CreditUgly? Getting Started Manual
Contents
1. The first email is your confirmation and includes the link for downloading the software The second email is discussed in 3 Pin Registration below Currently the software is supported for Windows operating systems only CreditUgly has not tested the Do It Yourself Credit Repair Software on a Mac OS or by using a third party software product that emulates a windows environment Although Mac users may be able to install the software using a third party appli cation such as Parallels Desktop 9 for Mac CreditUgly does not endorse pro mote support warrant or guarantee in any manner any installation of the Do It Yourself Credit Repair Software on a non Windows operating system To start the installation process of the Credit Repair Software begin by opening up the program Depending on the version of your Windows oper ating system you may get an error message if so click Ok you be directed to the home screen At CreditUgly com we have a variety of credit builder products that in most cases will be essential to the credit restoration process You can take full advantage of these products by clicking this link Credit Building Products IMPORTANT Having positive credit on your current report is crucial to the credit repair process We recommend that you have a minimum of 3 positive accounts on your report If you do not have three positive trade lines reporting visit our website and view the credit builder products to help you add positi2. amp Tabs a At the bottom of the page there is an option to add any notes you might want to keep track of during your credit repair process b Use the document tab to scan in any updates that you receive in the mail from Equifax Experian amp TransUnion or you can just keep your updates and deletions in a separate file c The history tab can be ignored since it is the same as the document tab Adding Users Remember you can add up to 3 Users take advantage of this as many in dividuals do not realize they have mistakes on their credit report until they try to finance a purchase To add another person to the credit repair process click Add Contact at the top 5 Credit Repair Once you have entered all your basic information click the Credit Repair tab located at the top right of your screen A You are now at our Dispute Center Here you will be able to add the accounts you intend to dispute B To start adding accounts you can either click Creditor and search for a specific creditor or you can click the Add Dispute tab at the top left of your screen C Once you have clicked the Add Dispute tab a box will pop up This is where you enter the Creditor Account Number Amount Date Dis pute Type whether it s an Inquiry Late Payment Charge Off Etc D See Bureau here you select which bureau this account is reporting to if it is all three you can simply click 3 and it will populate a
3. CreditUgly Getting Started Manual Although Mac users may be able to install the software using a third party application such as Parallels Desktop 9 for Mac CreditUgly does not endorse promote support warrant or guarantee in any manner any installation of the Do It Yourself Credit Repair Software on a non Windows operating system 1 Pull Your Credit Report To get started using the CreditUgly Do It Yourself Software you will need to first pull obtain your credit report You will need the most current infor mation to enter into the credit repair section of the software which is ex plained in section 5 below You can pull your credit report for free by going to Annualcreditreport com there you will be guided to each individual credit bureaus website so you can pull each report separately To work on your credit properly and effectively you must have a credit report from Equifax TransUnion amp Experian Please note If you have requested your free credit report within the last 12 months you will not be able to receive it from annualcreditreport com until the following year The best way to monitor your success while going through the credit repair process will be to joina monitoring service We presently recommend IDENTITY IQ because of the low cost and scoring system being closest to your actual FICO score By having this service you can view your scores and results every month based on the disputes you ve made while using the Cr
4. edit Ugly Software Although you are pulling your new credit report every month this will not effect you in a negative way This will not put an inquiry on your report either To get started simply click on the following link or copy and paste into your browser https EEaaacidentityiqccomEhredit teports imteport aspeyofoercode uissrCi6 Identity IQ is not a Free service A TriMerge credit report is a combination of Equifax TransUnion amp Experi an merged into one report This report will also help you add your accounts into the software in less time The monitoring service will provide you with credit scores from all 3 bureaus and after working on your report for a rea sonable period of time you ll be able to view the dramatic increases in your scores Monitoring services do not put a hard credit inquiry on your report and if you continue with the service you will receive a new report with up dates deletions amp activity every 30 days Plus with the credit monitoring service you receive the added benefit of Identity Theft Protection Whether you decide to keep the monitoring service or cancel you will be receiving updates and deletions directly from Equifax TransUnion amp Ex perian through regular mail which is discussed later in this manual CreditUgly Getting Started Manual 2 Download amp Install the Software After you have completed your purchase of the software at CreditUgly com you will receive 2 emails
