Middle District of Louisiana Chapter 13 Plan
Contents
1. Documents with the Best Case Editor To open a Replaced plan that was previously saved with the Best Case Editor 1 Double click on the Chapter 13 Plan in the Forms and Schedules menu 2 On the next window click the Edit button if you want to edit the plan with the Best Case Editor The plan will then open in the Best Case Editor and you can make additional revisions to the plan as needed 3 If instead you want to return to the Chapter 13 Calculator after saving the form with the Best Case Editor double click on the Chapter 13 Plan in the Forms and Schedules menu and then click the Options button on the next window On the next screen type DRAFT in front of the form name and click the Do Not Print button Click OK on the next two screens and then click the Close button Double click on the Chapter 13 Plan on the Forms and Schedules menu to open the calculator If you want to return to your previous DRAFT of the 13 Plan highlight the plan on the Forms and Schedules menu and click the Attach button Click the Edit button to open the plan with the Best Case Editor 2013 Best Case LLC 1 800 492 8037 www bestcase com2. Reject based on the intention you specify in the Schedule G entry screen Attorney s Fees for Debtor s Counsel e Debtor s Attorney has been paid or promised Best Case prints the amount of the total compensation promised as you entered it in the Attorney Compensation Statement e Fees to Reimburse Court Costs Best Case prints the amount you enter for Filing Fees to be Paid through the Plan in the Claims tab of the Chapter 13 Plan Calculator Vesting of Property No data prints here Other Matters e lf aclaim is classified as Secured long term in plan SLTP the name of the creditor will print here along with the regular monthly payment and language indicating that the Trustee will make the regular payments throughout the length of the plan e lf aclaim is classified as Secured avoid lien SAL the name of the creditor will print here followed by the language Debtor s intend to avoid lien under 522 f 1 or 522 2 e Ifa claim is classified as Unsecured priority UPR the creditor name prints here along with a note indicating that the debtor will pay the priority claim in full e If this is a step plan or if there are lump sum payments included in the plan the details for the steps and or the months and amounts of the lump sum payments will be included here e Comments that you type in the Other tab in the Chapter 13 Plan Calculator will also appear in this section Be sure you have included any comments about cr
3. Best Case Best Case Bankruptcy Custom Chapter 13 Plan 1 800 492 8037 help bestcase com Middle District of Louisiana Chapter 13 Plan Instructions and Plan Settings February 2009 This custom Chapter 13 Plan is available as an Add On for an additional fee If you have purchased our 7 amp 13 Full or Network package but have not purchased this Add On you will have access to the plan calculator but the plan itself will function in Demo mode To use this plan you will need to install the Middle District of Louisiana Custom Plan Classes LA M ZZ jurisdiction If you are upgrading from an earlier version of Best Case Bankruptcy after installing the new jurisdiction you can reselect the jurisdiction in the Voluntary Petition to use this custom plan for existing cases Table of Contents Notes aboutthis Custom 13 Pla ti srties size Sectceeas aa bites ois sac sSnceaeg ices E a aa Arana a A raa RAEE How Information You Enter Relates to the Printed Plan O50 Ile p PTET sas ses unas as Debtor s Name and Other Case Information 2ccccseccccsecesessncuseseccnncaceesaatceennenennaansaaascccnmanscenssanensaanenteaasieaceccnnazceeessbesnensnesteaaiacseenapesanenend Chapter 13 Plan Informatio ncra niea ra EO AEEA E E AAAA EEE EIN ELER REE ANOS RETETA E E ETES IDES Form Mte ccssscevscecsctesccctssecese Amended or Original Plan Plan Payments and Term Beet wis isi nee tee Cause TOMEXTCMSION sameri enn Ee eere aeara ae eee E
4. If applicable To enter additional applicable text for the handling of arrearage claims Open the Chapter 13 Plan Calculator and then click the LAM 13 Plan Info button in the upper right corner Go to the Sections 3 4 amp 6 tab Enter the additional text in the field provided or click the Text button to select one of three default choices e Total includes attorney s fees costs late charges of _ and interest rate of _ Note that you must add the late charges and interest yourself e Total includes pre petition principal and interest or principal only e Confirmation of this plan shall constitute the cure of any default to a lien holder on the principal residence under any security agreement notwithstanding that the time for reinstatement has expired under the terms of the security agreement B Surrender of Property Any claim classified as Secured surrender property SSR will be included in this section of the plan Plan Headings Lien Holder is the creditor name as entered in the Creditor Information tab Amount of Secured Claim equals the total claim amount entered in the Creditor Information tab Description of Collateral is taken from the corresponding field in the Creditor Information tab C Pre Confirmation adequate protection payments If the debtor will be making pre confirmation adequate protection payments on any secured claims you can enter that information in the Pre Con Adequate Protection Payment fiel
