Limits Review User Manual
Contents
1. 00 0 12 01 2014 o 0 300 9 N N JmuzuiSRevew N 1087 000002480 1000002480 UINE2408 Gp __ f 100000 80 000 20 000 110372014 i 9 o 800001 0 v N I110372015 Revem N 2028 000000106 veer 000000106 LINE7 GaP 50 000 50 000 50 000 10 22 2014 o 0 45 000 o N N 10 22 2015 Review N 1028 000000106 Veer 000000106 LINE106 GEP 50 000 50 000 50 000 10 22 2014 o 0 50 000 0 wN N 1 22 2015 Revew N d 1 _ KL i a ee 4 4 Review N Update Refresh Report Type Exposure Analysis zi Exposure Analysis Limit Sanctioned Exposure Name Limit Sanctioned Exposure ASHOK_LEYLAND 8 000 oj E Users belonging to the user role RM ROLE Relationship Manager can perform this activity The system displays the login ID of the user linked to the RM role in the Relationship Manager field All the records linked with this relationship manager are defaulted in this Screen In the header section you can filter your search based on the following criteria e RM e CustID 2 ORACLE Cust Name Cust Additional Info Unique Identifier Unique Identifier value Liab No Line Code Comments Collateral Code Overdrawn Lines Expiry Date Between Exposure Type Exposure Name Advanced Search When you click Apply button the records matching the specified search criteria are displayed Liability ID Cust ID Customer Name Liab No Line Code Line Currency Main Liab ID Main Line Code Counterparty A2. Credit Review and Decision Mandatory The credit officer reviews the limit per formance of the customer like their linked accounts collaterals customer characteristics utilization trends credit rating migration exposure analysis external credit rating and so on Based on this review the officer decides whether to initiate further steps of limits review process At this stage of deci sion the officer can update the remarks with statuses like Status Quo Renew Freeze Terminate Additional Informa tion Additional Collateral and Limit Revision Approval Mandatory At this stage the approver will review the decision taken by the credit user and provides his her decision The approver can either approve the deci sion or send back the task Pending with Cus tomer Optional This stage is applicable only when the approver decision is Additional Infor mation Additional Collaterals Limit Freeze and Termination Here the cus tomer response is captured with justifi cation to re consider the approvers decision Manual Retry Exceptional During the facility hand off to ELCM after approval if a technical or busi ness error occurs then you can manu ally retry the process again 2 2 ORACLE 2 3 Process Flow Diagram The process flow diagram given below illustrates the activities carried out during various stages of a collateral creation Requestreceived explicitly fro
3. SI N Source Function ID Outcome Target Remarks o Stage Stage 7 Handoff PROCEED DB Hand The system Retry off invokes DB adapter calls to handoff limit details to ELCM To acquire the next stage you need to go to the Task menu and select Assigned under Standard option Search Acquired x Assigned x Completed x Pending x Supervisor x Today x ApplyFiters a n Assigned Task List Page 1 Of 15 b bp Jump to page Creation Comments Amount Date Priorty RMO Channel FromiTo Transaction Assignee Assignee Customer Reference Group Users Name Ye CRPProcess3154 Credit ALLROLES 2014 11 25 Low appraisal 001 10 34 19 enrichment ist Ye CRPProcess 3147 Credit ALLROLES 2014 11 25 Low appraisal 000 10 01 51 application IST entry W BPELLimitReview3142 Credit ALLROLES SANGITA 2014 11 24 Low Decision Task 000 17 27 39 ist Ye COLLATProcess3133 1 External Check ALLROLES 2014 11 24 Low 16 55 36 Ist x COLLATProcess 3074C1 Review ALLROLES 2014 11 24 Low 000 16 37 16 1st YO BPELCRPProcess3130 Customer ALLROLES 2014 11 24 Low 123123 acceptance 000 16 10 22 p History interactions Documents Advices amp Local intranet Protected Mode Off v 95 All tasks that have been successfully completed are listed in the right side of the screen Select the check box against your Workflow Ref No and click Acquire button at the top of the screen to acquire the nex
4. Maintenances GEDFACLT screen Collateral Detail Collateral Code Branch Currency Code Type Value Contribution Utilization Percentage Last Revaluation Date Charge Type Shared Revalue Details Limit Covenant Details Covenant Name Description Mandatory Frequency Period 2 22 ORACLE Start Date Grace Days Revaluation Date Notice Days Covenant Reference Number Remarks The system also displays additional covenant details if any 2 5 8 Exposure Analysis Click Exposure Analysis to view various types of exposure related to the limit Exposure Analysis Application Number LimitReview2016 Application Category Liability Number Customer Number ounterparty Counterparty Exposure Currency Code Total Sanctioned Amount Head Room Limit Country Exposure Industry Code Industry Exposure Security Code Sector Exposure Line Branch 000 Line Code Line Serial Customer Name Total Utilization Average Excess Utilization Average Excess Utilization Pending Days Largest Excess Utilization Currency Head Room Limit Currency Head Room Limit Currency Head Room Limit The system displays the following details based on the maintenances in details based on the maintenances in Facilities Maintenances GEDFACLT screen Counterparty Details Counterparty Exposure Currency Code Total Sanctioned Amount Head Room Limit Total Utilization Average Excess Utilizat
