will also be a drill down wherein in case of any discrepancy in a currency you can view all the transactions in that currency Transactions in branch minus transactions in host List of all transactions that are Complete and Authorized in the branch but have no corresponding entries in the host Transactions in host minus transactions in branch List of all transactions which are Complete and Authorized in the host but have no entries in the branch or are still Incomplete Transaction Amount in branch and in host The transactions are present in branch as well as in the host but the sum of the transaction amounts do not match These mechanisms will mini
144. being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 15 ORACLE Branch Code The current branch is defaulted 11 7 1 Capturing TC Details The following details have to be captured Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction
145. ber based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 51 ORACLE TC Currency Specify the currency of the TC Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate code TC Amount Specify as indicated on the TC instrument being purchased Narrative Here you can enter remarks about the transaction Beneficiary Name Specify the name of the beneficiary of the transaction Beneficiary Address Specify the address of the beneficiary of the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be disp
146. bited from the GL account is displayed here This amount will be in terms of the GL account currency Account Amount System displays the amount credited to the customer account in terms of the account currency Total Charges The system computes the charges applicable for the transaction and displays it here If you modify the amount to be transferred then click Recalc button to recalculate the charge amount Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number STOP Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying the Charge Details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 9 ORACLE 9 3 2 Specifying the MIS Details This block allows you to capture details pertaining
147. bkeierecee Peper TT Gey TT Amo Teer gie Tren her Dege hetumert hurries Paymi Branch w Ch hier SESE Bereta Mara B i Bereicasty Addrett DO Pater CK his 1 SEA Currency Deeg Charge MG LEE In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the TT amount 7 14 1 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash in this manual for further details 7 14 2 Specifying Charge Details Click on the Charges tab to capture charge related details 7 63 ORACLE Refer the section titled Specifying the charge details under Depositing Cash in this manual for further details 7 14 3 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying MIS details under Depositing Cash in this manual for further details 7 14 4 Specifying t
148. block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are incremented for inflow transactions like cash deposit To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 7 5 ORACLE 7 2 2 Specifying Charge Details This block allows you to capture charge related details Click on Charges tab to invoke the following screen e Ten Deposit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001282 Account Branch WI Product CHDP Account Number 9999896 Transaction Currency G
149. box to automatically rollover the deposit you are maintaining You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the certificate of deposit account on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the certificate of deposit account 10 40 ORACLE Move Interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting role INT UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed Move Principal to Unclaimed Check this box to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN UNCLAIMED on Grace period End date If you select this option then only principle amount will be moved to unclaimed and Interest will be settled to CD payout If You select both Move Interest to Unclaimed and Move Principle to Unclaimed then CD amount i e P I will be moved to Unclaimed GL irrespective to the CD payout Details Rollover Type You can indicate rollover type as hereunder e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booki
150. bpage Dialog External Reference GL Currency GL Account GL Description Transaction Currency Reference Number Narrative Denomination Charges MIS FJB0733800000397 GBP 111010000 Cash In Hand GBP iz iz Product Exchange Rate Transaction Amount SC Charges GL Amount Charge Details J Charges for Misc GL Debit Vv Charge Components Waiver Le Charge Amount Currency 5 00 GBP Charge in Local Currency 5 MGLD 1 10 00 5 00 15 00 Recalculate Exchange Rate Cancel Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 15 ORACLE 9 4 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand SC Charges Transaction Currency GBP GL Amount Reference Number Recalculate Narrative Denomination Charges MIS Transaction MIS Composite MIS z z z Cancel Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 4 4 Specifying UDF Details This block allows you to captur
151. cash using the Loan Disbursement by Cash screen You can invoke this screen by typing 5001 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below el Loan Disburment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference FJB0733700000295 Product LDCH Loan Account Branch GB2 Disbursement Currency Loan Account Disbursement Amount Narrative Cancel Specify the following details External Reference Number The system displays a unique number Product The retail teller product code LDCH is displayed in this field Loan Account Branch Specify the loan account branch from which the amount is to be disbursed You can also select the appropriate branch from the adjacent option list The list displays all the branches maintained in the system Loan Account Specify the loan account number from which the amount is to be disbursed You can also select the appropriate account number from the adjacent option list The list displays all the valid loan accounts maintained in the system 7 77 ORACLE Disbursement Currency Specify the currency of the disbursement amount You can also select the appropriate currency from the adjacent option list The list displays all the currencies maintained in the system The denomination tracking will be against this currency Disbursement Amount Specify the disbursement a
152. ccnsasativecshnsinciibacstebshasden smadsabivensbeaeaebiunativiahstadeeebeandtieds 10 15 10 2 4 Specifying the Dual Currency Deposit Details 10 15 POZO Spec Ving eebe eebe 10 17 102 6 GCapituring the EE 10 18 027 apec yne Chud EE 10 22 1028 COMMA EE 10 27 10 3 OPENING A CD ACCOUNT FOR MULTI MODE PAY OUT een 10 29 104 MANUAL E RER RECKEN 10 30 10 4 1 Specifying the Certificate of deposit Payout Details 10 33 10 4 2 Capturing the Pay Out Parameters eege ee gees 10 33 Wao CCU VEO hud Eegeregie 10 37 Iaa E EE 10 40 10 4 5 Capturing Pay Out Parameters Details seccpisestocconsssncatimnbdecensinebcasiendeansonedessnihecnstandacaaeathacasaasencaeoaia 10 42 TOD VieWine EE 10 44 10 4 7 Viewing Step up Step down Interest Rate Details 10 45 Ti 3 VAUET OPERA SN 6 KE 11 1 UN EN WER E e EE E 11 1 IN TRANSFERRING CASHTFROM VAULT EE 11 1 SBS SR e EE 11 2 NES A BE RUIN EA Ty E cts tea ee eee ce 11 3 11 3 1 Capturing EE 11 3 11 4 BUYING CA SH BROIVCE EE RAT EE 11 4 11 4 1 Specifying Denomination Details EE 11 6 PLAD Speci Vine Eege ees 11 7 Iaa Spedra EE 11 8 Iks SELOR G CARTOF DERAL DANE E 11 9 11 5 1 ERR 11 10 LLS Pe E EE 11 11 HIG DP E EE 11 12 I BTE TT EA EE 11 13 EE L C TIS eeen EE 11 14 IE BUNG BG Ss MRON HEAD OICH eegene 11 15 T E EE 11 16 ILS EE LCS TO HEAD OPRICE eege eebe 11 16 PS OO EE 11 18 IES BOYING CS RO E E ese i ace E teu bee acee EAE 11 18 ES OU EE 11 20 ILIO RETURNING TOS TOY AOI W 11 20 11 11 EE RING A E 11 22 11 12 VIEW
153. ccount CASA At the time of opening a CD account payments can be made in one of three modes The initial payment can be made by cash account transfer or GL transfer Similarly you can redeem a CD account in one or combination of the following e By Cash e By Bankers Check e By Account Transfer e By GL Transfer e By Transfer Other Bank s Account e By Child CD Each of these transactions has been discussed in detail in the following sections Opening a CD Account for Multi Mode Pay In The CD accounts use account class of deposit type You can create CD accounts like any other CASA accounts You have to deposit the amount into the account at the time of account creation There are three pay in options during account creation they are e Pay in by transfer from GL e Pay in by transfer from Savings Account e Pay in by Cash Only from Savings Module Pay in option can be single or a combination of the three You are allowed to fund the CD using multiple pay in modes Any combination of the 3 pay in modes is possible You can specify the CD funding amount percentage wise or in absolute You can open CD accounts with Multi Mode Pay In options using the CD Account Opening by Multi Mode screen You can invoke this screen by typing TDMM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 10 1 ORACLE The following screen will be displayed dh CD Account Ope
154. ce number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred to Vault Transaction Amount Specify the total amount to be transferred 11 3 1 Capturing Denomination Details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the account 11 3 ORACLE Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash transfer To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save ic
155. ciary Name i Pe Beneficiary Address O fA e Cl Passport IC Number i Pe OFAC Check Instrument Type ODA Instrument Status INIT Account Branch er ad account Account Title Account Currency C TA Delivery Mode M Delivery Address O0 Delivery Address C A Delivery Address E Delwery Address i tC dCdS ORACLE Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the DD The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Instrument Status Specify the status of the instrument Account Specify the customer account against which you are issuing the DD The adjoining option list displays all the accounts maintained in the system Select the appropriate one MICR Number Specify the MICR number of the cheques Demand Draft Currency Specify the currency of the DD Instrument Type The instrument type corresponding to a DD sale against account is displayed here Demand Draft Date The date of DD issue is displayed here Payable Branch Specify the branch at which the DD should be encashe
156. ck Counterparty counterparty Bankcode 1 9 counterparty Account id Currency Beneficiary Details Beneficiary Address TJ KL Interest The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Counterparty Currency Specify the currency of the counter party for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Other Details Specify any other details if any of the beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 4 2 3 Specifying Certificate of deposit Details To capture the details for opening a new CD as a part of pay out click on the Certificate of deposit tab 10 35 ORACLE CD Payout Details Branch Code 000 Currency Account heck PC Branch Code Default From Ge Parent Account Currency Account Class customero A Accounicass A FI The following details are captured here Branch Code The system defaults the branch code Account Number Specify the account number Currency The system defaults the currency Customer Number The system defaults the customer number Default From Indicate the Default From option to default the details from either the parent account CD account or account class
157. ck allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP w l TC Amount Exchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF UDF Details d Field Name Field Value instrument Type instrument Status Customer Number Transaction Branch General Ledger Number General Ledger Currency Total Charge Total Amount TCG INIT TCD000002 TCD 256012010 GBP Recalc Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 40 ORACLE 8 10 Selling a TC to a Walk in Customer You can sell a TC to any walk in customer through the TC Sale Walk In screen You can invoke this screen by typing 8204 in the field at the top right
158. cking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will move to the enrichment stage for further processing rote the following e The total amount of all the denominations must be equal to the total cash being disbursed e You cannot reverse these transactions from Savings module e Manual disbursement through Savings module can be done only for manual disbursement loan accounts 7 79 ORACLE 7 21 Repaying Loan Manually By Cash You can manually repay retail loan amount by cash using the Repayment towards Loan screen You can invoke this screen by typing 5401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below g Loan Repayment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference FJB0733700000305 Product LRCH Loan Account Branch GB2 CH Loan Account Number Cancel Here you query the loan details by specifying the following Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid Loan Account Number Specify the loan account number for which the amount is to be repaid 7 80 ORACLE Click Save button The total amount financed disbursed the total outstanding amount fo
159. code to validate the TC details for sale from the adjoining option list Account Currency The transaction currency of the chosen customer account is displayed here Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed a rr Purchase Against A C Branch Date 2006 01 07 Eaierpa i tebras Mumias P DDI Saree Brammer 104 metre Gistus Liao matipnent Type Wg ugz Le Ln harris TC Currey iso Te egent g popen Branch 10 account Esct oape Gate G z usci Currie Resje Customer E TC mur m GC Curree Cy Cu zerser Hira z C D miar S Teh Charg Tete Zeen RSC De Ee eee Che tee Cancel In addition to the details defaulted from the previous stage you can capture the following details Related Customer ID The system displays the customer ID based on the account specified 8 47 ORACLE 8 11 1 Customer Name The system displays the customer name along with the legal title for the account separated by a comma TC Amount in A C Currency Specify the TC amount in the TC currency Exchange Rate The system displays the exchange rate used to convert the TC currency into account currency If the
160. count Number Cheque Cancel Here you can capture the following details External Reference Number The system generated reference number is displayed here End Point Select the end point from the option list available Currency Select the currency from the option list available Entry Number The check entry number is displayed here 13 1 ORACLE Remitter Branch The branch where the remitter account is maintained is displayed here Account Number Select the account number from the option list available Clearing Type Select the clearing type from the option list available Routing Number Specify the routing number for check clearing Cheque Number Specify the number of the check for inward clearing Amount Specify the amount for inward clearing Drawee Account Number Specify the drawee account number Payee Specify the details of the payee Instrument Date Specify the instrument date Substitute Cheque Check this box to indicate that the check is a substitute check After entering these details click save icon move to the enrichment stage Enrichment Stage In this stage you can also modify the details you have entered in the input stage if required Click save icon to save the transaction The system displays the following message Transaction Completed Successfully 13 2 ORACLE 13 3 Consolidated Checks Data Entry You can do a consolidated check data entry usi
161. currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Specifying Charge Details This block allows you to capture charge related details such as the following Charge Component The system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e T for Interest e Charge Currency The system displays the currency in which the charge has to be deducted Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 8 25 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 8 106 ORACLE Bankers Cheque Sale Against Account Web Pape D
162. cy 10 18 ORACLE 10 2 6 1 Specifying Cashier s Check Details To capture the details for pay out through Cashier s Check click on the Cashier s Check tab CD Payout Details Branch Code Currency Account heck PC Branch Code 10 Default From Gi Parent Account Currency 65 Account Class Customer No di Account Class Eoo ooo ay el Bank Code Specify the bank code of the Cashier s check Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Currency Specify the currency of the check for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 2 6 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab 10 19 ORACLE CD Payout Details Branch Code 101 Currency Account CD Cashiers Check Counterparty Counterparty Bank Code Lag counterparty Account TJ Currency Beneficiary Details Beneficiary Address CdS Beneficiary Name CO E m Passport 1C Number Narrative Je The following details are captured here Counter Party Bank Code Specify
163. cy GEP C Waiver Penalty Redemption Amount 10 000 00 Term Deposit Payout Details en Ts D it E Payout Type Percentage Amount Offset Branch Offset Account Narrative Term Deposit Payout Details The following details are displayed Txn Ccy If you have not specified the transaction currency in the previous stage then the account currency is taken as the transaction currency by default To change the default currency code select the currency from the drop down list Exchange Rate This is the exchange rate for the transaction currency If the transaction currency is other than the local currency you can modify the transaction currency rate Charges The charge to be deducted from the redemption proceeds is displayed here The charge amount is designated in local currency Customer Name The system displays the customer name along with the legal title for the account separated by a comma 10 32 ORACLE 10 4 1 Specifying the Certificate of deposit Payout Details Pay Out Option Select the pay out mode from the drop down list The options available are e Bankers Check e GL e Saving Account e Other bank Account e Certificate of deposit e Cash Percentage Specify the amount of redemption in percentage Amount Specify the amount of redemption in absolute Offset Branch Specify the branch code of the account for redemption Offset Account Specify the account number GL for redemption
164. d Customer Name The system displays the customer name along with the legal title for the account separated by a comma Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate you need to specify the negotiated reference number also Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value w
165. d or redeemed The adjoining option list displays all the branches maintained in the system Select the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary 8 61 ORACLE Passport IC Number Specify the customer s passport number or any other identification number Account Currency Specify the currency in which the account is maintained OFAC Check Click this button to call the OFAC service and view the response from the OFAC system Narrative Here you can enter remarks about the transaction Delivery Mode Select the mode of delivery of the check book from the adjoining drop down list This list displays the following values e Courier e Branch If the delivery mode is Courier then you will need to specify the delivery address Delivery Address 1 Specify the address to which the demand draft should be delivered From the adjoining option list you can choose the valid account address maintained in the system Delivery Address 2 4 Specify the address to which the check book should be delivered Click save icon to go to the next stage You can identify the blocked individuals or Entities of primary and joint account holders who are part of the OFAC list To perform black list check against customer and warn
166. deaseatsctiaoseuntttedlacdatotandestedesceaiacieosatattactatannsdeieteraieientes 8 41 8 10 1 Specifying TC EE eege RES 8 43 8 10 2 Specifying Currency Denomination Details 8 43 OTS EE 8 44 EE 8 44 SAUS PNE ee 8 45 8 11 PURCHASING A TCAGAINSTAN ACCOUN EE 8 46 6 11 1 Specifying TC Denomination Details 8 48 EE Ee 8 49 E EE GCC U VII VS E 8 49 di4 Specifying UDF Details eee ee ee 8 50 8 12 PURCHASING A TC FROM A WALK IN CUSTOMER sisecetrssscdiaestcesndravesimsnsdeseieesda tinusiessutuesnptiausudvderenpsiaudies 8 51 8 12 1 Specifying TC Denomination Details 8 53 6 12 2 Specifying Currency Denomination Details 8 54 OAPI sSDECIVING CHOI PO Deldils pcre scrwtins cctattn i detatihsctalinbacia len asguolininatatdiasstalengscualenasgialniaaiati enia nains 8 54 ro Oe SMES 0 267 81007 Cah 0 NB 67 ae ee a eee en en ee eee 8 55 8123 Specifying E 8 55 613 MAKING CROSS BORDER PAYMENTS eege 8 56 8 13 1 Specifying the ER 8 58 8 13 2 Specifying the Messaging Jutormoation cece cece cece e eset eee eeeeeebebeeeeeteeeeeseeeeeeeeeeeeeeeeees 8 59 6 13 3 Specifying the Customer Transfer Details ccccccccccccc cece cece aaeaes 8 59 S14 SELLINGA DD AGAINST AN ACCOUN T EE 8 60 op ES E ak Charge 116 ee ee 8 65 Ee 8 66 oe tee SPec E EE 5 66 GIS VIEWINGOPAC CHECK EEN 8 67 8 16 ISSUING DD AGAINST CHOUER 8 68 O104 Speci ine E 8 71 OLO2 SOCCIVING EE 8 72 E E sSPCCIVING he RE 8 73 SAY LCIOUDATNGADDAGAMNSTA E RE 8 73 8 18 LIQUIDATING A DD
167. deposited The adjoining option list displays all the GL codes maintained in the system You can select the appropriate one Account Title On specifying the account number the corresponding account title description is displayed General Ledger Currency Specify the currency of the GL into which the customer is depositing a check The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one Transaction Currency Specify the currency in which the check has been drawn The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one 8 17 ORACLE 8 4 1 Transaction Amount Specify the amount that needs to be deposited into the GL Narrative Here you can enter remarks for the transaction Specifying Instrument Details This section allows you to capture specific details about the check that needs to be deposited Clearing Type Specify the product that is maintained in the system for the transaction The adjoining drop down list displays the outward and inward clearing products For example e CLEARING OF CHEQUE LOOC e CLEARING OF CHEQUE NAOC Select the appropriate one Cheque Number Specify the MICR number displayed on the cheque Cheque Date Specify the date written on the cheque leaf The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The ch
168. e 7 25 ORACLE 7 6 Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination In Out Indicate whether you are disbursing the specified denominations or receiving the denominations The total amount against In should be equal to the amount against Out Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Paying a Bill by Cash This module allows you to undertake cash transactions for payments of all the utility bills To enter into such transactions you need to invoke the Bill Payment by Cash screen You can invoke this screen by typing 1025 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Bill Payment by Cash Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000438 Product BPCH Consumer Number Bill Number 12345 Bill Date 1 11 2008 PS Bil Currency
169. e Branch laz Account Currency Transaction Branch Account Number TT Amount SS Bankers Cheque Date 1074 2000 Serial Number Passport IC Number Narrative Beneficiary Name Beneficiary Address When you invoke the screen the External Reference Number is displayed You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Specify the TT currency or select a currency for the TT from the list of values Account Currency Specify the currency of the account or select the account currency from the list of values Payable Branch Specify the branch where the transfer amount should be paid out 7 52 ORACLE Account Number Specify the account number of the customer or select an account number from the list of values TT Amount Specify the transfer amount Banker s Check Date The date on which the instrument is issued is displayed here Serial Number Specify the serial number printed on the TT Passport IC Number Specify the passport number or any unique identification number of the customer Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary of the TT Beneficiary Address Specify the address of the beneficiary Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum manda
170. e Dialog In addition to the details defaulted from the previous stage you can view the following information Account Title The system displays the title description of the drawer account based on the chosen account Customer ID The system displays the drawer customer s CIF based on the value in the From Account field Customer Name The system displays the customer name along with the legal title for the account separated by a comma From Amount The system displays the amount debited from the beneficiary account To Amount The system displays the amount credited to the beneficiary account 8 25 ORACLE Exchange Rate The system displays the exchange rate for the transaction if the check currency and the transaction currency are not the same 8 5 1 Specifying Charge Details This block allows you to capture charge related details for the transaction Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 5 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e in House cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800001036 Product LOCH From Account Branch WB1 To Account Branch W651 Customer D WB1000059 To Account Number 9999926 From Account Number 9999904 To Account Currency GBP From Acco
171. e and Authonz 5 The transaction is saved upon successful validation by the supervisor at branch the transaction is sent to the host where it hasis to be Saved for further processing first call to host If the transaction is saved successfully no overrides error messages it returns to branch and iwill bes assigned to a teller Note that if the transaction is not authorized in the host at this stage Tthe assignment to a teller may be auto or manual The teller then disburses cash accordingly at the branch Yes Override from host m ORACLE Ne If the Save operation results in overrides the transaction is sent to the supervisor at branch for approval authorization Again the assignment of the supervisor may be auto or manual In effect the transaction returns to step 3 After cash disbursement final call to the host for authorization This is when the accounting entries are posted the till is updated and the advices if any are printed The process flow is depicted in the diagram below Stage 1 Clerk captures th Stage 2 Data enrichment JU viy d 2 4 No Dual Control required Yes Stage 3 Authorization Successful authorization Yes The differences between one step and two step processing types are given in the table below One Step Processing Two Step
172. e change by moving the Branch posting date to the next date The Branch transaction sequence will also get reset as a consequence of the execution of Branch EOD This signifies the Beginning of Day BOD for the Branch for the next working day and the Branch is ready for Transaction Input Querying Tellers Status You can view the current operational status and other details of the tellers in a branch using the Teller Platform Status Query Screen screen This screen will display all the details that will be validated during EODM End of Day of Savings module You can invoke this screen by typing 9012 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button The screen is displayed below 3 Tetlar Platform Status Query Screen Branch Data 11 30 2007 Web Page Dialog External Feference hrie FH S20KNOIT EN Beanch Cois Wet S O Liser iD Til k er iik alee Liner Working Tanked Transectons Assigned 12 C PARAMITA BiT OF SSvvet TEL hut op Ci DFES TEL BiT2 53 LI OF SSE TELS Bits IER C 1GEzswgpamTug P P p Cancel 13 6 ORACLE External Reference Number The system displays a unique number Branch Code The system defaults the current logged in branch code The following details of the current branch are displayed for all the tellers User ID the teller user ID User Working current log in status of the user Pending Transactions number o
173. e details under Withdrawing Cash against a Cheque for further details 8 11 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Z TC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 issuing Branch Instrument Type TCA Instrument Status bauer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account Exchange Rate Account Currency Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Charge MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER 8 49 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 11 4 Specifying UDF Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Beira Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 lssuing Branch Instrument Type TCA Instrument Status issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Currency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Ch
174. e details pertaining to UDF Click on the UDF tab to invoke the following screen g Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand 2 SC Charges Transaction Currency GBP GL Amount Reference Number Recalculate Narrative Denomination Charges MIS UDF Details iv Field Name Field Value 9 16 ORACLE 9 5 Refer the section titled Specifying UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Miscellaneous Credit to a General Ledger Account You can perform miscellaneous credit to a GL account with the corresponding debit to the cash account This transaction lets you enter a miscellaneous credit to a General Ledger GL account with the corresponding debit to the cash account Use the Miscellaneous GL Credit screen to enter a misc
