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2014 Guard and Reserve Military Handbook Published by Military

1. Getting Connect d OE EEEE RS After Accessing the Site ace System System ceubhidediaers About ENA About Your myPay Password cece cece ccc eee een EE On Screen Keyboard 2 Limited Access Password Email Address s scatdeuaenaeantabetieeescaunbiieitucetoandiawse ted E condbedeeaued Assistance Customer Support oo ccc ccc cece ence nee nent nent nent nnn ne Eee een Eee aa LES or Pay Statement Display and Delivery eee eenenen eas Statements sense cones Printer Friendly Version ceils Thrift Savings thea da veuniawea Direct DEPOSI cess Savings BONS EAER State TAXES Travel Advice of Savings Deposit Program Non myPay Applications
2. 112 CWT Supported Employment 112 Outpatient Dental Treatment 112 Nursing Home Cate tang eh 113 VA Community Living Centers 113 State Veterans Home Program cccccccscennceenenteeneeeseeseeeceecesteseenaesenenesensvesees 113 Community Nursing Home Program _ 113 Admission EE ETE a E ios 114 Home and Community Based Services 114 Emergency Medical Care in U S Non VA Facilities eeeeeeeenenes 114 Foreign Medical Program ___ 2 114 Online Health Services E E tears 114 Caregiver Programs and Services 115 In Home and Community Based 115 115 Caregiver Education and Training Programs 115 Family Support Services 115 115 Other Benefits 116 Home Loan Guaranty Ea E EEE Eee 116 116 Penods
3. Ee enn En ens Logging into myPay using the On Screen Keyboard without a Mouse Printing and Saving your LES without Using a Mouse Notifications awwarsenssianaceicnneeanenvauanans MyPay MODIS a SmartCard Login 2 Bankruptcy Assistan National Guard and Reservists Debt Relief Act of 2008 3 Basic Allowance for Subsistence eee ce cece cee ce este ee eee BAS Rates E Basic Allowance for Housing BAH Levels and Increases oo keke eee eee Different Types of BAH hhc cece rareti i ce ence ete ee ence eee EEEE ETEA EREE ESEESE R BAH with Dependents and BAH without Dependents teens BAH II Reserve Component Training Non Locality BAH Payment Rates BALD civ saron ERAR Frequently Asked Questions oo cece ete cee cence cece Clothing Initial Issue www militaryhandbooks com 2014 Guard and R
4. Reserve Officers Training Corps ROTC Scholarships Student Loan Repayment Additional Programs and Resources State Education Benefits n nen EE eeri rra Benefits by State US Territory sccssasnsscuaniaccumageanriuewess AMY edema aves Navy and Marine seas Alt Forc EE ESEE E sande 6 Coverage When Not on Active Duty Orders __ 838 Line of Duty Care Notice of Eligibility 20 0 0 ccc cece cence Documenting Eligibility and Getting Care Line of Duty Dental Care ccc cce cece cence ee ence ee ence ee ence ARRAES A Note for Air Force Reservists nee ee ee eee ee ene ene eee ee seen nena eta TRICARE Reserve eee ee eee Eligible Beneficiaries Availability eae EEE
5. Pay OVERVIEW Military Reserve Drill Pay Chart 2014 Proposed Drill Pay Reserve Income Replacement Program Enlistment Bonuses by Branch 0 cece cece eee eee ene nee ee Army Reserve Bonus and Incentive Overview Army Reserve Cash Bonus ERARE NAS Army Reserve Enlistment Bonus os eee eee cee Army Reserve Seasonal Quick Ship Bonus oes eee ce ee ee ee eeeeee eee eeeeeneneeeeeeeaees High School Senior Ship Bonus Army Reserve Prior Service Bonuses Army Reserve Education Bonuses for Prior Education 0 es eeece cence cece eeeeeeeeneeeeues Army Reserve Bonus for Civilian Skills Reserve Chaplain Bonus eee een Eee ea Army Reserve Education Bonuses and Incentive _ Student Loan Repayment Army Reserve GI Bill and Kicker _ Navy Reserve Enlistment Bonus _ eee teens eee How the Navy Reserve Pays Bonuses Navy Reserve Cash Bonuses oo cece
6. Critical Skills BONUS samedi EEA E EE TARAS Non critical Skills Bonus ni Ene EEES E rai Civilian Acquired Skills Program Quick Ship and Off Peak Bonuses ee eaten Student Loan Repayment National Guard Prior Service Bonuses Enlistment Bonus E E OAREN EEEE E EEEE EERE Critical Unit Bonus www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Non Critical Unit Bonus ence ee eee Student Loan Repayment eect erence eee Prior Service Affiliation National Guard Education Incentives The Montgomery GI Bill Selected Reserve oo cece cece cence cent The National Guard College Fund Additional Bonus Information ene ene eee nent ene een eens seen nena es Managing Your Pay myPay System FA QPS bilan ei r Setting up Your Browser
7. 105 Extended 105 Outpatient Cave E A EREB 105 Prescriptions anda bunting 105 Outpatient Visits Not Requiring 5 8388 105 bowtie E 105 HAS HRA A NEEE EEEE erent 105 Private Health Insurance Billing kee cece eee 106 Reimbursement of Travel 106 Once Er E ea Peachy ata sacar E E R E EN RS 106 Reporting EE E E 106 VA Medical Programs a e 106 Veteran Health Registries 106 Gulf War 107 Depleted Uranium Registries _ 107 Agent Orange Registry 107 Tonizing Radiation Registry ence ee nee nent ene 107 Readjustment Counseling ServiceS 107 107 SETVICESOMETED 108 Bereavement Counseling related to Servicemembers 108 Prosthetic and Sensory AidS tee a 108 Non Service Conmected
8. Training Time Service of 90 days but less Service of 1 year Service of 2 years than one year Monthly Rates 659 20 988 80 1 318 40 Accelerated payments Effective Oct 1 2008 REAP began offering advance payments of earned benefits to pay for technical schools and courses Payments will be available for high cost or high tech training leading directly to employment The Veterans Affairs Department will maintain a list of eligible programs Accelerated payments are available only when the up front costs of a course exceed four months of GI Bill benefits Only courses started after Oct 1 will be covered Training Participants may pursue training at a college or university or take technical training at any approved facility Training includes undergraduate graduate or post graduate courses State licensure and certification courses for a certificate or diploma from business technical or vocational schools cooperative training apprenticeship or on the job training correspondence courses independent study programs flight training entrepreneurship training remedial deficiency or refresher courses needed to complete a program of study or preparatory courses for tests required or used for admission to an institution of higher learning or graduate school Accelerated payments for certain high cost programs are authorized effective Jan 28 2008 www militaryhandbooks com 2014 Guard and Reserve Handbook 67 Milit
9. www militaryhandbooks com 2014 Guard and Reserve Handbook 108 Military Handbooks 2014 Guard and Reserve Military Handbook sensitivity in the low mid or high frequency range or a combination of frequency ranges which contribute to a loss of communication ability however hearing aids are to be provided only as needed for the service connected hearing disability Non service connected NSC Veterans are eligible for hearing aids or eyeglasses on the basis of medical need All such Veterans including Medal of Honor recipients who do not have entitling conditions or circumstances and catastrophically disabled Veterans must receive a hearing evaluation by a state licensed audiologist prior to determining eligibility for hearing aids or an appropriate evaluation by an optometrist or ophthalmologist prior to determining eligibility for eyeglasses to establish medical justification for provision of these devices These Veterans must meet the following criteria for eligibility based on medical need a enrolled and receiving a vested level of care from the VA medical facility where they receive their health care and b Have hearing or vision loss that interferes with or restricts communication to the extent that it affects their active participation in the provision of health care services as determined by an audiologist or an eye care practitioner or provider For additional information contact the prosthetic chief or representati
10. Learn more about GI Bill and Army National Guard Kicker benefits Reserve Officers Training Corps ROTC Scholarships ROTC is a college elective that allows you to earn a commission straight out of college as a second lieutenant in the Army This leadership program also provides a way to help hold down the cost of college by offering two three and four year ROTC scholarships as well as monthly allowances for some cadets Scholarships include e wide range of merit based scholarships that pay up to full college tuition e Additional funds to pay for books supplies and other school fees e Tax free stipends up to 500 per month if you qualify All ROTC scholarships require a service commitment Your local recruiter or your school s military science department or can furnish complete details Student Loan Repayment Program SLRP For Soldiers and officers who have an existing student loan obligation at the time of enlistment in the Guard the Student Loan Repayment Program SLRP may pay up to 50 000 for certain jobs with a six or eight year enlistment as a member of a unit In addition current Guard members who extend their enlistment contract for a minimum period of six years are also eligible for this program provided they meet certain requirements including a qualifying score on the Armed Forces Qualifying Test and being in a valid Military Occupational Specialty MOS in a National Guard unit This incentive is also availab
11. Allowances In addition to Unit Training Pay many ways exist to earn additional money in the military reserve This extra money is paid when Reservists choose specific jobs complete special training take on extra responsibilities or if they have previous military service In addition to salary and bonuses the military pays a cost of living allowance for housing meals and uniforms for Reservists while on Active Duty Basic Allowance for Subsistence BAS BAS is meant to offset costs for a member s meals This allowance is based in the historic origins of the military in which the military provided room and board or rations as part of a member s pay This allowance is not intended to offset the costs of meals for family members Because BAS is intended to provide meals for the service member its level is linked to the price of food Therefore each year it is adjusted based upon the increase of the price of food as measured by the USDA food cost index This is why the increase to BAS will not necessarily be the same percentage as that applied to the increase in the pay table as annual pay raises are linked to the increase of private sector wages The proposed 2014 BAS Basic Allowance for Subsistence rate is 3 4 The proposed increase is the same percentage rate increase since 2012 but each year the actual increase amount has been different In 2012 it was 7 02 and in 2013 it was 1 09 Excerpt from the 2014 Fiscal Year 2014 Budget Pro
12. Army Reserve Soldiers also must agree to remain in the Inactive Reserve for two more years a total obligation of not less than eight years Army Reserve seasonal quick ship bonuses There is a 5 000 quick ship bonus for those who enlist for a job with a primary vacancy and agree to report for training within 30 days of enlistment This bonus is for applicants without prior service and may be combined with other enlistment incentives High School Senior Ship Bonus 1 000 Bonus If you are a high school senior who has already contracted or plan to join the Army Reserve for a standard six year enlistment and agree to report for training by a set date you can receive an additional 1 000 cash enlistment bonus provided you complete high school and receive your diploma This bonus may be combined with other enlistment incentives up to the maximum 20 000 bonus combination depending on their reservation dates The high school senior bonus will be paid in conjunction with any other non prior service enlistment bonuses for which the recruit qualifies 50 percent upon completion of initial entry training and the remainder paid on the second and fourth anniversaries of the enlistment contract Army Reserve Prior Service Bonuses If you have prior military service and meet the qualifications you may be eligible for a bonus of 15 000 for a six year enlistment or 7 500 for a three year enlistment Army Reserve Education Bonuses for Prior Education
13. LES or Pay Statement display and delivery 44 May I view and print my Leave and Earning Statement LES or Pay Statement online www militaryhandbooks com All Active Reserve Military and Civilians You can view and print your Leave and Earnings Statement LES on line You may access your LES from the Main Menu by clicking on the Leave and Earnings Statement LES option If you have trouble reading the graphic version of your LES you can click on the Text Version link The text version of your LES lists all your LES pay data items in a single column Your LESs will remain available for a temporary period of time after your separation For Non Appropriated Fund employees Your last 26 LESs will remain available until they have cycled off through normal monthly updates For Army Navy and Air Force Active Your last 12 LESs will remain available until they have cycled off through normal monthly updates or you have separated from military service For Army Navy and Air Force Reserve Your LESs for the last 13 months will remain available until they have cycled off through normal monthly updates For Marines Active and Reserve Your last 12 LESs will remain available until they have cycled off through normal monthly updates For Civilians Your last 26 LESs will remain available until they have cycled off through normal pay 2014 Guard and Reserve Handbook 34 Military Handbooks 2014 Guard and Reserve Military Hand
14. Vietnam War 1 active duty after Aug 4 1964 and prior to May 8 1975 2 discharge under other than dishonorable conditions and 3 90 days total service unless discharged early for a service connected disability For Veterans who served in the Republic of Vietnam the beginning date is Feb 28 1961 Post Vietnam period 1 active duty after May 7 1975 and prior to Aug 2 1990 2 active duty for 181 continuous days all of which occurred after May 7 1975 and 3 discharge under conditions other than dishonorable or early discharge for service connected disability 24 Month Rule If service was between Sept 8 1980 Oct 16 1981 for officers and Aug 1 1990 Veterans must generally complete 24 months of continuous active duty service or the full period at least 181 days for which they were called or ordered to active duty and be discharged under conditions other than dishonorable Exceptions are allowed if the Veteran completed at least 181 days of active duty service but was discharged earlier than 24 months for 1 hardship 2 the convenience of the government 3 reduction in force 4 certain medical conditions or 5 service connected disability Gulf War Veterans of the Gulf War era Aug 2 1990 to a date to be determined must generally complete 24 months of continuous active duty service or the full period at least 90 days for which they were called to active duty and be discharged under other than dis