5. 01 32 39 Help Logged User Defaut Admin User2 SignOft GESFACLT wb a Reminder Ea Alerts r is breached with br x i respectto Collateral predefined threshold 2014 11 12 BE Value percentage 1154 Limit 1084 r Limits Due for Expity FACILFF1 due fo 2014 11 12 REVEW DISH expiry A mandatory alert is generated in the Alerts section of the dashboard based on the review rule maintained in ELCM The alerts displayed on the dashboard can be either dismissed or reviewed Click Review to initiate the review task from Limit Review Initiation screen The system displays the details of the limit to be reviewed from Collateral Maintenance and Facilities Maintenance screen Refer section Processing Limit Review for details on limit review work flow For more information on limit review rules and alerts refer sections Maintaining Rule Criteria Code and Defining Alerts in Enterprise Limits and Collateral Management user manual Aab ORACLE 3 Function ID Glossary G o GEDSKTOP 2 24 ORDLMRIN eee 2 12 ORDLRWIN e 2 12 ITSALEDB sseee 2 26 I ORACLE
6. 4 External Source RefNo e Limit Details Decision ESERSSGIuEIS Previous Remarks Stage Remarks Lo UU Remarks History Documents Limit Review History Collateral and Covenant Exposure Analysis External Rating Prev Remarks Remarks Audit Outcome mmo Click Remarks History to view the remarks which were updated in the past 2 5 4 Maintaining Document Details You can upload and view the documents related to customer and facility through the Documents screen Click Documents button from Limit Review Initiation screen to invoke the following screen Documents Application Number P Application Category 1011 HEE Document Category Document Reference Document Type x Ratio Upload Upload View Edit Ae Application Number The system displays the application number Application Category The system displays the application category aut ORACLE Documents Document Category Select the document category from the adjoining option list Document Reference Specify the document reference number Document Type Select the type of document The adjoining option list displays all the document types maintained in the system Select the appropriate one Mandatory Check this box to indicate whether the document is mandatory Remarks Specify remarks i
7. Collateral Amount Required Check this box if additional collateral amount is required Create RM Reminder Check this box to create reminder for RM of the customer Reminder Frequency Select the reminder frequency from the adjoining option list Reminder Text Specify the reminder text Renewal Letter Check this box to generate renewal letter Termination Letter Check this box to generate termination letter Additional Information Letter Check this box to generate the letter asking for additional information Additional Collateral Letter Check this box to generate letter requesting additional collateral Limit Freeze Letter Check this box to generate limit freeze letter Limit Revision Letter Check this box to generate limit revision letter Reviewer Remarks Specify the remarks of the reviewer Approver Remarks Specify the remarks of the approver Customer Response Specify the response of the customer 2 16 ORACLE Reason for Change in Decision Specify the reason for change in decision 2 5 3 Stage Remarks Click Stage Remarks to specify previous remarks and stage remarks Limit Review Initiation X H save Hold Application Number LimitReview2016 e Channel EB Priority Low x Application Category zs P Channel Reference No 22 User Reference 000LMRW1433501l Application Branch 000 External Source lez Application Status Initiation gt Application Date 01 DEC 201
8. ORACLE Limits Review Origination User Guide Oracle FLEXCUBE Enterprise Limits and Collateral Management Release 12 1 Part No E59502 01 December 2014 Limits Review User Guide December 2014 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East Mumbai Maharashtra 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2007 2014 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or inten