5. Term represents the number of months needed to pay the attorney fees through the plan By default Attorney fees will be paid pro rata as a top priority claim e Monthly Installment is the average monthly payment made toward the fees through the plan 2013 Best Case LLC 1 800 492 8037 www bestcase com B Priority Tax Claims This section of the plan will print data for any creditors classified as Unsecured Priority Tax paid in full UPTF or Unsecured Priority Tax partial UPTP Only claims classified as UPTF or UPTP will print in this section other priority claims i e claims classified as Unsecured Priority will be included in Section 10 Other matters gt Note Unsecured priority claims are paid in full up to the priority amount specified in the Creditor information tab for the claim If the priority amount matches the claim amount the claim will be paid in full even if it is classified as a partially paid claim Plan Headings e Name of Creditor is the Creditor Name as entered in the Creditor Information tab e Value of Claim is the priority amount as entered in the Creditor Information tab e Annual Interest Rate Best Case prints the interest rate you specify in the 13 Plan Treatment Calculator e Term represents the number of months needed to pay the attorney fees through the plan By default Attorney fees will be paid pro rata as a top priority claim e Monthly Installment is the average monthly payment made
6. Use the Middle District of Louisiana Chapter 13 Plan to change to paragraph indicating that 2013 Best Case LLC 1 800 492 8037 www bestcase com A portion of the debtor s future earnings sufficient to fund the following full payment plan is submitted to the supervision and control of the trustee and the debtor shall pay to the trustee the sum of _Payment Amount_ monthly for Length months e To add this text Open the Chapter 13 Plan Calculator and then click the LAM 13 Plan Info button in the upper right corner Check the box labeled 100 Plan with less than all disposable income to the Trustee e Payment Amount is the payment amount you specify in the Middle District of Louisiana custom entry screen e Length is the term you specify in the Middle District of Louisiana custom entry screen Lump Sum Step Plans Note that no matter which paragraph prints if the plan is a step plan or if it includes lump sum payments an asterisk prints after the payment amount The steps and or lump sum payment details are printed in the Section 10 Other Matters Cause for Extension If there is any text entered in the Cause for Extension text field in the Middle District of Louisiana Chapter 13 Plan custom entry screen Best Case will print that text here immediately preceded by the phrase The cause for extending the term of the plan beyond the three year period provided for in 11 U S C 1322 c is To enter a
7. as SF5 or SP5 and it includes an unsecured portion you can check the Pay Full Claim as Secured checkbox in the 13 Plan Treatment tab for the creditor if you want the Chapter 13 Calculator to include the unsecured portion as part of the secured claim when it calculates the plan payments Plan Headings e Name of Creditor is taken from the corresponding field in the Creditor Information tab e Description of Property is taken from the property description you enter the Creditor Information tab e Claim Amount is the claim amount as entered in the Creditor Information tab e Interest Rate equals the interest rate entered for the creditor on the 13 Plan Treatment tab e Monthly Installment If the claim is classified as SF5 the estimated payment equals the regular payment entered in the 13 Plan Treatment tab If the claim is classified as SP5 the estimated payment is the average pro rata payment for the claim as computed by the Chapter 13 Calculator E Secured Claims Determined under 11 U S C 506 This section of the plan lists any claims secured by personal property that are not listed in Section 3 D of the plan as described above Any claim classified as Secured fixed payment SFP or Secured paid prorata SPR is listed in this section of the plan Plan Headings e Name of Creditor is taken from the corresponding field in the Creditor Information tab e Description of Property is taken from the property description you en