175. e displayed 7 FX Sale Walk in Branch Date 12715 2007 Webpage Dialog External Reference Number FJB0734900001313 Product FXSW Currency Sold ag Currency Recieved Amount Sold Passporvic No Beneficiary Name Narrative Beneficiary Address Cancel Here you can capture the following details Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Currency Sold Specify the currency that you are selling to the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Amount Sold Specify the amount that is being sold in the sold currency Currency Received Specify the currency that you have received from the customer in return for the currency sold You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system 7 44 ORACLE Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other unique identif
176. e parameters for automatic pay out by clicking on the Pay Out Parameters button To capture the details for pay out through Cashier s Check click on the Cashiers Check tab CD Payout Details Branch Code Currency Account CD Cashiers Check Pi Check Details Currency Bank Code Payment Branch Beneficiary Details i Beneficiary Address Beneficiary Name Passport IC Number Narrative The following details are captured here 10 2 8 1 Specifying Bankers Check Details Bank Code Specify the bank code of the Bankers check Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Currency Specify the currency of the check for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 27 ORACLE 10 2 8 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab CD Payout Details Branch Code 000 Currency Account CO Cashiers Check Counterparty counterparty Bankcode 1 9 counterparty Account id Currency Beneficiary De
177. e passed 4 During the basic check if the authorizer rejects the transaction it is sent back to the teller who either clears discards it or edits and resends it again for approval to proceed 5 If the contract is saved and authorized successfully no overrides error messages in the host it returns to the branch where the teller disburses cash The system will also updates the till and prints the advices if any at the branch However if the transaction returns from the host with overrides the supervisor has to authorize the same irrespective of whether dual control is applicable or not In effect the transaction returns to step 3 If dual control is not applicable after enrichment from the host it goes directly to the host for Save and Authorization The process flow is depicted in the diagram below 2 2 ORACLE Stage 1 Teller capture Stage 2 Data enrichme f No Dual Cont required Ye Stage 3 Authorizati Two step processing The following steps are involved in a typical two step processing Successf 1 The clerk captures the transaction at branch authorizatie 2 The transaction is enriched as in one step processing 3 Authorization validation by the supervisor as in one step processing Ye 4 On rejection or approval transaction is sent back to the teller for corrections or cancellation _ Sav
178. e system displays the time at which the version was available for replication Time Out The system displays the time at which the version was replicated Replication Status The system indicates the status of replication It could be any one of the following e U Unprocessed e S Replication Success e F Replication Success e W WIP e C Completed Select the required record and click Replicate Versions button to replicate data of all listed versions If multiple rows are selected then only the latest mod number will be replicated You can also select any of the modifications and initiate replication On successful replication the status for any un replicated older modifications for that key combination will be marked as C All records in this frame need to be replicated for a successful replication Even if one record fails the system will treat it as a failure for the whole set of records You can clear the current query criteria by clicking Reset button Querying on Replicated Records You can view all successfully replicated records using the Successful Replication Query screen You can invoke this screen by typing STSREPQY in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 5 6 ORACLE The screen is as shown below Successful Replication Query Function Id Branch x Q Search Advanced Search Records pe
179. e system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 7 72 ORACLE The following screen will be displayed A TT Liquidation Walk In Branch Date 7 6 7000 Web Pape Dialog dana Aeteence Amia FS Sa Kris seg Number Gosh ranch Wh Sri eweg Status Pears Vi Dags Code CHO freschen Bach Wis reinsert Currency USD Desam Dee Acer baus Dee ZE Barkers Cie Die D abie Es esc y Stars Beers eae Here Bereet Grkkeag l Bensticary Adsrass 3 Bare fear Ae 3 Pasepert IK Raunt mabuat Type FTG Harner Transmssion Cumerey USD The following details will be displayed on invoking this screen Liquidation Mode The system displays the liquidation mode of the TT However you can change it The adjoining drop down list displays the following values e Payment e Refund e Cancel Bank Code The clearing bank code is displayed here TT Currency The system displays the currency in which the TT has been issued Instrument Amount The amount for which the check amount has been issued is displayed here Issue Date The system displays the date on which the TT was issued 7 73 ORACLE Liquidation Date The system displays the date on which the transaction is being posted Payable Branch The branch where the transfer amount is being paid out current branch is displayed here TT Status The status of the transaction is displayed
180. e the following screen 7 TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuer Code CSK Instrument type TCA Instrument Status Issuing Branch Account Branch Account Account Currency TC Currency GBP Related Customer ID TC Amount Narrative Narrations Here Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Charge Details oO Charge Components Charge Amount Customer Name Exchange Rate Total Charge Account Amount Currency TCD TCD 000021 GBP AC1000053 john Charge in Local Currency Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 8 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen A TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuer Code CSK Instrument type TCA Instrument Status INIT TC Currency GBP TC Amount Narrative Narrations Here Beneficiary Name Beneficiary Address TC Denominations Charges MES UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Issuing Branch Account Branch Account 000021 Account Currency GBP Related Customer ID AC1000053 Customer Name john Exchange Rate Total Char
181. e the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Paying a Bill against Account You can capture a bill payment transaction against account through the Bill Payment Against Account screen You can invoke this screen by typing 1075 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 31 ORACLE The following screen gets displayed Bill Payment Against Account Branch Date 10 4 2000 Web Page Dialog External Reference Mumber Product Code BRAT Consumer Number Bill Number Bill Date Bill Currency Bill Amourtz Institution ds Account Number Account Branch Marrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Bill Number Specify the bill number here Consumer Number Specify the consumer number for the transaction Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click o
182. ection titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 11 ORACLE 9 4 Miscellaneous Debit to a General Ledger Account You can perform miscellaneous debit to a GL account with the corresponding credit to the cash account This transaction lets you enter a miscellaneous debit to a General Ledger GL account with the corresponding credit to the cash account Use the Miscellaneous GL Debit screen to enter a miscellaneous debit to a GL account You can invoke this screen by typing 1060 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 2 Miscellaneous GL Debit Web Page Dialog External Reference Number FJBO0816200019558 Product MGLD GL Currency AAA laz Transaction Currency ABC GL Account 452501015 Transaction Amount Reference Number Narrative The following details can be captured in this screen External Reference Number Th
183. ed Specifying charge details under Depositing Cash for further details 7 29 ORACLE 7 6 3 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Bill Payment by Cash Branch Date 1 4 2008 Web Pape Dialog Edem Reference Number FEH 28 Consumer Humber Product DECH Do Humber Bll babe ec D i Currency Trammi Lurency D Amount institution ld Total Arnauri Marrative Exchange Fate Dencminaiion Charges MIS UDF Transaction b i gt Composite RS Refer the section titled Specifying the MIS details under Depositing Cash for further details 7 6 4 Specifying the UDF Details You can capture these details in the UDF tab of the screen 7 30 ORACLE 7 7 The following screen gets displayed AA Bill Payment by Cash Branch Date 1 2 008 Web Pape Dialog External Reference Number FJBOSD0200000634 Consumer Murniber Bal Date PS Transaction Currency mahu id Marrative Denomnaiion Charge ME LDF LIDF Details RW Fee Nene Feel Vale Specify the following details Field Description Product BIRCH Bal Number Bal Currency Ba Amount Total Asha Exchange kee Cancel The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to sav
184. ed GL mapped at the IC product in the accounting role INT UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed Note the following e If you have selected auto rollover or close on maturity then this field will nto be applicable 10 6 ORACLE e Funds will be moved to unclaimed GLs only if the maturity options have not been specified If an account matures and no action is taken closure or roll over within the grace period then the funds are moved to the unclaimed GLs on the EOD of the last day of the grace period maturity date grace days Move Principle to Unclaimed Check this box to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN UNCLAIMED on Grace period End date If you select this option then only principle amount will be moved to unclaimed and Interest will be settled to CD payout If You select both Move Interest to Unclaimed and Move Principle to Unclaimed then CD amount i e P I will be moved to Unclaimed GL irrespective to the CD payout Details Rate Chart Allowed The system defaults this preference from account class and it indicates that the system should calculate CD interest based on the LDMM float rate maintained in the LD MM Floating Rate input screen CFDFLTRT If this box is checked then system will pick interest rates based on different tenors minimum
185. ed details for the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer 8 96 ORACLE Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 21 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Z DD Issue against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number Instrument Type Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date General Ledger No General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges MIS UDF Transaction MIS FJB0734900001217 DDG CHO GBP 2008 01 01 256050010 GBP 1726 GFGHFH COS_CENTR LOAN_TYPE LOAN_TERM Payable Branch WB2 MICR Number KLJKL907896 PassporviC Number KPV12345 Beneficiary Name PRATHIBAK Beneficiary Address 11111 22222 33333 Recalc Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 21 3 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen m e DD Issue apainst Gl Branch Date 1 4 4008 Web Pape Dialog Exiernal Reiter Murer Instrument Type Bank Code Demand D
186. ed here Account Title The title of the account is displayed here Customer ID The customer ID is displayed here Charges The total charges applicable are displayed here Account Amount The amount to be credited to the account is displayed here MICR Number Specify the MICR number displayed on the DD being issued Charge Amount Specify the charge amount 8 16 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 71 ORACLE 8 16 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Sale against Cheque Branch Date 2007 11 30 External Reference Number FIJBO 33400000817 Issuing Branch E01 Bank Code EU Demand Draft Currency GP Demand Draft Amount Instrument Humber 10003 Payable Branch Q00E01 MICR Number Beneficiary Name Beneficiary Address OO A L A E Passport IC Number YT Charges WIER UDF Transaction MIS Instrument type Instrument Status Customer Number Account Branch Account Cheque Number Customer Name Account Title Account Currency Exchange Rate Charges Account Amount Narrative DDC a E01100064 E01 0110006401 138 RAM KUMAR 0110006401 01100064 GBP 15 00 1 015 00 es A Cancel Refer the sect
187. ee 9 1 9 2 MISCELLANEOUS DEBITS TOA CUSTOMER S ACCOUNT wissssscnssasicentestacunceasisunsusstgundeasteuniectetensuaditenawedvornteat 9 1 9 2 1 SPECI VING the ER 9 4 9 2 2 DC UIE LIVE E E 9 5 9 2 3 SCC VIN UDF RE 9 6 9 3 MISCELLANEOUS CREDITS TO A CUSTOMER S ACCOUNT 9 7 9 3 1 DOCG VINO the Charce DI CIOS E 9 9 9 3 2 EGU EO DIV INVA E E TEE 9 10 9 3 3 CG VEN EE 9 11 9 4 MISCELLANEOUS DEBIT TO A GENERAL LEDGER ACCOUNT sssssssesssssssssersssssserrressssserrresssssssrreesssssesrrees 9 12 9 4 1 Specifying the Denomination Details 9 14 9 4 2 SPECI VING the Charce DCIOUS EE 9 15 9 4 3 EE 9 16 9 4 4 SPCC Vine UDF EE 9 16 9 5 MISCELLANEOUS CREDIT TO A GENERAL LEDGER ACCOUNT ssessssssssseessssssssrressssserrresssssssrreesssssserreesse 9 17 9 5 1 Specifying the Denomination Details 9 20 ORACLE EG EE eege Eege 9 20 9 5 3 BOCES IE MIS DOIS essri noana EE EEEO AEE TAN EEA 9 21 9 5 4 aae a aD D eebe 9 21 90 MISCELLANEOUS GLI RANSTER cri csucontenessutiecsatoisneasceiacthdoenerscoetnaeatonedeacretnctedganuetibediectatetardeebetssatedeais 9 22 9 6 1 DOC CU I ihe eege 9 24 9 6 2 VOL BU Lhe i 1 cas E 9 25 9 6 3 yor BY hee OF ee 9 26 10 eh TRAIN SA COIN eis A E E 10 1 O TTO EE EE 10 1 10 2 OPENING A CD ACCOUNT FOR MULTI MODE PAY IN cijsdesscsesctncatseconsiassetepadiadenstansadi ards ewreceanedenndieddeteeveds 10 1 10 2 1 Specifying Certificate of deposit Details 10 5 TO peci ying EE 10 14 10 2 53 Specifying Joint Account Holder DCIS raisin te
188. eficiary Address Specify the following details Instrument Number Specify an instrument number of the TT transaction that needs to be queried Issue Branch Specify a branch for which you wish to query the TT transaction Or select a branch from the list of values After you specify the above details click Ok button The system will display the following details based on the instrument number e Transaction Amount e TT Currency e Instrument Status e Issue Mode e Issue Account Number e Beneficiary Name e Passport IC Number 7 75 ORACLE e Beneficiary Address 7 19 Transaction Reversal You can reverse financial transactions that have been initiated by you The transactions that have been completed successfully are available in the Completed list AC 4 000 O00 OT FLEXURE LAS 11 120 0 0 00 EMG 00 7 91 29 ranan lapai Miereced Interred Lsplarer 0 ia You can select the transaction that needs to be reversed by clicking on it Here you will be able to view all the transaction details Click save icon to reverse the transaction The accounting entries will be reversed i e negative amounts will be posted into the accounts This will update the till balance for the currencies wherever applicable The system will display the following message Transaction Completed Successfully 7 76 ORACLE 7 20 Disbursing Loan Manually By Cash You can manually disburse loan amount by
189. elect the currency to be booked for shortage 12 1 ORACLE 12 2 1 Transaction Amount Specify the total amount to be booked for shortage Narrative Enter description of the transaction The screen has two tabs which are as follows e Denom e MIS e UDF Specifying Denomination Details The following details have to be captured in this section Currency Code The currency in which the transaction is being performed is displayed here Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 12 2 ORACLE 12 2 2 Specifying the MIS Detai
190. ellaneous credit to a GL account You can invoke this screen by typing 1460 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001299 Product MSGC GL Account Transaction Currency GL Currency Ke Transaction Amount Reference Number Narrative Cancel The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL credit transactions 9 17 ORACLE GL Account Select the GL account number to which the funds are to be transferred from the cash account You can select the appropriate account from the adjoining option list that displays all the GL accounts maintained in the system GL Currency Specify the currency of the GL account to which the funds are to be transferred Transaction Currency Specify the currency in which the cash account is being debited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the cash account Reference Number Enter a reference number for the transaction Narrative You ma
191. em Reference Murer tue Branch instrument type Liquidation Mode Ligadan Date Accord Branch Acou Currency Transaction Aumceaumt Account Nuriber SET LTE bart Customer Name i Narratree Povat e Bank sue Date Demand Draf Currency Exchange Rate Demand Dat rrcuri Taa Arcuri Total Charge Beneficiary hame Demand Draft Number Beneficiary Address Passport KC Number Payment Branch Charges MIE UGF Transaction MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 18 3 Specifying the UDF details You can capture these details in the UDF tab of the screen F OD Liquidation Against Account Web Pape Dialog External Reference Humber baue Branch Summed type Legubcateo Mode Lkagdalon Date Account Branch Account Currency Transaction Amount Account Manger instrument Number Luztroeer Manne Harnalive Panrable Bank fai Date Demand Draft Currency Exchange Fate Demand Draf Armcurd Total Arcuri Total Charge Beneticiary hame Demand Craft Murer Beneficiary Address Passport TE Numb r Payrnerd Branch ec 8 81 ORACLE 8 19 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding secti
192. emain in the system with the contract status as Reversed and the accounting entries will be reversed negative amounts will be posted into the accounts Also this will update the Till balance for the currencies for cash transactions wherever applicable You can pick up the transaction to be reversed from the transaction screen If reversal is applicable i e you have defined a reversal workflow stage for the transaction save icon will be enabled When you click on this button the reversal request will be sent as a fresh request 2 1 2 7 Deletion of Incomplete Transactions You have the provision to delete incomplete transactions at any stage prior to its completion This is typically done as part of the End of Day activities The Workflow section in the Application Browser will display the count of Incomplete Transactions You can fetch any of these transactions for clearing Once you mark a transaction for deletion the system will not display the transaction in the Complete Incomplete Pending transactions list gt ORACLE 2 1 2 8 2 1 2 9 Auto Reversals Roll Forward and Timeout Handling Auto Reversals are applicable for transactions which have been configured as One Stage transactions If during submission to host the request or the response times out then the transaction is updated as Marked for Reversal The untanking job will pick up such transactions and do the needful However for Two St
193. emand Draft Currency Demand Draft Amount Demand Draft Date Transaction Currency Rate Transaction Currency Charges Total Amount Instrument Number Narrative FJB0734900001211 DDW CHO GBP 2008 01 01 GBP 1508 SADFDS Currency Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Payable Branch WB2 MICR Number MNBUIGI PassporviC Number KPV65456 Beneficiary Name PRATHIBAK Beneficiary Address 111 222 Cancel Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 92 ORACLE 8 20 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen Le F OD Issue Walk In Web Pape Dialog Eoerrmebeteeccehhter Payee Deavch instrument Type D MCR Humber Bank Code Pacceporiac Humber Demand Draf Currency Beneticanr y Hame Demand Drait Agesgg Beneficiary Address Demand Orati Date Transaction Currency Rate Trana Currency Charges Total Arca instrument hunter Farrzirue Currency Denominations Changes MIS UDF UDF Delala a F i Neme Field vake Cancel Refer the section titled Specifying UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorizatio
194. eposit to GL Check book request In house check deposit Check return e Traveller s Check TC transactions gt gt TC sale and purchase against account and for walk in customer TC sale against GL e Demand Draft DD transactions Y Y V V WV DD sale against account DD liquidation against GL against account and for walk in customer DD issue to walk in customer and against GL DD inquiry DD reprint e Cashiers Check BC transaction gt VW V WV Cashiers Check sale against account and against clearing Cashiers Check issue against GL and for walk in customer Cashiers Check liquidation against account against GL and for walk in customer Cashiers Check inquiry Cashiers Check reprint 8 1 ORACLE 8 2 Withdrawing Cash against a Check Your customer can withdraw money from his her account by issuing a check on the account You can capture such a transaction through the Cheque Withdrawal screen You can invoke this screen by typing 1013 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button S 28 Cheque Withdrawal Branch Date 10 4 2000 Web Page Dialog External Reference F JBO827 300000267 Product CHL Account Branch ygi Account Mumber Transaction Currency laz Transaction Amount Cheque Mo Cheque Date 40 4 2000 Marrative Here you can capture the following details External Reference Number The system genera
195. epresents a USD 100 the value will be displayed as 100 11 10 ORACLE Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash sale To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 11 5 2 Specifying MIS Details You can capture the details in the MIS tab of the screen 2 Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Narrative Denomination MIS UDF Transaction MIS Composite MIS COS_CENTR LOAN_TYPE LOAN_TERM A_OFFICER Branch Code Transaction Currency Transaction Amount MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here 11 11 ORACLE Standard Industrial Code The MIS code ass
196. ere Issuing DD against Cheque You can issue a Demand Draft DD for your customer against an in house cheque drawn on his her savings account In order to capture this transaction you need to invoke the DD Sale Against Cheque screen by typing 8330 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Sale against Cheque Branch Date 2007 11 30 External Reference Number FIBOTS24000007T98 Instrument Type DOC Bank Code A Instrument Status INIT Demand Draft Currency vd TH Account Branch Eo Lag Demand Draft Amount Account Lag Demand Draft Date vd IS Account Title Account Currency payable Branch eem E e sl BR Wide TT Cheque Number Beneficiary Address oo f IC E Pasaport IC Number Ir A Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the DD The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Instrument Status Specify the status of the instrument Account Specify the customer account against which you are issuing
197. erse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save icon The specified amount will flow from vault and gets updated Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 2 ORACLE 11 3 Transferring Cash to Vault You can transfer cash to vault using the Transfer cash to Vault screen You can invoke this screen by typing 9008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button el Transfer Cash to ault Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000435 Branch Code WCN Transaction Currency USD ER Transaction Amount 10 00 Default Denomination Denomination Details E Denomination Code Denomination Value Total Amount Cancel Here you can capture the following details External Reference Number This is system generated referen
198. escription l Tranzaction Amount Account Currency uso Exchange Rate Account Amount 100 00 Customer D 101002398 Total Charge 0 00 Customer Name test Negotiated Cost Rate e a Soa eee Charges MIS UDF Currency Code USD Preferred Denomination eee Den omination Details Denomination Code Denomination alue Units Total Amount OFAC Check Cancel In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Customer ID The system displays the customer ID based on the account specified Customer Name The system displays the customer name along with the legal title for the account separated by a comma Total Charge The system computes the charges applicable for the transaction and displays it here Account Title The system displays a brief title for the chosen account 7 15 ORACLE 7 3 1 Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency tran
199. f any maintenance in host The system constructs the list of data based on the impacted function IDs for each Savings table that needs to be updated with data from host The following information is captured on authorization of a maintenance in host e The Function ID that caused the need for replication e The branch from which the change was made e Comma separated list of the Primary Key values for the functions ID e The modification number e The Savings table into which the record is to be stored e Arunning sequence number 5 2 ORACLE The system calls a replication process based on the deployment mode If the deployment mode is centralized the system will call the replication process to trigger data replication as and when there is an authorization in host for replicable data The Savings tables will be automatically updated If the deployment mode is decentralized it will call the replication servlet 5 1 3 Replicating data from Host Automatic Refresh In Oracle FLEXCUBE host you can submit the records as a job for replication in the branch database through the Jobs Browser screen CSSJOBBR available in the Application Browser You have to ensure that all the triggers from MAIN Branch TRG is compiled Jobs Browser Job Module Process Status k Recorasiperpage v a Saz C JobModule Process Process Sequence Number Status Status N Stopped T Running H Halted Here you have to select B
200. f transactions in the Pending Queue for the user Tanked Transactions number of transactions in the Tanked Queue for the user Assigned Transactions number of transactions in the Assigned Queue for the user Unassigned Transactions number of transactions in the Unassigned Queue for the user Auto Reversal Pending number of transaction pending to be auto reversed for the user 13 7 ORACLE ORACLE Savings March 2011 Version 1 0 Oracle Corporation World Headquarters 500 Oracle Parkway Redwood Shores CA 94065 U S A Worldwide Inquiries Phone 1 650 506 7000 Fax 1 650 506 7200 www oracle com financial_ services Copyright 2011 Oracle Financial Services Software Limited All rights reserved No part of this work may be reproduced stored in a retrieval system adopted or transmitted in any form or by any means electronic mechanical photographic graphic optic recording or otherwise translated in any language or computer language without the prior written permission of Oracle Financial Services Software Limited Due care has been taken to make this document and accompanying software package as accurate as possible However Oracle Financial Services Software Limited makes no representation or warranties with respect to the contents hereof and shall not be responsible for any loss or damage caused to the user by the direct or indirect use of this document and the accompanying Software System Furthermore Oracle Fin
201. ficiary Beneficiary Address Here you can capture the address of the beneficiary customer Click save icon button to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g FX Purchase Walk in Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000358 Product FXPW Currency Bought USD Amount Bought Currency Paid GBP Charges Transaction Currency Rate 63 Narrative Beneficiary Name Amount Paid Beneficiary Address PassporviC Number Recalculate Denomination FX Denomination Charges MIS UDF Currency Code USD Denomination Details O Denomination Code Denomination Value Total Amount c2s T Cp Cancel In addition to the details defaulted from the previous stage you can view the following details 7 49 ORACLE Transaction Currency Rate The system displays the exchange rate to be used for the foreign exchange purchase Charges The system displays the charge to be levied on the customer for the transaction Amount Paid Based on the exchange rate and amount bought the system computes and displays the amount that needs to be paid to the customer in the paid currency 7 11 1 Specifying Denomination Details In this block you can capture details of the currency deno
202. fied description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 10 Returning TCs to Vault You can return TCs to Vault using the Return TCs to Vault screen You can invoke this screen by typing 9018 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 11 20 ORAC
203. for the pay out Passport IC Number Specify the passport or IC number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out Country Code Specify the country code for the pay out 10 4 5 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab CD Payout Details Branch Code 000 Currency Account CD Cashiers Check Wir Counterparty Counterparty Bank Code Lag Counterparty accout fay Currency Beneficiary Details Beneficiary Address i Pe CR The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out 10 43 ORACLE Counterparty Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport Account Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 10 4 6 Viewing Additional Details On rollover of a certificate of deposit account the system creates a new account with fresh details as per the preferences maintained The CD account that was thus