9. Outcome mo Decision Select the decision from the adjoining drop down list The options available are e Status Quo This option is selected as the decision if the credit user is satisfied with the limit performance and there are no changes proposed to existing limit arrangements e Renew Select this option to renew the limit if the same is nearing expiry e Freeze Select this option if there are any issues with the limit performance Once this option is chosen the system blocks the entire limit e Terminate Select this option to cancel he limit facility You can terminate a limit if there are an covenant breach irregularities like frequent excess utilization irregular payments etc e Additional Information Select this option if you require additional information 2 15 ORACLE e Additional Collateral Select this option if you require an additional collateral Additional collateral can be opted when there is a possibility of existing collateral erosion The financial institution thus requires an additional collateral for security e Limit Revision Select this option if you want to revise the limit Reason Specify the reason for the decision New Expiry Date Specify the new expiry date for the limit New Expiry date is mandatory if Renew option is selected Revised Limit Amount Specify the revised limit amount Additional Information Required Check this box if additional information is required Additional
10. ant to a facility In the first section the chapter briefs on the stages involved The next section talks about the steps involved in detail Stages in Limits Review The limit review process involves various stages to perform different tasks At every stage the users with requisite rights need to fetch the relevant transactions from their task lists and act upon them Appropriate web services will be called in at certain stages to complete the transaction Stages Mandatory Optional Description Exceptional Initiation Mandatory Limit review process can be initiated in three ways Directly launching the initiation screen through BPEL ORDLRWIN and BPMN ORDLMRIN models By an automated alert system avail able in ELCM upon which the limits for review will be made available in Limits Review screen or the user can visit Tasks tab and click the Limit Review Process under Origination You can also process a limit review through OBIEE During the initiation stage you can upload the related documents received from customers and external informa tion agents At this stage system also allows you to revalue the collateral details submitted e ORACLE Stages Mandatory Optional Exceptional Description External Credit Rating Optional During the initial stage you can initiate external credit rating to get the credit rating of the customer through external agencies
11. ded for use in any inherently dangerous applications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and service
12. f any Ratio Upload Check this box if you require ratio upload Upload Click Upload button to open the Document Upload sub screen The Document Upload sub screen is displayed below REITER Upload Document Path Browse In the Document Upload sub screen specify the corresponding document path and click the Submit button Once the document is uploaded through the upload button the system displays the document reference number View Click View to view the document uploaded is ORACLE Advices Click Advices tab in Documents screen to view advice details Documents Application Number 2 Application Category CAMAPP 10f1 Go El RepotName Template Format Attribute Locale View Report Name The system displays the report name Template The system displays the template View Click View to view the document Checklist Click Checklist tab in Documents screen to view checklist details Documents Application Number Application Category CAMAPP 10tf1 Go CheckListitem Mandatory Verified Comments Checklist Item The system displays the checklist details Mandatory This field is updated based on the maintenances in Documents sub screen Verified Check this box to indicate whether the documents are verified Comments Specify comments if any ze ORACLE 2 5 5 External Rating Click External Rating to
13. fied RM Relationship Manager Organization This manual is organized as follows Preface gives information on the intended audience It also lists the various Chapter 1 chapters covered in this User Manual Chapter 2 Reviewing Limits describes about the stages in a limit review process 1 1 ORACLE 1 6 1 7 Chapter 3 Function ID Glossary has alphabetical listing of Function Screen ID s used in the module with page references for quick navigation Related Documents The Procedures User Manual The Enterprise Limits and Collateral Management User Manual The Products User Manual The Credit Appraisal Management User Manual Glossary of Icons This User Manual may refer to all or some of the following icons Icons Function bd Exit E Add row Delete row ag Option List Tg ORACLE 2 1 2 2 2 Reviewing Limits Introduction Limit refers to credit limit which is the maximum amount of credit that a financial institution offers to its customer These credit limits are determined based on the information provided by the customer in the application A limit is reviewed under following circumstances e periodical review e fan existing customer s facility is about to expire e if freezing or termination of any limit is breached e if there is an increase or decrease of limit amount e if there is an addition of collateral or coven