8. the field provided Note The Chapter 13 Plan calculator does not automatically calculate interest paid to UGEN claims If you want the interest rate reflected in the 13 Plan calculations you will need to calculate the total interest to be paid to these creditors over the life of the plan and then insert a dummy creditor on Schedule F with a claim amount equal to the total interest to be paid e Term is the total number of payments made to UGEN creditors as determined by the Chapter 13 Plan Calculator e Monthly Installment is the average monthly payment to UGEN creditors as calculated by the 13 Plan Calculator gt Note The percentage paid to UGEN claims is calculated based on the percentage you designate to be paid to unsecured non priority claims in the Chapter 13 Plan Summary screen For more information about changing the payments to unsecured creditors consult the Chapter 13 Plan Summary Tab section of your user s manual or the help file B Class B Unsecured Claims Co Debior is Liable Claims classified as Unsecured special class paid 100 U100 are printed here Plan Headings e Name of Creditor is the creditor name as entered in the Creditor Information tab e Original Claim Information from Debt Instrument To enter the original Claim Amount Monihly Installment Interest Rate and Term for any U100 claim 1 Open the claim on Schedule F and go to the 13 Plan Treatment tab 2 Click the Local 13 Plan Info button 3 Ent
9. through the plan See Notes about this Custom 13 Plan on page2 for more information on entering DSO arrearages in Best Case If no creditor classified as a DSO contains an arrearage portion Best Case automatically checks the box labeled None Plan Headings e Name address and Phone Number The Creditor Name and Address are taken from the information entered in the Creditor Information tab To enter a phone number open 2013 Best Case LLC 1 800 492 8037 www bestcase com 3 the creditor s 13 Plan Treatment tab and Click the Local 13 Plan Info button in the lower left corner Enter the phone number in the field provided e Arrearage Claim equals the arrearage amount entered in the 13 Plan Treatment Tab e Term Monthly Installments If the arrearage portion of the claim is classified as Arrearage fixed payment ARR the estimated payment and term equal the arrearage payment and number of month entered in the 13 Plan Treatment tab If the arrearage is classified as Arrearage paid prorata ARPR the estimated payment is the average pro rata payment for the arrearage claim as computed by the Chapter 13 Calculator and the term is the number of months needed to pay the pro rata claim Domestic Support Obligation Claims Assigned or Owed to a Governmental Unit Any claim classified as a Domestic Support Govt 507 a 1 B DSG prints in this section of the plan If there are no DSG creditors in the plan Best Case a
10. EE eE E AE a AEEA SEAE sade rycen Eae AA ERE CaA a eanes Aeae EaR EE TAN ERER ERTES a Poe Trustee Ol Ila qtr er pereeeee peer eepecrest Tree ee teerrer errr tree verrerrertrsrrrreerreereyevrrereverrepercyree ret rrer cree recertecrrerrterrrrererpr errr LAEE SEEE AAA AA Arana A EE TAa EN ESELA 2 Priority Claims A Attorney Fees B Priority Tax Claims 0 0 0 cee sai ai isi ii ies C DomestieS pport ODIGALOMS sss an aa eni aea EEEa E RE Aa ea eE Aea AO Eea EAEE ASA r EEA EAEE REA aei E aaa araea AAE Eaa EEEE il Ong ing DSOClaiMS se e aa a aa aA a E S raaa a A aa aAa A a aSo Eaa A EARR ERE 2 Post Petition Child Support ArrearagesS seseeesereeiserisrrsisiisisrieisriersrisrnersrnerne 3 Domestic Support Obligation Claims Assigned or Owed to a Governmental Unit 3 Secured ClaN Siipi eidi andan a aai aP aiarar darit aidea EAEN aii ms as Az Principle ROSIDCNCG ciecccsscessicccccescessvscvecceeatsvcsceaetssasecssscaceaasoccagcescasceedsiscencessaasevaseddavecscessuasusdsvecesacacvitessdoeasseuscendsoassacasicensbasaddavsseseetenasiaezeeass y iCu urrent Payme MS esant raaa ee e aA cree err rrcr reer cere rte araa iaaea EA i rreret reer errr so reer pre cer ere rer ene rr renee ree Pree eaa EE SAR ii Cure of Arrearages B Surrender of Property C Pre Confirmation adequate protection payments 0 ees wi eis ee D Secured Claims not Determined under 11 U S C 506 0 eeesseeeseeeeeeeeeaeeeeeeessee
11. age paid prorata z Treatment tab at the top of the creditor entry window EEEO Arrearage paid prorat for each creditor Use this tab to specify how you want a o each creditor treated under the 13 Plan by assigning a Secured ed payment 506 N A treatment class to the creditor Secured long term outside plan Secured paid prorata 8506 N A S The treatment classes determine when the creditor will Pooper eala ee iene Unsecured special class paid 100 be paid in relation to other creditors whether the claim _ unsecured General Nonpriority will be paid through the plan or outside the plan _Usccured Priority Tax paidin full v Nenie 7 ox R cancel Heb whether it will be paid in pro rata or fixed installments and whether the claim needs to be paid in full or not The treatment class also determines under which section of the plan the claim information will print and whether or not the claim will extend beyond the life of the plan In addition to the standard Best Case plan classes the custom plan format for this district also uses two custom plan classes to aid in the handling of claims e Unsecured Priority Tax paid in full use this classification for any priority tax claims listed in section 2 B that will be paid in full e Unsecured Priority Tax partial use this plan class for priority tax claims listed in 2 B that will not be paid in full Note that unsecured priority claims are paid in full up to the priority