15. they make application within one year of its expiration Marine Corps Reserve Education Reenlistment Incentive The Marine Corps GI Bill Kicker can give you educational assistance payments of 350 per month for up to 36 months of full time education in addition to your current MGIB payments The payments are authorized in www militaryhandbooks com 2014 Guard and Reserve Handbook 18 Military Handbooks 2014 Guard and Reserve Military Handbook conjunction with either the Active Duty Montgomery GI Bill ADMGIB or use with the Selected Reserve Montgomery G I Bill SRMGIB Payments may be pro rated for less than full time college enrollment Air National Guard Bonus and Incentive Overview The Air National Guard offers many incentives for joining these include several types of cash signing bonuses and education incentives If you qualify for more than one bonus the National Guard may combine them to pay a combined bonus which is not to exceed 20 000 Most cash enlistment incentives may also be combined with either the Guard s Loan Repayment Program or National Guard College Fund but not both Air National Guard Cash Bonuses Currently enlistees may be eligible for a 15 000 cash signing bonus for select careers This bonus is paid in a lump sum upon completion of your Initial Active Duty Training ADT Your local recruiter can let you know what career fields jobs are offered a bonus at their unit Air National Guard Education
16. 10 Housing allowances typically change accordingly I still have some out of pocket expenses Yes that will be true for one half of the members at a location but the other half will have out of pocket expenses that are less This is what is meant by median For a given individual actual out of pocket expense is higher or lower based on the actual housing choice For example if a member lives in a 3 bedroom townhouse with lease and utilities that cost 1 200 and the median cost for that dwelling in the area is 1 100 that member has out of pocket expenses that are 100 more than the typical out of pocket expense for that grade The opposite is true for an individual who chooses to occupy a less expensive residence Only for the member whose housing costs are exactly at the median will out of pocket expenses be the same for a given pay grade and dependency status in any location in the United States The BAH for my grade doesn t begin to cover my mortgage payment BAH is based on rental data Homeowners monthly mortgage payments are not used in the computation because the monthly cash outlays of homeowners are not a good indicator of the economic costs of home ownership The variables needed to compute this include such difficult to measure factors as the expected appreciation in the value of the residence the amount of down payment the opportunity costs of interest from down payments settlement costs and the tax savings due to the interest
17. 617 62 840 31 980 87 1 156 76 Over 24 years 487 37 617 62 840 31 980 87 1 156 76 Over 26 years 487 37 617 62 840 31 980 87 1 156 76 Note The following military pay scale is applicable to O 1 to O 3 with at least 4 years and 1 day of active duty or more than 1 460 points as a warrant and or enlisted member See Department of Defense Financial Management Regulation for more detailed explanation on who is eligible for this special basic pay rate www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook O 1E O 2E O 3E Over 4 years 487 37 605 17 689 03 Over 6 years 520 45 617 62 722 02 Over 8 years 539 72 637 30 758 26 Over 10 years 559 40 670 50 781 72 Over 12 years 578 71 696 13 820 22 Over 14 years 605 17 715 24 852 72 Over 16 years 605 17 715 24 871 37 Over 18 years 605 17 715 24 896 80 Over 20 years 605 17 715 24 896 80 Over 22 years 605 17 715 24 896 80 6 7 8 9 10 2 years or less 816 72 1 101 91 1 326 16 Over 2 years 897 29 1 153 14 1 369 59 Over 3 years 956 13 1 176 81 1 398 43 Over 4 years 956 13 1 195 63 1 406 48 Over 6 years 959 79 1 229 73 1 442 48 Over 8
18. Because uniform requirements are different for each service as well as for men and women payments vary by service and gender The value of a new service member s initial clothing issue ranges from 1 371 22 for a male Coast Guardsman to 1 921 22 for a female sailor CLOTHING REPLACEMENT www militaryhandbooks com 2014 Guard and Reserve Handbook 58 Military Handbooks 2014 Guard and Reserve Military Handbook Following the initial issue of uniforms enlisted members receive an annual allowance to replace worn out uniform items and insignia Basic allowance This is paid for the first three years of service and varies by branch and gender The Air Force s basic clothing replacement allowance is 230 40 for men and 262 80 for women The Army pays 309 60 to men and 345 60 to women the Marine Corps pays 410 40 to men and 414 00 to women the Navy pays 338 40 to both men and women and the Coast Guard pays 343 99 to men and 351 53 to women At the end of their first year of active duty enlisted personnel get only half the yearly allowance because it is assumed they do not need to replace any clothing in their first six months of service Standard allowance After enlisted members finish three years of active duty they begin receiving the standard clothing allowance which is higher than the basic allowance Again rates vary by service and gender The Air Force pays 331 20 to men and 374 40 to women the Army pays 440 86 to
19. If you are non prior service applicant and hold a college degree you can earn the following bonuses for enlisting in a priority A Bachelors degree you can earn 4 000 for a three or six year enlistment An Associate or two year degree can earn you 3 000 60 or more college semester hours can qualify you for a 2 000 bonus 30 to 59 college semester hours can earn you a 1 000 bonus Army Reserve Bonus for Civilian Skills Qualified applicants who already have civilian skills that the Army Reserve needs and enlist for three or more years may be eligible for a 5 000 bonus www militaryhandbooks com 2014 Guard and Reserve Handbook 16 Military Handbooks 2014 Guard and Reserve Military Handbook Reserve Chaplain Bonus Individuals who enter the Army Reserve to serve six years as a Reserve Troop Program Unit Chaplain may be eligible for a bonus of up to 6 000 The bonus is payable in a lump sum following the completion of the Chaplain Officer Basic Course which must be completed within 36 months of commissioning Army Reserve Education Bonuses and Incentives The Army Reserve offers several education related incentives including the following e Student Loan Repayment up to 65 000 to repay student debt e Army Reserve College Fund up to 71 000 when combined with the Montgomery GI Bill Note Most cash enlistment incentives may also be combined with either the Army Reserve s Loan Repayment Program or the Army Reserve C
20. The longer an individual stays on active duty the higher the multiplier and the higher the retirement pay up to the maximum of 75 percent This multiplier is applied against the average basic pay for the highest 36 months of the individual s career This typically though not always equals the average basic pay for the final three years of service Also remember only basic pay is used in retirement calculations in all retirement system options Allowances and special pays do not affect retired pay Compute your retired pay using the same formula as the Final Pay system above except you use the average basic pay for your three highest paid years 36 months rather than final basic pay Under the High 36 system you get 50 for 20 years of service up to maximum of 100 for 40 years Note Recent changes now allow retirement pay to reach up to 100 percent of the basic monthly pay for those who serve 40 years CSB REDUX Retirement System The Military Reform Act of 1986 created the REDUX retirement system and it applied to all members who joined on or after August 1 1986 The National Defense Authorization Act NDAA for FY2000 amended this system The NDAA made two major changes 1 it allows those in this group to choose between the High 3 retirement system and the REDUX retirement system and 2 it added a 30 000 Career Status Bonus as part of the REDUX retirement system The CSB REDUX retirement system applies to those who entered Servic
21. e DFAS MyPay Account e DoD Self Service Logon DS Logon Premium Level 2 account The DS Logon Premium Level 2 account is given to a user who has registered using their CAC DFAS myPay Login ID or has a DS Logon Basic Account Click here to sign up or view information regarding a DS Logon If you do not qualify you will not be able to complete or print the form Please contact your National Guard or Reserve personnel office for assistance If you experience a technical problem call 1 800 477 8227 for assistance Coverage When Activated www militaryhandbooks com 2014 Guard and Reserve Handbook 81 Military Handbooks 2014 Guard and Reserve Military Handbook When activated on federal orders you become entitled to the same military benefits as active duty service members Once activated TRICARE is the only health benefit you will use Depending on where you are stationed you will enroll in one of the following TRICARE Prime options e TRICARE Prime Available in the 50 United States in areas near military treatment facilities MTFs known as Prime Service Areas e TRICARE Prime Remote Available the 50 United States in designated remote locations away from MTFs e TRICARE Prime Overseas Available in overseas locations including U S Territories near MTFs e TRICARE Prime Remote Overseas Available in remote overseas locations While you re automatically covered by one of these options you must enroll by completing an
22. each time you log on is that others are deterred from learning your Password When Java Script is enabled each time you arrive at myPay and enter your Login ID you will be presented with the option to use the On Screen Keyboard to enter your Password You ll use your mouse with the On Screen Keyboard to enter the characters contained in your Password To log in to myPay using the On Screen Keyboard with a mouse 1 Type your Login ID under Account Access on the myPay Home Page and click on On Screen Keyboard hyperlink 2 Next click on the appropriate numbers letters and special characters of your Password using the On Screen Keyboard Your Password will be masked in the text box When you have finished click the Accept Submit button Remember to select the Uppercase Lowercase button when appropriate 3 If you enter an incorrect number letter or special character using the On Screen Keyboard click on the On Screen Keyboard Backspace button to erase the last position entered If you want to clear all the numbers letters special characters that you have entered click on the Clear button on the On Screen Keyboard You can also tab to the On Screen Keyboard Backspace button Clear or UPPERCASE lowercase button and select the button by pressing the space bar If the On Screen Keyboard is not visible on the home page please try the following steps Go to the Internet Browser Tool Bar Select TOOLS Click on INTERNET OPTIONS
23. may become eligible for retired pay at age 60 Note A law passed in early 2008 allows Reserve and Guard members with 20 or more years to begin drawing retirement benefits before age 60 if they deploy for war or national emergency For every 90 consecutive days spent mobilized members of the Guard and reserve will see their start date for annuities reduced by three months But this law only applies for deployment time served after Jan 28 2008 A qualifying year under this system is a year in which the service member earns at least 50 retirement points during their retirement year Inactive point credit is earned for inactive duty training Reserve membership equivalent instruction and correspondence courses By law members may receive credit for up to 60 inactive points for retirement years that ended before September 23 1996 up to 75 inactive points for retirement years ending on or after September 23 1996 and before October 30 2000 and up to 90 points in the retirement year that includes October 30 2000 and in any subsequent year of service Points from these sources may be added to points earned from active duty and active duty for training for a maximum total of 365 or 366 points per retirement year Points are credited on the following basis e One point for each day of active service active duty or active duty for training e 15 points for each year of membership in a Reserve Component Guard and Reserve e One point for each
24. the Caregivers and Veterans Omnibus Health Services Act of 2010 was signed into law Title I of the Act will allow VA to provide unprecedented benefits to eligible Caregivers a parent spouse child step family member extended family member or an individual who lives with the Veteran but is not a family member who support the Veterans who have given so much for this Nation The law distinguishes between Veterans who incurred or aggravated a serious injury in the line of duty on or after Sept 11 2001 post 9 11 Veterans and those Veterans whose injuries were incurred prior to Sept 11 2001 pre 9 11 Veterans The services for this group include Monthly stipend based on the personal care needs of the Veteran Travel lodging and per diem for training Health care insurance through CHAMPVA Mental health services and counseling provided at the VA or contracted service Comprehensive VA Caregiver training Respite care Respite care during training Appropriate care giving instruction and training Home Loan Guaranty National Guard members and Reservists are eligible fora VA home loan if they have completed at least six years of honorable service are mobilized for active duty service for a period of at least 90 days or were discharged because of a service connected disability Reservists who do not qualify for VA housing loan benefits may be eligible for loans on favorable terms insured by the Federal Housing Administration FHA part
25. the new spouse must agree to provide coverage to the former spouse if such action is voluntary on the part of the soldier Children The child of the deceased soldier is eligible for coverage when he she is e Single and under the age of 18 or e Between the age ages of 18 and 22 and enrolled ina full time course of study or training in a recognized education institution or e Incapable of self support due to mental or physical disability that existed before the child s 18th birthday or was incurred before age 22 while the child was engaged in a full time course of study or training Child includes a member s natural child through a current or former marriage an adopted child a stepchild grandchild or foster child Children other than natural must be shown by means of court legal documents to be a dependent of the soldier Insurable Interest A person who has a logical and or lawful reason to expect financial benefit from the continued life of the soldier is considered to be an insurable interest The expectation is founded on the relationship between the parties financial blood marriage or mutual affection Examples of blood or marriage interests are stepparents grandparents half brothers and sisters cousins nephews and nieces An unmarried soldier may at the time of election choose to designate an Insurable Interest as the annuitant Coverage Options Option A The soldier elects not to participate in the RCSBP The sol
26. 000 Career Status Bonus To receive this bonus the member must agree to complete a twenty year active duty career with length of service retired pay under the 1986 Military Retirement Reform Act 1986 MRRA or REDUX Continuation beyond twenty years is possible subject to Service personnel management actions However the member s commitment with the CSB is only to the 20 year point The entire 30 000 bonus or first installment payment for those electing a multi year payment option is paid shortly after the member makes the CSB REDUX election and commits to the 20 years of service obligation Exact mechanics should be provided by your Service near the point you have 14 and 1 2 years of service If the member doesn t complete the obligation of the twenty year career the member must repay a pro rated share of the bonus Defense Authorization Act Change in Retirement Pay President Barack Obama signed the 2012 National Defense Authorization Act on 31 December 2011 This bill increases active duty and reserve pay by 1 6 percent and governs Defense Department DoD activities from procurement to military personnel policy The 2008 Defense Authorization Act made a significant and long sought change in retirement pay eligibility for reserve component members Reservists can begin drawing retirement pay three months earlier than age 60 for every 90 days of active duty under certain mobilization authorities in support of a contingency operation down