204. formation 7 58 ORACLE Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges applicable for the transaction and displays it here TT Amount The system displays the TT amount Total Amount The system displays the total amount of the transaction 7 13 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Capturing a Cash Deposit in this manual for further details 7 59 ORACLE 7 13 2 Specifying MIS Details This block allows you to capture details pertaining to MIS 3 TT Issue Against GL Branch Date 1 2 2008 Web Pape Malog E erpmeFeteeccebhhsrter PESO 3 meren Type TTG TT Currency GBP Bark Code GHO TT Amcuri D Gereral Ledger Mumbar 111010000 Instrument Number SESSE General Ledger Currency GBP Telegraphic Transter Dabe General Ledger Tile Cash in Hand Eechseoe Fate Payable Branch Charges Serial Murtiber General Ledger Amount Bermeaticiery Hame Harnalive Bene tceery Address Passport KC Number Changes ME UDF Transaction MIS Refer the section titled Specifying MIS details under Capturing a Cash Deposit in this manual for further details 7 13 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen B IT issue Against GL Branch Date 1 008 Web Pape Dialog Eder Reference Mumbar FVBDRSU0
205. function ID specified the system identifies matching records for replication and displays them in the Record Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the required record and click Replicate Functions button to replicate data of all listed functions Record Block You can view the following details Key Description The Primary Key data to be replicated for the function Id and branch code is listed here Host Key The system displays the primary keys separated by a pipe f Check the box adjoining the desired record and click Fetch Versions button Based on the record the system identifies all details of data that needs to be replicated and displays them in the Version Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the required record and click Replicate Records button to replicate data of all listed records Version Block You can view the following details 5 5 ORACLE 5 2 Mod No The system displays all available versions of the record selected as per the modification number of every record e audit trail You can view the changes done in a mod number by selecting the particular mod number and clicking on View button thereby launching the corresponding Function Id screen with the particular modified data displayed in a different colour Time In Th
206. funds are to be transferred to a customer account from the option list 9 7 ORACLE GL Currency Specify the currency of the GL account from which the funds are to be transferred Transaction Currency Specify the currency of the transaction You can choose the appropriate one from the adjoining option list Transaction Amount Enter the amount to be transferred in the account currency GL Account Amount Specify the transaction amount in the GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed A Npetiarsoug Comte Credit Webp ee Dabo 9 8 ORACLE 9 3 1 The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder Customer Name The system displays the customer name along with the legal title for the account separated by a comma Exchange Rate System displays the exchange rate for the transaction if the account currency is not the same as the GL currency GL Account Amount The amount de
207. fying the MIS details under Withdrawing Cash against a Cheque for further details 8 3 4 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Click to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 16 ORACLE 8 4 Depositing a Cheque into a GL Your customer can deposit a cheque into a GL You can capture this transaction through the Cheque Deposit to GL screen You can invoke this screen by typing 6520 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F Cheque Deposit to GL Branch Date O Dec OI Webpape Dialog Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number General Ledger Number Specify the GL into which the cheque is being
208. g details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 29 2 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 127 ORACLE 8 29 3 Specifying Charge Details Click on the Charges tab to capture charge related details E DL baue Walk in Branch Date 01 Jan OH Webpage halog mr ehghg gt homi iw t ma Beceicwr lare srythbak TENY Comey bion Cr copa WE UCF Charge Delain E Creare H n le d F La eng i For more details refer the section Specifying Charge Details under Selling a Cashiers Check against an Account in this manual 8 128 ORACLE 8 29 4 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS maut Walk in rameh Late C an ebpape ia Dor E Way H h ET d OF Webpage Walog Cerrgecg Deceegmgtong Charges is Trenzpctiee HAS CDS CERrg L si TPE LO TERN The following screen will be displayed Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 129 ORACLE 8 29 5 Specifying the UDF Details You can capture these details in the UDF
209. g the above details the system displays BC Reprint screen BC RePrint Branch Date 2008 03 31 External Reference Number FJB0809100004022 Instrument Status INIT Issue Branch EMN Instrument Currency GBP Instrument Number 1202 Instrument Amount 2 200 00 sue Account Number 262000001 Payable Bank 000 Expiry Date 2008 03 23 lssue Date 2007 12 28 MICR Number Beneficiary Name BEN12 Reprint Reason Printer issue iP en ficiary Address 0112 LBL_REPRINT_COUNT 2 ABBCCHZZXXKX FAX Cancel Here you need to specify the following details Reprint Reason Specify the reason for reprint During auditing the official or the auditor will verify the validity of the reason specified here This information is mandatory Reprint Count The system displays the count of the current reprint operation You cannot modify this Save the incremented reprint count and audit details You can view a summary of all reprint operations using Instrument Reprint Summary screen For more information on this refer to the section Viewing Instrument Reprint Summary in this chapter 8 145 ORACLE 9 1 9 2 9 General Ledger Transactions Introduction You can perform General Ledger transactions such as miscellaneous debit and credit transactions against a customer s CASA account and a GL account A customer s CASA account can be debited or credited in respect of GL transactions For example you can debit a custome
210. gal title maintained here after the customer s full name with a comma placed immediately after the last character of the customer name followed by a space at the time of report or statement generation or extract generation to the customers full name System will display only the customer name at the time of account statement generation if you have not maintained legal title abbreviation for an account holder System will automatically truncate the legal title abbreviation if the legal title abbreviation is not fitting in the printable area It will not truncate the customer name in any situation The legal title abbreviation is included in the advice format for account statement next to the customer name Payin By Check Specify the mode of pay in The dropdown list displays the following options e Check If you choose this option you can create the account using check e Mixed If you choose this option you can create the account using a combination of check and other modes e Others If you choose this option you can create the account through modes other than check Choose the appropriate one 10 3 ORACLE Enrichment stage On clicking the P button the system validates and ensures for minimum mandatory data entry If the data entry is found alright the following screen will be displayed dh CD Account Opening by Multi Mode Branch Date 2006 01 02 External Reference Humber Branch Code FJB060020000515
211. ge Account Amount Recalc 8 34 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 8 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuing Branch TCD Issuer Code CSK Account Branch TCD instrumenttype TCA Account 000021 Instrument Status INIT Account Currency GBP TC Currency GBP Related Customer ID AC1000053 TC Amount Customer Name john Narrative Narrations Here Exchange Rate Total Charge Beneficiary Name Account Amount Beneficiary Address Recalc TC Denominations Charges MIS UDF UDF Details O Field Name Field Value Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 3
212. gible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier You can view the tasks that are approved by other supervisors in the Approved lists and also you can view the history of authorization in the Auth History lists Irrespective of the supervisor s action approve or reject the transaction will be re assigned to the maker You can fetch and see the response from your task list Authorization stage If the workflow for the transaction is configured as a Dual control the transaction will have to be authorized by a supervisor before it gets saved as an unauthorized transaction for manual assign or as an authorized transaction for auto assign in the Host In case of manual assign the system prompts you to get the transaction authorized at your branch Branch authorization can happen in either of the following ways based on the transaction configuration in the workflow e Local e Remote When overrides are raised by the system and have to be approved the teller will have the option to choose between remote and local authorization By default remote authorization will be selected If the teller wants local authorization then the choice has to be made explicitly 7 9 ORACLE T
213. h as mismatch of CD amounts during rollover the system marks the CD account as Rollover Failed The original CD account will not be closed in that case 10 2 2 Specifying Interest Details This block allows you to capture interest related details Click on the Interest tab to invoke the following screen cD Account Opening by Multi Mode Branch Date 2006 04 03 External Reference Number FJB0609200005180 AccountNumber Branch Code 101 Account Class ES Customer ID d a3 Account Description ee E Customer Name Legal Title Currency a Payin Option Others el Account Open Date 42006 0403 nenn le P CO Detaile ug Joint Holders Dual Currency Deposit Step Up Down Interest Checklist Product Details rE Effective Date Wl Product Warner ee Date Open ER E e Ls UDE Values Element User Defined Element Value Rate Code CO Rate Code COo O OA i TO A EG CD Payout Details Cancel CD Rate Code Specify the rate code to be used for CD calculation The adjoining option list displays all rate codes maintained using the LD MM Floating Rate Input screen CFDFLTRT You can select the appropriate one You can use CD rate code only when Rate Chart Allowed is enabled for the Account class linked to product and for defining CD Rate code rule UDE Type should be maintained as Rate as Rate Code for interest rate pickup for the account G You can Define either Rate code or
214. harge The system computes the charge applicable to the transaction and displays it Net Amount The system derives the net amount payable to the customer after deducting the applicable charges and displays it here 8 32 1 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Withdrawing cash against a Cheque in this manual for further details 8 32 2 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Withdrawing cash against a Cheque in this manual 8 32 3 Specifying MIS Details This block allows you to capture details pertaining to MIS 8 142 ORACLE Refer the section titled Specifying the MIS details under Withdrawing cash against a Cheque in this manual 8 32 4 Specifying the UDF Details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions
215. he MIS code assigned to the industry to which your customer belongs is displayed here Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS 7 2 4 Specifying UDF Details You can capture the UDF details under UDF tab e Cash Deposit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001282 Account Branch WB1 Product CHDP Account Number 9999895 Transaction Currency GBP Account Title SINGLE Transaction Amount 12 500 00 Account Currency GBP Exchange Rate 1 Account Amount 12 475 00 Related Customer LIM000032 Total Charge 25 00 Customer Name Alexander Narrative Currency Denominations Charge Details MIS UDF UDF Details CO geg Name Field Value Cancel Field Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed Click save icon to save the transaction 7 8 ORACLE 7 2 5 The supervisor can view the transactions pending authorization in his or her task list as shown below You can view this list by choosing the Workflow option in the application The person needs to click on the Assigned option to view all transactions assigned to you In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eli
216. he UDF Details You can capture these details in the UDF tab of the screen Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 15 Liquidating a TT against GL You can liquidate a telegraphic transfer drawn on your branch against a GL through the TT Liquidation Against GL screen You can invoke this screen by typing 8320 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Le 3 TT Liquidation Against GL Branch Date 1 7 7008 Web Page Dialog Edema Reference Murmiber FUBOSOO ORG 14 Instrument Number SESEAE ksing Branch WO KE On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated Issue Branch The branch where the TT has been issued is displayed based on the instrument number specified 7 64 ORACLE Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed F A TTi iquidation Against GL Branch Date 1 2
217. he option list consists of user IDs for whom a default authorizer needs to be maintained User Name The system displays the name of the user when you select the user ID Branch Code Select the appropriate branch code This field is enabled if the All option is chosen in the User ID field If specific authorizer is selected then the system will default the home branch as branch code Branch Name The system displays the branch name when you select the branch name Default Authorizer The system displays the default authorizer if you already set a default authorizer while assigning the transaction However you are allowed to change it if the mode assigned is Manual Select the authorizer ID from the adjoining option list The option list consists of authorizers who are mapped to a role with Savings Authorizer flag value as Y and All option There are two different modes of assignment of workflow transaction they are e Manual If you assign the mode as Manual then the system will display the default authorizer You are allowed to change the authorizer e Auto If you assign the mode as Auto then the transaction will be automatically assigned to the authorizer Description The system displays the description 3 8 ORACLE 3 4 2 2 Maintaining User Role Definition 3 4 3 3 4 4 You can define the user role in the Role Maintenance screen To invoke this screen type
218. he previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed g DD Liquidation Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000391 Branch WCN Liquidation Type DDW Liquidation Mode Pay Liquidation Date 12 4 2007 Payable Bank CHO Instrument Number 8501 Issue Branch WECN Exchange Rate 63 Drawee Account Number 111010000 Transaction Currency GBP issue Date 12 4 2007 Net Amount Demand Draft Currency USD Narrative Demand Draft Amount 1 000 00 Total Charges 100 00 Beneficiary Name Demand Draft Number Beneficiary Address Other Details Payment Branch WB1 Demand Draft Status LIQD Recalc Passport IC Number Denomination Charges MIS UDF Currency Code Denomination Details O Denomination Code Denomination Value Total Amount G100 100 In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the DD currency and the transaction currency are not the same Total Charge The system computes the charge applicable to the transaction and displays it 8 85 ORACLE Net Amount The system derives the net amount payable to the customer after deducting the applicable charges and displays it here 8 19 1 Specifying Denomination Details In this block you can c
219. he system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type 8 137 ORACLE The following screen will be displayed Bc Liquidation Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001250 instrument Number instrument Type BCG Clearing Bank Code CHO Branch W I Cheque Currency GBP Liquidation Mode Payment Cheque Amount LiquidationDate 2007 12 15 Narrative NARRATION Issue Branch WB1 Total Charges Transaction Currency GBP Issue Date 01 Jan 08 Amount in Account Currency Total Amount AccountNumber 256020000 Beneficiary Name PRATHIBAK Payable Branch WB2 Beneficiary Address FIRST Cheque Number MICRNUMBER12 SECOND Cheque Status LOD THIRD PassporvlC Number KPV1245 Recalc Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate elo 100 00 USD 60 74 1 6463 In addition to the details defaulted from the previous stage you can capture the following information e Txn Amount e Total Charges e Total Amount 8 31 1 Specifying Charge Details Click on the Charges tab to capture charge related details For more details refer the section Specifying Charge Details under Selling a Cashiers Check against an Account in this manual 8 31 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to M
220. he unclaimed GL mapped at the IC product in the accounting role INT UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed Move Principal to Unclaimed Check this field to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN UNCLAIMED on Grace period End date If you select this option then only principle amount will be moved to unclaimed and Interest will be settled to CD payout If You select both Move Interest to Unclaimed and Move Principle to Unclaimed then CD amount i e P I will be moved to Unclaimed GL irrespective to the CD payout Details Rollover Type You can indicate rollover type as hereunder e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booking account is given as CD account then on maturity date Interest amount will be first liquidated to CD account and settled to the Payout details maintained for the CD account e Principal Interest If You Select Principal Interest option then Interest booking account should be always CD account On maturity date PA amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account dur
221. her details Click save icon to go to the next stage Authorization In the Authorization stage you need to assign the transaction to a teller who will authorize or reject the transaction In case of Rejection you need to discard or clear the transaction Note the following e The contract is saved only when there are no overrides or when all overrides have been authorized by a supervisor e Once the transaction is successfully authorized the customer s account balance is set to zero and a Cashiers check is issued for the net amount For more information on Authorization and Submission refer the section Withdrawing Cash against a Cheque in this manual Once a transaction is complete you can reverse this transaction if required For more information on reversing a transaction refer the section Transaction Reversal in the Cash Transactions manual Issuing a Cashiers Check against a GL You can issue a Cashiers Check against a GL account for your customer through the BC Issue against GL screen You can invoke this screen by typing 8302 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Issue Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001245 Payable Branch WB2 ag Instrument Type BCG MICR Number MICRNUMBER12 Bank Code CHO el Passport IC Number KPV1245 B C Currency G
222. here Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Narrative Here you can enter remarks pertaining to the transaction Txn Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the Host Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 74 ORACLE 7 18 Inquiring on a TT Transaction You can query a Telegraphic Transfer transaction for a specified branch and Instrument Number This can be done by using the TT Inquiry screen You can invoke this screen by typing 7795 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 23 TT Inquiry Web Page Dialog Instrument Number Issue Branch AS Ok Cancel Reset Transaction Amount TT Currency Instrument Status Issue Mode Issue Account Number Beneficiary Name Passport IC Number Ben
223. hich determines the sequence of execution of the stages While saving the preferences the workflow gets generated There are two stages for generating a workflow They are e Input e Enrich After generating the workflow INPUT and ENRICH stages the system performs the following validations after determining whether validations need to be carried out before calling HOST e The system raises the inter branch override if the transaction account does not belong to the current branch e The system raises an override if the transaction amount is greater than transaction level limit or role level limit e The system raises an override if you amend the exchane rate that is defaulted by the system e The system raises an override if you amend the charges that is defaulted by the system If validation raises any override then transaction will require Remote Authorization On successful Remote Authorization transaction will proceed with Work Flow i e to HOST If validation does not return overides transaction will proceed with Work Flow i e to HOST directly The Inter Branch and transaction limit checks are carried out in first stage and the remaining validations are carried out in second stage 3 11 ORACLE Sron Online and Offline transaction level limit is maintained in Savings Workflow Defenition and Role level limit is maintained in User Roles Defination Screen The diagram below consists of two stages for generating the w
224. hly e Quarterly e Half Yearly e Yearly Choose the appropriate one Unit Specify the unit of the frequency maintained above The rate spread change will take place on completion of the number of frequencies maintained here Max Interest Rate Specify the maximum interest rate to be applied on the CD accounts associated with the account class In case of interest step up if the computed interest rate is higher than the maximum interest limit the system uses the maximum interest rate Min Interest Rate Specify the minimum interest rate to be applied on the CD accounts associated with the account class In case of interest step down if the computed interest rate is lower than the minimum interest limit the system uses the minimum interest rate Customer Bumps You can set the limits for interest rate bumps cumulative changes and redemptions for a CD accounts You need to specify the following details Max Number of Rate Bumps Allowed Specify the maximum number of interest rate bumps allowed on the CD account The system tracks the number of interest rate bumps for the CD account The rate of interest cannot be modified once the counter hits the limit specified here 10 9 ORACLE If you set the maximum number of rate bumps to one the system will not allow interest rate modification The rate specified during creation of the CD account will be counted as the first rate bump On rollover or renewal of the CD account the sys
225. ialog Eierne Reterence Humber refusent type BCA Bank Code Customer Id DC Currency Cutoner Heng DC Amount Account Branch w irete Murtier Agog D Date Account Tile Account Currency Bovabde Branch Exchange Reie MR Murriber Total Charge Benmstitiary Mane a AOU Aiou Beneticesry Address Marrathye Past pores Murti Changes MIS LE Transaction MIS Cost Center Select a cost center from the list of values The MIS code assigned to the cost center related to the account is displayed here LOAN_TYPE Select the type of the loan from the adjoining option list LOAN TERM Select the term of the loan from the adjoining option list Contracts in Various Currencies Select the currency to which the contract belongs Account Officer Select the account officer who is in charge of executing this transaction Standard Industrial Code Select the industry to which the customer belongs 8 25 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen 8 107 ORACLE Le A Bankers Cheque Sale Against Account Web Pape Dialog Eer Retererece hurr Dach Code BC Crew DC Amoun instrument Humber DC Date Payakle Branch MNP Murnier Beneficiary hare Bene hcery Address Paestpor ec btw Changes MS UDF UDF Details O Field Name Field Yaka Specify the following details Field Name nerumernt ype U iemger bel Customer Neng Account Branch Becca A coourd Tiie
226. ication number of the beneficiary Beneficiary Address Here you can capture the address of the beneficiary customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g FX Sale Walk in Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000360 Product FXSW Currency Sold USD Amount Sold Currency Received GBP Charges Currency Received Rate i PassporviC Number P Beneficiary Name Narrative Cl Beneficiary Address Amount Received 11 13 Recalculate Denomination FX Denomination Charges MIS UDF Currency Code GBP Denomination Details Denomination Value Total Amount EJ Cancel In addition to the details defaulted from the previous stage you can view the following details Currency Received Rate The system displays the exchange rate to be used for the foreign exchange sale 7 45 ORACLE Charges The system displays the charge to be levied on the customer for the transaction Amount Received Based on the exchange rate and amount bought the system computes and displays the amount that needs to be received from the customer in the received currency 7 10 1 Specifying denomination details In this block you can capture details of the currency deno
227. ifies a branch transaction with the external reference number Instrument Number Specify the instrument number of the Cashiers check that needs to be liquidated Issue Branch The branch where the Cashiers check has been issued is displayed Click save icon to go to the next stage Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 8 139 ORACLE The following screen will be displayed 7 BC Liquidation Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001251 Branch WB1 Liquidation Type BCG Liquidation Mode Payment EN Instrument Number 7024 issue Branch WB 1 EN Clearing Bank Code CHO Issue Date 04 Dec 07 Cheque Currency GBP Drawee Account Number 256050010 Cheque Amount 1 250 00 Narrative REJECTION P Transaction Currency GBP Liquidation Date 04 Dec 07 Beneficiary Name PRATHIBAK Payable Branch WB2 Beneficiary Address 1111111111 Cheque Number REJECTION12 22222222222 Cheque Status INIT 3333333333333 PassporviC Number KPV12345 Cancel In addition to the details defaulted from the previous stage you can capture the following information Liquidation Type The liquidation type of the Cashiers check is displayed here Liquidation Mode The system displays the liquidation mode of the Cashiers check However you can change it The
228. ifying MIS details under 7 10 4 Specifying UDF Details COS_CENTR LOAN_TYPE LOAN_TERM A_OFFICER Product FXSW Amount Sold Charges Amount Recieved PassporviC No 89654 Narrative Recalculate Cancel You can capture the UDF details under UDF tab 2rx Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number Currency Sold USD Currency Recieved GBP Currency Recieved Rate Beneficiary Beneficiary Ad Denomination Charges UDF Details UI Field Name Name AAA dress MIS FJB0734900001310 Product FXSW Amount Sold Charges Amount Recieved PassporviC No 89654 Narrative Recalculate Field Value Cancel 1 47 Depositing Cash for further details ORACLE 7 11 Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Purchasing Foreign Exchange from a Walk in Customer You can buy a foreign currency from a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Purchase Walk in screen by typing 8004 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Z FX Purchase
229. igned to the industry to which your customer belongs is displayed here Contract in Various Currencies 11 5 3 Specifying UDF Details You can capture the UDF details under UDF tab 2 Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Branch Code WB1 Narrative QP Transaction Currency USD Transaction Amount Denomination MIS UDF UDF Details d Field Name Field Value Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 12 ORACLE 11 6 Buying TCs from Agent You can buy TCs from Agent using the Buy TCs from Agent screen You can invoke this screen by typing 9011 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Buy ICs from Agent Branch Date 12 04 2007 Webpage Dialog External Reference Number FJB0733800001025 Branch Code WB1 Transaction Currency EH Transaction Amount issuer Code 3z Narrative 72 1of 1 Te Details F Description Denomination Currency Count Serie
230. ill be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like cash withdrawal To reverse this default behavior you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 8 5 ORACLE 8 2 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen F F Cheque Withdrawal Web Pape Dialog External Reference Nurser Product Acoount Branch Cheqas Number Customer ID Cheque Cate Customer hanme Trance Currency Account Murtiber Transaction Amoun Account Title E Exchange Rate Account Currency Marraire Account Amour Total Charge Charge Details Cl change Components Warner Change Amount Currency ChargeinLocalCurency Exchange Rate Cancel Here you can capture the following details Charge Component The system displays the charge component that is levied on the transaction Type The system displays the type of charge being levied It could be any one of the following e F for Flat Rate e P for Percentage e T for Interest Waiver This option is unchecked by default thereby indicating