12. amount specified in the Creditor information tab for the claim If the priority amount matches the claim amount the claim will be paid in full even if it is classified as a partially paid claim 2013 Best Case LLC 1 800 492 8037 www bestcase com Curing Arrearages on Domestic Support Obligations through the Plan Generally the debtor will pay post petition Domestic Support Obligations directly to the creditor so the claim amount is not included in plan payment calculations However Section 2 C 2 of your custom plan lists the arrearage amount for any Domestic Support Obligation owed to an individual and Section 2 C 3 lists the arrearage amounts for Domestic Support Obligations owed to governmental units If you have a Domestic Support Obligation with an arrearage that you want to pay through the plan 1 Include the arrearage in the Claim amount in the creditor information tab 2 Open the 13 Plan Treatment tab and classify the priority portion of the claim as Domestic Support Obligation 507 a 1 A or Domestic Support Government 507 a 1 B 3 Enter the arrearage amount in the Arrearage section of the 13 Plan Treatment tab amp unsecured Priority Creditor Information Jane Doe 3 x Creditor Form 22 Means Test 13 Plan Treatment Codebtors Add Notice Classification of Priority Claim Priority Claim reduced 1000 by Arrearage Priority Claim 9 000 00 I Auto Cale Classification of Arrearage port
13. cause for extension Open the Chapter 13 Plan Calculator and then click the LAM 13 Plan Info button in the upper right corner Enter the reason 1 Trustee Claims Best Case prints the total trustees fees paid through the plan This number is calculated based on the trustee percentage designated in the 13 Plan Tab of the Middle District of Louisiana setup screen The default is 10 to change this number 1 Close every open window in Best Case until you have a blank Best Case screen in front of you 2 Select Setup gt Jurisdictions from the menu bar in the top left corner of Best Case 3 Double click on LA M ZZ Middle District of Louisiana 4 Go to the 13 Plan tab 5 Enter the new percentage amount and then click OK 2 Priority Claims A Attorney Fees Data that prints in this section is taken from a combination of the data you enter in the Attorney Compensation Statement the Voluntary Petition and the Claims tab of the Chapter 13 Plan Calculator Plan Headings e Attorney Name is the name of the filing attorney specified in the Filing Information tab of the Voluntary Petition e Total Fees represents the amount entered for the compensation promised in the Compensation Statement e Fees Paid Directly by Debtor equals the amount entered for the compensation received in the Compensation Statement e Fees to be paid in Plan Enter the attorney fees to be paid through the plan in the Claims tab of the Chapter 13 Plan Calculator e
14. code cured E Glaim Monthivinseliment Interest Rate Term Months r 4 B Unsecured Claims 100 repayment U100 Claim I Monthly Installment Interest Rate Term Months 2013 Best Case LLC 1 800 492 8037 www bestcase com Cancel Help o Use the Middle District of Louisiana Chapter 13 Plan entry screen to enter additional information for the Chapter 13 Plan details and for sections 3 A ii 4 A and 6 of your Chapter 13 Plan To access this screen pictured below open the Chapter 13 Plan Calculator then click the LAM 13 Plan Info button in the upper right corner Form Preference Your custom plan includes a special form Y Middle District of Louisiana Chapter 13 Plat bd preference which allows you to add text in paragraph 10 Flaster 137m Jacotone S488 Other Matters To access the Form Preference window 1 zi Highlight the Chapter 13 Plan on the Forms and Schedules gt Next Tab x Cancel 2 Help Menu for the client 2 Click Setup Edit Form Preferences 3 Highlight the form preference and click Change 4 Enter your text and click OK to save 5 Click Close on the next screen to return to the Forms and Schedules Menu How Information You Enter Relates to the Printed Plan Caption The division name for the caption on the first page of the Chapter 13 Plan is taken from the jurisdiction name in th