14. frequency from the adjoining drop down list The options available are e Monthly e Quarterly e Half Yearly e Yearly Revolving Line Check this box to indicate that the limit is a revolving line Funded Check this box to indicate that the limit is funded External Rating Required Check this box if external review is required as part of limit review process Decision Tab Click Decision tab to provide the officers decision on the limit review Limit Review Initiation H Save Hold Application Number LimitReview2016 Ie Channel p3 Priority Low Application Category rs o Channel Reference No P User Reference O00LMRW1433501t A Application Branch 000 Application Date 01 DEC 2014 External Source Application Status Initiation y S n External Source Ref No Limit Details BESANI Stage Remarks Decision Reason Reviewer Remarks New Expiry Date Revised Limit Amount JAdditional Information Required Additional Collateral Amount Required JCreate RM Reminder Reminder Frequency v Reminder Text Renewal Letter AnproverRemarks Termination Letter Additional Information Letter Addional Collateral Letter Limit Freeze Letter Customer Response Reason for Change in Decision Limit Revision Letter Documents LimitReviewHistory Collateral and Covenant Exposure Analysis External Rating Prev Remarks Remarks Audit
15. ion Average Excess Utilization Pending Days Largest Excess Utilization Country Country Country Exposure ORACLE 2 6 e Currency e Head Room Limit Industry e Industry Code e Industry Exposure e Currency e Head Room Limit Sector e Security Code e Sector Exposure e Currency e Head Room Limit Processing the Limit Review through OBIEE The limit review can be processed through OBIEE from Credit Desktop screen You can access all the credit details from this screen You can invoke this screen by typing GEDSKTOP in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button X Cust ID Select Vah e v Cust Name Select Value v Cust Additional Info Unique Identifier Select Value v Unique Identifier Value comments collateral Code Select Value v JOverdrawn Lines Expiry Date Between D amp Exposure Type Select Value x Exposure Name Select Vaie x J Advanced Search Liability Details Main Main Next Cust ID Customer Liab No Line Line Liab Line Counterparty Sanctioned Headroom Sanctioned Expiry Utilized Total Available Blocked Revolving Fuaded Review Action T d Name Code Currency Appetite Limit Date Date Today Utilized Amount Line Del ld Code Due Dt 1129000002522 Gautam 000002522 RELIANCE GEP 550 000 0 12 01 2014 0 0 545 800 o y N 1201 2015 Revew N Thapar _ 1119 000002512 Shiv Nada 000002512 INE 01 GaP I I
16. m users to initiate a facility review Requestreceivedfrom ICD Automate alert framework forinitiate the facility review ADDITIONAL INFO CUSTINFO REVIEW Decision as ADDITIONAL Il ADDITIONAL COALLAT FREZE TERMINATE Forfacility closure facility Amendment a ORACLE 2 4 Process Matrix Limit review can be processed through BPEL and BPMN business models The process matrix given below lists out the different stages function IDs condition to move to next stage target stage and remarks for each condition SI N 0 Source Stage Function ID Outcome Target Stage Remarks 1 Initiation ORDLRWIN ORDLMRIN PROCEED Credit Review and Deci sion External Rating If the out come is PROCEED and the task is saved then the sys tem vali dates mandatory fields and proceeds to next stage REJECTED Termina tion If the out come is REJECTED the task will go to termi nation stage External Rating ORDLMREC PROCEED Credit Review and Deci sion If the exter nal rating is fetched by an interface then the sys tem auto matically moves to Credit Review and Decision stage If the exter nal rating is manually entered then the user should select the outcome as PROCEED and save the task to move to the next stage 2 4 ORACLE SI N Source Stage Function ID Outcome Target S
17. ng with Cus tomer stage PROCEED Handoffto If the out ELCM come of the stage is PROCEED and the deci sion is Sta tus Quo then the task is saved and moved to Handoff to ELCM stage Decision Sta tus Quo PROCEED Handoffto If the out ELCM come of the stage is PROCEED and the deci sion is Renewal then the task is saved and moved to Handoff to ELCM stage Decision Renewal i ORACLE SI N Source Stage Function ID Outcome Target Stage Remarks PROCEED Decision Revi sion Handoff to ELCM If the out come of the stage is PROCEED and the deci sion is Revi sion then the task is saved and moved to Handoff to ELCM stage Pending with Cus tomer ORDLMRPC REVIEW Credit Review and Deci sion Based on the customer response submission of additional docs and additional collaterals the outcome of this stage is selected as REVIEW and the task will be moved to Credit Review and Decision stage Handoff to ELCM At this stage the system will handoff the limit details including the changes to be made to ELCM sys tem ORDLMRMR Exceptions like unavailability of ELCM services or error while hand ing off the details Handoff Retry For any exceptions the task will be moved to Handoff Retry stage ORACLE 2 9