27. 109 Home Improvement and Structural Alterations 109 Special Eligibility Programs cence n tence denne EEE EE EEE EEE 109 Special Eligibility for Children with Spina Bifida 109 Special Eligibility for Veterans Participating in Vocational Rehabilitation 109 Limitations on Benefits Available to Veterans outside the US 109 Services for Blind and Visually Impaired Veterans 109 Mental Health Care Treatment 110 Veterans Crisis Line nE EE Ri 110 Chat Feature boas ean E A E 111 EE EES 111 ACCESS 111 Make the Connection 111 Coaching Into Cave sesrispoere pires civveracveciaacsactacaasnaass seaaqaeeetsanbeenseccswasedanaseneseenes 111 Mental Health Residential Rehab Treatment 111 111 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Work Restoration Programs 111 Incentive Therapy IEEE NEEE EE EEEE aa 111 Compensated Work Therapy Sheltered Workshop oe eee 112 CWT Transitional Work CWT TW
28. 49 Over 22 years 491 64 604 30 682 04 786 07 Over 24 years 491 64 615 81 698 23 817 26 Over 26 years 491 64 659 57 738 12 864 92 Over 28 years 491 64 659 57 738 12 864 92 Over 30 years 491 64 659 57 752 96 908 10 Over 32 years 491 64 659 57 752 96 908 10 Over 34 years 491 64 659 57 752 96 953 54 Over 36 years 491 64 659 57 752 96 953 54 Over 38 years 491 64 659 57 752 96 1 001 29 Over 40 years 491 64 659 57 752 96 1 001 29 Reserve Income Replacement Program RIRP The Reserve Income Replacement Program pays eligible National Guard and reserve members mobilized for extended or frequent periods the difference between their monthly civilian pre mobilization income and their current total monthly military compensation RIRP Eligibility To qualify for RIRP service members must e serving on active duty in an involuntary status and have completed 18 continuous months of involuntary active duty or e Have completed 24 cumulative months of involuntary active duty within the last 60 months or e serving on involuntary active duty for a period of 180 days or more that starts within six months of separation from a previous period on involuntary active duty for at least 180 days Program payments are not automatic Guard and reserve members must apply for the RIRP payments thorough their service personnel offices Enlistment Bonuses by Branch Army Reserve Bonus and Incentive Overview The Army Res
29. EE Payments Reserve Educational Assistance Program Increased Educational Benefit Training Rates Accelerated Payments En EEE EEE EEE EEE EEE ES sg chess Period of Eligibility S REAP FAQ orner E Reserve Education Benefits AeneA tials daaie ae 5516 0 EE Army Reserve Voluntary Education Programs ed NEE E ons MGIB Kiker Reserve Education Assistance Program REAP Assistance Assistance Available Through the GI Bil occ cece Pose O T GIBI E Montgomery GI Bill Selected Reserve Educational Assistance Program Advanced Degree Programs een ene nent ence een E Eee
30. National Guard Reserve members who live with TRICARE Prime Remote enrolled sponsors If the activated NGR sponsor is deployed the family member s may stay enrolled as long as they do not move from the location where they lived and qualified at the time of activation e Surviving family members of deceased active duty service members Three years after the sponsor s death TRICARE Prime Remote is no longer available to surviving spouses but children may stay enrolled Availability In designated remote locations in the United States usually more than 50 miles or one hour s drive time from a military treatment facility If you are in a remote overseas location you may be able to enroll in TRICARE Prime Remote Overseas Coverage TRICARE Prime Remote provides comprehensive health coverage including Emergency Care Outpatient Visits Preventive Care wellness exams immunizations etc Hospitalization Maternity Care Mental Behavioral health Prescriptions Enjoy enhanced preventive services and vision benefits when you enroll Getting Care When you enroll you may select a primary care manager PCM from the TRICARE network If a network PCM is not www militaryhandbooks com 2014 Guard and Reserve Handbook 84 Military Handbooks 2014 Guard and Reserve Military Handbook available you may select any TRICARE authorized non network provider as your PCM Your PCM will refer you to a specialist for care he or she cannot provide a
31. OCONUS PDS if the member is not furnished government housing overseas Where can I look up my rates and learn more about Basic Allowance for Housing Go to the BAH Calculator page I looked up the current year BAH amount for my grade and ZIP Code and it s less than I was getting last year Am I going to lose money No BAH rate protection keeps an individual from having a reduction in BAH as long as the individual maintains uninterrupted eligibility see below for BAH This means an individual is authorized the 1 January rate for the individual s grade and location or the housing allowance being paid on 31 December of the previous year whichever is larger Can I ever lose rate protection Three separate circumstances may lead to a change in your status that interrupts your eligibility for the allowance and then only if the published allowance for your grade and location is less than what you are getting now First and most common a decrease will occur when you PCS to a location where the cost of housing is less than your current duty station At the new duty station you will get a lower housing allowance but you should be no worse off because the allowance is driven by the housing costs there Second if you are demoted your housing allowance reverts to the then current published table of allowances for your lower grade Promotions will not lower your housing allowance Third if your dependency status changes from with de
32. PIN using a non myPay application wait 24 hours and then try again You will still be able to log into myPay Web with your Login ID and Password Once logged in you may reset change your PIN First log into myPay using your myPay Login ID and Password then from the myPay main menu under the Personal Setting Page option click on the Change PIN for use on systems other than myPay Web Logging Into myPay Using the On Screen Keyboard Without a Mouse 76 How do I use the On Screen Keyboard without a mouse The On Screen Keyboard is one of many Security features myPay introduced to protect the security and privacy of your data in our system The advantage of using the On Screen Keyboard with keys that display in random order each time you log on is that others with potentially malicious intent are deterred from learning your Password When you arrive at myPay and enter your Login ID you will be presented the option to use the On Screen Keyboard to enter your Password To log in to myPay using the On Screen Keyboard without a mouse 1 Type your Login ID under Account Access on the myPay Home Page and then press the hyperlink for the On Screen Keyboard 2 You must rely on the Tab key and the Space Bar to enter your Password You Cannot use the arrow keys to make selections or move around within the On Screen Keyboard With some assistive software there may also be browser access keys built into the application that can help sp
33. Policies prefixed by RH do not earn dividends Policyholders do not need to apply for dividends but may select from among the following dividend options 1 Cash The dividend is paid directly to the insured either by a mailed check or by direct deposit 2 Paid Up Additional Insurance The dividend is used to purchase additional insurance coverage 3 Credit or Deposit The dividend is held in an account for the policyholder with interest Withdrawals from the account can be made at any time The interest rate may be adjusted each year 4 Net Premium Billing Options These options use the dividend to pay the annual policy premium If the dividend exceeds the premium the policyholder has options to choose how the remainder is used If the dividend is not enough to pay an annual premium the policyholder is billed for the balance 5 Dividend Options Dividends can also be used to repay a loan or pay premiums in advance Other Insurance Information The following information applies to policies issued to World War II Korean and Vietnam era veterans and any Service Disabled Veterans Insurance policies Policies in this group are prefixed by the letters K V RS W J JR JS or RH Reinstating Lapsed Insurance Lapsed term policies may be reinstated within five years from the date of lapse A five year term policy that is not lapsed at the end of the term is automatically renewed for an additional five years Lapsed permanent plans may be reins
34. Quarters and Variable Housing Allowance BAQ VHA to BAH is complete BAH rates did not decrease at any location Beginning in 2006 BAH rates for an area may follow both the increases and decreases of average rental costs but no individual s rate will decrease Different Types of BAH There are several types of BAH to satisfy various housing situations that occur among military members In general the amount of BAH you receive depends on your location pay grade and whether you have dependents Under most circumstances you receive BAH for the location where you are assigned not where you live Additionally you may be entitled to some BAH amounts if you are residing separately from your dependents This occurs in situations involving unaccompanied overseas tours or having a dependent child that resides with a former spouse The rules regarding these situations can become quite complex Consult your Finance Office if you are in one of these situations Each type of BAH is described below BAH With Dependents and BAH Without Dependents A member with permanent duty within the 50 United States who is not furnished government housing is eligible for Basic Allowance for Housing BAH based on the member s dependency status at the permanent duty ZIP Code A member stationed overseas including U S protectorates who is not furnished government housing is eligible for Overseas Housing Allowance OHA based on the member s dependency status If m
35. S National Guard and the Military Reserves Let s look briefly at these twin pillars of American security National Guard The National Guard is the oldest component of the Armed Forces of the United States and one of the nation s longest enduring institutions It traces its history back to the earliest English colonies in North America Responsible for their own defense the colonists drew on English military tradition and organized their able bodied male citizens into militias The National Guard has a unique dual mission that consists of both Federal and State roles The President of the United States can activate the National Guard for participation in federal missions Examples of federal activations include Guard units deployed to Bosnia and Kosovo for stabilization operations and units deployed to the Middle East and other locations in the war on terrorism When federalized the Guard units are commanded by the Combatant Commander of the theater in which they are operating and ultimately to the President The National Guard consists of both Army National Guard and Air National Guard components The National Guard is composed of full time and part time soldiers as well as civilians who together serve their country Each state and territory has its own National Guard as provided by the United States Constitution For state missions the governor through the state Adjutant General commands Guard forces The governor can call the National
36. Veterans with incomes below the geographic means test income thresholds and who agree to pay the applicable copayment Group 8 www militaryhandbooks com 2014 Guard and Reserve Handbook 102 Military Handbooks 2014 Guard and Reserve Military Handbook e Veterans with gross household incomes above the VA national income threshold and the geographically adjusted income thresh old for their resident location and who agrees to pay co pays Veterans eligible for enrollment Non compensable 0 service connected and e Sub priority a Enrolled as of Jan 16 2003 and who have remained enrolled since that date and or placed in this sub priority due to changed eligibility status e Sub priority b Enrolled on or after June 15 2009 whose income exceeds the current VA National Income Thresholds or VA National Geographic Income Thresholds by 10 or less Veterans eligible for enrollment Non service connected e Sub priority Enrolled as Jan 16 2003 and who remained enrolled since that date and or placed in this sub priority due to changed eligibility status e Sub priority d Enrolled on or after June 15 2009 whose income exceeds the current VA National Income Thresholds or VA National Geographic Income Thresholds by 10 or less Veterans NOT eligible for enrollment Veterans not meeting the criteria above e Sub priority Non compensable 0 service connected e Sub priority f Non service connected VA s income thresholds can be loca
37. Your enrollment however will change When Activated When you are called to active duty for more than 30 consecutive days your dental care will fall under that of an active duty service member You will receive your dental care through your service at either a military dental treatment facility through the TRICARE Active Duty Dental Program or through the TRICARE Overseas Program Regional Call Center depending on where you live and work You pay no premiums for dental care as an active duty service member and there is no minimum enrollment If you are enrolled in the TRICARE Dental Program when you are activated your enrollment is automatically suspended Your monthly premium charges also stop for the duration of your active duty service Your family s enrollment in the TRICARE Dental Program will continue when you are activated However they will enjoy reduced monthly premiums because they are considered active duty family members during that time When Deactivated If you qualify for the Transitional Assistance Management Program TAMP based on active duty service in support of a contingency operation then you remain covered by active duty dental benefits during the 180 day TAMP period You will continue to receive dental care at military dental facilities and through the TRICARE Active Duty Dental Program All orthodontics implants and certain complex treatments must be completed within the TAMP period www militaryhandbooks com
38. agencies What is BAH Diff BAH DIFF is the housing allowance amount for a member who is assigned to single type quarters and who is authorized a BAH solely by reason of the member s payment of child support A member is not authorized BAH DIFF if the monthly rate www militaryhandbooks com 2014 Guard and Reserve Handbook 55 Military Handbooks 2014 Guard and Reserve Military Handbook of that child support is less than the BAH DIFF amount The BAH DIFF amounts originally calculated in 1997 are updated annually based on changes in the Basic Pay tables For more information contact your servicing finance office or consult JFTR par U10008 What steps are taken to ensure reliability and accuracy of the data In selecting specific units to measure a multi tiered screening process is employed to ensure that the units and neighborhoods selected are appropriate The first screen considers reasonable commuting criteria generally defined as 20 miles or hour during rush hour eliminating units that fall outside these limits Next it is verified that the selected unit is in a neighborhood in which service members would choose to reside Using the Defense Enrollment Eligibility Reporting System DEERS data as a key to where members live the focus is on those neighborhoods in which the majority of members live The idea is to avoid sampling high crime or undesirable neighborhoods that members have already avoided Finally an income screening