15. d in the 13 Plan Treatment tab for all creditors on Schedule D Information for any secured claim listed on Schedule D prints here if you enter in a pre confirmation adequate protection payment amount in the 13 Plan Treatment tab for the creditor Plan Headings Creditor name address and last four digits of account number are taken from the corresponding fields in the Creditor Information tab Security is taken from the Description of Property on the Creditor Information tab Amount of Claim is the claim amount you specify in the Creditor Information tab Term To enter a term for the payments open the creditor s 13 Plan Treatment tab and Click the Local 13 Plan Info button in the lower left corner Enter the term in the field provided 2013 Best Case LLC 1 800 492 8037 www bestcase com e Monthly Installment is equal to the pre confirmation adequate protection payment you entered in the 13 Plan Treatment tab D Secured Claims not Determined under 11 U S C 506 Claims listed in this subsection consist of debts secured by a purchase money security interest in a vehicle for which the debt was incurred within 910 days of filing the bankruptcy petition or claims secured by any other personal property for which the debt was incurred within 1 year of filing Any claim classified as Secured fixed payment 506 N A SF5 or Secured paid prorata 506 N A SP5 is listed in this section of the plan Note if you classify a claim
16. ditor seis Seni sts P Opening Replaced Documents with the Best Case Editor 0 ccccceecsceeseeneeeeeeeeeeeaeeeeaeeeeaaeesaaeeeeaaeeeseaaeeeesaeesseaaeeeeeaaeessaaeeseaeesseeeeeeeneesteeaeeeees OONDO Disclaimer Regarding Local Chapter 13 Plans Our goal is to make preparation of local Chapter 13 plans as easy as possible As always we welcome any suggestions and feedback you might have It is important to understand that because these local plans vary greatly we sometimes have to resort to methods of entering information that are less straightforward and that require closer attention on the part of the user than other areas of the software Additionally the Chapter 13 plan by its very nature is probably the most complicated document filed in a consumer bankruptcy case and requires detailed legal knowledge Please understand that you must always proofread every plan to ensure that it has printed as expected and that the plan accurately reflects the debtor s intentions This software is far from foolproof It is very possible for an inexperienced user to produce an incomplete or inaccurate plan It is the responsibility of the attorney to review every plan prior to filing it Best Case Solutions technical support staff can advise you on the operation of the software such as how to get a claim to print as you want on the form but the actual decision about how to classify a given c
17. e jurisdiction section of your Setup Menu Note that if there is a tilde character in your jurisdiction name it will not print on the plan nor will any text following the tilde Debtor s Name and Other Case Information The name and chapter are drawn from the information entered on the Voluntary Petition as is the case number if applicable Chapter 13 Plan Information Form Title If there are any secured claims paid through the plan Best Case will add MOTION FOR FRBP RULE 3012 VALUATION HEARING to the title of the plan Amended or Original Plan e By default Best Case will check the box indicating an Original Plan e To specify an amended plan select the option to print Amended in the form title when you print the form or prepare a PDF for electronic filing e The Date Amended is the date that you specify for the signature lines when you print the form or create a PDF of it Plan Payments and Term All Disposable Income By default Best Case will print the following paragraph here The debtor s future earnings are submitted to the supervision and control of the trustee and the debtor shall pay to the trustee all disposable income in the amount of _ Payment Amount_ monthly for Plan Length _ months e Payment Amount is the regular monthly payment entered in the first payment field in the Summary tab of the Chapter 13 Plan Calculator e Plan Length is the total length of the plan A Portion of Disposable Income
18. editors that will be treated differently than the directions in the plan indicate There is also a Chapter 13 Plan Form Preference that allows you to permanently add text to this section To access the form preference 1 Highlight the Chapter 13 Plan on the Forms and Schedules Menu for the client 2 Click Setup Edit Form Preferences 3 Highlight the form preference Permanent Other Provisions Text and click Change 4 Add your text and click OK to save 5 Click Close on the next screen 2013 Best Case LLC 1 800 492 8037 www bestcase com 12 Signatures The Date will print as entered in the Print Date on Signature Line field in the options window that appears whenever the form is printed or opened for editing The attorney name selected in the Filing Information tab of the Voluntary Petition prints for the Attorney Name The law firm information entered in the Setup Menu prints for the attorney s address and telephone number The Debtor and Co Debtor Spouse if applicable will print as entered in the voluntary petition Editing the Plan 1 Custom Chapter 13 plans are provided as RTF rich text format files so that they can easily be edited and saved as needed Mark just the 13 Plan to print in the Forms and Schedules Menu 2 Click the Print button in the toolbar at the top of your screen The Print Documents dialog box appears Mark your printing choices and then click the Edit Form button on the right side of the dia