231. ination of the above pay out modes Examples Case 1 CD Amount 15 000 00 USD Pay In Pay Out options By Cash 4 000 USD By Savings Account 6 000 USD By GL 5 000 USD 10 29 ORACLE Case 2 e CD Amount 15 000 00 USD Pay In Pay Out options e By Cash 20 USD e By Savings Account 30 USD e By GL 50 USD 10 4 Manual Pay Out CD Redemption You can redeem a Certificate of deposit for multi mode pay out Redemption in Multimode screen You can invoke this screen by typing 1317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button CD Redemption by Multimode Branch Date 2006 04 03 External Reference Number FIBGSOS200005164 Account Number d ag Branch Code 4101 Account Tile Cancel The following details are displayed External Ref Number The system generates a unique reference number for the transaction and displays it here The host identifies the transaction with the external reference number Branch Code The system displays the code of the current logged in branch You need to specify the following Account Number Specify the account number of the CD that you wish to redeem You can select the appropriate one from the adjoining look up 10 30 ORACLE Click Save button to proceed to the next stage The following screen is displayed External Reference Number FJB0609300005164 Account Number 100185 Branch Code 10
232. ing Second rollover system will do rollover with the same amount by settling the New interest amount to CD payout amount e Interest If you select Interest option then Interest booking account should be always CD account On maturity date Principle amount will be settled to payout option 10 25 ORACLE Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field 10 2 7 3 Specifying Certificate of deposit Pay Out Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Check BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC Note the following e This option will be available only when account number generation is Auto e For Dual Currency Deposits you are allowed to select only GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account and not multiple GLs or accounts in either case Percentage Specify the amount of redemption in percentage Offset Branch Specify the branch code of the account for redemption Account Number Specify the account number GL for redemption Narrative Specify the description for the redemption 10 26 ORACLE 10 2 8 Capturing Pay Out Parameters You can capture th
233. ing screen will be displayed 8 104 ORACLE Bankers Cheque Sale Against Account Branch Date 2006 01 02 External Reference Number Instrument type Bank Code Customer Id Bc Currency Customer Name BC Amount Account Branch Instrument Number Account Bc Date Account Title Payable Branch Account Currency MICR Number Exchange Rate Total Charge Account Amount Beneficiary Name Beneficiary Address Narrative Delivery Mode i A Passport IC Number Delivery Address Delivery Address2 Delivery Address3 Delivery Address4 Charges MIS UDF Charge Details ES 2 Charge Components Waiver Charge Amount mmm mm in Local Currency Exchange Rate wg OFAC Check The following details will get defaulted in this stage Instrument Number Specify the instrument number Customer Id Specify the customer Id Customer Name The system displays the customer name along with the legal title for the account separated by a comma Exchange Rate The exchange rate is displayed here Total Charge System displays the total charge Account Title The system displays a brief title for the chosen account 8 105 ORACLE 8 25 1 Customer ID The system displays the customer ID based on the account specified Charges The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be debited from the account in the account
234. inst Cheque Branch Date 2007 11 30 External Reference Number F3J80733400000817 instrument type DDC issuing Branch E01 instrument Status INIT Bank Code E01 Customer Number 01100064 Demand Draft Currency GBP Account Branch E01 Demand Draft Amount 1 000 00 Account 0110006401 instrument Number 10003 Cheque Number 136 Demand Draft Date 2007 11 30 it Customer Name RAM KUMAR Account Title 0110006401 E01100064 Account Currency GBP 2 i Payable Branch 000E01 MICR Number D Beneficiary Name RAMMOHAN Exchange Rate I Charges 15 00 AccountAmount 1 015 00 Beneficiary Address Narrative E Recalc L Passport IC Number Charges MIS Charge Detais EI Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Di DD SALE AGAINSTCHEQUE ao 15 00 G5P 18 i Cancel In addition to the information defaulted from the previous stage you can view the following details Issuing Branch The branch code of the issuing branch is displayed here Instrument Number The instrument number is displayed here Customer Number The customer number is displayed here Account Branch The code of the branch where the account resides is displayed here Customer Name Specify the name of the customer Exchange Rate The exchange rate is displayed here 8 70 ORACLE Account Currency The currency of the chosen account is display
235. instrument number is displayed here Account Number The customer number is displayed here Customer Name The system displays the customer name along with the legal title for the account separated by a comma Account Branch The code of the branch where the account resides is displayed here Exchange Rate The exchange rate is displayed here Account Currency The currency of the chosen account is displayed here 8 64 ORACLE Account Title The title of the account is displayed here Customer ID The customer ID is displayed here Charges The total charges applicable are displayed here Account Amount The amount to be debited to the account is displayed here MICR Number Specify the MICR number displayed on the DD being issued Charge Amount Specify the charge amount 8 14 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 65 ORACLE 8 14 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Sale Against Account Web Page Dialog External Reterence Number lt FDC inrehument type kesuing Branch Instrument Simus Beck Code Customer Number Denel Dragt Currency Account Branch Demand Orat Around Accoun Instrument Murmiber Customer Marne Demand
236. ion titled Specifying the MIS details under Capturing a cash deposit for further details 8 2 ORACLE 8 16 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen DD Sale against Cheque Branch Date 2007 11 30 FJB0733400000817 issuing Branch E01 Bank Code E01 Demand Draft Currency GBP External Reference Number Demand Draft Amount 1 000 00 instrument Number 10003 Demand Draft Date 2007 11 20 IEA instrument type instrument Status Customer Number Account Branch Account Cheque Number Customer Name Account Title DDC ze 01100064 E01 E0110006401 138 RAM KUMAR 0110006401 01100064 ICH 8 17 Payable Branch 000E01 DCH Account Currency GBP MICR Number Exchange Rate Beneficiary Name RAMMOHAN Charges Beneficiary Address S Account Amount Narrative Passport IC Number UDF Details O Field Name Field Value Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workfl
237. ional information for the transaction 7 84 ORACLE Settlement Account The system will display the account selected at the contract level You can modify this if required Settlement Branch The system will display the branch selected at the contract level You can modify this if required Customer Name The system displays the customer name along with the legal title for the account separated by a comma Settlement Currency The system will display the currency selected at the contract level You can modify this if required You can save the transaction by clicking the save icon The following screen will be displayed Safe Deposit Rental By Cash Branch Date 2007 11 30 External Reference Number FJBO732400000728 Related Customer E01100051 Product SDRC Customer Hame SEMANTI Transaction Currency GBF Narrative rental payment Transaction Amount 0 00 Recalc j Exchange Rate 8 Value Date 2007 11 3 safeDeposite Details Next Due Date 2008 01 28 Contract Reference Number EOISDL1IO073220003 Settlement Currency GBP Settlement Account 0110005101 Settlement Branch Payment Currency GBP Payment Amount 50 00 Denomination Details MNS Currency Code Preferred Denomination Populate Denomination Detais Denomination Code Denomination Value Total Amount In this screen you can enter the details pertaining to denomination MIS and UDF 7 22 2 1 Denomination Details Enter the following detail
238. is is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 7 42 ORACLE 7 10 The following screen will be displayed AA Stop Payment Branch Date 7 4 2000 Wob Page Dialog External Reference Humber Fale Si amp Franch Wie Accum Humbe acco Account Currency LISD stop Parman Tye Cheque Argi G ert Chaga humiae End Cheque Murie 29 Ettectve Date ere Pa Spey Cale zeg Remarks In addition to the details defaulted from the previous stage you can view the following details Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency in which the account is maintained Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Selling Foreign Exchange to a Walk in Customer You can sell a foreign currency to a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Sale Walk in screen by typing 8203 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 43 ORACLE The following screen will b
239. is is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL debit transactions GL Account Select the GL account number from which the funds are to be transferred to a cash account from the option list GL Currency Specify the currency of the GL account from which the funds are to be transferred 9 12 ORACLE Transaction Currency Specify the currency in which the cash account is being credited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be credited to the cash account in the specified currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed e Miscellaneous GL Debit Webpage Dialog External Reference Number Product GL Currency Exchange Rate GL Account Transaction Amount GL Description SC Charges Transaction Currency GL Amount Reference Number Negotiated C
240. lar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 9 6 ORACLE 9 3 Miscellaneous Credits to a Customer s Account Similarly you can perform miscellaneous credit to a customer account with the corresponding debit to a GL account Use the Miscellaneous Customer Credit screen to carry out this transaction You can invoke this screen by typing 1408 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Z Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO0734900001297 Product MSCC Account Branch WB1 EN GL Account Number Account Number GL Currency Account Currency KR Reference Number Transaction Amount Narrative Cancel The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous customer account credit transactions Account Branch The current logged in branch is displayed here However you can change it Account Number Select the account number to which funds are to be transferred from the option list GL Account Number Select the GL account number from which the
241. late the charge based on the transaction type 8 3 ORACLE The following screen will be displayed A In House cheque Deposit Webpage Dialog External Reference Number Product Account Branch Cheque Number Customer ID Check Date Customer Name Transaction Currency Account Number Transaction Amount Account Description Exchange Rate Account Currency Total Charge Account Amount Negotiated Cost Rate Narrative Negotiation Reference No Recalc Denomination Charges MIS In addition to the details defaulted from the previous stage the system allows you to capture the following information Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency of the customer account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system calculates the charges applicable to the transaction and displays the amount here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges The system adds the charge amount from the transaction amount and displays the net value 8 4 ORACLE 8 2 1 Customer ID The system displays the customer ID based on the account that is specifie
242. late the total amount in terms of minimum number of currencies It means that the system divides the total amount into the bigger denominations first Then the remaining amount into next biggest denomination and so on For the preferred denomination the Unit field will be disabled Refer the section titled Specifying denomination details under Depositing Cash for further details 7 16 ORACLE 7 3 2 Specifying Charge Details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen 2 Cash Withdrawal Branch Date 12 15 2007 Webpage Dialog FJB0734900001305 CHWL USD External Reference Number Account Branch Product Account Number Transaction Currency Account Title Transaction Amount Account Currency Exchange Rate Account Amount WB1000059 Mehta Customer ID Total Charge Customer Name Narrative Currency Denominations Charges MIS UDF Charge Details Charge Components Charges for Cash dep Waiver tia Charge Amount 25 00 GBP Currency W I 9999915 Mehta GBP Recalc Charge in Local Currency 25 Exchange Rate Cancel Refer the section titled Specifying charge details under Depositing Cash for further details ORACLE 7 3 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen
243. layed Z TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD bauer Code CSK Related Customer ID TCD000002 TC Currency GBP Account Currency GBP TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address Passport IC No Currency Denominations TC Denominations Charges MIS Up Denomination Details E A O Description Denomination Currency Count Series Sys Count Start Number I 8 52 ORACLE 8 12 1 In addition to the details defaulted from the previous stage you can capture the following details Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 Related Customer ID System displays the customer ID applicable to walk in customers Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address Passport IC Number Specify the customer s passport number
244. lk in customer Payable Branch Specify the branch where the Cashiers check amount should be paid out The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Click save icon to go to the next stage OFAC Check Click this button to call the OFAC service and to display the response from the OFAC system Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 8 125 ORACLE 8 29 1 The following screen will be displayed g BC Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000367 Instrument Type BCW instrument Status INIT Bank Code CHO BC Currency USD BC Amount BC Date 2007 12 04 Transaction Currency USD Transaction Currency Rate Charges Total Amount Narrative instrument Number 2501 Currency Denominations Charges MIS UDF Currency Code USD Denomination Details a Denomination Code Denomination Value TT otc c25 C Cp cs Payable Branch CHO MICR Number PassporviC Number Beneficiary Name sfsdfgdsg Beneficiary Address Recalc Total Amount In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to e used for the transaction in case
245. llowing screen will be displayed DD Liquidation against GL Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001189 Branch TCD instrument type DDG Issue Branch WB1 Liquidation Date 03 Dec 07 Liquidation Mode Payment w General Ledger Number Ei Instrument Number 1001 General Ledger Currency USD Demand Draft Currency GBP Payable Bank CHO Narrative cross ccy Demand Draft Amount Issue Date 04 Dec 07 Beneficiary Name Prathibak Payable Branch WB2 Beneficiary Address First Demand Draft Number micri12345 Second Passport IC Number kpv123456 Third Here you can capture the following additional details Instrument Type The instrument type is displayed here Issue Branch Liquidation Date The system displays the date on which the transaction is posted Liquidation Mode Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel General Ledger Number Specify the general ledger number that should be used to post this transaction The adjoining option list displays all the general ledgers maintained in the system Choose the appropriate one Instrument Number The instrument number is displayed here 8 75 ORACLE General Ledger Currency The currency of the chosen GL is displayed here Demand Draft Currency The currency of the DD instrument is displayed here Payable Bank The cleari
246. ls You can capture these details in the MIS tab of the screen Book Shortage Branch Date 1 27 4008 Web Pape Dialog Exianal Feteecve there FXESRKOCKRKLEI F Trana Currency USD MeN re Denomina MS LC Transaction Mt Loirgroape MiS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of executing this transaction Standard Industrial Code Specify the MIS code assigned to the industry to which your customer Contracts In Various Currencies Specify the MIS code assigned to contracts in various Currencies 12 3 ORACLE 12 2 3 Specifying the UDF Details 12 3 You can capture these details in the UDF tab of the screen Book Shortage Branch Date 174 2008 Web Pape Dialog Bien Rajaa a FEXESRKAKRKCETI A Iranian Currency LED Mamaia LO Li pea hame Eed via UDF Name The system will display all the User Defined Fields UDF maintained for the product in the Host UDF Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapte
247. ls 2222222 Payment Branch WB2 3333333 Demand Draft Status LOD Passport IC Number KPV6S4 Recalc Denomination Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Cancel Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 19 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen F DD Liquidation Walk In Web Page Dialog External Reterence humbe Branch Liquidation Tee Lkagcdalsun koce Liquidation Date Payable Bark Instrument Murer sue Branch Exchange Rate Droge Accouni umber Transaction Currency sue Dee Nei Arguni Degesrei Orat Currency Barale ka Demand Dran Aroun Total Charges Beneticiary Nam Demand Graf Humber C ber Delais B enert Branch Demand Dratt Staius Passport EK Number LEE Detads E Fei Hame Fei vaia 8 87 ORACLE 8 20 Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Issuing a DD to a Walk in Cus
248. m Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 11 4 2 Specifying the MIS Details You can specify the details in the MIS tab of the screen Se Buy Cash From Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001290 Branch Code WB1 Narrative KC Transaction Currency USD Transaction Amount Denomination MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM SES 7 SES SS Z SES 5 Composite MIS A_OFFICER I l l lslel l MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE Host User manual for details As an example the following details may be captured in this section Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here 11 7 ORACLE Contract in Various Currencies Explanation required from Dev testing team Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here 11 4 3 Specifying UDF Details You can specify the UDF details under UDF tab Buy
249. m displays a brief title for the chosen account Banker s Check Date The date on which the instrument has been issued is displayed here 7 57 ORACLE TT Amount Specify the transfer amount Serial Number Specify the Serial number printed on the TT Passport IC Number Specify the customer s passport number or identification number Narrative Specify description remarks for the transaction This is not mandatory Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Click save icon to move to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed TT Issue Against GL Branch Date 1 2 7008 Web Page Dialog Een Retenemce Number ncirumend Type TTO TT Currency Bark Code CHO TT Gegend General Ledger Number 111010000 Instrument Humit 7 General Ledger Currency GBP Teegrapte Transter Date General Ledger Tile Exchange Rate Payable Branch Charges Sariai Number General Ledger Amount Beneficiary Mame Marrairog Benetictary Address Passport KR Murer Charges ME UDF Charge Details E Charge Components Yanvar Charge Amani LATE Charge mtoaiu rercw kel CHARGE E 100 00 GBP 100 In this stage the above screen is displayed with the following in
250. maintained in the system Stop Payment Type Specify whether the stop payment is on the amount of a check or a check drawn on an account The drop down list displays the following values e Amount e Check Select the appropriate one Start Check Number In case of a stop payment on a check you need to specify the check number of the first leaf End Check Number In case of a stop payment on a check you need to specify the check number of the last leaf 7 41 ORACLE Sron The above two fields are applicable in cases wherein the customer has lost a check book So in order to prevent misuse you can capture the check numbers of the lost check book and impose a stop payment on all checks in that book Effective Date Specify the date from which you wish to impose the stop payment The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Expiry Date Specify the date until which the stop payment needs to be active The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Amount Specify the amount based on which you wish to impose a stop payment This field is applicable only if the Stop Payment Type is specified as Amount Narrative You may enter remarks about the transaction here Th
251. mber assigned to the CD account Maturity Date The system calculates and displays the maturity date based on the value date and the tenor you specify for the deposit 10 4 ORACLE Next Maturity Date The next maturity date is the default maturity date of the deposit if it is rolled over It is computed by the system using the tenor and maturity date specified by adding the tenor to the maturity date 10 2 1 Specifying Certificate of deposit Details Click on Certificate of deposit Details block to capture certificate of deposit related details CD Account Opening by Multi Mode Branch Date 2006 01 02 External Reference Number FJB0600200005151 Account Number Branch Code 101 Account Class Customer ID az Account Description Customer Name Legal Title Currency fad Payin Option Others Account Open Date 2006 01 02 le P WIER interest Joint Holders Dual Currency Deposit Step Up Down Interest Checklist CD Currency Interest Liquidation Branch CD Amount Interest Liquidation Account Rollover Type Principal ze Account Description Rollover Amount F Auto Rollover Tenor Maturity Date le E Close on Maturity Next Maturity Date _ Move Interest to Unclaimed Computed Amount F Move Principal to Unclaimed Compute Rate Chart Allo wed Step up down Interest Force Rollover Account Class ay Applicable
252. me as the transaction currency the system will display 1 as the exchange rate 8 113 ORACLE 8 26 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Bc Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0733400000816 Bank Code E01 BC Currency GBP BC Amount l 1 000 00 instrument Number 6 BC Date 2007 11 30 Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN Beneficiary Address l Passport iC Number Charges IER UDF Transaction MIS Cancel Instrument type Customer id Customer Name Account Branch Account Account Title Account Currency Cheque Number BCC E01100064 RAM KUMAR CH E01 E0110006401 E0110006401 E01100064 Exchange Rate Total Charge Account Amount Narrative 15 00 1 015 00 Recaic SS m VK mi mi H L rir om JA K m JL H m T dl Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 114 ORACLE 8 26 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen e BC Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0
253. minations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 11 2 Specifying Charge Details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen FX Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001314 Currency Bought USD Currency Paid GBP Transaction Currency Rate Beneficiary Name Beneficiary Address Passporvic No Denomination Charges MIS Charge Details Charge Components Waiver wm Charges for Foreign exchange 2 O Charge Amount Currency 5 00 GBP Product FXPW Amount Bought Charges Amount Paid Narrative Gd Recalculate Charge in Local Currency Exchange Rate E 3 Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 50 ORACLE 7 11 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Z FX Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001314 Product FXPW Currency Bought USD Amount Bought Currency Paid GBP Charges Transaction Currency Rate amp Amount Paid Beneficiary Name aaa Narrative Beneficiary Address Recalculate PassportiC No Den
254. minations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 10 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen A FX Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001310 Product FXSW Currency Sold USD Amount Sold Currency Recieved GBP Charges Currency Recieved Rate 63 Amount Recieved Beneficiary Name AAA Passport IC No 89654 Beneficiary Address AAA Narrative Recalculate Denomination Charges MIS Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Foreign exchange CH C 5 00 GBP 5 Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 46 ORACLE 7 10 3 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen A FX Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001310 Currency Sold USD Currency Recieved GBP Currency Recieved Rate Beneficiary Name AAA Beneficiary Address AAA Denomination Charges MIS UDF Transaction MIS Composite MIS Refer the section titled Spec
255. mize the reconciliation efforts required as a result of any branch host inconsistencies either at the Cash Till GL level or at the Transaction Amount or Count levels Further based on the results and observations of these reports queries you can initiate adjustment processes as required for Audit and Control measures 2 7 ORACLE 3 1 3 1 1 3 2 3 Transaction Workflow Introduction The Workflow engine which forms the core of Savings guides the transaction through its various stages Each transaction is defined as a workflow with a series of steps or stages At the beginning of each stage you teller have to capture the relevant data in the appropriate screen and then click on the Save button Upon clicking this button the Workflow engine checks the Workflow definition and appropriately moves the transaction to the next logical step Features of Savings Workflow The following are the features of savings workflow e The workflow can be defined for each function e For functions which consist of similar workflow the definition is defined at a generic level e Once a stage for a transaction is completed the workflow engine moves the transaction to the next logical stage automatically e The number of stages and workflow using front end maintenance can be configured e Any change in workflow does not result in re deployment e It minimizes the number of host trips e The workflow is supported in offline scenario
256. mount Narrative Specify any remarks for the transaction After specifying the above details click Save button The following screen along with the loan details is displayed dh Loan Deburment By Cash Branch Date 2006 44 09 External Reference Number FIRAD HDH S50 Loon account Sranch Predect Lit Loan Lecco Lean Cumeney HS Laan ccna Tiie Dabursement Ami 190 00 Lean Accpant Cumency Us Exchange Fate i Loan mpeni 100 00 Customer 10100473 Ten Charge 00 Customer tiame CG Narrate Currey denominations Gineng Code us Pretarrad Denomunaton Denomination Deini Cancel The details specified in the first screen are displayed here However you can capture the following details Disbursement Amount The disbursement amount mentioned in the first screen is displayed here However you can modify the same Specify the disbursement amount and click Recalc button to calculate the total cash being disbursed Total Cash Disbursed The total cash disbursed after deducting the charges is displayed Exchange Rate Specify the rate of exchange 7 78 ORACLE Loan Account Title You can specify any title or remarks for the loan account Customer Name The system displays the customer name along with the legal title for the account separated by a comma Narrative Specify any remarks for the transaction Currency Denominations You can specify denomination details if you have checked the Denomination Tra
257. n process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 20 5 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in DD Issue Walk In screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature 8 93 ORACLE 8 21 On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same Issuing a DD against a GL You can issue a DD against a GL account for your customer through the DD Issue against GL screen You can i
258. n Details O Derommation Coda Denira ae L In addition to the data defaulted from the previous stage you can capture the following information here 7 4 1 1 Specifying Denomination Details This block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 22 ORACLE 7 4 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen d ZA Close Out Withdrawal By Cash Branch Date 1 2 7008 Web Pape Dialog External Reference Number FUBDSOISoiiiEK Account hrer ACCHA Amoun Account Tile Customer D Transaction Arnoud Accounl Currency SC Charge Denomnalion Charges MS UDF O Charge Componenta V e Change Amount Change in Local Currency Exchange Fiste Refer the section titled Specifying charge details under Depositing Cash for further details 7 4 3 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen F 3 Close Out Withdrawal By Cash Branch Date 1 2 7008 Web Page Dialog Eder Reference Number FJBDSOI O00002 Account Murer tri Amoun Account Tile Customer ID Transaction Amoudi Accourd Currency SC Charge Denomnation Charge MS UDF Transaction MiS Composite MIS
259. n codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry 7 27 ORACLE If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 23 Bill Payment by Cash Webpage Dialog External Reference Number Product Consumer Number Bill Number Bill Date Bill Currency Transaction Currency Bill Amount institution Id Total Amount Narrative Negotiated Cost Rate Exchange Rate Negotiation Reference No Recalculate Denomination Charges MIS UDF In addition to the details defaulted from the previous stage the following details are displayed Exchange Rate The system displays the exchange rate used to convert the bill amount in the bill currency to transaction currency If the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Charges The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges Negotiated Cost Rate Specify the negotiated cost rate that should be used for f