39. aide services and home based primary care Veterans receiving these services may be subject to a co pay Emergency Medical Care in U S Non VA Facilities In the case of medical emergencies VA may reimburse or pay for emergency non VA medical care not previously authorized that is provided to certain eligible Veterans when VA or other federal facilities are not feasibly available This benefit may be dependent upon other conditions such as notification to VA the nature of treatment sought the status of the Veteran the presence of other health care insurance and third party liability Because there are different regulatory requirements that may affect VA payment and Veteran liability for the cost of care it is very important that the nearest VA medical facility to where emergency services are furnished be notified as soon as possible after emergency treatment is sought If emergency inpatient services are required VA will assist in transferring the Veteran to a Department facility if available Timely filing claim limitations apply For additional information contact the nearest VA medical facility Please note that reimbursement criteria for Veterans living or traveling outside the United States fall under VA s Foreign Medical Program FMP and differ from the criteria for payment of emergency treatment received in the United States Foreign Medical Program VA will provide reimbursement for medical services for service connected disabilit
40. and BAH averages over 30 of a member s total regular cash pay In addition to being tax exempt from Federal and State taxes these allowances are also excluded from Social Security taxes Explanatory Example Note using hypothetical pay allowance and tax rates Consider a member who is married and has 1 child family size 15 3 Her annual cash pay is Basic Pay 29 008 80 BAH 11 196 00 BAS 2 899 20 Total 43 104 00 The Federal Income Tax for this person is estimated as 1 223 82 given a family with 3 persons taking the standard deduction for married taxpayers filing a joint return www militaryhandbooks com 2014 Guard and Reserve Handbook 59 Military Handbooks 2014 Guard and Reserve Military Handbook The net take home pay after tax is Total Cash Pay 43 104 00 Federal 5 1 223 82 Net Take home Pay 41 880 18 This person is in the 15 tax bracket and so if taxed on the allowances would pay another 2 114 28 in taxes But in order to take home 41 880 18 after tax we have to add the extra taxes that would be paid on that amount and so on until we added a total of 2 487 36 Therefore the salary equivalent or RMC for this person is Total Cash Pay 43 104 00 Tax Advantage 2 487 36 RMC 45 591 36 If all the pay were taxed the member could pay 3 711 18 federal income tax RMC 45 591 36 Federal Income Tax _ 3 711 18 Net Take home Pay 41 880 18 and still have the same after t
41. attending a private Institution of Higher Learning in AZ MI NH NY PA SC or TX you may be eligible for a higher tuition reimbursement rate e For those attending a more expensive private school or a public school as a non resident out of state student a program exists which may help to reimburse the difference This program is called the Yellow Ribbon Program Click on the link for more information about the Yellow Ribbon Program not everyone is eligible for the program e A monthly housing allowance MHA e An annual books amp supplies stipend e A one time rural benefit payment Beginning August 1 2011 break or interval pay will no longer be payable under Post 9 11 GI Bill except during periods your school is closed as a result of an Executive Order of the President or an emergency such as a natural disaster or strike For example if your Fall term ends on December 15th and your Spring term begins January 10th your January housing allowance will cover 15 days in December and your February housing allowance will cover 21 days in January Reserve Educational Assistance Program The Reserve Educational Assistance Program REAP Chapter 1607 of Title 10 U S Code is an educational assistance program enacted by Congress to provide benefits to members of the reserve components who are called or ordered to Active service in response to a war or national emergency as declared by the President or Congress The reserve compo
42. condition resulting from such trauma For additional information visit http www ptsd va gov public pages military sexual trauma general asp Veterans with Spinal Cord Injury Disorders VHA has established SCI Centers at 24 VA medical centers and trained SCI Primary Care Teams at each medical center without an SCI Center Services include orthotics prosthetics sensory aids assistive technology videofluoroscopic studies of swallowing pulmonary function tests chronic pain management gynecology mental health environmental modifications peer counseling reproductive assessment substance abuse treatment or rehabilitation swallowing evaluation and training geriatrics and gerontology medical nutrition therapy rehabilitation engineering speech and language pathology dental services and services to address parenting issues VAMCs without a SCI center provide access to primary care through physician nurse and social worker to meet the primary care needs and these staff make appropriate referrals to their designated SCI Center when a Veteran has more complex needs OEF OIF OND Care Management Each VA medical center has an OEF OIF OND Care Management team in place to coordinate patient care activities and ensure that Servicemembers and Veterans are receiving patient centered integrated care and benefits OEF OIF OND clinical case managers screen all returning combat Veterans for the need for case management services to identify Veterans who
43. disabling the caching feature may prevent you from printing your LES Getting Connected 9 How do I access myPay If you do not have a myPay PIN proceed to FAQ 34 for instructions on how to obtain a PIN You can use the Internet or touch tone telephone to access myPay On the Internet you can reach the myPay Web site at 3 https mypay dfas mil 4 http Awww dfas mil click on NOTE Web TV users should access myPay through the www dfas mil site or go directly to the myPay home page at https mypay dfas mil mypay aspx Enter your SSN or Alternate ID and PIN and click on the GO button your SSN or Alternate ID and PIN will disappear please scroll down the page for the Main Menu Selections You will be able to click on any of the items listed on the menu Using a touch tone telephone contact myPay at 1 Ifyou are calling from the continental U S call toll free at 1 877 363 3677 2 Ifyou are calling from outside of the continental U S call commercial at 478 757 3119 For security reasons DO NOT use a cellular phone when calling myPay You cannot reach a customer service representative at the myPay telephone number For additional information or assistance contact the DFAS Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or call commercial at 216 522 5096 or use the Defense Switching Network DSN at 580 5096 The Customer Support Unit is available Monday through Friday fro
44. enrollment application You will probably enroll when you in process at your final duty station TRICARE Prime TRICARE Prime is a managed care option offering the most affordable and comprehensive coverage You must enroll to participate Eligible Beneficiaries e Active duty service members and their families e Retired service members and their families e Activated National Guard Reserve members and their families e Non activated National Guard Reserve members and their families who qualify for care under the Transitional Assistance Management Program Retired National Guard Reserve members age 60 and receiving retired pay and their families Survivors Medal of Honor recipients and their families Qualified former spouses When retired service members and their families become eligible for TRICARE For Life they are no longer able to enroll in TRICARE Prime Availability TRICARE Prime is available in the United States in designated Prime Service Areas Other Prime options are available for active duty service members and their families in remote U S areas and overseas e TRICARE Prime Remote e TRICARE Prime Overseas e TRICARE Prime Remote Overseas Coverage TRICARE Prime provides comprehensive health coverage including Emergency Care Outpatient Visits Preventive Care wellness exams immunizations etc Hospitalization Maternity Care Mental Behavioral health www militaryhandbooks com 2014 Guard and Reserve H
45. help them qualify for reemployment The law clearly provides for alternative reemployment positions if the service member cannot qualify for the escalator position USERRA also provides that while an individual is performing military service he or she is deemed to be on a furlough or leave of absence and is entitled to the non seniority rights accorded other individuals on non military leaves of absence Health and pension plan coverage for service members is provided for by USERRA Individuals performing military duty of more than 30 days may elect to continue employer sponsored health care for up to 24 months however they may be required to pay up to 102 percent of the full premium For military service of less than 31 days health care coverage is provided as if the service member had remained employed USERRA clarifies pension plan coverage by making explicit that all pension plans are protected The period an individual has to make application for reemployment or report back to work after military service is based on time spent on military duty For service of less than 31 days the service member must return at the beginning of the next regularly scheduled work period on the first full day after release from service taking into account safe travel home plus an eight hour rest period For service of more than 30 days but less than 181 days the service member must submit an application for reemployment within 14 days of release from service For
46. in the mail you may contact Customer Support to request that it be reissued to you 72 How may I withdraw the money in my account Non myPay Applications 73 What do I do if other non myPay applications systems require me to use my SSN and myPay PIN instead of my myPay Login ID and Password www militaryhandbooks com 2014 Guard and Reserve Handbook 42 Military Handbooks 2014 Guard and Reserve Military Handbook Some non myPay applications may continue to require you to enter a current SSN and myPay PIN combination for authentication even if you have already established a new Login ID and password You may establish or change your myPay PIN at any time using the myPay website First log into myPay using your myPay Login ID and Password then from the myPay main menu under the Personal Setting Page option click on the Change PIN for use on systems other than myPay Web 74 What if I do not know or have forgotten my PIN If you do not know or have forgotten your PIN you may establish a new myPay PIN using the myPay website First log into myPay using your myPay Login ID and Password then from the myPay main menu under the Personal Setting Page option click on the Change PIN for use on systems other than myPay Web 75 If I lock myself out while trying to use my SSN PIN combination on a non myPay website or other application will I be locked out of the myPay website How do I get my PIN account unsuspended If you suspend your
47. length of service exposure on land in Vietnam or on a ship operating on the inland waterways of Vietnam between Jan 9 1962 and May 7 1975 service along the demilitarized zone in Korea between April 1 1968 and Aug 31 1971 possible exposure on or near the perimeters of military bases in Thailand between Feb 28 1961 and May 7 1975 or possible exposure due to herbicides tests and storage at military bases in the United States and locations in other countries DoD has provided a list of locations and dates where herbicides including Agent Orange were used This DoD list is available at www publichealth va gov exposures For those sites not listed the Veteran should provide some proof of exposure to obtain a registry examination Information is also available through VA s Special Issues Helpline at 1 800 749 8387 Ionizing Radiation Registry For Veterans possibly exposed to and who are concerned about possible adverse effects of their atomic exposure during the following activities On site participation in an atmospheric detonation of a nuclear device whether or not the testing nation was the United States occupation of Hiroshima or Nagasaki from Aug 6 1945 through July 1 1946 or internment as a POW in Japan during World War II which the Secretary of Veterans Affairs determines resulted in an opportunity for exposure to ionizing radiation comparable to that of Veterans involved in the occupation of Hiroshima or Nagasaki In addition V
48. level could cause spotty or extremely slow access or even prevent you from accessing the mobile site at all If you are on a BlackBerry device try using Internet Browser instead of the default BlackBerry Browser If your reception is fine another possibility is that we are experiencing a technical problem on our end Please call the DFAS Customer Care Center at 1 888 332 7411 if you wish to check the status of the mobile site or need further help to access your account Also the problem could be with your mobile device Please contact your carrier for specific information 91 Which browser should I use on a BlackBerry device Please use the Internet Browser that is pre installed on the device To make it your default browser select Options gt Advanced Options gt Browser Then choose Internet Browser Most BlackBerry devices use the BlackBerry Browser by default which is not compatible with many firewalls Using it could prevent you from accessing the mobile site 92 Why am I having trouble entering my Login ID and Password SmartCard Login 93 What is SmartCard Login SmartCard Login allows military members military retirees who are Department of Defense DoD contractors and have been issued a SmartCard DoD civilian employees and Department of Health and Human Services HHS and Veterans Administration VA employees to log in to myPay using their www militaryhandbooks com 2014 Guard and Reser
49. login page to access IT Service Desk contact information VA PIV users e General questions about VA PIV SmartCards Contact the VA Information Technology Support Desk at 1 888 596 4357 for hardware or software problems VA HSPD 12 PMO INTRANET vaww va gov pivproject FREQUENTLY ASKED QUESTIONS http va gov PIVPROJECT fag asp PIV SYSTEM TECHNICAL SUPPORT 1 916 692 7460 option 2 pivhelprequests va gov SmartCard Reader Contact your local IT Service Help Desk 98 What if I am a new employee If you are a new employee member your myPay account may not be established If you enter myPay with your DoD or HHS or VA SmartCard and your account is not established you will be advised to try your SmartCard again in 30 45 days 99 Why do I have to setup a Login ID and Password if I access myPay using my DoD CAC HHS or VA PIV You will still need a Login ID and Password if you access myPay from a computer or mobile phone that is not SmartCard enabled 100 What happens if myPay does not have my DoD CAC HHS or VA PIV information If you select SmartCard Login button and myPay does not have your CAC or PIV you will be advised to access myPay using your Login ID and Password and given the option to self register your CAC or PIV e Enter your myPay Login ID and Password e The Self Registration screen will display your name o Ifthe name is NOT yours you should exit the system immediately o Ifthe name is yours select Yes to