19. er the data in the fields provided e Monthly Installment Under Plan is the average pro rata payment as calculated by the 13 Plan Calculator 2013 Best Case LLC 1 800 492 8037 www bestcase com 10 11 Liquidation Value Liquidation Value of the Estate Best Case prints the Total Available to General Unsecured claims from the Liquidation Analysis You can review this number in the Liquidation tab of the Chapter 13 Plan Calculator Present Value of Payments to Class A Unsecured Creditors e To enter an Annual Discount Rate Open the Chapter 13 Plan Calculator and then click the LAM 13 Plan Info button in the upper right corner Go to the Sections 3 4 amp 6 tab Enter the discount rate in the field provided e Present Value of Payments Best Case prints the total amount paid to Unsecured general non priority creditors through the plan Executory Contracts and Unexpired Leases To make the contract or lease appear in this section of the plan you will first enter the item in Schedule G In the Intention section select the corresponding radio button to answer whether the Debtor will Assume or Reject the contract or lease If you do not select an intention it will not appear in this section Plan Headings e Lease Executory Contract Description represents the Other Party Name and the Description of Contract or Lease you enter for the lease holder in Schedule G e Assume Reject Best Case prints Assume or
20. ion Arrearage paid prorata x Arrearage Amt 1 000 00 Arr Interest Rate 0 00 r Claim Summary Amount of Claim 10 000 00 Priority Amount 10 000 00 Non priority Portion 0 00 Non priority Portion 0 00 Classification of Non priority portion Unsecured General Nonpriority zj gt Newttab 0k X Cancet P Hep 4 Classify the arrearage portion of the claim as either Arrearage paid prorata or Arrearage fixed payment 5 Fill in the Arrearage Interest Rate and the fixed payment information if applicable 6 Click OK to save your changes Custom Entry Screens Your plan includes two custom entry screens in which you can enter additional information on your Chapter 13 Plan o A special Louisiana Middle 13 Plan Creditor entry screen has been added to allow you to enter additional information for creditors in 2 C 1 amp 2 3 C 3 E 3 F and 4 B To access this screen open a creditor on Schedule D or Schedule F Click the 13 Plan Treatment tab and then click the Local 13 Plan Treatment button located in the lower left corner of the creditor entry screen Louisiana Middle 13 Plan Creditor x 13 Plan Creditor 3 C Secured Claims with Adequate Protection Pre Confirmation Adequate Protection Term 13 Plan Creditor m 2C Domestic Support Obligation DSO DSG Louisiana Middle 13 Plan Creditor x Telephone number including area
21. ke directly to the creditor If a claim is classified as Secured long term outside plan SLTO and it does not include the word mortgage in the Nature of Lien field it will print in this section of the plan Plan Headings e Creditor is the creditor name as entered in the Creditor Information tab e Security Interest is the claim amount you specify in the Creditor Information tab e Description of Property is taken from the corresponding field in the Creditor Information tab e Monthly Installment is equal to the payment you entered in the 13 Plan Treatment tab e To specify a Reason for Direct Payment Open the Schedule D creditor to the 13 Plan Treatment tab Click the Local 13 Plan Info button in the lower left corner Enter the reason in the field provided 4 Unsecured Claims A Class A Unsecured Claims This section of the plan contains a summary of the totals for all claims classified as Unsecured General Nonpriority UGEN Plan Headings e Aggregate Amount of Unsecured Claims equals the total of all Unsecured General Non priority Claims This number includes the unsecured portion of any claims listed on Schedule D as well as the non priority portion of any claims listed on Schedule E e Interest Rate To enter an interest rate for Unsecured Claims open the Chapter 13 Plan Calculator and then click the LAM 13 Plan Info button in the upper right corner Go to the Sections 3 4 amp 6 tab Enter the interest rate in