260. n the appropriate date The chosen date will then be seen in the YYYYMMDD format 7 32 ORACLE Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list that displays all the institution codes maintained in the system Bill Currency Specify the currency in which the bill should be paid You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill Account Number Specify the account number of the customer against which the bill should be paid You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Account Branch The branch where the chosen account resides is displayed here Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 7 33 ORACLE The following screen will be displayed e Bill Payment Against Account Webpage Dialog External Reference Number Product Consumer Number Institution Id Bill Date
261. n was executed or the issue date of the Cashiers check Issue Acc Number The system displays the issue account number Beneficiary Name The system displays the name of the beneficiary Beneficiary Address The system displays the address of the beneficiary 8 34Reprinting Cashier s Check On various grounds such as improper printing and issue of duplicate instruments Oracle FLEXCUBE allows you to reprint a Cashier s cheque The system keeps a track of such reprints so that the bank officials or auditors can ascertain the reasons and validity of multiple instrument printing To invoke BC Reprint screen type BCRP in the field at the top right corner of the Application tool bar and click on the adjoining arrow button EC RePtint Branch Date 2007 11 28 External Reference Number FJBO733200000067 Issue Branch gt menge Cancel You need to specify the following details on this screen 8 144 ORACLE External Reference Number The system displays the external reference number You cannot modify this Issue Branch Specify the code that identifies the branch that issued the instrument The option list displays all valid branch codes maintained in the system Choose the appropriate one Instrument Number Specify the number of the instrument that you wish to reprint The option list displays all valid instrument numbers issued at the selected branch Choose the appropriate one On confirmin
262. nal Reference Number FIBO609300005180 AccountNumber Branch Code 101 Account Class vl a Customer ID H Account Description E Customer Name Legal Title W Currency a Payin Option Others Account Open Date P CD Detaile Interest Joint Holders See ae Step Up Down Interest Checklist Linked Currency Currency Option Product Exchange Rate Linked Currency Settlement Ai Linked Currency GL Fixing Daye Yield Enhancement Inception Fair alue Option Contract Her Number CD Payout Details Cancel The following details are captured in this screen Linked Currency This option is defaulted from the Account Class However you can modify this value CCY Option Product This option is defaulted from the Account Class However you can modify this value Exchange Rate Specify the exchange rate Linked CCY s Settlement A c Specify the account of the linked currency s settlement Linked CCY s GL A c Specify the account of the linked currency s GL 10 15 ORACLE Fixing days This option is defaulted from the Account Class However you can modify this value which is the number of days from CD maturity date before which the Exchange Rate has to be fixed Yield Enhancement Specify the additional yield percentage in this option Inception Fair Value Specify the market value of the option contract at inception This is defaulted from the Linked Option Contract The following optio
263. nce number generation logic and displays it as the External Reference Number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the Cashiers check The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Account Specify the customer account against which you are issuing the Cashiers check The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Currency The currency of the account is displayed here BC Currency Specify the currency of the banker s check BC Amount Specify the amount for which the Cashiers check is being sold BC Date Specify the Cashiers check date from the adjoining calendar Narrative Enter remarks about the transaction 8 110 ORACLE MICR Number Specify the MICR number displayed on the Cashiers check being sold Beneficiary Name Specify the name of the beneficiary in whose favor the Cashiers check is being sold Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the passport IC Number Instrument Type The system displays the instrument type that corresponds to the Cashiers check being issued against an account Payable Branch Specify the branch where the Cashiers check should be payable The adjoining option list displays all the branch codes mai
264. nced 200000 Narrative sd Customer Name Amount Disbursed 3500 Component Name Component Currency Outstanding Amount PRINCIPAL luso Cancel Specify the following in this screen Repayment Amount The amount mentioned in the input screen is displayed here However you can modify the same Specify the amount to be repaid and click Recalc button to calculate the total cash being amount Total Cash Amount The total amount to be paid after including all the charges is displayed here Exchange Rate Specify the rate of exchange Loan Account Title You can specify any title or remarks for the loan account Customer Name The system displays the customer name along with the legal title for the account separated by a comma Narrative Specify any remarks for the transaction 7 82 ORACLE 7 22 Currency Denominations You can specify denomination details if you have checked the Denomination Tracking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will move to the enrichment stage for further processing Note the following e The total amount of all the denominations must be equal to the total cash amount being paid e You cannot reverse these transactions from Savings module Processing Safe Deposit Box Rentals
265. ncy is not the same as the GL currency GL Account Amount The amount credited to the GL account is displayed here This amount will be in terms of the GL account currency Account Amount The amount debited from the customer account in account currency is displayed Customer Name The system displays the customer name along with the legal title for the account separated by a comma Total Charges The system computes the charges applicable for the transaction and displays it here 9 3 ORACLE 9 2 1 If you modify the amount to be transferred then click Recalc button to recalculate the charge amount Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number STOP Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying the Charge Details In this block you can capture the following charge related details Charge Component The
266. ng account is given as CD account then on maturity date Interest amount will be first liquidated to CD account and settled to the Payout details maintained for the CD account e Principal Interest If You Select Principal Interest option then Interest booking account should be always CD account On maturity date PA amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account during Second rollover system will do rollover with the same amount by settling the New interest amount to CD payout amount e Interest If you select Interest option then Interest booking account should be always CD account On maturity date Principle amount will be settled to payout option Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field 10 4 4 1 Specifying Certificate of deposit Pay Out Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Check BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC e Creation of new Certificate of deposit CD Note the following e This option will be available only when account number generation is Auto 10 41 ORACLE e For Dual Currency Deposits you are allowed to select only
267. ng bank code is displayed here Narrative You can enter remarks for the transaction Demand Draft Amount The amount for which the Demand Draft has been drawn is displayed here Issue Date The system displays the date of issue of the DD Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Payable branch The branch where the DD has to be liquidated is displayed here Demand Draft Number The issue number of the DD is displayed here Passport IC Number The passport number or any unique identification number of the beneficiary is displayed here Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 76 ORACLE 8 18 Liquidating a DD against an Account You can liquidate a DD drawn on your branch against an account through the DD Liquidation Against Account screen You can invoke this screen by typing 8312 in the field at the top right corner of the Application tool bar and clicki
268. ng on the adjoining arrow button 23 DD Liquidation Against Account Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001190 Issuing Branch kWp Instrument Number 1005 Here you can specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD is payable is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated Click save icon to go to the next stage 8 77 ORACLE Input stage 2 On clicking save icon the system fetches the details of the chosen instrument and displays them in the following screen J Z DD Liquidation Against Account Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001190 Instrument type DDA Payable Bank CHO Liquidation Mode Payment v Account Branch TCD Liquidation Date 03 Dec 07 Account Number Instrument Number 1005 Account Currency issue Branch WB1 Demand Draft Currency GBP Issue Date 04 Dec 07 Demand Draft Amount Beneficiary Name karhtik Demand Draft Number micr123456 Beneficiary Address 11 Payment Branch W
269. ng screen will be displayed e TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 issuing Branch TCD bauer Code Account Branch TCD instrument type A Account 000021 Instrument Status Account Currency GBP TC Currency GBP Related Customer ID AC1000053 TC Amount Customer Name john Narrative Narrations Here Exchange Rate Total Charge Beneficiary Name Account Amount Beneficiary Address Recalc TC Denominations Charges MIS UDF TC Denomination Details O Description Denomination Currency Count Series Sys Count Start Number End Number Amount In addition to the details defaulted from the previous stage you can capture the following details Batch Number The teller entry batch number is displayed Related Customer ID The customer identification number of the payment initiator is displayed here based on the chosen account number Customer Name The customer name pertaining to the related customer ID is displayed here Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address 8 32
270. ng the Consolidated Cheque Data Entry screen You can invoke this screen by typing 6512 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 2 Consolidated Cheques Data Entry Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800001012 Branch Code WB1 Account Number Transaction Currency KR EE CI Entry Number Clearing Type Drawee Account Number Cheque Number Amount Cheque Date Cancel Here you can capture the following details External Reference Number The system generated reference number is displayed here Account Number Select the account number from the option list available Transaction Currency Select the currency for the transaction the option list available Branch Code The system displays the branch code 13 3 ORACLE 13 3 1 Specifying CHECK Details The following details have to be captured here Entry Number This is a system generated sequence number Cheque Number Specify the number of the check for data entry Amount Specify the amount mentioned in the check Routing Number Specify the routing number for check clearing Cheque Date Specify the date of the check Drawee Account Number Specify the account from which money is drawn Clearing Type Select the clearing type from the option list available Exception Type Select the exception type from the adjoining drop
271. ng the Branch As soon as the EOD End of Day activities for the day are completed the branch automatically moves to the next working posting date and is ready for Transaction Input TI stage STOP l Se Opening of Branch will have no processing or operational implications 4 7 Opening a Vault Till You can open a Vault or a Till through the Open Teller Batch Till screen You can invoke this screen by typing 9001 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Open Teller Batch Til Branch Date 2007 11 27 Branch Code 000 Cancel The option list will display the available Tills i e the Tills that are yet to be used When you select a Till the same will be linked to your name and locked in the system After selecting the Till Id click the close icon to continue The system will display the following message to indicate that the Till has been marked against your user id Transaction Completed Successfully The system will also update the Till status as Locked The entries for all the transactions that you initiate will be posted into the Till that is marked for you Only the user who has opened the Till can use the Till 4 9 ORACLE 4 8 The system will display an error message if you do not open a Till for transactions that require an open Till when an event is triggered Sron Opening a Till is a one time activity and should typicall
272. ning balance in the Till for the day Incoming Cash The system displays the incoming cash in the Till for the day 7 87 ORACLE Outgoing Cash The system displays the outgoing cash in the Till for the day Total Cash The system displays the total cash currently available in the Till Check one of the Till details record to view the following currency details Denomination ID The system displays the denomination code for the currency in the selected till details record Denomination Value The system displays the value of the corresponding denomination ID Opening Balance The system displays the opening balance in the till for the day in terms of denominations Incoming Cash The system displays the incoming cash in the Till for the day in terms of denominations Outgoing Cash The system displays the outgoing cash in the Till for the day in terms of denominations Total Cash The system displays the total cash currently available in the Till for the day in terms of denominations 7 88 ORACLE 8 1 8 Instrument Transactions Introduction As you may recall the Savings module allows you to perform different types of transactions This chapter details the various instrument based transactions that can be performed through this module You can perform the following types of instrument based transactions e Check transactions Y Y Y V Y Y Check deposit and withdrawal Consolidated check deposit Check d
273. ning by Multi Mode Branch Date 2006 01 02 External Reference Number FJB0800200005151 AccountNumber Branch Code 101 Account Clase vi a Customer ID fad Account Description Customer Mame Legal Title Currency a Payin Option Account Open Date 2006 01 02 Mio Interest Joint Holders Dual Currency Deposit Step Up Down Interest Checklist CO Currency Interest Liquidation Branch CO Amount Interest Liquidation Account Rollover Type Principal ei Account Description Rollover Amount Tenor Auto Rollover Maturity Date _ Close on Maturity Next Maturity Date C Move Interest to Unclaimed Computed Amount C Move Principal to Unclaimed Compute ae nes wen step up down Interest Force Rollover Account Class fg l Applicable Rollower Interest Rate Current Rate Interest Factor Step Up interest Rate Customer Bumps Max number of rate Bumps allow eee ed Spread Hax or Redemption allowed E Frequency Max number of cumulative chang Un es allowed Wax Interest Rate Interest Rate UDE i hlin Interest Rats CD Pay in Option E CD Payout Details zancel The following details can be entered in this screen External Reference Number The system defaults the generated sequence number for the transaction here Branch Code The current logged in branch is defaulted here Customer ID Select the customer for whom the CD
274. ns are mandatory if the Linked Currency is specified e CCY Option Product e Exchange Rate e Linked CCY s Settlement A c e Linked CCY s GL A c e Yield Enhancement e Inception Fair Value For more details on handling dual currency deposits refer section Capturing Details for Dual Currency Deposit in the chapter Maintaining Customer Accounts in Core Entities User Manual 10 2 5 Specifying Checklist Details Click Checklist tab in the Customer Accounts Maintenance screen in order to capture document checklist details for the account 10 16 ORACLE CD Account Opening by Muli Mode Branch Date 2006 04 03 External Reference Number FJB0609300005180 AccountNumber Branch Code 101 Account Class ad Customer ID fad Account Description EH es Customer Name oe Be Legal Title fed Currency TT Payin Option Account Open Date 2006 0403 e p CD Detaile Interest Joint Holders Dual Currency Deposit Step Up Down Interest Waran aie Document Details EI Document Category Document Type handatory Checked E CD Payout Details Specify the following Mandatory Specify if the selected document category is mandatory or not by choosing one of the following options from the drop down list e No e Yes Checked Check this box to check if the document is received or not Note the following 10 17 ORACLE e The checklist from the account class will be defaulted in this screen
275. nsaction If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if you click Save the system will initiate reversal of the transaction without reversing the charges Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 27 ORACLE 8 6 Tracking a Cheque Return A cheque transaction may not be successfully completed for want of funds in the drawer account or if the drawer account is invalid You can cancel a cheque issued on such an account through the Cheque Return screen You can invoke this screen by typing 6560 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button E Cheque Return Branch Date 10 4 2000 Web Page Dialog Transcation Branch AW Drawee Accounts Cheque Number Routing Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Transaction Branch The current logged branch code is displayed here Drawee Accou
276. nt stage 11 5 ORACLE Enrichment Stage In this stage some additional details need to be captured on the screen The screen displayed is as below g Buy Cash From Central Bank Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000437 Branch Code WCN Narrative Transaction Currency USD Transaction Amount Denomination MIS UDF Currency Code USD Denomination Details 8 Denomination Code Denomination Value Total Amount fe DIC Be T c10 IG Cancel The screen has two tabs which are as follows e Denomination e MIS UDF 11 4 1 Specifying Denomination Details The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 11 6 ORACLE Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash purchase To reverse this default behaviour you can specify units in negative Deno
277. ntained in the system Choose the appropriate one Cheque Number Specify the number of the cheque being drawn for Cashiers check sale Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 111 ORACLE The following screen will be displayed BC Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0733400000816 Bank Code E01 8C Currency GBP BC Amount 1 000 00 instrument Number 6 BC Date 2007 11 30 Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN Beneficiary Address r Passport iC Number l Lharoez is Charge Detais bel Charge Components Waiver Charge Amount 1 00 GBP Kl BC ISSUEANCE CHARGES eo Instrument type Customer id Customer Name Account Branch Account Account Title Account Currency Cheque Number Exchange Rate Total Charge Account Amount Narrative BCC E01100064 RAM KUMAR ei E01 E0110006401 E0110006401 E01100064 CH GBP 137 15 00 1 015 00 Recalc Charge in Local Currency Exchange Rate 15 The following details will get defaulted in this stage Instrument Number Specify the instrument number Customer Id Specify the customer ld Customer Name Specify the customer name Exchange R
278. nts Once the check number is specified the system displays the corresponding beneficiary customer ID who had presented the cheque for outward clearing Routing Number Once the check number is specified the system displays the corresponding routing number Alternately you can choose a routing number from the adjoining list and view the corresponding cheque number and account number 8 28 ORACLE 8 7 Check Number Specify the check number that needs to be tracked for return The adjoining option list displays all the cheques that have been issued in the branch along with the corresponding routing number and the beneficiary account You can choose the appropriate one Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Querying Cheque Status You can query the details of a cheque by specifying the customer s account number and cheque number in the Cheque Status screen You can invoke this screen by typing COIN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F Cheque Status Branch Date F7 2000 Web Pape Dialog AOE uriar y Accord Tis Account Currency LIS Here you can capture the following details Account Number Specify the Account Number
279. nvoke this screen by typing 8306 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Issue against GL Branch Date 2008 06 30 External Reference Number FJB0818200001450 Payable Branch EE Instrument Type DDG HCH Number Instrument Status INIT Passport Number Bank Code d EE Beneficiary Name vi JO Demand Draft Currency vi lag Beneficiary Address YT Demand Draft Date d EA General Ledger No d l 2 General Ledger Currency EE Narrative IO Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The system displays the instrument type that corresponds to the DD being issued against a GL Bank Code Specify the clearing bank code The adjoining option list displays all the clearing bank codes maintained in the system Choose the appropriate one Demand Draft Currency Specify the in which the DD is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Payable Branch Specify the branch where the DD should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one 8 94 ORACLE
280. o be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative 12 6 ORACLE Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 12 3 2 Specifying the MIS Details You can capture the details in the MIS tab of the screen oh Book Overape Branch Date 1 2 7008 Web Pape Dialog External Rajaa une EFXESRKARRKKIT Tanadan Currency LED Nemative TEST Tianaaction MES Composfe MIS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details
281. of this User Manual for further details 8 33 Inquiring on a Cashiers Check Transaction You can query a Cashiers Check transaction for a specified branch and Instrument Number This can be done using the BC Inquiry screen You can invoke this screen by typing 7790 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e BC Inquiry Branch Date 12 4 2007 Webpage Dialog oy Reset Payable Bank Payable Branch BC Date Issue Account Number Beneficiary Name Cancel Specify the following details Instrument Number Specify an instrument number of the Cashiers check transaction that needs to be queried Issue Branch Specify a branch for which you wish to query the Cashiers check transaction You can also select a branch from the adjoining option list After you specify the above details click Ok button Based on the specified data the following details will be displayed 8 143 ORACLE Payable Branch The branch where the Cashiers check amount should be paid out is displayed Cheque Currency The system displays the Cashiers check currency Cheque Amount The system displays the Cashiers check amount Cheque Status The system displays the status of the Cashiers check Cheque Number The system displays the check number issued for the Cashiers check Issue Date The system displays the date on which the Cashiers check transactio
282. of the bank that is issuing the Cashiers check The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Account Specify the customer account against which you are issuing the Cashiers check The adjoining option list displays all the accounts maintained in the system Select the appropriate one 8 102 ORACLE Account Currency The currency of the account is displayed here BC Currency Specify the currency of the banker s check BC Amount Specify the amount for which the Cashiers check is being sold BC Date Specify the Cashiers check date from the adjoining calendar OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Narrative Enter remarks about the transaction MICR Number Specify the MICR number displayed on the Cashiers check being sold Beneficiary Name Specify the name of the beneficiary in whose favor the Cashiers check is being sold Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the passport IC Number Delivery Mode Select the mode of delivery of the check book from the adjoining drop down list This list displays the following values e Post Courier e Branch If the delivery mode is Courier then you will need to specify the delivery address Delivery Address 1 Specify the address to which the banker s check should be delivered From the
283. oke this screen by typing DENM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e Denomination Exchange Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000437 Transaction Currency Denomination Details a Denomination Code Denomination Value s Total Amount Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch Code The system displays the current logged in branch code Transaction Currency Specify the currency in which your customer wishes to exchange denominations The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Specifying Denomination Details This block allows you to capture exact details of the denominations being exchanged Currency Code Specify the currency in which the transaction is being performed You can select the appropriate code from the adjoining option list Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate on
284. ollowing screen will be displayed Lo 2 Transfer Cash from Teller Branch Date 1 2 2008 Web Page Dialog Eder Retersnce Monier FE S Eresch code M i Tii sp Transecion Currency USD EK Hmzsgrop TEST Tiatia Aaa Currency Code USO Cancel Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Till ID Select the till from which the cash has to be transferred Transaction Currency Select the currency to be transferred from teller Transaction Amount Specify the total amount to be transferred Narrative You may enter remarks about the transaction here This is a free format text field 12 9 ORACLE Denomination Details Specify the following details Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified
285. omination Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Refer the section titled Specifying MIS details under Depositing Cash for further details 7 11 4 Specifying UDF Details You can capture the UDF details under UDF tab 7 FX Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001314 Product FXPW Currency Bought USD Amount Bought Currency Paid GBP Charges Transaction Currency Rate amp Amount Paid Beneficiary Name Narrative P Beneficiary Address Recalculate Passporvic No Denomination Charges MIS UDF Details oO Field Name Field Value Cancel 7 51 ORACLE Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 12 Issuing a TT against Account You can issue a Telegraphic Transfer drawn on your branch against an account through the TT Issue Against Account screen You can invoke this screen by typing 8318 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TT Issue Against Account Branch Date 10 4 2000 Web Page Dialog Instrument Type TTA Bank Code Instrument Currency Payabl
286. on The specified amount will flow into the vault and gets updated in the branch Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 4 Buying Cash from Federal Bank You can buy cash from central bank using the Buy Cash from Central Bank screen You can invoke this screen by typing 9009 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 11 4 ORACLE The following screen will be displayed E Buy Cash From Central Bank Branch Date 7 7 2000 Web Page Dialog External Reference Number FJB0827400000491 Branch WBZ Transaction Currency EE Transaction Amount Narrative Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be bought from the Federal bank Transaction Amount Specify the total amount to be transferred Narrative Enter remarks about the transaction After entering these details you need to click save icon The transaction moves to the enrichme
287. on under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Liquidating a DD for a Walk in Customer You can liquidate a DD or a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the DD Liquidation Walk In screen You can invoke this screen by typing 8310 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T DD Liquidation Walk In Branch Date 03 Dec 07 Webpage Dialog BH External Reference Number FJBOT33700000151 suing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number 8 82 ORACLE Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you ha
288. ontrol is applicable this is a mandatory requirement This is typically applicable for high value cross border transactions For more details refer the Common Operations chapter of this User Manual 2 1 2 3 One Step or Two Step Processing All transactions handled by Savings are designed as single stage processes However you can convert them to two stage processes anytime Single step processing means that transaction Save Authorization and posting of accounting entries happen as part of the same event In a two step process the transaction is split into Input and Authorization this includes accounting and other updates However whether a transaction should have one step or two step processing is determined at the product level For activating the two step processing you have to make appropriate changes in the host and the branch workflow One step processing A one step process will typically involve the following steps 1 The teller captures the transaction at branch 2 The transaction is enriched by the host It calculates the charges applicable if any and performs some basic validations on the data captured at branch 3 Authorization If dual control is applicable the transaction is authorized basic check for amount currency etc by a supervisor before being submitted to the host If the authorizer approves the transaction it goes directly to the host for actual authorization accounting entries ar