18. ppetite Sanctioned Limit Headroom Sanctioned Date Expiry Date Utilized Today Total Utilized Available Blocked Amount Revolving Line Secured Committed Funded Next Review Due Date Action Exceptions Warnings 2 25 ORACLE 2 7 Click Review under Action to review the limit associated with each liability ID The system displays the following screen on invoking the review action 8 Invoke Action on Enter the values for action parameters and execute ALEX OEN Execute Cancel Alert Desc Specify the alert description to execute the action The system executes the review only if the limit review is incomplete or if the limit is newly initiated The system suspends the limit review if the review request raised by OBIEE is based on the duplicate details Select the Report Type as Limit and Collateral Details to default the limit and collateral details of selected line or liability ID For more information on Credit Desktop refer Credit Desktop chapter in Enterprise Limits and Collateral Management user manual Processing the Limit Review through ELCM You can trigger a limit review through an automated alert mechanism The system provides limit review alerts on the dashboard You can invoke this screen by typing ITSALEDB in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Branch 902 Date 2014 11 12 Session Time
19. pprover Notes You can view the following details in this screen e Application Number e Application Category e Liability Number e Line Branch e Line Code e Line Serial e Review History e Last Review Date e Alert Code e Alert Description e Reviewer e Approver e Reviewer Notes e Approver Notes e Next Review Date e Review Decision 2 5 7 Collateral and Covenant Details Click Collateral and Covenant to view collateral and covenant details that are linked to the limit ORACLE Limit Collateral and Covenant Details Application Number LimitReview2016 Application Category Liability Number Collateral Details E Collateral Code 10f1 Branch CurrencyCode Type value Contribution Line Branch 000 Utilization Percentage Line Code Line Serial 1 LastRevaluation Date Charge Type Pool Details Shared Revalut a Limit Covenant Details 1 Of 1 E Covenant Name Description Mandatory Frequency Period StartDate Grace Days Revaluation Date Notice Days Covenant Reference Number J Additional Limit Covenant Details 10f1 Covenant Name Description Mandatory Frequency Period Start Date Grace Days Revaluation Date Notice Days Covenant Reference Numbei The system displays the following details based on the maintenances in Facilities
20. ral Approval If the out come of this stage is PROCEED and the deci sion is Addi tional Collateral then the task will be moved to next stage once all the mandatory fields are specified in the screen 2 6 ORACLE SI N Source Function ID Outcome Target Remarks 0 Stage Stage PROCEED Approval Ifthe out come of this stage is PROCEED and the deci sion is Revi sion then the task will be moved to next stage once all the mandatory fields are specified in the screen Decision Revi sion RETURN Termina If the out tion of come of the Task stage is RETURN and the task is saved then the task will be moved to termination stage ADDITIONAL Initiation If the out INFO come of the stage is ADDI TIONAL INFO and the task is saved then the task will be moved to initiation stage REJECTED Termina If the out tion of come of the task stage is REJECTED and the task is saved then the task will be moved to termination stage at ORACLE SI N Source Function ID Outcome Target Remarks 0 Stage Stage 4 Approval ORDLMRAP ADDITIONAL Credit Ifthe out INFO Review come of the and Deci stage is sion ADDI TIONAL INFO the system will move the task back to Credit Review be moved to termination stage PROCEED Hand off If the out to ELCM come of the stage is PROCEED and the deci sion is Free