22. laim is a legal question that must be resolved by the responsible attorney The Best Case technical support staff does not and can not dispense legal advice In addition your local trustee can modify or change the Chapter 13 plan requirements practices or the format of the plan at any time It is the responsibility of the attorney representing the debtor to ensure that local rules and practices are adhered to Notes about this Custom 13 Plan Attorney s Fees and Filing Fees You can input attorney s fees and filing fees to be paid through the plan in the Claims tab of the Chapter 13 Plan Calculator Attorney s fees will appear in paragraph 2 Priority Claims The filing fees paid through the plan will be listed in paragraph 8 Attorney s Fees for Debtor s Counsel Arrearages Arrearages are not treated separately in your custom plan except for domestic support obligations and home mortgages For arrearages on all other claims you will always include the Arrearage amount in the Claim Amount field in the Creditor tab and you will also leave the Arrearage amount at 0 00 on the 13 Plan Treatment tab Classifying Claims For a Plan with Custom s Unsecured Priority Creditor Information Ameritech x Classes As you enter creditors into Schedules D E ea ene a ase Test Fy Tet coena aa Ntea nan and F in Chapter 13 cases you ll notice a 13 Plan rere ie 5 5 omestic Support Obligation fa 1 ed JAnear
23. log box 3 The 13 Plan appears on your screen in the Best Case Editor You can add or remove text as needed All editing options are described in the Best Case Editor Options help topic Saving Replacing the Plan with the Best Case Editor When you edit a document in the Best Case Editor you are not actually editing the data record for the debtor as you are when you enter information through Best Case entry screens like the Voluntary Petition window Instead you are editing a text document that has information about the debtor filled in for you So that these forms will not take up a large amount of room on your hard drive your changes to these documents are not automatically saved 1 To save changes to the plan with the Best Case Editor choose File Save 2 The Save Document in Case window appears By default the name of the form is filled in for you and Replaces Form is marked as the print selection Click the Save to Case button to save the edited form Note that changes that you make to the plan apply to this case only not to all cases 3 Close the Best Case Editor The edited plan will then appear on the Forms and Schedules menu as the Replaced version of the original document 4 To print the plan mark the Replaced plan to print on the Forms and Schedules menu and select your printing options For all printing options see Printing Forms in your User s Guide or Help menu in Best Case Bankruptcy Opening Replaced
24. seesaeesesaessecaesaeeeeeeaesaesaecaeceesaeseeeeaesaeseaesaeseeeeaeeaeees E Secured Claims Determined under 11 USC 506 ais ciscsecen care nera voce deneieueia ness awe eens ceganeatcaed sleveusavcaveeatec i necesitedeseateeecaneye F Other Direct Payments to Creditors Holding Secured Claims 4 Unsecured ClalIM Ss iccisec sacks cevctnaess cesceuacs iaae eiat aiaiai A Class A Unsecured Claims ceceeeeeeeeeeeereeees mais as es a B Class B Unsecured Claims Co Debtor is Liable lt ic ccccrsesisssecstavs cccauhscsdectesscuc coucticsaidvanexctaanscczveesdiy E L ATAKE a E N R EELA TEASERI E EERE Liquidation ValUG avcevesccsccesccvesaresteavececsanceve casseedincvasendecedoue costes sve saatcgszetaedavsceddeed sustesitecicneess esas nye caadies cecveatvssuenndessited obecautevecedaubavsstrecessseesatantevesacs Present Value of Payments to Class A Unsecured Creditors Executory Contracts and Unexpired Leases Attorney s Fees for Debtor s Counsel matt es hie Vesting OF Propertysia enana araara EEA Anina AESA claaabadscciaces dasaduaesudscedsibaantadsdei aden 604 sbudeasdineshcustunadscesadaadisalnesaclidcrasteasantsdeladeasedatuasinbideds sls tusadseeade 107 Other Mater Sissis tases chee vecenys ned avcuvs inea PEN AEE auatis oodescavgesy atte A EEEa Aaaa EUELA NEUSS oases rA AREE AEAEE E EEA eetayiaveeadetaes deed Signatures ce Editing the Plan Saving Replacing the Plan with the Best Case E
25. ter the Creditor Information tab e Value of Claim is the amount of the Secured Portion of the claim as specified in the 13 Plan Treatment tab e Interest Rate equals the interest rate entered for the creditor on the 13 Plan Treatment tab e Term is the number of monthly payments made to the claimant If the claim is classified as SFP the term will be the number of months you specify for the Secured Portion in the 13 Plan Treatment tab If the claim is classified as SPR the term is determined by the 13 Plan Calculator e Monthly Installment If the claim is classified as SFP the estimated payment equals the regular payment entered in the 13 Plan Treatment tab If the claim is classified as SP5 the estimated payment is the average pro rata payment for the claim as computed by the Chapter 13 Calculator The debior has filed or will file a complaint to initiate an adversary proceeding in order to cancel an allegedly avoidable lien securing the claim of e To add a creditor name to this sentence Open any SFP or SPR claim to the 13 Plan Treatment tab Click the Local 13 Plan Info button in the lower left corner and then check the box indicating that The debtor has filed or will file a complaint to initiate an adversary proceeding 2013 Best Case LLC 1 800 492 8037 www bestcase com 10 F Other Direct Payments to Creditors Holding Secured Claims This section of the plan lists any payments the debtor will continue to ma