289. or is marked for late clearing Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Substitute Cheque Check this box to indicate that the check is a substitute check Large Dep Float The system displays the float days for the large deposit based on the float days specified in the Regulation screen You can modify it while depositing a check New Account Float The system displays the float days for the new account based on the float days specified in the Regulation screen You can modify it while depositing a check Other Exception Float The system displays the float days for the other exception based on the float days specified in the Regulation screen You can modify it while depositing a check Cust Float The system displays the customer float days based on the float days specified in the Regulation screen You can modify it while depositing a check For more details on the field explanations refer Maintaining Account Rate and Charge Details chapter of the Clearing User Manual Click save icon to go to the next stage Refer the sections titled Authorization stage and Submission stage under Withdrawing Cash against a Cheque for details on the authorization and submission 8 14 ORAC
290. oreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also 7 28 ORACLE Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate 7 6 1 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 6 2 Specifying Charge Details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen e Dill Payment by Cash Branch Date 1 4 2008 Web Pape Dialog External Reference Number FEU 24 Product DECH Consumer ster Do bhenter D i Date cS Bll Currency Transaction Currency D Amount institution Ki Total ZAmcozd Harala Exchange Fate Charge Details E Charge Components Waker Charge Amount Currency Chape in Local Curency Excchange Rate Cancel Refer the section titl
291. orkflow 3 12 ORACLE Immediate Y im N TPs Stage 2 E CYR 3 13 N g ORAC Siate gs e 3 5 1 3 5 2 3 5 3 Input Stage The system performs certain validation during input stage During validation if system raises an override as Immediate then the transaction is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction moved for override handling validation Here if system raises an override as Immedite the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST and then moves to ENRICH stage If the system raises an override as Defer then the transaction are clubbed and sent for Remote Authorization during ENRICH stage If the system does not raise any
292. osen date will then be seen in the YYYYMMDD format Routing Number Specify the routing number for cheque clearance Drawee Account Number Specify the account on which the cheque is drawn Value Date Specify the date on which the credit should be reflected in the account balance Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 18 ORACLE The following screen will be displayed ke LBL_6520 Webpage Dialog External Reference Number Transaction Amount General Ledger Amount Transaction Currency Total Charges General Ledger Number Account Title General Ledger Currency Negotiated Cost Rate Exchange rate Negotiation Reference No Narrative Recalculate Instrument Details Charge MIS UDF Clearing Type Drawer Account Number Cheque Number Cheque Date Value Date Late Clearing Routing Number a gl Regulation CC Special Available Available Bank Name Bank Code Sector Code Sector Description anch Code Branch Name Branch Code In addition to the details defaulted from the previous stage the system allows you to capture the following information Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same as the GL c
293. ost Rate Narrative Negotiation Reference No Recalculate Denomination Charges MIS In addition to the details captured in the previous stage the system defaults the following details 9 13 ORACLE 9 4 1 Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 SC Charges The system displays the service charges calculated based on the maintenance in the host GL Amount The system displays the total amount debited from the GL account inclusive of the service charges in the transaction currency lf you modify the transaction amount then click Recalc button to re compute the amount to be debited from the GL account Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number STOP Oracle FLEXCUBE books then online revaluation entries based on the difference in e
294. over can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 9 25 ORACLE 9 6 3 Specifying UDF Details You can capture the UDF details under UDF tab 23 Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product MCGT From Account Currency USD From GL Account Number 324010002 To Account Currency GBP To GLAccount Number 324010002 From Amount To Amount 122 70 Exchange Rate Recalculate Reference Number 7891 Narrative Charges MIS UDF UDF Details CO Field Name Field Value Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 26 ORACLE 10 1 10 2 10 CD Transactions Introduction Any deposit with a fixed term or tenor is referred to as a CD In Oracle FLEXCUBE these kinds of deposits are also referred to as certificate of deposits With the CD module of Oracle FLEXCUBE accounting collateral tracking rollover handling and accounting and tracking of unclaimed deposits are completely automated This means your staff can remain focused on customer service Opening a CD account in Oracle FLEXCUBE is similar to opening a current or savings a
295. ow and Common Operations in this User Manual for details on the authorization process Liquidating a DD against a GL You can liquidate a DD drawn on your branch against a GL through the DD Liquidation against GL screen You can invoke this screen by typing 8311 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ORACLE 8 73 The following screen will be displayed 23 pp Liquidation against GL Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001189 lssuing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed based on the instrument number specified Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you have already specified a branch code then the list will display only those DDs that have been issued in the specified branch 8 74 ORACLE The fo
296. played here Clearing Bank Code The clearing bank code is displayed here Instrument Number The instrument number that you specified in the previous stage is displayed here Account Number Select the account number from the adjoining option list Transaction Currency Specify the transaction currency Issue Date The system displays the date on which the Cashiers check has been issued Liquidation Mode Specify the liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel 8 132 ORACLE Cheque Currency Specify the currency of the Cashiers check instrument Cheque Amount The amount for which the Cashiers check has been drawn is displayed here Narrative You can enter remarks for the transaction Account Branch The code of the branch where the account resides is displayed here Liquidation Date Specify the liquidation date Beneficiary Name The name of the beneficiary is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Cheque Number The system displays the check number Payable Branch The branch where the Cashiers check has to be liquidated is displayed here Passport IC Number Specify the passport number or any unique identification number of the beneficiary Click save icon to go to the next stage Enrichment stage 2 Here the system validates the
297. pplicable for the transaction and displays it here Total Amount The system displays the total amount of the transaction 8 121 ORACLE 8 28 2 8 28 3 8 28 4 8 28 5 Instrument Number The system displays the instrument number Specifying Charge Details This block allows you to capture charge related details For more details refer the section Specifying Charge Details under Selling a Cashiers Check against an Account in this manual Specifying MIS Details This block allows you to capture details pertaining to MIS For more details refer the section Specifying MIS Details under Selling a Cashiers Check against an Account in this manual Specifying the UDF Details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed custome
298. ption then the following options cannot be selected gt Auth limit check gt IB check gt Authorization on charge amendment gt Authorization on exchange rate amendment You cannot select the override handling to Auto 3 4 1 5 Handling of Local Transactions and Pure Query In Oracle FLEXCUBE the workflow for local transactions and the query stage is pre configured You are allowed to amend the following options in work flow maintenance Till Required Denomination Tracking Required Authorization Limit Check Assignment Mode Assignment Role Authorization Limit Check Button 3 4 2 Maintaining Auto Assignment of Authorizer Following are the maintenances for handling Auto Assignment of Authorizer they are Maintaining Default Authorizer Maintaining User Role Definition 3 4 2 1 Maintaining Default Authorizer You can maintain the default authorizer by using Default Authorizer Detail screen To invoke this screen type STDDEFAU in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 3 7 ORACLE The screen is as shown below Default Authorizer Detail User Id User Name Branch Code laz Branch Name Default authoriser ID Description input By ALC32479 Date Time Modification Number Ki Authorised Authorised By Date Time a Open Here you need to enter the following details User ID Select a user ID from the adjoining option list T
299. purchase a TC through the TC Purchase Against A C screen You can invoke this screen by typing 1409 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T TC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 issuing Branch TCD instrument Type TCA Instrument Status LIQD issuer Code Account Branch TCD TC Currency Z Account Number TC Amount Account Currency Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Account Number Specify the customer account against which you are purchasing the TC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Branch Specify the Branch in which the customer account needs to be selected for issuing the TC The adjoining option list displays all the branches maintained in the system Select the appropriate one 8 46 ORACLE TC Currency Specify the currency of the TC TC Amount Specify the amount as indicated on the TC instrument being purchased Issuer Code Specify the issuer
300. que number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Number Specify the customer s account number The adjoining option list displays all the customer accounts maintained in the system Select the appropriate one Account Branch The system displays the branch where the chosen account resides However you can choose an appropriate code from the adjoining option list Transaction Currency Specify the currency in which the cheque has been drawn Transaction Amount Specify the amount deposited into the account 8 9 ORACLE Narrative Here you can capture remarks pertaining to the transaction Clearing Type Specify the product that is maintained in the system for the transaction The adjoining drop down list displays the outward and inward clearing products For example e CLEARING OF CHEQUE LOOC e CLEARING OF CHEQUE NAOC Select the appropriate one Check Number Specify the check number mentioned in the instrument Check Date Specify the date written on the check leaf The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Routing Number Specify the routing number for check clearance Drawee Account Number Specify the account on which the check is drawn V
301. r each component and currency is displayed in the following screen gl Loan Repayment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference Number FJB0733700000305 Product LRCH Loan Account Branch GB2 E Repayment Currency GBP Ei Loan Account Number GB2TEL1073340001 ES Repayment Amount 5 000 00 Amount Financed 10000 Narrative Amount Disbursed 1000 M Component Name Component Currency Outstanding Amount J PRINCIPAL GBP 100 Cancel Specify the following in this screen Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid Loan Account Number Specify the loan account number for which the amount is to be repaid Repayment Currency Specify the currency of repayment amount You can also select the appropriate currency from the adjacent option list The list displays all the valid currencies maintained in the system The denomination tracking will be against this currency Repayment Amount Specify the amount to be repaid Narrative Specify any remarks for the transaction 7 81 ORACLE After specifying the above details click Save button The following screen along with the loan details is displayed Loan Repayment By Cash Branch Date 2006 04 03 External Reference Number FIBDS0SS00005200 Product LRCH Loan Account Branch 101 Repayment Currency ad Loan Account Number 101SMPLOS27e000q Repayment Amount Amount Fina
302. r page Function ld Host Primary Key Time In Here you can query based on the following details Function ld Specify the function ID for which you want to view the successfully replicated records The adjoining option list displays all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be displayed Branch Specify the branch code for which you want to view the successfully replicated records The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all branches needs to be displayed You can specify any one or both of the aforementioned criteria Click Search button The system identifies all records satisfying the specified criteria and displays the following details for each one of them e Function Id e Branch e Host Primary Key e Mod Number e Status e Time In e Time Out 5 7 ORACLE 6 1 6 2 6 Maintenances for Savings Introduction Savings requires you to maintain Travelers Check TC Denominations The procedure for maintaining these is discussed in the subsequent sections of this chapter Maintaining TC Denomination Details You can maintain the denomination details for a TC using the TC Denominations Maintenance screen You can invoke this screen by
303. r s CASA account towards service charge with the corresponding credit given to the Service Charge GL account Similarly you can credit a customer s CASA account towards interest with the corresponding debit given to the Interest GL account Also a GL account can be debited or credited against cash transactions that do not involve a customer s CASA account Each of these transactions has been explained in detail in the following sections Miscellaneous Debits to a Customer s Account You can perform miscellaneous debit to a customer account with the corresponding credit to a GL account Use the Miscellaneous Customer Debit screen to carry out this transaction You can invoke this screen by typing 1008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button el Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000396 Product MSCD Account Branch WCN ER GL Account Number 111050000 Account Number 6666660 GLCurrency Gpp 5z Account Currency GBP ER Reference Number Transaction Amount Narrative Cancel The following details can be entered in this screen 9 1 ORACLE External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous customer debit transac
304. r the beneficiary account in the To Account Branch field the option list will display only those accounts that belong to the chosen branch From Account Branch The system displays the current logged in branch This means that you will be able to specify an account that resides in the current branch only To Account Branch If you have specified the beneficiary account in the To Account field the system displays the branch where the chosen beneficiary account resides However you can first specify the branch where the beneficiary account resides The adjoining option list displays all the branch codes maintained in the system You can choose the appropriate one From Account Currency The system displays the currency of the drawer account To Account Currency The system displays the currency of the beneficiary account Amount Specify the amount for which the check has been drawn Narrative Here you can enter remarks for the transaction Check Number Specify the number on the check that has been drawn Check Date Specify the check date Click the adjoining button to choose from the calendar Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details 8 24 ORACLE The following screen will be displayed F In House cheque Deposit Webpag
305. ransactions e Transactions with status Marked for Delete e Transactions with status Marked for Roll Forward e Transactions with status Marked for Reversal In the branch all the transactions which failed to reach the host are tanked The tanked transactions are marked with status T The untanking process will fetch the count of pending transactions in the branch and then upload the tanked transactions to the host when online During the upload the transactions in the branch remain locked This is to prevent other parallel processes from picking up the same records After successful upload the status of the transactions is updated to P in the branch which indicates that the transactions have been processed The system then unlocks the transactions which were locked in the branch In Host The host will process the tanked transactions sent from the branch The host will receive the untanking requests from the branch in the form of XML via an interface These requests will be stored in a table A background job will process the untanked transactions by first parsing the XML requests received by the host Each transaction is identified by a unique external transaction reference number On successful parsing the job will forward it to the relevant interface for further processing If there are any errors the host is updated with the status and error details If the transaction is successfully completed the transaction st
306. ratt Currency emer Drait Artur Demand Drant Date General Ledger No Genera Ledger Currency Trareeection Cumency Rate Charges Total Amen In trument Muriber Parra Charges MIS E Payee Branch WCA Number Passport Number Beneficiary hame Dette Sodress ORACLE Refer the section titled Specifying UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 21 4 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in DD Issue against GL screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as par
307. references that are maintained The stages added explicitly by you are allowed to be deleted 3 4 1 4 Specifying Branch Workflow Details Sequence No The system displays the sequence number Stage Description The system displays the stage description Override Handling Select the appropriate override handling from the drop down The options available are e Auto e Defer e Immediate Click on Authorization Limit Check button to maintain the currency wise transaction limit in online and offline mode The Authorization Limit Check screen is displayed Authorization Limit Check d Currency and Amount Details E Currency Offline Amount Here you need to maintain currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then it is treated as authorization required 3 6 ORACLE Currency Specify the currency for the authorization limit check Online Amount Specify the online amount for the authorization limit check Offline Amount Specify the offline amount for the authorization limit check The system performs the following validation while setting the preferences for Workflow definition The denomination tracking check should be Y only if Till Required is Y Authorization Preference should be Y only if corresponding amendment preferences are Y The override handling in last stage cannot be Defer If you select Auto Authorize o
308. related details Click on the Charges to invoke the following screen A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD instrument Type TCW instrument Status INIT TC Currency GBP Issuer Code CSK TC Amount Account Currency GBP Narrative Lz TC Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Charge Details F Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 10 4 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD instrument Type TCW Instrument Status TC Currency GBP Issuer Code CSK TC Amount Account Currency GBP Narrative TC Amount in A C Currency Ke Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_
309. rence Number Bank Code kr irgrerd type 1 Trarsection Branch WE Branch General Ledger umber 111010000 bgiegzeecd Status inert Instrument Humber 5656 F arg ieg tue Date 4008 TT Amoun Payable Branch Exchange Fate Beneticiary Name General Ledger Currency Beneficiary Address Telegraphic Trancier Date Accoun Amount Charges Razzeont J LC Mumbar Transaction MIS 7 67 ORACLE Refer the section titled Specifying the MIS details under Depositing Cash in this manual 7 15 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen e TTi iquidation Against GL Branch Date 1 4 7008 Web Pape Dialog External Relerence Nurser Bark Code instrument type TI Transaction Branch Branch General Ledger Number 111010000 gie szecd Status sirumem Murnber SESAR Marralive sc Fame Date 1 2000 TT Amount EE E Payable Branch Exchange Aate Beneficiary Name General Ledger Curnency Beretictary Address Ieper rensior Ven ACCHA Zem Charges Paseport LU Number Charges MIS UOF UDF Details C FieldName Field Value Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 68 ORACLE 7 16 Liquidating a TT against Account You can liquid
310. rency Z Account Number Transaction Amount Account Description Narrative OFAC Check Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch Specify the branch where the customer account into which cash is being deposited resides Account Number Specify the customer account into which cash needs to be deposited The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number Transaction Currency Specify the currency in which the cash is being deposited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be credited to the account in the specified currency 7 2 ORACLE Narrative You may enter remarks about the transaction here This is a free format text field You can identify the blocked individuals or Entities of primary and joint account holders who are part of the OFAC list To perform black list check against customer and
311. rit riar Pina Aopo Amount Sg Arkkerg Eria Fae Charges Pea es iavar Charge Amun Currency Change in Loca Currency Ge KK 100 Cancel Refer the section titled Specifying the charge details under Depositing Cash for further details in this manual 7 12 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS 3 TT issue Against Account Branch Date 1 7 7008 Web Pape Dialog Eeer bkeigee eetrr er etary Bean TT Currency reument Tie TT Amount i instrament Haus truest haumi Diri Coda Tieg te ravita Daie Tree Erani Accu Hamba Pernis Eh woch Cure Here Serial Humi Account CL getes a A P ir T e Benehciary Hana CC brresgt Bertie Reise Erching Fite Char ges Begrp zep Pesce rr L gr ser Charges MS UDF Tiansactbon MES Cancel 7 55 ORACLE Refer the section titled Specifying MIS details under Depositing Cash for further details in this Manual 7 12 3 Specifying the UDF Details You can capture these details in the UDF tab of the screen DTT issue Apainst Account Hranch Date 1 2 0068 Web Pape Dialog r FREE hut soen rence GES nisi eet et initirunent Status MT FHAS Ba fade CHO Treoeectee Barc Acard Hamis kupata hae Bont Cer hay Accord Amari CO ELORE aaa iad MA ee TSS BOFH E W a i Ate Te hata el DOAF Ace Refer the section titled Specifying UDF details under Depositing Cash for further detail
312. rmation window You can proceed with reversal of transaction by clicking YES button Wehpape Diab Initiating a Customer Session In Savings you have the facility to process multiple transactions for the same customer without having to key in the customer and account details every time You can achieve this by starting a Customer Session after logging into the Savings To start a Customer Session go the Customer Search frame and search for a customer Customer Customer Mame raghav CIF ID Identifier value Search Results Customer Number Customer Mame Ah O00 61 RAGHSAYEMDRA K In this screen you have to enter any search criteria for whom multiple transactions have to be processed and then click on the Search button The system will display the details of the selected customer in a format as shown above 4 5 ORACLE When you click on the hyperlink provided for Customer Name in the screen above the account details of the customer will be displayed in a separate screen as shown below also the following customer details are displayed e Customer Number e Branch Code e Customer Name e Customer Address e Birth Date e Unique Value if any Customer Mame raghay CIF ID Identifier Value Search RAGHAVENDRA K CIF ID AM 000181 Birth Date Unique ID Ge 868 Address RAA VENGA K RAGHAVENDRA K RAGHAVENDRA k RAGHAYENDRA K
313. rolled over is termed as the parent CD account You can view the details of the parent CD account using CD Additional Details screen To invoke the screen click Additional Details button on CD Account Maintenance screen CD Additional Details Branch 000 Currency Account Number ST User Reference Number Original Account Original Account Opened Branch Rollover Parent Accounts Details Original Account Opened Date cD Account Original Account Opened Branch Account Cla Account Opened Officer Parent Details Cancel The system displays the following details e Branch code e Certificate of deposit account number e Currency of the certificate of deposit account 10 44 ORACLE e ST user reference number of the certificate of deposit account e Original certificate of deposit account number e Branch at which the original account was created e Date of creation of the original account e Officer who opened the original account e Parent CD account number after rollover e Account class of the parent CD account e Interest product of the parent CD account You can also view the details of the parent CD account using CD Parent Account Details screen To invoke the screen click Parent Details button on CD Additional Details screen Parent Account Details Account Number i Currency Branch Code O00 val ST User Reference Number CO Pay In Option CO Redemption Payout Details l
314. rom the adjoining option list that displays all the currency codes maintained in the system 7 13 ORACLE Transaction Amount Specify the amount that should be debited from the account in the specified currency Narrative You may enter remarks about the transaction here This is a free format text field You can identify the blocked individuals or Entities of primary and joint account holders who are part of the OFAC list To perform black list check against customer and warn them click OFAC Check button The External System Detail screen will be displayed L External System Details External System Response Not a Black Listed Custon Col You can verify whether OFAC check has been carried out for a transaction by double clicking it in the Completed task list in the Workflow menu For more information on OFAC check response refer Maintaining Customer Accounts chapter under Current Account and Saving Accounts User Manual Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 7 14 ORACLE The following screen will be displayed d Cash Withdrawal Branch Date 2006 01 02 External Reference Number FIJBOSO0200005135 Account Branch 404 Product CHWL Account Number 1001 55 Transaction Currency USD Account D
315. rs This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in Cashiers Check Issue Against GL screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed 8 122 ORACLE The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer E User Remarks fe Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 29 Issuing a Cashiers Check to a walk in customer You can issue a Cashiers Check to any walk in customer through the BC Issue Walk In screen You can invoke this screen by typing 8301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 8 123 ORACLE The following screen will be displayed
316. rs titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Booking Overage You can book overage of a currency using the Book Overage screen You can invoke this screen by typing 7552 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 12 4 ORACLE The following screen will be displayed ob Book Overape Branch Date 1 2 7008 Web Pape Dialog Edera Feiesemetkerkser FEXESRKAKRKKEI Branch W n Tirants Cuntene USD Tr rrsc ker Aed Harale TEST Currency lode USD Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be booked for overage Transaction Amount Specify the total amount to be booked for overage Narrative Enter description of the transaction The screen has two tabs which are as follows e Denom e MIS e UDF 12 5 ORACLE 12 3 1 Specifying Denomination Details You can specify denomination details in the Denomination tab of the Book Overage screen Book Overaee Branch Date 1 2 7008 Web Page Dialog Fj rr Ae eer Bhat Tiree Currency Ale are Currency Lode USD Total Bag The following details have t
317. s Sys Count Start Number End Number Amount Bi Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 13 ORACLE Branch Code The current branch is defaulted 11 6 1 Specifying TC Details The following details have to be maintained Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number