50. look at your options closely Enrolling in TRICARE Prime Use the TRICARE Prime Enrollment and PCM Change Form DD Form 2876 to enroll in one of the TRICARE Prime Options TRICARE Prime TRICARE Prime Remote TRICARE Prime Overseas TRICARE Prime Remote Overseas Select the form for your region North South West Overseas Mail it to your regional contractor at the address listed below North Health Net Federal Services LLC P O Box 105146 Atlanta GA 30348 5146 South Humana Military Attn PNC Bank P O Box 105838 Atlanta GA 30348 9758 www militaryhandbooks com 2014 Guard and Reserve Handbook 83 Military Handbooks 2014 Guard and Reserve Military Handbook West UnitedHealthcare Military amp Veterans TRICARE West Region Enrollment Department P O Box 105492 Atlanta GA 30348 5492 Overseas International SOS Assistance TOP Prime Enrollments P O Box 11520 Philadelphia PA 19116 TRICARE Prime Remote TRICARE Prime Remote is a managed care option bringing you the benefits of TRICARE Prime in designated remote locations You must enroll to participate Eligible Beneficiaries TRICARE Prime Remote is available to the following beneficiaries who live and work in designated remote locations Active duty service members Active duty family members who live with TRICARE Prime Remote enrolled sponsors Activated National Guard Reserve members Family members of activated
51. members should not be put in a situation where spouses are required to work so in considering the military Regular Military Compensation that equals the sum of military basic pay BAH BAS plus the tax advantage of the untaxed allowances 15 used Does BAH guarantee that my residence matches what I could get if I lived in government quarters No BAH is based on civilian standards considering the housing choices made by civilians of comparable income Exactly what are the civilian housing standards used These are income based minimum housing standards used to establish the link between housing cost and pay grade Of course members are not limited to the standard and are free to choose where and how they will live Actual member choices however will no longer influence the calculation of rates www militaryhandbooks com 2014 Guard and Reserve Handbook 56 Military Handbooks 2014 Guard and Reserve Military Handbook Why is BAH based on my duty location Why not use my residence location The policy decision to use duty location as a basis for BAH is based on the desire to compensate members for the typical housing cost within a reasonable commuting distance from the member s duty location Once the duty station is known the BAH compensation is fixed regardless of where the member lives If the member s residence location was used as a basis for the allowance there is the concern that this would cause members to choose their resid
52. monthly benefit amount Your Benefits In addition to retirement benefits Social Security pays survivors benefits to your family when you die You also can get Social Security benefits for you and your family if you become disabled For more information about these benefits call toll free at 1 800 772 1213 from 7 a m to 7 p m Monday through Friday When you apply for Social Security benefits you will be asked for proof of your military service DD Form 214 or information about your reserve or National Guard service When You are Eligible for Medicare If you have health care insurance from the Department of Veterans Affairs VA or under the TRICARE or CHAMPVA program your health benefits may change or end when you become eligible for Medicare You should contact the VA the Department of Defense or a military health benefits advisor for more information Work and Receive Retirement Benefits You can retire as early as age 62 But if you do your Social Security benefits will be reduced permanently If you decide to apply for benefits before your full retirement age you can work and still get some Social Security benefits There are limits on how much you can earn without losing some or all of your retirement benefits These limits change each year When you apply for benefits we will tell you what the limits are at that time and whether work will affect your monthly benefits When you reach your full retirement age you can earn as
53. of Eligibility 117 World War 1 117 Post World War Period ne ene eben Eee ea 117 War EE EEA EEEE EE EATER 117 Post Korean War 117 Waf tle 117 Post Vietnam Period 117 24 Month nada dw 117 GUE Wat 117 Active Duty Personne 117 SUFVIVINE SPOUSES SE E EE Tete EERE vader 117 a E a ae chant 118 CLOSING tiio NEE KEE E ETE A 118 Requited Occupancy EEE E E EEEN E 119 Fundin Fees aG 119 Loan Assumption Requirements and Liability 119 VA Assistance to Veterans in Default ccc ccc cence 120 Servicemembers Civil Relief 120 Assistance to Veterans with VA Guaranteed Home Loans 120 Preventing Veteran Homelessness so kee cece cece eee ce ence 120 Assistance to Veterans with Non VA Guaranteed Home Loans 120 VA Refinancing o
54. of HUD VA home loan guaranties are issued to help eligible service members veterans Reservists and unmarried surviving spouses obtain homes condominiums residential cooperative housing units and manufactured homes and to refinance loans For additional information or to obtain VA loan guaranty forms visit http Avww homeloans va gov Eligibility In addition to the periods of eligibility and conditions of service requirements applicants must have a good credit rating sufficient income a valid Certificate of Eligibility COE and agree to live in the property in order to be approved by a lender fora VA home loan Lenders can apply for a COE online at www benefits va gov homeloans docs Veteran_registration_coe pdf Active duty Servicemembers and Veterans can also apply online at www ebenefits va gov Although it s preferable to apply electronically it is possible to apply for a COE using VA Form 26 1880 Request for Certificate of Eligibility In applying for a hard copy COE from the VA Eligibility Center it is typically necessary that the eligible Veteran present a copy of his her report of discharge or DD Form 214 Certificate of Release or Discharge From Active Duty or other adequate substitute evidence to VA An eligible active duty Servicemember should obtain and submit to the VA Eligibility Center a statement of service signed by an appropriate military official A completed VA Form 26 1880 and any associated documentation should be ma
55. of my Travel Advice of Payment AOP statements be available NO myPay will make travel vouchers available for six months from the date the voucher was paid Once a voucher is older than six months that particular voucher will not be available in myPay Although the vast majority of vouchers processed by DFAS Indianapolis and DFAS Columbus are www militaryhandbooks com 2014 Guard and Reserve Handbook 41 Military Handbooks 2014 Guard and Reserve Military Handbook available there are some rare travel vouchers that will not be on line for these centers Savings Deposit Program 66 Who should I contact if I have questions about my Savings Deposit Program SDP account statement or1099 INT Contact the Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or commercial 216 522 5096 or Defense Switching Network DSN 580 5096 8 00 A M 5 00 P M Eastern time 67 Who is eligible to participate in the Savings Deposit Program Members of the Armed Forces serving in specified combat zones or in support of a contingency operation are authorized to make deposits Service members must be in receipt of Hostile Fire Pay and be deployed for at least 30 consecutive days or at least 1 day in each of 3 consecutive months Contact your Finance Office to verify your eligibility 68 How may contributions be made Members may contribute up to 100 of their disposable net pay Contributions may be made either
56. officers allowed 18 months away from the Marine Corps to attend graduate school full time e Officers receive regular pay and allowances e Officers pay their own tuition but GI bill often will cover academic expenses Air Force Reserve The Post 9 11 GI Bill The Post 9 11 GI Bill provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11 2001 or individuals discharged with a service connected disability after 30 days You must have received an honorable discharge to be eligible for the Post 9 11 GI Bill As of August 1 2009 the Post 9 11 GI Bill is effective for training Approved training under the Post 9 11 GI Bill includes graduate and undergraduate degrees and vocational technical training All training programs must be offered by an institution of higher learning IHL and approved for GI Bill benefits Additionally tutorial assistance and licensing and certification test reimbursement are approved under the Post 9 11 GI Bill The Post 9 11 GI Bill will pay your tuition based upon the highest in state tuition charged by a public educational institution in the state where the school is located The amount of support that an individual may qualify for depends on where they live and what type of degree they are pursuing www militaryhandbooks com 2014 Guard and Reserve Handbook 71 Military Handbooks 2014 Guard and Reserve Military Handbook This Post 9 11 GI
57. only for official U S Government business DOD computer systems may be monitored by authorized personnel to ensure that their use is authorized to manage the system to facilitate protection against unauthorized access and to verify security procedures During these activities information stored on this system may be examined copied and used for authorized security purposes and data or programs may be placed into this system Use of this or any other DOD interest computer system constitutes consent to monitoring at all times The unique combination of Login ID Password PIN used to access myPay makes myPay as secure as using an automated teller machine ATM at a bank myPay users must use a browser with Secure Socket Layers SSL protocol with 128 bit encryption software strong encryption This combination prevents information from being retrieved by someone else while it is being transmitted While myPay uses a variety of security features to protect your data in our system it is also important that you do everything you can to protect data from being compromised or captured on your computer especially when using personal computers at home Here are several things you should consider to protect your data not only when using myPay but any electronic commerce activity e g on line banking credit card purchases etc 1 Install operating system and application software e g Internet Explorer updates regularly Many of these updates a
58. or 216 522 5955 Outside US www militaryhandbooks com 2014 Guard and Reserve Handbook 33 Military Handbooks 2014 Guard and Reserve Military Handbook Military Former 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 Spouses Military Members U S Air Force Active Your Local Finance Office U S Air Force Your Local Reserve Center Finance Office Reserves U S Army Active Your servicing Defense Military Pay Office or Finance Battalion U S Army Reserves 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 or your administrative unit U S National Guard 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 or your administrative unit U S Army Separatees 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 U S Marine Corps Your Local Admin Office Active U S Marine Corps Your Local Admin Office Reserves U S Navy Active 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 or your Local Personnel Support Detachment U S Navy Reserves 1 888 DFAS411 or 1 888 332 7411 DSN 580 5096 or your Local Reserve Personnel Support Detachment NAF Employee Your local administrative office Travel voucher status is available at 1 888 332 7366 option 1 or DSN 699 0300 for OCONUS travelers Military Retirees that are in a non pay status due toa VA Waiver or Combat Pay can still access myPay but will have limited options available Questions should be referred to the customer service previously listed
59. receive the 20 000 Student Loan Repayment Program SLRP in addition to their enlistment bonus e These incentives will terminate without recoupment upon entry into the Simultaneous Membership Program SMP or Reserve Officer Training Corp ROTC e By law the total amount of any cash NPS incentive is limited to 20 000 e Glossary NPS applicants do not qualify e Applicants enlisting for employment as a MILTECH or AGR are not qualified for these incentives Managing Your Pay The myPay System Thanks to technology you now have much greater ability to manage your pay The agency responsible for paying America s service members is the Defense Finance and Accounting Service DFAS On its Web site this agency provides a secure site where you can establish an account that you can use to access your latest personal pay information and keep your pay account up to date You can manage your pay information leave and earning statements W 2 s and more The Web site where you can create an account is at https mypay dfas mil mypay aspx You can use the Internet or touch tone telephone to access myPay On the Internet you can reach the myPay Web site at 1 https mypay dfas mil 2 http www dfas mil click on NOTE Web TV users should access myPay through the http www dfas mil site go directly to the myPay home page at https mypay dfas mil mypay aspx Enter your SSN or Alternate ID and PIN and click on the GO button
60. separation are eligible for free SGLI Disability Extension of up to two years They must apply to the Office of Servicemembers Group Life Insurance OSGLD at 80 Livingston Ave Roseland N J 07068 1733 Those covered under the SGLI Disability Extension are automatically converted to VGLI at the end of their extension period VGLI is convertible at any time to a permanent plan policy with any participating commercial insurance company Accelerated Death Benefits SGLI FSGLI and VGLI policyholders who are terminally ill prognosis of nine months or less to live have a one time option of requesting up to 50 percent of their coverage amount in increments of 5 000 paid in advance Service Disabled Veterans Insurance A Veteran who was discharged under other than dishonorable conditions and who has a service connected disability but is otherwise in good health may apply to VA for up to 10 000 in life insurance coverage under the Service Disabled Veterans Insurance S DVI program Applications must be submitted within two years from the date of being notified of the approval of a new service connected disability by VA This insurance is limited to Veterans who left service on or after April 25 1951 Veterans who are totally disabled may apply for a waiver of premiums and additional supplemental insurance coverage of up to 20 000 Effective Oct 1 2011 the supplemental insurance coverage increased to 30 000 However premiums cannot be