26. tor and it will be included with the other creditor information in section 3 A ii Plan Headings e Lien Holder is the creditor name as entered in the Creditor Information tab e Security Interest equals the total claim amount entered in the Creditor Information tab e Property Description is taken from the corresponding field in the Creditor Information tab e Monthly Collateral Installment is the monthly payment you enter for the secured portion of the claim in the 13 Plan Treatment tab Cure of Arrearages The arrearage information for any claim classified as SLTO will print here if the arrearage amount is greater than 0 00 2013 Best Case LLC 1 800 492 8037 www bestcase com Plan Headings e Lien Holder is the creditor name as entered in the Creditor Information tab e Total Amount of Arrearages equals the arrearage amount entered in the 13 Plan Treatment Tab e Annual Interest Rate is the arrearage interest rate you enter in the 13 Plan treatment tab e Term is the number of monthly payments made to cure the arrearage e Projected monthly arrearage payment If the arrearage portion of the claim is classified as Arrearage fixed payment ARR the estimated payment equals the arrearage payment entered in the 13 Plan Treatment tab If the arrearage is classified as Arrearage paid prorata ARPR the estimated payment is the average pro rata payment for the arrearage claim as computed by the Chapter 13 Calculator
27. toward the fees through the plan The Following text prints in this section if there are any claims classified as UPTP The plan provides for less than full payment of amounts owed for a claim entitled to priority under 11 U S C 507 pursuant to 1322 a 4 C Domestic Support Obligations 1 Ongoing DSO Claims If there are any claims classified as Domestic Support Obligation 507 a 1 A DSO they will be listed in this section If there are no DSO claims the box indicating none will be checked Plan Headings e Name of DSO claim holder is the Creditor Name as entered in the Creditor Information tab e Address city and state This information is taken from corresponding fields in the Creditor Information tab e Zip is the creditor s zip code as entered in the Creditor Information tab e Telephone Number To enter a phone number open the creditor s 13 Plan Treatment tab and classify the priority portion of the claim as Domestic Support Obligation 507 a 1 A or Domestic Support Government 507 a 1 B Click the Local 13 Plan Info button located in the lower left corner of the 13 Plan Treatment tab Enter the phone number in the field provided Click OK to save your changes and return to the 13 Plan Treatment tab 2 Pre Petition Child Support Arrearages Any claim classified as Domestic Support Obligation 507 a 1 A will appear in this section if it includes an arrearage amount greater than 0 00 to be paid
28. utomatically checks the box labeled None Plan Headings e Name address and Phone Number The Creditor Name and Address are taken from the information entered in the Creditor Information tab To enter a phone number open the creditor s 13 Plan Treatment tab and Click the Local 13 Plan Info button in the lower left corner Enter the phone number in the field provided e Arrearage Claim equals the arrearage amount entered in the 13 Plan Treatment Tab See Notes about this Custom 13 Plan on page2 for more information on entering DSG arrearages in Best Case e Monthly Payment Amount If the arrearage portion of the claim is classified as Arrearage fixed payment ARR the estimated payment equals the arrearage payment amount entered in the 13 Plan Treatment tab If the arrearage is classified as Arrearage paid prorata ARPR the estimated payment is the average pro rata payment for the arrearage claim as computed by the Chapter 13 Calculator 3 Secured Claims A Principle Residence Current Payments This section of the plan lists any mortgage payments the debtor will continue to make directly to the creditor If a claim is classified as Secured long term outside plan SLTO and it includes the word mortgage in the Nature of Lien field it will print in section 3 A i of the plan If the claim has an arrearage that wish to pay through the plan you can specify the arrearage amount in the 13 Plan Treatment tab for the credi
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