318. s all the branch codes maintained in the system Choose the appropriate one Instrument Type The system displays the instrument type that corresponds to the Cashiers check being issued against a GL 8 120 ORACLE Click the save icon to move to the next stage OFAC Check Click this button to call the OFAC service and display the response from the OFAC system 8 28 1 1 Enrichment Stage e BC Issue Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001245 Payable Branch WB2 Instrument Type BCG MICR Number MICRNUMBER12 Bank Code CHO PassporviC Number KPV1245 BC Currency GBP Beneficiary Name PRATHIBAK BC Amount Beneficiary Address FIRST BC Date 2003 01 01 SECOND General Ledger No 256020000 THIRD General Ledger Title General Ledger Currency GBP Recalt Transaction Currency Rate Charges Total Amount instrument Number 7025 Narrative NARRATION P Charges MIS UDF 1of 1 Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Z icharge 1 elo 100 00 GBP 100 Cancel In this stage the above screen is displayed with the following information General Ledger Number Specify the GL number General Ledger Currency Specify the GL currency General Ledger Title The system displays a brief title for the chosen account Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges a
319. s in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 13 Issuing a TT against GL You can issue a Telegraphic Transfer against a GL account for your customer through the TT Issue against GL screen You can also invoke this screen by typing 8317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 56 ORACLE The following screen will be displayed TT Issue Against GL Branch Date 10 4 2000 Web Page Dialog External Reference Number FJBO827300000253 Instrument Type TTG Bank Code laz Instrument Currency laz General Ledger Number Account Title TT Amount Bankers Cheque Date 1074 2000 Serial Number Passport IC Number Narrative Beneficiary Name Beneficiary Address On invoking this screen the External Reference Number and the Instrument Type of the transaction are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values Instrument Currency Specify the TT currency or select a currency for the TT from the list of values Payable Branch Specify the branch where the transfer amount should be paid out General Ledger Number Specify the account number of the GL against which a TT is issued Account Title The syste
320. s on the authorization process Viewing OFAC Check Response OFAC check enables the application to call an external web service to perform black list check for customer and customer accounts and give warnings appropriately while transacting with black listed customers You can also capture your remarks before overriding the black list warning Click OFAC Check button in Bills and Collections Contract Input Detailed screen to view the OFAC check response in the External System Detail screen On clicking OFAC Check button system will build the request XML and call the web service The External System details screen displays the response is received from the external system and you will be also allowed to enter your remarks in this screen The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this External System Detais External System Response t a Black Listed Customer e User Remarks E Here you can view capture the following details External System Response The response from the external system regarding the black listed customer is displayed here 8 67 ORACLE 8 16 User Remarks Specify your remarks regarding the black listed customer h
321. s reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 22 ORACLE 11 12 Viewing TCs available with Vault You can view TCs available with vault using the Display TCs available with Vault screen You can invoke this screen by typing 9020 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button E Display TCs available with Vault Branch Date 12 03 2007 Webpage Dialog oy Reset Start Number End Number Here you can capture the following details Transaction Branch The current branch is
322. s you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen E Cheque Deposit to GL Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0723800001035 Tranzaction Amount General Ledger Amount Tranzaction Currency GBP E Total Charges General Ledger Number 324040002 Account Tiie Locker Reni General Ledger Currency GEBFP Ei Exchange rate 1 Recalculate Narratwe CHQ DP TO GL ei Instrument Details Charge MIS UDF Transaction MIS cos CENTR LOAN pt LOAN ERM Composite MIS A_OFFICER Cancel Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 4 5 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 22 ORACLE 8 5 Depositing an In house Cheque You can capture deposit transactions for cheques issued by your bank to
323. sactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Preferred Denomination Specify the denomination code that should be preferred The system processes the transactions with the preferred denominations If the transaction amount is less than the preferred denomination the system will use the low valued denomination than the preferred denomination based on the defaulting rule If the preferred denomination is not captured the system will consider the highest available denomination as the preferred denomination If the denomination is not available the system will display Denomination not available message Click Populate button to display the units of currency denomination based on the defaulting rule According to defaulting rule the system will calcu
324. set a customer for a session click Start Session button The following message is displayed Do you want to set this Account Number and Details to the Session Click OK if you wish to process multiple transactions for the account The system will display the following message to confirm the same Customer session is opened for Account Number 100000001 Customer Number DMPOO3IND The page also contains the customer s Image including those of other signatories of the account if available and the Operating Instructions etc will be displayed as shown below Signatory Details sl Customer tenancy Fhoto Signature Prey Mert You can go through the signatory details and view all customer Photos and customer signature images using the Links Drevand Next 4 8 ORACLE If you set an account number and customer details for a session you need not enter the Customer ID Account and related fields for any transaction processed during the session However you can override the defaulted details by selecting a different Customer ID and or Account for any transaction at any point of time 4 5 1 Ending a Customer Session To end a customer session click End Session button in the customer search frame of the screen which will be displayed in place of Start Session button The system displays a message to confirm the action Click on OK to proceed or Cancel to continue with the same session 4 66 Openi
325. sions Replicate Records Version Block GR Select ModNo Timeln Time Out Replication Status Denli ate Vfercinns Specify the following details Branch Code Specify the branch code to which data should be replicated The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data needs to be replicated in all branches Branch Name Based on the branch code specified the system displays the name of the branch 5 4 ORACLE Function ID Specify the function ID for which a record has been maintained or modified that should be replicated The adjoining option list displays all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be replicated Description Based on the function ID specified the system displays a brief description of the function ID You can fetch replicable records for the given branch and function ID combination by striking lt F8 gt or by clicking Query button Function Block Based on the branch and function ID combination the system displays the following details for replicable function IDs e Branch Code e Branch Name e Function ID e Function Description Check the box adjoining the desired branch and click Fetch Records button Based on the
326. sponse received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer e User Remarks E Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 26 Selling Cashiers Check against Cheque You can sell Cashiers Check against an in house cheque drawn on customer s savings account In order to capture this transaction you need to invoke the Bankers Cheque Sale Against Account screen by typing 8335 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 8 109 ORACLE BC Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0733400000799 Payable Branch Bank Code az MICR Number instrument type BCC Beneficiary Name Account Branch E01 az Beneficiary Address Account Account Title Account Currency az Passport IC Number E Cheque Number Narrative BC Currency a BC Amount BC Date zl In this screen you need to specify the following details External Reference Number The system generates a unique number based on the branch specific seque
327. sults in the Workflow object providing you the appropriate screen and data The transaction workflow stage status is marked as Work In Progress WIP Hold a Workflow stage This interface is used when you don t want to execute the workflow stage immediately but save the data captured for use at a later point Cancel a Workflow This interface is used when you need to cancel a transaction at any stage Assign a Workflow stage This interface is invoked when you click on the Assign button in the assignment screen If you need to assign the workflow stage to a different user the assignment screen is displayed where you can specify the new user in the Assign To field Upon clicking the Assign button the workflow object updates the Assigned To column in the Log Master table The transaction then appears in the pending tasks list of the new user from where the user can pick up the transaction Discard a Workflow If you need to discard a transaction at any stage the discard interface is invoked Locking a Workflow stage You can assign a workflow stage to more than one user This means that any user with appropriate rights can pick up and execute a given workflow stage However to ensure that only one user executes a stage the workflow engine ensures that as soon as one of the assigned users selects a workflow stage for execution the stage is locked for that user If any other user tries to execute the stage the sys
328. system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 7 20 ORACLE The following screen will be displayed A Close Out Withdrawal By Cash Web Page Dialog Eens Reference Number FJBDS00200000631 Account Humber Customer H Bros Currency Account Auer Cancel In addition to the details captured in the previous stage the system defaults the following details Account Title The system displays a brief title for the chosen account Customer ID The system displays the customer ID based on the account specified Account Currency The system displays the account currency here Account Amount The system displays the net cash to be disbursed to the customer after deducting the applicable charges Transaction Amount The system displays the total amount of the close out transaction here SC Charge The system computes the charges applicable for the transaction and displays it here Click save icon to go to the next stage 7 21 ORACLE Enrichment stage 2 The system displays the following screen on clicking the Proceed button e Close Out Withdrawal By Cash Branch Date 17472008 Web Page Dialog External Reference Number FJBOS00 200000632 ADEOLA Argut Accord kster SI Accord Tile Customer ID Transaction Amount Account Currency SC Charge Denominalion Charges MS UDF Currency Code Dencminatio
329. t The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account 10 22 ORACLE Interest Start Date Select the interest start date from the option list Charge Start Date Select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to indicate that the system must generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product Integrated LM Product Check this box to indicate the product is an
330. t When interest is calculated on a particular day for an account with special conditions applicable the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 10 39 ORACLE 10 4 4 Capturing Details for Deposit To capture the deposit details click on the Deposit tab L Bis Special Conditions Maintenance Account Details Calculation Account O0 A Interest Start Date 0 B Interest Booking Account 0 H Charge Start Date 0 B Charge Booking Account ES Interesat Booking Branch O0 A T Interest Statement Dr Cr Advices Consolidated Charge Account 0 W Charge Booking Branch si E Rate Chart Allowed Product Details 1of1 HI Product Code a E Waive Interest UDE Currency Interest Rate UDE E Generate UDE Change Advice Effective Date E Effective Date Open Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this date the certificate of deposit account gets Next Maturity Date On selecting the rollover for the CD account the system defaults the next maturity date from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this
331. t Currency GBP To GLAccount Number 324010002 From Amount To Amount Exchange Rate Recalculate Reference Number 7891 Narrative Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Misc GL Transfer CH F 5 00 GBP 5 In addition to the details captured in the previous stage the system defaults the following details To Amount The system displays the amount to be credited to the GL account in the account currency after calculating the applicable charges 9 6 1 Specifying the Charge Details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 24 ORACLE 9 6 2 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product MCGT From Account Currency USD From GL Account Number 324010002 To Account Currency GBP To GLAccount Number 324010002 From Amount To Amount Exchange Rate Recalculate Reference Number 7891 Narrative Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Click save icon to save the transaction The appr
332. t and create a new CD account with a different account number In case a force rollover account class is not maintained at the account class or CD account levels the system will not create a new CD account on rollover In that case the rollover process will not change the CD account number 10 7 ORACLE Rollover Interest Rate Specify the interest rate to be applied on the CD during the immediate rollover cycle The drop down list displays the following options e Current Rate If you choose this the system will use the latest interest rate of the CD account e Base Rate If you choose this the system will use the base rate maintained in the CD account e Best Rate If you choose this the system will choose highest of the current rate or base rate Choose the appropriate one Base Rate Specify the base interest rate to be applied on the CD account during immediate rollover cycle If you choose the rollover interest rate as base rate it is mandatory to specify the base rate here Opt in Opt out Specify whether the CD account is in Opt in or Opt out status Choose the appropriate one Interest Liquidation Branch Specify the interest liquidation branch for the customer Interest Liquidation Account Specify the interest liquidation account for the customer Close on Maturity Deposit accounts can be closed automatically on the Maturity Date of the deposit Check this box to indicate that the acco
333. t blank gt If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent CD account Or if you select the Default From as Account Class then on clicking of P button the system defaults the interest and deposit details from the account class selected 10 21 ORACLE 10 2 7 Specifying Child CD Details The Child CD parameters are similar to the Parent CD except the child will not have the option to create a new CD as part of Pay out You can capture the details of child CD that is created by payout by clicking on the Interest button 1c Special Conditions Maintenance Account Details Calculation Account fF A Interest Booking Account C A Charge Booking Account C A T Interest Statement Consolidated Charge Account si Product Details Product Code UDE Currency Interest Rate UDE Effect ive Date Effective Date Open You need to capture the following details here Account Details Specify the account number of the Child CD 10 2 7 1 Capturing Interest Details Calculation Account Interest Booking Branch az Or Cr Advices Charge Booking Branch ag E Rate Chart Allowed tof gt I E Waive Interest E Generate UDE Change Advice Select the calculation amount of the Child CD from the option list Interest Statement Check this box to generate an interest statement for the accoun
334. t of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same l d External System Detail External System Response t a Black Listed Customer User Remarks El Here you can view the following details 8 98 ORACLE 8 22 External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here Inquiring on a DD Transaction You can query on the details of a DD transaction based on the issue branch and the instrument number of the DD transaction You can achieve this through the DD Inquiry screen You can invoke this screen by typing 7789 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 23 pp Inquiry Branch Date 15 Dec 07 Webpage Dialog ssue Branch WB1 v Ok Reset Payable Branch WB2 Issue Date 04 Dec 07 Cheque Amount Issue Account Number 101002L Ben ficiary Address 11 In strument Number 1002 Cheque Status INIT Currency GBP umber chg amnede Beneficiary Name Payable Bank prathibak CHO Here
335. tab of the screen z B BC Issue Walk In Branch Date 1 4 2008 Web Pape Malog External eteeccehksder Payee Branch insirumend Type MCR bebe Fiumen Status P gzsport At Murter Bank Code Bereicary Mame a D Currency Beneficiary Address D Armour D Dee Trash Currency Trarcechon Currency Rate Charges Total Artcurd Harale Instrument Murke Currency Denominations Changes MS UDF C Field Memme Field Valje Cancel Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 130 ORACLE 8 30 Liquidating a Cashiers Check against an Account You can liquidate a Cashiers Check against an account through the BC Liquidation Against Account screen You can invoke this screen by typing 8309 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Liquidation Against Account Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJ
336. tails Beneficiary Address TJ The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport IC Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 10 28 ORACLE 10 3 Opening a CD Account for Multi Mode Pay Out Oracle FLEXCUBE facilitates to create a new certificate of deposit as a part pay out It allows pay out to an account in other bank Withdrawal Pay Out of funds from CD account is called Redemption When full funds are redeemed it results in account closure If the funds are redeemed partially then the CD account remains open The following are the pay out options available during account creation Pay out by Bankers Check Pay out by transfer to GL Pay out by transfer to own bank Savings Account Pay out by Cash Only from Savings Module Pay out by transfer to Other Bank s Account Pay out resulting in a new CD Pay out option can be single or a combination of the six You can perform CD redemption using multiple pay out modes The system allows any comb
337. tem displays an error message informing that another user has already locked the workflow stage Tracking and Auditing The Workflow engine provides highest level of security and auditing capabilities It captures and maintains the following information about every action taken by each user e The transaction stage that was invoked e The name of the user who invoked the stage e The time when it was invoked e The data captured for the transaction e The result of the action performed The data thus captured will be sufficient to replay the entire life of any given transaction at given time The table Txn_LogDetails holds the details of every stage of the transaction including the input and output data Defining a Workflow stage You can define workflow stages as per the bank s requirements The class generator utility will automatically generate the transaction specific classes The workflow definitions for all transactions are generated in XML format Whenever you change the workflow definition for a transaction the respective class should be generated again and replicated to the workflow 3 2 ORACLE 3 3 3 4 Maintaining Function Group You can logically club the function IDs to a function group using the Function Group Detail screen To invoke this screen type STDFNGRP in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Function Group Detail Function IDs
338. tem resets the rate bump counter Max Number of Redemptions Allowed Specify the maximum number of redemptions allowed on the CD account The system tracks the number of redemptions The certificate of deposit cannot be redeemed once the counter hits the limit specified here On rollover or renewal of the CD account the system resets the redemption counter Max Number of Cumulative Changes Allowed Specify the maximum number of cumulative changes allowed on the CD account The system tracks the number of cumulative changes for the CD account Cumulative changes will not be allowed once the counter hits the limit specified here On rollover or renewal of the CD account the system resets the counter 10 2 1 1 Specifying Certificate of deposit Pay In Details Pay In Option Select the pay in mode from the drop down list The options available are e Account e GL e Cash e Certificate of deposit Only Account option can be multiple You need to choose Certificate of deposit to create a certificate of deposit combining multiple CD accounts Set this option to Certificate of deposit for all such certificate of deposit accounts that you wish to combine During ICBOD batch on the maturity date of the accounts involved the system closes all such combining accounts and transfers the total amount to a common general ledger Based on that amount a new CD accounts is created The value date of the new CD account will be maturit
339. tes a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Account Branch The system displays the logged in branch code However you can change it to the branch where the account on which the check is drawn resides 8 2 ORACLE Account Number Specify the account number of your customer on which the check is drawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number Transaction Currency Specify the currency in which the check has been drawn You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the account in the specified currency Cheque No Specify the MICR number displayed on the cheque leaf Cheque Date Specify the date displayed on the cheque leaf Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calcu
340. the Transaction Workflow chapter of this User Manual User Roles You can define the User Roles applicable in Savings in the host Each role may be associated with a set of functions that are allowed for the role For example roles of the following type may be created and associated to appropriate transactions e System Administrators e Supervisors Authorizers e Vault Administrators e Tellers Typically a department within a branch will have only one system administrator and a single vault but can have any number of supervisors and tellers However you can add additional roles depending on the bank s requirement Salient Features Some of the salient features of the module are discussed below 2 1 2 1 Data Replication Host based Push Replication is used to reproduce the critical data maintenances customer data from host to branch at regular intervals These maintenances are pushed to the branch automatically The time interval between each replication cycle can be configured as per the bank s requirement Host will ensure that only necessary and critical information is made available locally in the branch a ORACLE For more details on replicating data from the host refer Data Replication chapter of this User Manual 2 1 2 2 Dual Control Savings provides the facility for dual control of transactions wherein a supervisor has to authorize the transaction before the same is submitted to the host If dual c
341. the TC is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one TC Amount Specify the amount for which the TC is being issued General Ledger Number Specify the GL against which you are issuing the TC The adjoining option list displays all the GL accounts maintained in the system Select the appropriate one Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed A TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Instrument Type TCG Issuer Code CHO Instrument Status INIT TC Currency GBP Customer Number TCDO00002 TC Amount Transaction Branch TCD Exchange Rate General Ledger Number 256012010 Narrative General Ledger Currency GBP es Total Charge Total Amount Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF TC Denomination Details A O Description Denomination Currency Count Series Sys Count Start Number End Number Amount E In addition to the details defaulted from the previous stage you can capture the following details 8 37 ORACLE 8 9 1 Customer
342. the code of the product maintained in the system that will be used for miscellaneous GL transfer transactions 9 22 ORACLE From Account Currency Select the currency of the account from which the funds are to be transferred from the option list From GL Account Number Select the GL account number from which the funds are to be transferred from the option list provided alongside To Account Currency Specify the currency of the GL account to which the funds are to be transferred To GL Account Number Select the GL account number to which the funds are to be transferred from the option list provided alongside From Amount Enter the amount to be transferred To Amount The system displays the amount that will be credited to the To Account Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click Proceed button to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 9 23 ORACLE The following screen will be displayed 2 Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product MCGT From Account Currency USD From GL Account Number 324010002 To Accoun
343. the transaction currency is different from the Cashiers check currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the Cashiers check amount Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in Cashiers Check Issue Walk In screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature 8 126 ORACLE On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response ta Black Listed Customer E User Remarks E Here you can view the followin
344. the various automatic processes applicable for the module 1 1 2 1 Abbreviations used The following acronyms abbreviations are used in this User Manual 1 1 2 2 Conventions used The following conventions are used in this User Manual e Important information is preceded with the symbol e System error override messages are shown in the following manner This is a system message 1 1 3 Related documents You may have to refer the other Oracle FLEXCUBE User Manuals as and when required 1 1 4 Glossary of Icons E ORACLE ese Cane a jee ec Help Add row Delete row Confirm Enter Execute Query 1 3 ORACLE 2 1 2 1 2 2 Savings An Overview Introduction Savings is the web enabled front end of Oracle FLEXCUBE and is used for handling the Retail Teller transactions It is fully browser based and facilitates the processing of several types of transactions like cash transactions check transactions remittance transactions funds management transactions and so on A typical Savings transaction may be classified into the following five Workflow stages 1 Capturing the transaction Transaction enrichment from the host Authorization by the supervisor Local or Remote Viewing and Submission Ye Sr ei Cash Disbursement The Workflow engine which forms the core of Savings determines the flow of the transaction from one stage to the other For more details on the Workflow engine refer
345. them click OFAC Check button The External System Detail screen will be displayed 8 62 ORACLE External System Details External System Response Not a Black Listed Custon You can verify whether OFAC check has been carried out for a transaction by double clicking it in the Completed task list in the Workflow menu For more information on OFAC check response refer Maintaining Customer Accounts chapter under Current Account and Saving Accounts User Manual Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 63 ORACLE The following screen will be displayed OW OF ln ARE Aare her Chet FO AF Es rE F ADf DDi ntt spOt mpirani hes Perrin jah T keglpgrzor 8 reer Dearne nat Cute oy LSD ADA Branco Demani Dees aren gl Pog on i Lvl Pair ures hire Le eT ee E Desen Creat Gales sl pp 42 k Coen Fo Ce ore Bsczgr amp Dsg Tharp Pap aana Been IRCH duro fone Fae se E fi art Rete Polat 2k oe SGC Te Pre et W ISE UC Dee ery Moos Pataman E hura Dheir ary ztireggl i pry afte rary Dbi tan 7 Ba Py r Cancel In addition to the information defaulted from the previous stage you can view the following details Issuing Branch The branch code of the issuing branch is displayed here Instrument Number The
346. this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Late Clearing The system indicates whether the check has been cleared on the same day or is marked for late clearing Refer the section titled Specifying instrument details and Capturing instrument details under Depositing a Cheque for further details about maintaining instrument details for this transaction 8 20 ORACLE 8 4 3 Specifying Charge Details This block allows you to capture charge related details for the transaction Click on the Charge Details tab to view the following screen 3 Cheque Deposit to GL Branch Date 04 Dec O7 Webpage Dialog External Reference Number FJBO 33600001035 Transaction Amount General Ledger Amount Trangaction Currency GBP 4 Total Charges GeneralLedger Number 324040002 Account Title Locker Rent General Ledger Currency GBP Exchange rate Recalculate Narratwe CHO DF T GL Instrument Details Charge MIS UDF Charge Detaile Charge Components Wawer Charge Amount Currency Charge in Local Currency Exchange Rate CLG CHARGE el a 10 00 GBP 10 Cancel Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 21 ORACLE 8 4 4 Specifying MIS Details This block allow