5. ll three disputes for all three bureaus E Once you have entered all the accounts you would like to dispute go to the upper right of page and click 1 Setup All Disputes 2 Select All Due To Print 3 Print Disputes CreditUgly Getting Started Manual F The CreditUgly software will automatically select the appropriate letters for each account being disputed making the credit repair pro cess Easy as 1 2 3 G A screen will pop up explaining how to process the responses from the credit bureaus and what to do if the account has not been updated or changed H Once your disputes have been printed attach a copy of your Driver s License Social Security Card amp A Proof Of Address and mail them NOTE The responses from the Credit Bureaus will be sent directly to you All paperwork will arrive in the mail from Equifax Experian amp TransUnion When you receive responses in the mail you will be able to see the results of the disputes you have sent CreditUgly Getting Started Manual We have an Instructional Video that you can access by clicking on the Help tab button is located at top right of the screen You can also view the video on the CreditUgly com website 6 Help Section The help section of the software includes links to assist with all of capabilities of the CreditUgly Do It Yourself Credit Repair Software Reviewing the links and watching the available videos will give you a better under stand
6. of what to do during your credit repair process You will also find our detailed User Manual that includes software screen shots providing you with a detailed look on navigating and working with our software After reviewing our Help Section you will have a complete under standing of our software and ready to be a top notch credit repair wizard Our CreditUgly Do It Yourself Credit Repair Software can change your financial future Our Credit Repair Software in combination with our Budgeting Software can save you thousands of dollars in the future and help you become debt free Good Luck and get started Easy as 1 2 3 CreditUgly Getting Started Manual NOTES
7. r the 15 minute waiting period click continue and your password will be automatically entered in the software Click continue again to proceed Note Each time you start the CreditUgly program your password will be added automatically and you will click continue to enter the software E You have now entered the beginning of your credit repair process An Instant Message System IM will pop up click start to move to the Basic Information page 4 Basic Information The basic information page is where you will enter all your information Name Mailing Address Cell Phone Number Email Driver s License Number Social Security amp Date of birth D O B You will see a box titled Picture SS W 2 Etc here you are able to import your Driver s License Proof Of Address Utility Bill Bank Statement Cell Phone Bill Etc and a Copy of your Social Security Card Note If your Driver s License does not match your residence you will need to include 2 proofs of Address to send with yourt dispute letters IMPORTANT It is Mandatory that you send a copy of your Driver s License Proof of Address amp Social Security Card with each dispute letter you send to the credit bureaus It is highly recommended that as you print the dispute letters you attach the mandatory documents to each letter to avoid the possibility of sending a dispute letter without them CreditUgly Getting Started Manual Notes
8. ve credit 3 Pin Registration After purchasing the CreditUgly Do It Yourself Credit Repair Software you will receive 2 emails The 2nd email will be sent in 24 48 hours after com pleting your purchase and will contain the 9 digit PIN number required to register your software The software is fully functional for the first 5 days after installation To continue using the software you must register your PIN so you can receive your password and begin the process of repairing your credit If you do not receive this email in 24 48 hours please send an email to product support at support creditugly com BONUS The CreditUgly Software allows up to three 3 Users That s right three people can repair their credit which makes the value of CreditUgly Credit Repair Software that much better Continue to Next Page to Get Started CreditUgly Getting Started Manual NOW LET S GET STARTED A Click ENTER at home screen a gray screen will pop up then click Pin Registration B To complete the Pin Registration you will asked to enter your Full Name Company Name you can put home in this box Email Phone Number amp your 9 digit PIN with dashes included C After you have entered all of the required registration information click the big RED button with the 1 on it A pop up screen will display a message that states you must wait 15 minutes while CreditUgly regis ters your pin and generates your password D Afte
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