21. s Oracle Corporation and its affiliates will not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services Contents 1 Preface Pc 1 1 1 1 Introduction o d e P t RP ed tem pb Ge e Re o est s PUE 1 1 1 2 Aldience 22 22H Lt ue ta p DEO ER ea A ER ads 1 1 1 3 Documentation Accessibility essen eene 1 1 1 4 Acronyms and Abbreviations eene 1 1 1 9 Organizationx s ode ie o e Ert ierkes E T teases aaa todas 1 1 1 6 Related Documents iach xit ni ede edant 1 2 1 7 Glossary or 16ons coe eene Mem de RE ei iet 1 2 22 Reviewing Limits een 2 1 2 1 Introducti n ue etit Re be OI UG ER ns 2 1 2 22 Stages in Limits Review aiora a aa EE A AGE ROS 2 1 2 3 j Process Flow Dlagrat ieor ine ret EEA ERR 2 3 2 4 jProcess Ma sa oot oir REUS I ciate lie 2 4 2 5 Processing Limit Review seeessisssseseeieesee enne A e iE EEA 2 12 20 1 Limit Details Tab apuda airiai eissor a dee eat eb aue e de Pe 2 14 25 2 Decision Tab nennen 2 15 2 9 3 Stage Remarksa iie ctio 2 17 2 54 Maintaining Document Details sss 2 17 2 09 07 Extena Rating i a c E ERE EHE dt 2 20 2 5 6 Viewing Limit Review History esses 2 21 2 5 7 Collateral and Covenant Details ssssss enn 2 21 2 5 8 Exposure Analysis sides te n et een ae e nene ERR e ERAN 2 23 2 6 Processing the Limi
22. t Review through OBIEE sse 2 24 2 Processing the Limit Review through ELCOM ssesseen nn 2 26 3 Function ID Glossary RE 3 1 1 1 1 2 1 3 1 4 1 5 1 Preface Introduction A limit is reviewed when it is about to expire or has to be renewed This manual is designed to help you maintain and process Limit Review in Oracle FLEXCUBE It also assists you in handling all the necessary activities in the life cycle of limit review process Audience This manual is intended for the following Users User Roles Role Function Back office data entry clerk Input functions for funds Back office managers Authorization functions officers Product Managers Product definition and authorization End of day operators Processing during end of day beginning of day Documentation Accessibility For information about Oracle s commitment to accessibility visit the Oracle Accessibility Program website at http www oracle com pls topic lookup ctx acc amp id docacc Acronyms and Abbreviations The following are some of the acronyms and abbreviations you are likely to find in the manual FCUBS Oracle FLEXCUBE Universal Banking Solution ELCM Enterprise Limits and Collateral Management CAM Credit Appraisal Management OBIEE Oracle Business Intelligence Enterprise Edition System Oracle FLEXCUBE system unless otherwise speci
23. t stage of the task The system displays the message as Acquire Successful on successful acquisition of the task Click Ok to proceed to the next stage To select the acquired task for the next stage select Acquired under Standard option in the Task menu All the tasks that have been successfully acquired are displayed in the right side of the screen Search for your workflow reference number and click the Workflow Ref No to open the required screen Processing Limit Review If you have the required access rights you can enter details for a new customer in the Limit Review Initiation screen In BPEL business model you can invoke the initiation screen by typing ORDLRWIN in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button To invoke initiation screen through BPMN model type ORDLMRIN in the field at the top right corner of the Application tool bar and click the adjoining arrow button Apart from the initiation stage screen rest of the stages remains same for both BPEL and BPMN ale ORACLE You can review revaluate decide and approve the credit limit of a customer using Limit Review screen Limit Review Initiation H save lt i Hold Application Number LimitReview2016 Application Category Application Branch 000 Application Date 01 DEC 2014 muele Decision Stage Remarks 27 Liability Number aZ Cus
24. tage Remarks Credit Review and Deci sion ORDLMRCR PROCEED Decision Renewal Approval If the out come of this stage is PROCEED and the deci sion is Renewal then the task will be moved to next stage after validat ing the Next Renewal Date PROCEED Decision Status Quo Approval If the out come of this stage is PROCEED and the deci sion is Sta tus Quo then the task will be moved to next stage once all the mandatory fields are specified in the screen PROCEED Decision Freeze Approval If the out come of this stage is PROCEED and the deci sion is Freeze then the task will be moved to next stage once all the mandatory fields are specified in the screen 2 5 ORACLE SI N Source Stage Function ID Outcome Target Stage Remarks PROCEED Decision Termi nate Approval If the out come of this stage is PROCEED and the deci sion is Ter minate then the task will be moved to next stage once all the mandatory fields are specified in the screen PROCEED Decision Addi tional Info Approval If the out come of this stage is PROCEED and the deci sion is Addi tional Info then the task will be moved to next stage once all the mandatory fields are specified in the screen PROCEED Decision Addi tional Collate