347. thorization Check this box to indicate transaction requires authorization Authorization on charge amendment Check this box to indicate whether authorization is required in case if you have amended the charge defaulted by the system Authorization on exchange rate amendment Check this box to indicate whether authorization is required in case is you have amended the exchange rate defaulted by the system Assignment Mode Select the assignment mode to indicate whether remote authorization assignment is automatic or manual operation The assignment modes available are e Auto It indicates whether the authorizer is chosen automatically based on default authorizer maintenance e Manual It indicates whether the maker of transaction can choose the authorizer from the list of authorizers Assignment Role Select the assignment role of the authorizers The users belonging to this role are the valid authorizers for this workflow This field is applicable if assignment mode is Manual or if assignment mode is Auto and no default authorizer is maintained for the user 3 5 ORACLE Click Populate Stage to derive the number of stages A maximum of two stages are displayed they are 1 INPUT Stage 2 ENRICH Stage The derived stages are displayed in the Branch Work Flow Details section in the screen You can add another stage if single stage is populated This is required if two stages are enforced despite the p
348. tion Value based on the Denomination Code e System Count number of denomination at end of day 4 10 ORACLE e System Total denomination code wise total transaction amount e Shortage Overage Units difference between the System Count and Units e Shortage Overage Amount difference between the System Total and Denom Total You Teller have to specify the following details in this screen e Units the total number of units at the end of the day e Denom Total Automatically populated when you specify the Units Denom Value Units The following TC details if any are present in the Till will be displayed e Issuer Code e Currency Code e TC Denomination Description e System Count e Series e Start and End Numbers e TC Amount e Shortage Overage Count You have to specify the following e User Count After capturing the required details click the Close button to continue If the balancing is correct the Till is closed The system will confirm with the following message Transaction Completed Successfully For more detail on processing Traveller s Check TC transactions refer the Instrument Transactions chapter of this User Manual 4 11 ORACLE 5 1 5 1 1 5 Data Replication Introduction Savings is an interface provider for processing cash transactions Business logic is not built in branch and hence some of the crucial maintenances have to be replicated from the host Oracle
349. tions Account Branch The current logged in branch is displayed here However you can change it by choosing the appropriate one from the adjoining option list Account Number Select the account number from which funds are to be transferred to a GL account from the option list GL Account Number Select the GL account number to which the funds are to be transferred from the option list provided alongside GL Currency Specify the currency of the GL account to which the funds are to be transferred Transaction Amount Enter the amount to be transferred in the account currency GL Account Amount The system displays the amount in GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 9 2 ORACLE The following screen will be displayed T Mitcellaneous Customer Debit Webpage Dialog The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder Exchange Rate The system displays the exchange rate for the transaction if the account curre
350. titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 6 2 ORACLE 7 1 7 Cash Transactions Introduction Teller transactions in the Savings module can be classified into four types Cash transactions Instrument transactions Certificate of Deposit transactions General Ledger transactions This chapter details all the cash based transactions that can be performed through this module You can perform the following types of cash based transactions Cash deposit and withdrawal Closing out an Account with Withdrawal Denomination exchange in the same currency Bill payments by cash and against account Funds transfer request and stop payment Foreign exchange sale and purchase for walk in customer Telegraphic transfer TT gt TT issue against account against GL and for walk in customer gt TT liquidation against GL against account and for walk in customer gt TT inquiry Transaction Reversal Rental Payments for Safe Deposit Box 7 1 ORACLE 7 2 Depositing Cash You can capture a cash deposit transaction through the Cash Deposit screen You can invoke this screen by typing 1401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash Deposit Branch Date 2005 11 01 External Reference Number FJBOS20S00002777 Product CHDP Account Branch 101 a Transaction Cur
351. to MIS Click on the MIS tab to invoke the following screen T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number Account Branch Customer ID Customer Name Account Number Account Title Account Currency Tranzaction Amount Total Amount Charges MIS UDF Transaction MIS Composite MIS FIBOT34900001297 W I WE1000164 101001K Fradheepa s GBP Accoun GBP 200 00 205 00 COS_CENTR LOAN_TYPE LOAN_TERM A_OFFICER Product GL Account Number GL Currency Exchange Rate GL Account Amount Reference Number Narrative Total Charge MSCE 324010004 GEF 200 00 Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details ORACLE 9 3 3 Specifying UDF Details You can capture the UDF details under UDF tab T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number Account Branch Customer ID Customer Name Account Number Account Title Account Currency Transaction Amount Total Amount Charges MIS UDF UDF Details FJB0734900001297 WB1 WB1000164 101001K Pradheepa s GBP Accoun GBP 200 00 205 00 CO Fieid Name Field Value Product GL Account Number GL Currency Exchange Rate GL Account Amount MSCC 324010004 Reference Number 965 Narrative Total Charge Refer the s
352. tomer You can issue a DD to any walk in customer through the DD Issue Walk In screen You can invoke this screen by typing 8305 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Issue Walk In Branch Date 2008 06 30 External Reference Number FJB0818200001457 Payable Branch d Lag Instrument Type DDW MICR Number Bank Code vi ag Pazeportic Number E Demand Draft Currency d gt z Beneficiary Name fei Demand Draft Amount d Beneficiary Address A Demand Draft Date d EA IC Transaction Currency JA eI Narrative IC Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The instrument type corresponding to a DD issued to walk in customers is displayed here Bank Code Specify the clearing bank code for the transaction Payable Branch Specify the branch where the DD amount should be paid out Transaction Currency Specify the currency in which the customer is making the payment 8 88 ORACLE Demand Draft Currency Specify the currency in which the customer is creating a draft Demand Draft Amount Specify the amount for which the draft is being created Demand Draft Date The system displays
353. tory data entry If the data entry is found alright it will fetch other relevant details for the transaction 7 53 ORACLE The following screen will be displayed DTT issue Against Account Branch Date 1 2 7008 Web Page Dialog Eier Reterence hunier FECHTER ittumg Branch TT Orey OF netrieet Tie Ti Amai 8 nein Shah raiumert hamia 38S eS Berk Code CHO Teepe rinier ae A Theta Barc Accord Here Pabbe EN seh Cuglorer Here eru hiri Sorc Cer Beneficiary Mame Sort Amount Derezvegr Abie tt Exchange Piste charges Pher are TEST aOFH Charge Amun Currency Change in Local Currency dee 100 In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here 7 12 1 Specifying Charge Details Click on the Charges tab to capture charge related details 7 54 ORACLE The following screen will be displayed F TT bkeue Apainst Account Branch Daie 1 2 A006 Web Pare Dials E az E Edena beier eree hiria FA cecal kiiun Branch TT Currency ES merei Tye TT imme r keinen Eis maumet hater FHAS Eri ebe Teepa aniier Dae 20 02 Treaties E Acroni Hate wari Duloma haa Papas Enana Sariai hurni e Ae Ce Be
354. transaction will see the same in the pending Tasks List from where he she can fetch the transaction for approval or rejection as the case may be Irrespective of whether the supervisor approves or rejects the transaction will be re assigned to the Maker If the supervisor approves the Maker can fetch and see the response from his her Task List Auto Assignment If the Workflow for the transaction is configured for Auto Assign at this stage it will assign the transaction to all the eligible authorizers as per the assignment criteria All the eligible supervisors will be able to see the transactions in their pending Tasks List The transaction will be locked by the first supervisor who fetches it from the Task List The supervisor will then have to Approve Reject the transaction This is similar to remote authorization in case of manual assignment Displaying Overrides and Errors In case of any errors or overrides the same will be displayed on the main screen in separate window as shown in the screen shot below a Overrides Web Page Dialog mp MESSAGE REFERENCE Ki Avelable Amount for A C 1000031 after this Entry is 1 698 00 AC OVOO Loni firtt KA Avedable Balance 1698 00 for 100008 is lesser than the hin balance 0 00 for the de Ajc Class Con fir Accept Cancel The overrides have to be authorized by the supervisor and depending on the Workflow structure will be Manual Local Remote or Auto
355. transferred from the sender s account From Account Number Specify the sender s account number From Account Branch Specify the branch of the sender s account Route Code Specify the route code of the transaction After you specify the above details click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 57 ORACLE The following screen will be displayed F Cross Border Payment By AC Branch Dale 7 7000 Web Page Dialog Transfer Detelis Messaging info Customer Treier info Eer Refereed Mutier EIDISCIZAIERKEU 13 Branch WEZ Product Come COPT Tree tuwe Fo Transaction Branch WE Treier Cunene UED Book Dale 777000 ES From Account Quercy LSD Fiom Anai Frem Accu his i Datome E ari Last adie From Account Branch WEZ Rowe Cede ARLFTAGLPI Bene ficiey Abogun huria Parage y Detali eso Einni Agan Dk ade ata Country of Agent Deg promi Tis Curen Account Oil 05 Tanat Type CUSTOMER TRANSFER Credit Value Dats Fie ersten Dabi Yas Cie In this screen in addition to the details defaulted from the previous stage the system allows you to capture information on the following Customer ID The system displays the customer ID based on the account that is specified Account Title The system displays a brief title for the
356. ts maintained in the system 7 36 ORACLE To Account Number Specify the account that should be credited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Account Currency The currency in which the account is maintained is displayed Amount Specify the amount that should be credited from the account Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Funds Transfer Request Webpage Dialog External Reference Number Product From Account Branch To Account Branch Customer ID To Account Number Customer Name Account Description From Account Number To Account Currency Account Description To Account Amount From Account Currency Exchange Rate Transaction Amount Total Charge Total From Account Amount Negotiated Cost Rate Narrative Negotiation Reference No Recalc Charges MIS UDF In addition to the information defaulted from the previous stage the following details are displayed here From Account Currency The currency in which the From Account is maintained is displayed 7 37 OR
357. ueries the system displays the following fields Issuing Branch Instrument Type Instrument Number Contract Reference Number Reprint Count 8 101 ORACLE e Reprint Reason e Maker ID e Maker Date e Checker ID e Checker Date 8 25 Selling a Cashiers Check against an Account You can sell Cashiers check against a customer s savings account In order to capture this transaction you need to invoke the Bankers Cheque Sale Against Account screen by typing 1010 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bankers Cheque Sale Against Account Branch Date 2006 01 02 External Reference Number FJB0600200005051 Payable Branch a BankCode Le MICRNumber sd Instrument type BCA Beneficiary Name C A Account Branch vun Lag Beneficiary Address O fA Account Title Account Currency T Te Passport IC Number C0 A mE amri Bc currency Je arawe TJ Be Amount S i Delivery hlode the Bes aea Pc E Delivery Address O B Deliwery Address i B Delivery Address4 OFAC Check Cancel In this screen you need to specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it as the External Reference Number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code
358. umber This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be sold to Federal bank Transaction Amount Specify the total amount to be sold Narrative Enter description of the transaction After entering these details you need to click save icon 11 9 ORACLE Enrichment stage 2 Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Branch Code WB1 Narrative 72 Transaction Currency USD Transaction Amount Denomination MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER In this stage some additional fields are displayed like Exchange rate The screen has two tabs which are as follows e Denomination e MIS UDF 11 5 1 Specifying Denomination Details The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code r
359. unt E vic IP c25 Fr cto m cs In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the DD currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the DD amount 8 90 ORACLE 8 20 1 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction M DD Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000392 Payable Branch Instrument Type DDW Bank Code CHO MICR Number PassporviC Number Demand Draft Currency USD Beneficiary Name asd Demand Draft Amount Demand Draft Date 2007 12 05 Transaction Currency Rate Beneficiary Address Transaction Currency USD Charges Total Amount Instrument Number Narrative Currency Denominations Charges MIS UDF Currency Code USD Denomination Details C Denomination Code Denomination Value ll C c25 CI Cup m cs Total Amount Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 20 2 Specifying Charge Details
360. unt Currency GBP To Amount Exchange Rate Cheque Number 20029 From Amount Check Date Narrative INTERNAL CHQ DP P Recalc Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER JAMES Cancel Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details 8 26 ORACLE 8 5 3 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details e In House cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800001036 Product LOCH From Account Branch WB1 To Account Branch WB1 To Account Number 9999926 FromAccount Number 9999904 To Account Currency GBP From Account Currency GBP To Amount Exchange Rate Cheque Number 20029 From Amount Check Date Narrative INTERNAL CHQ DP P Recalc Charges MIS UDF UDF Details CI Field Name Field Value Cancel Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit The system displays overrides on a separate window You can either accept or reject the overrides and proceed with saving the tra
361. unt must be closed on maturity If you have selected auto rollover then this field will not be applicable When you click Compute button if percentage is specified in the Pay In options then it computes the amount It sums the amounts of all Pay In options and populates the Computed CD Amount field Step Up Down Interest You can set your preferences to step up or step down the interest rate applicable to the certificate of deposit accounts The interest step up step down preferences defined at the account class level will be defaulted to the CD accounts associated with it However you may modify such details here Specify the following details Step Up Down Interest Applicable Check this box to enable interest step up down of interest for the account class While defining an interest product the system verifies whether any account class supports step up step down interest feature io ORACLE Interest Factor Specify the interest factor If you choose to enable step up step down interest for the account class it is mandatory to indicate the interest factor The drop down list displays the following options e Step Up e Step Down Choose the appropriate one Spread Specify the interest rate soread The system adds the spread to the interest to determine the actual rate to be applied Frequency Specify the frequency of change of interest rate soread The drop down list displays the following options e Mont
362. urrency Total Charge The system computes the charges applicable for the transaction and displays it here Actual Amount The system adds the charge amount to the TC amount and displays the total transaction amount Recalc Click Recalc button to update amount charge details 8 10 1 Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 10 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction e TC Sale Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000363 Issuing Branch WON Instrument Type TCW Instrument Status INIT TC Currency USD Issuer Code CHO TC Amount Transaction currency USD Narrative LG TC Amount in A C Currency Transaction Date 12 4 2007 Beneficiary Name Exchange Rate tal C e Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Currency Code USD Denomination Details O Denomination Code Denomination Value Total Amount Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 43 ORACLE 8 10 3 Specifying Charge Details This block allows you to capture charge
363. urrency the system will display the exchange rate as 1 Total Charges The system displays the service charges applicable to the transaction General Ledger Amount The system adds the charges to the transaction amount and displays the total amount that will be credited to the GL Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction 8 19 ORACLE 8 4 2 Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign Currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Instrument Details This section allows you to capture specific details about the check that needs to be deposited Bank Name The system displays the name of the clearing bank based on the routing number Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Regulation CC Available Check
364. usD ml Transaction Currency USD E Bill Amount institution Id UPCO1 Narrative Cancel 7 26 ORACLE Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here Product Code The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Consumer Number Specify the consumer number for the transaction Bill Number Specify the bill number here Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Bill Currency Specify the currency in which the bill should be paid You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list that displays all the institutio
365. ve already specified a branch code then the list will display only those DDs that have been issued in the specified branch Click save icon to go to the next stage Input stage 2 On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed A bo Liquidation Walk In Branch Date 1 2 7008 Web Page Dialog External Raiena hetzen Branch W i Liguadaien Typa j Legas bie Papi me Lipsii aE Pavaids Bara OHO istrument humiie ee Brac ygi Demand Cen Curren Uraaa aar harir Tieton Curen G 8 letim D s Demand Cera Amuri argtvg Ceneficiary Mere Crema Ora Hhargber Berean Archies er Delais Payment Er aech Demma Dran Status D zszees f RC Mumie Cancel In addition to the details defaulted from the previous stage you can capture the following information Branch The branch code is displayed here Liquidation Type The liquidation type of the DD is displayed here Liquidation Mode The system displays the liquidation mode of the DD However you can change it The adjoining drop down list displays the following values e Payment 8 83 ORACLE e Refund e Cancel Payable Bank The clearing bank code is displayed here Instrument Number The instrument number is displayed here Payable Branch The branch where the DD amount is being paid
366. warn them click OFAC Check button The External System Detail screen will be displayed External System Details External System Response Wot a Black Listed Custon User Remarka fe You can verify whether OFAC check has been carried out for a transaction by double clicking it in the Completed task list in the Workflow menu For more information on OFAC check response refer Maintaining Customer Accounts chapter under Current Account and Saving Accounts User Manual Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 7 3 ORACLE The following screen will be displayed Cash Deposit Webpage Dialog External Reference Number Account Branch Product Account Number Transaction Currency Account Description Transaction Amount Account Currency Exchange Rate Account Amount Related Customer Total Charge Customer Name Negotiated Cost Rate Narrative Negotiation Reference Number Recalc Currency Denominations Charge Details MIS UDF OFAC Check In addition to the details captured in the previous stage the system defaults the following details Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the
367. will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 14 ORACLE 11 7 Buying TCs from Head Office You can buy TCs from Head office using the Buy TCs from HO screen You can invoke this screen by typing 9015 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button SI Buy TCs From HO Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000115 Branch Code WB2 Transaction Currency Z Transaction Amount bauer Code Z Narrative TC Details ka E RW Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is
368. xchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Instrument Type Instrument Status Customer Number Transaction Branch General Ledger Number General Ledger Currency Total Charge Total Amount TCG INIT TCD000002 TCD 256012010 GBP Recalc Charge Details F Charge Components Waiver Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 9 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP 3E TC Amount Exchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER instrument Type TCG Instrument Status INIT Customer Number TCD000002 Transaction Branch TCD General Ledger Number 256012010 General Ledger Currency GBP Total Charge Total Amount Recalc 8 39 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 9 4 Specifying UDF Details This blo
369. xchange rate between the negotiated cost rate and transaction rate Specifying the Denomination Details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like GL debit To reverse this default behaviour you can specify units in negative 9 14 ORACLE Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 9 4 2 Specifying the Charge Details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen g Miscellaneous GL Debit Branch Date 12 4 2007 We
370. y any data that you have entered in the Input stage Click save icon to save the transaction After the transaction is successfully saved the following message is displayed Transaction Completed Successfully The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Running EOD You can run the branch EOD using the EOD Maintenance screen You can invoke this screen by typing EODM in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Fy EOD Maintenance Branch Date 04 Dec 07 Webpage Dialog OER External Reference Number FJBO S3800001013 Branch Code WI Run Eod 13 5 ORACLE 13 5 The system displays the following details e External reference number e Branch code Click Run EOD button to run the EOD for the branch The following validations are done before running EOD e Only the user who runs the EOD should be logged into the branch e There must be Holiday maintenance to get the Next working day e Balancing and closure processes for Till and Vault should be completed There should not be any transaction in Pending or Assigned stage for a user Once these have been successfully validated EOD proceeds with the system dat
371. y be done at the beginning of the day Similarly you can perform Vault related transactions ONLY after you have opened a Vault The system does not perform any validations for opening a Vault However you can open a vault only if you have the requisite rights Balancing and Closing a Till For closing a Till you Teller should ensure that the Till has zero balance at end of day The balance in the Till should be same as the system count You will be allowed to close the Till only if both the values match You can balance and close a Till through the Till Balancing and Closure screen You can the Till Balancing and Closure screen by typing TVCL in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Till Balancing And Closure Branch Date 2007 11 27 External Reference Number FJBOT23100001294 Till Identification Branch Code 000 tort iT Denomination Details T ES Fi Currency Code Denomination Code Units Denomination Wale System Count Denominaiton Total System Total Shortage amp Er TC Denomination Details es Fj suer Code TE Currency TC Description System Count Series Stant Number End Number TC Amount TC Denominatio Cancel The following information will be available in this screen e Sequence Number e Code of the logged in branch e Till Id that is marked for the user e Current system date e Currency Code e Denomination used for the transaction e Denomina
372. y date of the CD accounts involved However you can combine only such CD accounts which have the same maturity date Otherwise the system will not allow the combined rollover Also if you have maintained the payout details for the CD accounts involved the system will rollover the CD based on those details The accounts will not be combined in that case If you select Check or Multi in the field Pay in By Check on the main tab the system defaults the details of the check against pay in details You can have one of the following options against the field e Check You can have the details of one check e Multi You can have the details of one check and multiple other modes such as Account GL or CD Sg ORACLE e Others You can have multiple modes other than check Percentage Specify the amount that funds the CD by the pay in mode selected in percentage Amount Specify the amount that funds the CD If you have specified the percentage then the system computes the amount When Amount and Percentage options are provided amount takes precedence and percentage is ignored Offset Branch The system populates the branch code of the account from which fund is transferred to CD account Offset Account Specify the account number GL from which the fund is transferred to CD account This field returns the branch code if the account is selected and NULL is returned if GL is selected If Pay In mode is
373. y enter remarks about the transaction here This is a free format text field Click Proceed button to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 9 18 ORACLE The following screen will be displayed 23 Miscellaneous GL Credit Webpage Dialog External Reference Number Product GL Account GL Currency GL Description Exchange Rate Transaction Currency SC Charges Transaction Amount GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference No Recalculate Currency Denominations Charges MIS UDF In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 SC Charges The system displays the service charges calculated based on the maintenance in the host GL Amount The system displays the total amount credit to the GL account inclusive of the service charges in the transaction currency If you modify the transaction amount then click Recalc button to re compute the amount to be credited to the GL account Negotiated
374. your customers through the In House Cheque Deposit screen You can invoke this screen by typing LOCH in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T In House cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJBOT23800001038 Product LOCH From Account Branch WB1 To Account Branch WE1 ag From Account Currency GBP To Account Currency GBP ag Amount 10 00 Cheque Humber 0025 Narrative jINTERNAL CHO DP ei Check Date 04Dec 0 Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product that will be used in the Host for processing the transaction From Account Number Specify the drawer account number The adjoining option list displays all the accounts maintained in the logged in branch You can choose the appropriate one To Account Number Specify the beneficiary account that needs to be credited with the check amount The adjoining option list displays all the accounts maintained across different branches in the Host You can choose the appropriate one 8 23 ORACLE If you have already specified the branch codes fo
375. ystem You can select the appropriate code TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD Instrument Type TCW instrument Status TC Currency GBP issuer Code CSK TC Amount Account Currency GBP Narrative Lz TC Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF TC Denomination Details F g O Description Denomination Currency Count Series Sys Count Start Number End Number Amount Bi Cancel 8 42 ORACLE In addition to the details defaulted from the previous stage you can capture the following details Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 TC Amount in A C Currency Specify the TC amount in the TC c

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