61. such as State Tuition Waivers that reduce a percentage of the cost of tuition even more Ask your recruiter about state tuition assistance Note Federal Tuition Assistance is based on funds availability and is issued on a first come first served basis Montgomery GI Bill In addition to having your college tuition paid for you may qualify for the Montgomery GI Bill for a monthly allowance of up to 356 totaling more than 12 000 in a four year period Best of all this money is sent directly to you not to your school to spend on books supplies or anything you want Post 9 11 GI Bill www militaryhandbooks com 2014 Guard and Reserve Handbook 74 Military Handbooks 2014 Guard and Reserve Military Handbook For Soldiers with at least 90 days of Active Duty service on or after September 11 2001 the Post 9 11 GI Bill can cover up to 100 of your tuition depending on the length of time you ve served You may also be eligible for an annual stipend of 1 000 for books and supplies and your benefits may be transferrable to your dependents Plus for individuals paying higher private school graduate school or out of state tuitions the Yellow Ribbon Program may be able to provide the necessary additional funding Army National Guard Kicker The Army National Guard Kicker supplement to the Montgomery GI Bill pays up to 350 per month in living expenses up to 12 600 over 36 months You ll need to apply and qualify for this program
62. take advantage of relief measures that VA cannot HOPE NOW provides outreach counseling and assistance to homeowners who have the willingness and ability to keep their homes but are facing financial difficulty as a result of the crisis in the mortgage market The HOPE NOW Alliance can be reached at 888 995 HOPE 4673 or by visiting www hopenow com For more information go to http www benefits va gov homeloans or call 877 827 3702 Loans for Native American Veterans Eligible Native American Veterans can obtain a loan from VA to purchase construct or improve a home on Federal Trust Land or to reduce the interest rate on such a VA loan Native American Direct Loans are only available if a memorandum of understanding exists between the tribal organization and VA Veterans who are not Native American but who are married to Native American non Veterans may be eligible for a direct loan under this program To be eligible for such a loan the qualified non Native American Veteran and the Native American spouse must reside on Federal Trust Land and both the Veteran and spouse must have a meaningful interest in the dwelling or lot The following safeguards have been established to protect Veterans 1 VA may suspend from the loan program those who take unfair advantage of Veterans or discriminate because of race color religion sex disability family status or national origin 2 The builder of a new home or manufactured is required
63. the Purple Heart Medal Veterans awarded the Medal of Honor Veterans whose discharge was for a disability incurred or aggravated in the line of duty Veterans with VA service connected disabilities rated 10 or 20 Veterans awarded special eligibility classification under Title 38 U S C 1151 benefits for individuals disabled by treatment or vocational rehabilitation Group 4 Veterans receiving increased compensation or pension based on their need for regular Aid and Attendance or by reason of being permanently Housebound Veterans determined by VA to be catastrophically disabled Group 5 e Non service connected Veterans and non compensable service connected Veterans rated 0 whose annual income and or net worth are not greater than the VA financial thresholds e Veterans receiving VA Pension benefits e Veterans eligible for Medicaid benefits Group 6 e Compensable 0 Service connected Veterans Veterans exposed to ionizing radiation during atmospheric testing or during the occupation of Hiroshima and Nagasaki e Project 112 SHAD participants e Veterans who served in the Republic of Vietnam between Jan 9 1962 and May 7 1975 e Veterans who served in the Southwest Asia Theater of operations from Aug 2 1990 through the present e Veterans who served in a theater of combat operations after Nov 11 1998 as follows o Veterans discharged from active duty on or after Jan 28 2003 for five years post discharge Group 7 e
64. to a limit of age 50 The Senate originally proposed to make this provision retroactive to qualifying service performed after Sept 11 2001 but the House would not go along In the end Congress applied the provision only to qualifying mobilizations that were ongoing as of or began after Jan 28 the date that the law was enacted Contacts For more information or to request a retirement application form contact e Air Force Reserve and Air National Guard Air Reserve Personnel Center Retirements Branch ARPC DPPR 6760 E Irvington Place Denver CO 80280 1900 800 525 0102 ext 71270 71272 e mail dppr arpc denver af mil www arpc afrc af mil e Army Reserve and National Guard U S Army Human Resources Command Attn ARPC PSP T 1 Reserve Way St Louis MO 63132 5200 800 318 5298 DSN 892 0000 www nationalguard com e Coast Guard Reserve Coast Guard Personnel Service Center 444 S E Quincy St Topeka KS 66683 3591 800 772 8724 785 339 3415 http Awww uscg mil ppc ras RetirementProcessing asp e Marine Individual Reserve Support Organization 2000 Opelousas Ave New Orleans LA 70146 800 255 5082 e Navy Reserve Navy Reserve Personnel Center 5722 Integrity Drive Building 239 Millington TN 38054 866 250 4778 http www public navy mil bupers npc career reservepersonnelmemt Pages default aspx www militaryhandbooks com 2014 Guard and Reserve Handbook 94 Military Handbooks 2014 Guard and Reserve Mil
65. to give the purchasing Veteran either a one year warranty or a 10 year insurance backed protection plan The borrower obtaining a loan may only be charged closing costs allowed by VA The borrower can prepay without penalty the entire loan or any part not less than one installment or 100 5 VA encourages holders to extend forbearance if a borrower becomes temporarily unable to meet the terms of the loan aS Life Insurance National Guard members and Reservists are eligible to receive Service members Group Life Insurance Veterans Group Life Insurance and Family Service members Group Life Insurance They may also be eligible for Traumatic Service members Group Life Insurance or Service Disabled Veterans Insurance if called to active duty and injured with a service connected disability and Veterans Mortgage Life Insurance if approved for a Specially Adapted Housing Grant For complete details on government life insurance visit the VA Internet site http www insurance va gov call toll free 1 800 669 8477 Specialists are available between the hours of 8 30 a m and 6 p m Eastern Time to discuss premium payments insurance dividends address changes policy loans naming beneficiaries and reporting the death of the insured If the insurance policy number is not known send whatever information is available such as the veteran s VA file number date of birth Social Security number military serial number or milita
66. unit training assembly e One point for each day in which a member is in a funeral honors duty status e Satisfactory completion of accredited correspondence courses at one point for each three credit hours earned Visit the Army Reserve Retired Pay Calculator at https www hre army mil site reserve soldierservices retirement retirementcalc asp to estimate your retirement Eligibility The Secretary of the military department concerned U S Department of Homeland Security for the Coast Guard notifies in writing members of the Reserve Forces who have completed the eligibility requirements for retirement and receipt of retired pay at age 60 Notice is sent to the member within one year of reaching eligibility Reserve Component members generally have three options upon receiving notice of eligibility 1 Remain in the Ready Reserve and continue to perform inactive duty training annual training and active duty for training depending on their training and pay category or remain on the active status list of the Standby Reserve and continue to perform unpaid training for the purpose of accumulating retirement points 2 Transfer to the Retired Reserve A member in this category may participate in inactive duty training provided a Such training is at no expense to the Government b Members are not entitled to pay or retirement points c No official record of such participation is maintained 3 Request discharge from the Reserve Compo
67. waived on the additional supplemental insurance To be eligible for this type of supplemental insurance veterans must meet all of the following four requirements www militaryhandbooks com 2014 Guard and Reserve Handbook 123 Military Handbooks 2014 Guard and Reserve Military Handbook 1 under age 65 2 Meet the requirements for total disability 3 Apply for additional insurance within one year from the date of notification of waiver approval on the S DVI policy Veterans Mortgage Life Insurance VMLI is mortgage protection insurance available to severely disabled Veterans who have been approved by VA for a Specially Adapted Housing Grant SAH Maximum coverage is the amount of the existing mortgage up to 90 000 and is payable only to the mortgage company Effective Oct 1 2011 maximum coverage increased to 150 000 The maximum coverage amount increased again on Jan 1 2012 to 200 000 Protection is issued automatically following SAH approval provided the Veteran submits information required to establish a premium and does not decline coverage Coverage automatically terminates when the mortgage is paid off If a mortgage is disposed of through sale of the property VMLI may be obtained on the mortgage of another home Insurance Dividends World War II and Korean era Veterans with active policies beginning with the letters V RS W J JR JS or K are issued tax free dividends annually on the policy anniversary date
68. windows as shown below All times are Eastern Time www militaryhandbooks com 2014 Guard and Reserve Handbook 26 Military Handbooks 2014 Guard and Reserve Military Handbook Pay System Days Times Eastern Time All Daily Except Saturday and Sunday 12 00 A M 1 00 A M All Marine Corps Every Friday for LES and W 2 10 00 P M 4 00 A M SAT Every Friday for Transactions 11 00 P M 8 00 A M SAT 17 Where can I find more information about the Defense Finance and Accounting Service DFAS You can access the DFAS web page at www dfas mil for more information About myPay 18 What is myPay myPay is an innovative automated system that puts you in control of processing certain discretionary pay data items without using paper forms You can also get your pay and tax statements and travel advice of payment using myPay 19 Why should I use myPay saves time myPay eliminates the need to write letters or fill out forms by letting you make your own changes immediately with user friendly technology e myPay is convenient You can access myPay nearly 24 hours a day 7 days a week to change review your current information or to check your most recent pay statement is reliable myPay has the same procedural checks for accuracy as the paper forms 20 When is myPay available myPay is available nearly 24 hours a day 7 days a week Refer to FAQ 16 for the exception
69. your SSN or Alternate ID and PIN will disappear please scroll down the page for the Main Menu Selections You will be able to click on any of the items listed on the menu myPay FAQs Setting Up Your Browser 1 Which browsers can I use to access this site e Netscape version 6 1 or later on Windows e Internet Explorer version 6 0 or later on Windows e Browsers Blocked from accessing myPay Netscape version 6 0 on ALL Operating Systems Netscape versions prior to 6 1 on ALL Operating Systems Internet Explorer before version 5 0 on ALL Operating Systems All browsers without 128 bit encryption on ALL Operating Systems e Browsers Which May Be Used to Access myPay But for Which No Support Will be Provided by myPay All other 128 bit encryption browsers not in the supported or blocked groups above may be used to access myPay However no support will be provided by myPay if there are problems with the browser interacting with myPay www militaryhandbooks com 2014 Guard and Reserve Handbook 22 Military Handbooks 2014 Guard and Reserve Military Handbook NOTE If you are using special interpretive software such as a screen reader in addition to your browser you should set the special software to read forms forms mode If you do not have forms mode turned on you may not be able to change data items in the myPay online forms For some software you can turn forms mode on by pressing the ENTER or RETURN key Check yo
70. 2001 50 for all others Limited to 15 credit hours per semester Montana 75 Montana state schools Nebraska 75 Nebraska state supported colleges university or technical colleges Nevada 50 Nevada state universities and community colleges Must maintain at least average New 100 New Hampshire state schools and universities Space available Hampshire basis Must be a legal state resident New Jersey 100 New Jersey state university or community college New Mexico 100 State supported schools New York 100 100 in state for New York public colleges and universities or equal funds for in state private schools North Carolina 2 000 per year North Carolina state approved colleges and universities Limited to 8 000 total benefit North Dakota 100 North Dakota state colleges and universities Ohio 100 Ohio state schools Equivalent funds for private schools Oklahoma 100 Oklahoma state colleges and universities State offers some scholarships to National Guard members as well Oregon 10 000 Student Loan Oregon will repay up to 10 000 in student loans Repayment Pennsylvania 100 Based upon tuition rates of Pennsylvania State System of Higher Education Puerto Rico Variable Rates vary depending on number of classes being taken National Guard members can transfer benefits to their spouse Rhode Island National Guard members are allowed to attend one undergraduate course per semester for free at Rhode Island state c
71. 2014 Guard and Reserve Handbook 89 Military Handbooks 2014 Guard and Reserve Military Handbook Please Note The TRICARE Active Duty Dental Program is only available in the U S and U S Territories If in other overseas areas you ll receive dental care at military dental facilities At the end of the TAMP period you may enroll in the TRICARE Dental Program If you were enrolled in the TRICARE Dental Program before you were activated your TRICARE Dental Program coverage will automatically resume when TAMP ends and you ll start paying your monthly premiums again If you weren t enrolled in the TRICARE Dental Program before you can do so at anytime If you qualify for TAMP for any other reason other than leaving active duty service in support of a contingency operation or do not qualify for TAMP coverage at all you may enroll in the TRICARE Dental Program when you deactivate If you were enrolled in the TRICARE Dental Program before you were activated your TRICARE Dental Program coverage will automatically resume and you ll start paying your monthly premiums again If you weren t enrolled in the TRICARE Dental Program you can do so at anytime Your family s enrollment in the TRICARE Dental Program will continue uninterrupted however their premiums will return to the pre activation rates Prescriptions TRICARE provides a world class pharmacy benefit to all eligible beneficiaries and has partnered with Express Scripts Inc Express S