25. tomer Number a Customer Name Line Branch 000 az Line Code e i Channel Channel Reference No External Source External Source Ref No Alert Code Description Main Line Code Limit Currency Sanctioned Amount Total Utilization Priority User Reference Application Status Limit Basis Limit Collateral Sanctioned Date Expiry Date Next Review Date Low x 000LMRW14335011 Initiation Review Frequency O H Blocked Amount Revolving Line Collateral Amount Funded CExternat Rating Required LineSerial 1 Fetch Limits Documents LimitReviewHistory Collateral and Covenant Exposure Analysis External Rating Prev Remarks Remarks Audit Outcome mo Application Number The system displays the application number Application Category Select the application category from the adjoining option list Application Branch The system displays the application branch Application Date The system displays application date Channel Select the channel from the adjoining option list Channel Reference No The system displays the channel reference number External Source Select the external source from the adjoining option list External Source Reference No The system displays the external source reference number Priority Select the priority from the adjoining drop down list The options available are e Low e Medium e High User Reference The system displa
26. view external credit rating agency s rating details L External Rating Application Number LimitReview2016 Application Category Liability Number Customer No External Credit Rating 1 Of 1 Go Reference Id Credit Agency Liability Score Recommended Request Status Not Recommended Not Required Line Branch 000 Line Code Line Serial Customer Name m Credit Rating History 1 Of 1 Credit Rating From Credit Rating To Agency Name Date Of Migration il The system displays the following details based on the maintenances in Facilities Maintenances GEDFACLT screen External Credit Rating Reference ID Credit Agency Liability Score Recommended Request Status Credit Rating History Credit Rating From Credit Rating To Agency Name Date of Migration Remarks 2 20 ORACLE 2 5 6 Viewing Limit Review History Click Limit Review History to know about the history of previous limit review process These details helps the credit manager to assess when and why limit review was triggered in the past Review History Application Number LimitReview2016 Application Category Liability Number Review History 1 Of 1 3 A LastReviewDate AlertCode Alert Description Reviewer Approver Line Branch 000 Line Code Line Serial Reviewer Notes A
27. ys the user reference number alis ORACLE 2 5 1 Application Status The status of the application is displayed here Limit Details Tab Liability Number Select the liability number from the adjoining option list Customer Number Select the customer number from the adjoining option list Customer Name The system displays the name of the customer Line Branch Select the line branch from the adjoining option list Line Code Select the line code from the adjoining option list Line Serial The system displays the line serial number Click Fetch Limits to fetch the limit details Alert Code Select the alert code from the adjoining option list Description The system displays the alert description Main Line Code The system displays the main line code Limit Currency The currency of the limit is displayed here Sanctioned Amount The system displays the sanctioned limit amount Total Utilization The system displays the total utilization limit Blocked Amount The system displays the total blocked amount for the limit Collateral Amount The system displays the collateral amount Limit Basis The system displays the limit basis Sanctioned Date The system displays the date when limit was sanctioned Expiry Date The system displays the limit expiry date as ORACLE 2 5 2 Next Review Date The system displays the next review date of the limit Review Frequency Select the limit review
28. ze then the task is saved and moved to Hand off to ELCM stage Decision Freeze PROCEED Hand off If the out to ELCM come of the stage is PROCEED and the deci sion is Ter minate then the task is saved and moved to Hand off to ELCM stage Decision Termi nate es ORACLE SI N Source Stage Function ID Outcome Target Stage Remarks CUST INFO Decision Freeze Pending with Cus tomer If the out come of the stage is CUST_INFO and the deci sion is Freeze then the task is saved and moved to Pending with Cus tomer stage CUST_INFO Decision Termi nate Pending with Cus tomer If the out come of the stage is CUST_INFO and the deci sion is Ter minate then the task is saved and moved to Pending with Cus tomer stage PROCEED Decision Addi tional Info Pending with Cus tomer If the out come of the stage is PROCEED and the deci sion is Addi tional Info then the task is saved and moved to Pending with Cus tomer stage ORACLE SI N Source Function ID Outcome Target Remarks 0 Stage Stage PROCEED Pending Ifthe out Decision Addi with Cus come of the tional Collateral i stage is PROCEED and the deci sion is Addi tional Collateral then the task is saved and moved to Pendi
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