72. 22 50 330 30 9 50 70 1 481 70 1 822 50 330 30 O 8 50 70 1 481 70 1 822 50 330 30 O 7 50 70 1 481 70 1 822 50 330 30 O 6 39 60 1 358 70 1 640 70 273 60 5 33 00 1 308 30 1 581 60 264 30 4 26 70 1 212 00 1 394 10 175 80 O 3 22 20 972 00 1 153 50 175 80 O 2 17 70 770 40 984 30 207 30 O 1 13 20 660 90 881 10 224 10 O3E 22 20 1 049 10 1 239 90 184 20 O2E 17 70 891 90 1 118 70 220 20 OIE 13 20 775 80 1 034 10 258 30 W 5 25 20 1 231 80 1 346 40 109 80 W 4 25 20 1 093 50 1 233 90 135 30 W 3 20 70 919 80 1 131 30 204 30 W 2 15 90 816 00 1 039 50 216 00 13 80 684 30 899 70 209 10 E 9 18 60 897 90 1 184 10 276 00 E 8 15 30 825 00 1 092 30 258 60 E 7 12 00 760 50 1 013 70 299 40 E 6 9 90 702 90 936 60 289 20 E 5 8 70 632 10 842 70 246 30 E 4 8 10 549 60 732 30 213 00 E 3 7 80 511 20 681 00 174 30 E 2 7 20 487 20 649 20 233 10 E 1 6 90 487 20 649 20 276 00 Payment of the partial BAH RC Transit rate to members of the uniformed services without dependents who under Title 37 U S C 403 b or c are not entitled to the full rate of BAH RC Transit are authorized by Title 37 U S C 1009 c 2 and Part IV of the Executive Order 11157 as amended BAH RC Transit rates increase by the average increase in housing costs BAH Diff rates increase by the increase in the basic pay raise For more information contact your Military Branch s finance office BAH Diff BAH DIFF is the housing allowance amount for a member who is assign
73. 29 60 494 40 659 20 than 1 4 time 1 4 time or less 164 80 247 20 329 60 www militaryhandbooks com 2014 Guard and Reserve Handbook 66 Military Handbooks 2014 Guard and Reserve Military Handbook Tuition and Fees ONLY Payment cannot exceed the listed amount CORRESPONDENCE TRAINING Correspondence training is reimbursed at Correspondence Training 40 level 22 of the approved cost of course 60 level 33 of the approved cost of course 80 level 44 of the approved cost of course Entitlement is charged based on the rate of one month for a benefit amount equal to the full time institutional rate FLIGHT TRAINING Flight training is reimbursed at Flight Training 40 level 24 of the approved cost of course 60 level 36 of the approved cost of course 80 level 48 of the approved cost of course Entitlement is charged based on the rate of one month for a benefit amount equal to the full time institutional rate Apprenticeship and On the Job Training Training Period Service of 90 days but less than one year Service of 1 year Service of 2 years First six months of training 494 40 741 60 988 80 Second six months of training 362 56 543 84 725 12 Remaining pursuit of training 230 72 346 08 461 44 Rates are proportionally reduced if less than 120 hours is worked Cooperative Training
74. 32 7411 Commercial 216 522 5096 or Defense Switching Network DSN at 580 5096 35 What may I use for a Password The myPay has changed to a stronger password The Password must be 15 to 30 characters in length contain at least two UPPERCASE letters A Z contain at least two lowercase letters a z contain at least two numbers 0 9 contain at least two of the following special characters change at least four characters from the previous password The PASSWORD CANNOT e contain spaces e be one of your last 10 previous passwords www militaryhandbooks com 2014 Guard and Reserve Handbook 30 Military Handbooks 2014 Guard and Reserve Military Handbook Your PASSWORD will expire in 60 days Avoid creating passwords that use e Dictionary words in any language e Personal Information Your name birthday driver s license passport number or similar information e Sequences or repeated characters Examples 12345678 2222222 abcdefg or adjacent letters on your keyboard qwerty 36 Can I change my Password or PIN Yes You can change your Password or PIN at any time Click on the Personal Settings page for the Change Password and Change PIN options On Screen Keyboard 37 What is an On Screen Keyboard The On Screen Keyboard is one of many Security features myPay has introduced to protect your data in our system The advantage of using the On Screen Keyboard with keys that display in random order
75. 60 833 16 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Over 20 years 654 23 694 04 791 09 861 26 949 11 Over 22 years 654 23 708 50 809 33 902 43 997 26 Over 24 years 654 23 719 96 828 72 936 24 1 033 13 Over 26 years 654 23 719 96 855 06 974 83 1 072 82 Over 28 years 654 23 719 96 855 06 974 83 1 072 82 Over 30 years 654 23 719 96 855 06 994 34 1 126 52 Over 32 years 654 23 719 96 855 06 994 34 1 126 52 Over 34 years 654 23 719 96 855 06 994 34 1 182 81 Over 36 years 654 23 719 96 855 06 994 34 1 182 81 Over 38 years 654 23 719 96 855 06 994 34 1 242 01 Over 40 years 654 23 719 96 855 06 994 34 1 242 01 E 1 2 3 E 4 E 5 2 years orless 204 20 228 89 240 69 266 61 290 81 Over 2 years 204 20 228 89 255 85 280 25 310 33 Over 3 years 204 20 228 89 271 34 295 46 325 33 Over 4 years 204 20 228 89 271 34 310 41 340 69 Over 6 years 204 20 228 89 271 34 323 64 364 60 Over 8 years 204 20 228 89 271 34 323 64 389 67 Over 10 years 204 20 228 89 271 34 323 64 410 13 Over 12 years 204 20 228 89 271 34 323 64 412 63 Over 14 years 204 20 228 8
76. 73 Title 37 U S C GAO Manual for Guidance of Federal Agencies Title 6 Chapter 4 para 4 2 B 2 and E O 9397 PRINCIPAL PURPOSES Information is collected to allow Army Navy and Air Force active and reserve military paid by the Defense Joint Military Pay System DJMS active and reserve Marines paid by the Marine Corps Total Force System MCTFS civilians paid by the Defense Civilian Pay System DCPS and retirees annuitants paid by the Defense Retiree Annuitant Pay System DRAS to execute changes to certain payroll information and to validate the employee in the event he she needs to reestablish a Password ROUTINE USES Payroll data will be disclosed to financial institutions or other entities as designated by the employee to receive such information DISCLOSURE Voluntary However if the employee fails to provide the information requested DFAS will not be able to process the request DFAS is authorized to collect and use this information based on www militaryhandbooks com 2014 Guard and Reserve Handbook 25 Military Handbooks 2014 Guard and Reserve Military Handbook the myPay Privacy Act systems notice that is published in the Federal Register 71 FR 34898 June 16 2006 The system identifier is T 7336 System Security 15 How secure is my data on myPay This is a Department of Defense DOD computer system This computer system which includes all related equipment software networks and network devices is provided
77. 9 271 34 323 64 412 63 Over 16 years 204 20 228 89 271 34 323 64 412 63 Over 18 years 204 20 228 89 271 34 323 64 412 63 Over 20 years 204 20 228 89 271 34 323 64 412 63 Over 22 years 204 20 228 89 271 34 323 64 412 63 Over 24 years 204 20 228 89 271 34 323 64 412 63 Over 26 years 204 20 228 89 271 34 323 64 412 63 Over 28 years 204 20 228 89 271 34 323 64 412 63 Over 30 years 228 89 271 34 323 64 412 63 Over 32 years 228 89 271 34 323 64 412 63 Over 34 years 228 89 271 34 323 64 412 63 Over 36 years 228 89 271 34 323 64 412 63 Over 38 years 228 89 271 34 323 64 412 63 Over 40 years 228 89 271 34 323 64 412 63 Note Drill pay rate shown in table above for E 1 with 4 months or more of active duty E 6 E 7 E 8 E 9 2 years or less 318 36 366 99 Over 2 years 349 28 400 56 Over 3 years 364 69 415 88 Over 4 years 379 68 436 22 Over 6 years 395 30 452 08 Over 8 years 430 47 479 32 527 92 Over 10 years 444 09 494 64 551 26 644 90 Over 12 years 470 69 521 93 565 72 659 53 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Over 14 years 478 83 544 56 583 06 677 93 Over 16 years 491 64 560 01 601 84 699 58 Over 18 years 491 64 576 49 635 69 721 44 Over 20 years 491 64 582 90 652 83 756
78. A Guaranteed Home Loans When a VA guaranteed home loan becomes delinquent VA provides supplemental servicing assistance to help cure the default The servicer has the primary responsibility of servicing the loan to resolve the default However in cases where the servicer is unable to help the Veteran borrower VA has loan technicians in eight Regional Loan Centers and two special servicing centers who take an active role in interceding with the servicer to explore all options to avoid foreclosure Veterans with VA guaranteed home loans can call 1 877 827 3702 to reach the nearest VA office where loan specialists are prepared to discuss potential ways to help save the loan Preventing Veteran Homelessness Veterans who feel they may be facing homelessness as a result of losing their home can call 1 877 4AID VET 877 424 3838 go to http www va gov HOMELESS index asp to receive assistance from VA Assistance to Veterans with Non VA Guaranteed Home Loans For Veterans or Servicemembers who have a conventional or sub prime loan VA has a network of eight Regional Loan Centers and two special servicing centers that can offer advice and guidance Borrowers may visit www benefits va gov homeloans or call toll free 1 877 827 3702 to speak with a VA loan technician However unlike when a Veteran has a VA guaranteed home loan VA does not have the legal authority to intervene on the borrower s behalf It is imperative that a borrower contact his h
79. A regulations provide that radiation risk activity refers to service at Department of Energy gaseous diffusion plants at Paducah Ky Portsmouth Ohio or the K 25 area at Oak Ridge Tennessee for at least 250 days before Feb 1 1992 If the Veteran was monitored for each of the 250 days using dosimetry badges to monitor radiation to external body parts or if the Veteran served for at least 250 days in a position that had exposures comparable to a job that was monitored using dosimetry badges in proximity to Longshot Milrow or Cannikin underground nuclear tests at Amchitka Island Alaska before Jan 1 1974 or Veterans in receipt of nasopharyngeal NP nose and throat radium irradiation treatments while in the active military naval or air service Readjustment Counseling Services VA provides outreach and readjustment counseling services through 300 community based Vet Centers located in all 50 states the District of Columbia Guam Puerto Rico and America Samoa Eligibility Veterans are eligible if they served on active duty in a combat theater during World War the Korean War the Vietnam War the Gulf War or the campaigns in Lebanon Grenada Panama Somalia Bosnia Kosovo Afghanistan Iraq www militaryhandbooks com 2014 Guard and Reserve Handbook 107 Military Handbooks 2014 Guard and Reserve Military Handbook and the Global War on Terror Veterans who served in the active military during the Vietnam era but not in t
80. Army American Council on Education Registry Transcript System go to https aartscolleges army mil This transcript includes your military training your Military Occupational Specialty MOS and college level examination scores with the college credit recommended for those experiences It is a valuable asset that you should provide to your college or your employer and it is available for Active Army National Guard and Reserve Soldiers You can view and print your own transcript at this Web site Navy and Marine Corps Information on how to obtain the Sailor Marine American Council on Education Registry Transcript SMART is available at https jst doded mil smart signIn do SMART is now available to document the American Council on Education ACE recommended college credit for military training and occupational experience SMART is an academically accepted record that is validated by ACE The primary purpose of SMART is to assist service members in obtaining college credit for their military experience Additional information on SMART can also be obtained from your nearest Navy College Office or Marine Corps Education Center or contact the Navy College Center Air Force The Community College of the Air Force CCAF automatically captures your training experience and standardized test scores Transcript information may be viewed at the CCAF web site http Awww apus edu TransferCredit started document requirements Air Force htm Coast Guard The
81. Bill will provide eligible individuals with the following e Tuition and fees directly to the school not to exceed the maximum in state tuition and fees at a public Institution of Higher Learning e monthly housing allowance based on the Basic Allowance for Housing for an E 5 with dependents at the location of the school e An annual books and supplies stipend of 1 000 paid proportionately based on enrollment e one time rural benefit payment for eligible individuals The Post 9 11 GI Bill benefit is payable only for training at an Institution of Higher Learning IHL If you are enrolled exclusively in online training you won t receive the housing allowance If you are on active duty you won t receive the housing allowance or books and supplies stipend Providing up to 36 months of education benefits the Post 9 11 GI Bill benefit is generally payable for 15 years following your release from active duty The Post 9 11 GI Bill also offers some service members the opportunity to transfer their GI Bill to dependents Loan Payment Tuition Assistance TA Tuition assistance is available to participating Reserve and IMA students for both distance learning and on campus courses It s offered each fiscal year Oct 1 Sept 30 as long as funding is available In addition enrollments may be stopped when funds are depleted during a fiscal year and then resumed when additional new funding is made available Although funding must be requested
82. Click on GENERAL TAB At Temporary Internet Files Section Click on DELETE FILE a new box appears Click on DELETE ALL OFFLINE CONTENT Click on OK this step clears cached memory and removes all old internet files From the Internet Browser s Tool Bar Click on TOOLS Click on INTERNET OPTIONS 10 Click on the ADVANCED TAB 11 Scroll down to SECURITY www militaryhandbooks com 2014 Guard and Reserve Handbook 31 Military Handbooks 2014 Guard and Reserve Military Handbook 12 Check the option to EMPTY TEMPORARY INTERNET FILES FOLDER when browser is closed 13 Click on OK 14 Close the browser 15 Now reopen the browser and the On Screen Keyboard will appear Limited Access Password 38 What is a Limited Password The Limited Access Password may be given to one or multiple individuals along with a Login ID to view your pay and tax statements without allowing them to create any pay changes You may establish a Limited Access Password and Login ID by clicking on the Personal Settings Page option on the main menu then selecting the Limited Access option You may delete users Limited Access at any time If the user suspends their Limited Access Password you must establish a new Limited Access Password and provide that new Password to the user 39 What may I use for Limited Access Login ID and Password The Limited Access Login ID must not match your Login ID The other requirements for a Limited Access Login ID are the
83. Coast Guard Institute CGI requires each Service member to submit documentation of all training except correspondence course records along with an enrollment form to receive a transcript Transcript information can be found at the Coast Guard Institute Home Page http www uscg mil hq cgi www militaryhandbooks com 2014 Guard and Reserve Handbook 78 Military Handbooks 2014 Guard and Reserve Military Handbook Health Care Health care for National Guard and Reserve members is based on the sponsor s military status e Not on active duty orders not activated e Activated called or ordered to active duty for more than 30 consecutive days Coverage When Not on Active Duty Orders Typically National Guard and Reserve members are only covered for medical care under the following circumstances when they are not on active duty orders e You may qualify for Line of Duty Care for any injury illness or disease that occurred or was aggravated in the line of duty i e weekend drills any period of active duty etc e You may qualify for and purchase TRICARE Reserve Select TRS a premium based health care plan for Selected Reserve members Line of Duty Care Notice of Eligibility As a National Guard or Reserve member you re covered if you re injured or become severely in the line of duty This includes when traveling directly to or from your place of duty To receive health care for these injuries or illness your unit must issu
84. E MADE USING DD FORM 2656 10 AND INCLUDE A COMPLETE COPY OF THE FINAL DIVORCE DECREE Calculate Survivor Benefit Plan Application You can now calculate your ESTIMATE Reserve Component Survivor Benefit Plan on line For information on using the interactive Calculate Survivor Benefit Plan Application for retirement benefits and costs read the How to Estimate Your Reserve Component Survivor Benefit Plan section Coverage You may designate your spouse only former spouse only children only spouse and children former spouse and children or an insurable interest as the person s to receive the RCSBP annuity Spouse The widow or widower of the deceased soldier who was married to the soldier at the time of the soldier s death and who 1 Was married to the soldier for at least one year prior to the soldier s death www militaryhandbooks com 2014 Guard and Reserve Handbook 97 Military Handbooks 2014 Guard and Reserve Military Handbook 2 Was married to the soldier at the time of RCSBP 3 Is parent ofa child born after the RCSBP election was made Former Spouse The soldier may elect coverage for a former spouse within one year of the divorce if the soldier previously covered that person as Spouse If the soldier is already divorced at the time of election he she may cover the former spouse If a court order requires such coverage it becomes mandatory If the soldier has remarried and receives eligibility to enroll in RCSBP
85. Guard and Reserve Military Handbook National Guard Prior Service Bonuses An Enlistment Bonus of up to 15 000 may be available to prior service members who have completed their Military Service Obligation but have no more than 16 years total service The eligibility requirements for enlistment bonuses vary Prior Service personnel who enlist and qualify for the PS Enlistment Bonus 15 000 or 7 500 will receive the bonus under the 50 50 plan Check with your local Recruiter for details In addition if you are still serving in the Inactive Ready Reserve you may qualify for an Affiliation Bonus of up to 20 000 for a six year contract Critical Unit Bonus Those who enlist to serve in a National Guard Unit that is designated as being in critical need can earn up to 15 000 This bonus is paid in a 50 50 payment Non Critical Unit Bonus Applicants that have an MOS that is designated as a Critical Skill but will be assigned to a Non Critical Unit may be eligible for a 20 000 This bonus is paid through the 50 50 payment plan Student Loan Repayment SLRP This bonus can be used to pay off up to 20 000 in existing student debt Soldiers may acquire new loans during contract period if enlisting into Critical Unit or Skill only To qualify applicants must score 50 or better on the AFQT ASVAB Prior Service Affiliation Bonuses Soldiers who choose to transition directly from active duty service into a Critical Skill in the National Guard may
86. Guard into action during local or statewide emergencies such as storms fires earthquakes civil disturbances or to support law enforcement Even when not federalized the Army National Guard has a federal obligation or mission That mission is to maintain properly trained and equipped units available for prompt mobilization for war national emergency or as otherwise needed The courageous service of the National Guard has been matched by that of its brothers in arms the U S Military Reserves U S Military Reserves Our nation s military reserve is not a monolithic force Rather each branch of the country s military the U S Army Navy Air Force Marines and Coast Guard maintains separate Reserve components They provide the specialized manpower brainpower and skills the military needs when our country needs it With the strength to help one day and man a battle station the next these civilian warriors continue their career or education while training close to home and standing ready to serve with valuable job skills Whether they are at home or overseas they serve America in a wide variety of ways For example when active duty fighters deploy overseas Reservists often fill their positions at home serving as instructors and security personnel In the event of national disasters such as hurricanes or flooding reserve personnel are on the scene to support humanitarian and relief operations Reservists use their civilian and mil
87. If your pay system is available but is still not listed your account may not be online due to account maintenance recent transfer or retirement 13 Why can t I enter my full Social Security Number SSN Dashes and special characters are not allowed Type only the numbers in your Social Security Number NOTE If you are using special interpretive software such as a screen reader you should set the special software to read forms forms mode If you do not have forms mode turned on you may not be able to change data items in the myPay online forms For some software you can turn forms mode on by pressing the ENTER or RETURN key Check your software s online help for instructions System Privacy 14 How private is my data in myPay In order to protect our customer s privacy myPay masks Passwords myPay also masks the first five positions of the SSN on the display and print of pay account statements and travel vouchers The advantage of using the On Screen Keyboard with keys that display in random order each time you log on is that others are deterred from learning your Password Privacy Act Statement The information you provide to the myPay system is covered by the Privacy Act of 1974 To receive a copy of the Privacy Act Statement for the actions you enter into the system please see your Local Finance Office or your Customer Service Representative AUTHORITY Title 5 U S C Chapters 53 55 and 81 Title 10 U S C Chapters 11 61
88. Incentives Student Loan Repayment Program The Student Loan Repayment Program will pay up to 20 000 to those who have an existing student loan obligation at the time of enlistment in the Air National Guard In addition current Air National Guard members who extend their enlistment contract for a minimum period of six years are also eligible for this program if they meet certain requirements The Montgomery G I Bill Selected Reserve MGIB SR The Air National Guard offers the Montgomery G I Bill Selected Reserve MGIB SR a tuition assistance program to help with college expenses This benefit pays you a stipend up to 309 a month for full time enrollment while attending college or other approved technical school Over a period of 36 months you can receive up to 11 124 The Montgomery G I Bill Selected Reserve may be used in addition to the 100 Federal Tuition Assistance Program and the Air National Guard GI Bill Kicker Prior service members may also be entitled to the MGIB SR The Air National Guard College Fund or MGIB SR GI Bill Kicker The Air National Guard MGIB SR Kicker pays up to an additional 350 a month while attending college or other approved technical school Paid as a stipend this incentive pays up to 12 600 over a period of 36 months Army National Guard Bonus and Incentive Overview The National Guard offers many incentives for joining these include several types of cash signing bonuses and education
89. Military Handbooks 2014 Guard and Reserve Military Handbook Military Handbooks FREE Military Handbooks for Active and Retired U S Military Personnel Guard dnd Reserve Military Handbook 2014 Guard and Reserve Military Handbook Published by Military Handbooks FREE Military Handbooks and Guides Since 2001 Copyright 2001 2014 Military Handbooks 7200 NW 86th Street Kansas City MO 64153 Military Handbooks Web site http militaryhandbooks com All rights reserved No part of this book may be reproduced in any form by any means without prior written permission from the Publisher Printed in the U S A This publication is designed to provide accurate and authoritative information in regard to the subject matter covered It is published with the understanding that the publisher is not engaged in rendering legal accounting or other professional service If legal advice or other expert assistance is required the services of a competent professional person should be sought From a Declaration of Principles jointly adopted by a committee of the American Bar Association and a committee of publishers and associations Go to http militaryhandbooks com to sign up for your FREE Military Handbooks today www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Contents dates 1 Military Pay
90. Overseas Eligible vues Availability sea Getting Care O t of Pock t Costs AA Is TRICARE Prime Remote Overseas Right for You Overseas two EEE DE Enrolling in TRICARE Prime Remote Overseas 8888 Coverage When Deactivated Transitional Assistance Management Program Eligibility mulConnect WebSite E a aA AO Dental Care for the National Guard and When Not Activated nee WhEMACHVALEd ra nel ae eiia tenes When Deactivated nenen EE a e koaa eaa Prescriptions EEEE EEN 7 Retirement cosas Eligibility Reserve Component Retirement Pay Systems _ Formulas for Computing Retired Pay oo cece cece cee ce eee ne eee eae ea An Important eines Final
91. Pay Retirement System High 3 Year Average Retirement System CSB REDUX Retirement System REDUX System Details The 30 000 Career Status Bonus Defense Authorization Act Change in Retirement Contacts dates 8 DOC Social Security and Medicare How Your Work Qualifies You for Social Security eeeeeeeeeans Extra anand Your Benefits coanwedemend When You are Eligible for Medicare Work and Receive Retirement Benefits Contacting Social Security __ 9 SULVIVOr Benefits Reserve Component Survivor Benefit Plan Calculate Survivor Benefit Plan Application eee eeeeeeeneeaes EAEE Spouse Former SPOUSE Children tia aed I
92. TRICARE Prime Enrollment and PCM Change Form DD Form 2876 to enroll in one of the TRICARE Prime Options TRICARE Prime TRICARE Prime Remote TRICARE Prime Overseas TRICARE Prime Remote Overseas Select the form for your region North South West Overseas Mail it to your regional contractor at the address listed below North Health Net Federal Services LLC P O Box 105146 Atlanta GA 30348 5146 South Humana Military Attn PNC Bank P O Box 105838 Atlanta 30348 9758 wes UnitedHealthcare Military amp Veterans TRICARE West Region Enrollment Department P O Box 105492 Atlanta GA 30348 5492 Overseas International SOS Assistance TOP Prime Enrollments P O Box 11520 Philadelphia PA 19116 Coverage When Deactivated www militaryhandbooks com 2014 Guard and Reserve Handbook 87 Military Handbooks 2014 Guard and Reserve Military Handbook Your military status may be in a constant state of transition Once you leave active duty or deactivate you may be eligible for 180 days of transitional health coverage under the Transitional Assistance Management Program Transitional Assistance Management Program The Transitional Assistance Management Program TAMP provides 180 days of transitional health care benefits to help certain uniformed services members and their families transition to civilian life Eligibility You and your eligible family members may be covered for health benefi
93. account obtained by completing the one time In Person Authentication process can e Participate in secure messaging with VA health care team members www militaryhandbooks com 2014 Guard and Reserve Handbook 114 Military Handbooks 2014 Guard and Reserve Military Handbook e View key portions of DoD military service information e Get VA wellness reminders e View VA appointments e View VA lab results e View VA allergies and adverse reactions PLUS participate in future features as they become available With My HealtheVet Veterans can access trusted health information to better manage personal health care and learn about other VA benefits and services My HealtheVet helps Veterans partner with VA health care teams by providing tools to make shared informed decisions Simply follow the directions on the Website to register VA patients registered on My HealtheVet can begin to refill VA medications online Veterans can also use the VA Blue Button to view print or download the health data currently in their My HealtheVet account Veterans can share this information with family Caregivers or others such as non VA health care providers It puts the Veteran in control of information stored in My HealtheVet Accessible through My HealtheVet VA Blue Button also provides Veterans who were discharged from military service after 1979 access to DoD Military Service Information This information may include Military Occupational Specialty MOS c
94. after the first Gulf War to identify possible diseases resulting from U S military personnel service in certain areas of Southwest Asia These diseases were endemic to the area or may have been due to hazardous exposures including heavy metals Furthermore air pollutants i e carbon monoxide sulfur oxides hydrocarbons particulate matter and nitrogen oxides singly or in combination could have caused chronic health problems Depleted Uranium Registries Depleted uranium is natural uranium leftover after most of the U 235 isotope has been removed such as that used as fuel in nuclear power plants DU possesses about 60 percent of the radioactivity of natural uranium it is a radiation hazard primarily if internalized such as in shrapnel contaminated wounds and inhalation In addition to its radioactivity DU has some chemical toxicity related to being a heavy metal similar to lead Veterans who are identified by the Department of Defense DoD or have concerns about possible depleted uranium exposure are eligible for a DU evaluation VA maintains two registries for Veterans possibly exposed to depleted uranium The first is for Veterans who served in the Gulf War including Operation Iraqi Freedom The second is for Veterans who served elsewhere including Bosnia and Afghanistan Agent Orange Registry For Veterans possibly exposed to dioxin or other toxic substances in herbicides used during the Vietnam War between 1962 and 1975 regardless of
95. al deficiency and refresher courses may be approved under certain circumstances The Montgomery GI Bill Selected Reserve program may be available to you if you are a member of the Selected Reserve The Selected Reserve includes the Army Reserve Navy Reserve Air Force Reserve Marine Corps Reserve and Coast Guard Reserve and the Army National Guard and the Air National Guard You may use this education assistance program for degree programs certificate or correspondence courses cooperative training independent study programs apprenticeship on the job training and vocational flight training programs Remedial refresher and deficiency training are available under certain circumstances Eligibility for this program is determined by the Selected Reserve components VA makes the payments for this program You may be entitled to receive up to 36 months of education benefits Your eligibility for the program normally ends on the day you leave the Selected Reserve One exception to this rule exists if you are mobilized or recalled to active duty from your reserve status in this case your eligibility may be extended for the amount of time you are mobilized PLUS four months For example if you are mobilized for 12 months your eligibility period is extended for 16 months 12 months active duty PLUS 4 months So even if you leave the reserves after mobilization you may have additional eligibility to the MGIB SR If your unit is deactivated dur
96. al Services LLC P O Box 105146 Atlanta GA 30348 5146 South Humana Military Attn PNC Bank P O Box 105838 Atlanta 30348 9758 Week UnitedHealthcare Military amp Veterans TRICARE West Region Enrollment Department P O Box 105492 Atlanta GA 30348 5492 Overseas International SOS Assistance TOP Prime Enrollments www militaryhandbooks com 2014 Guard and Reserve Handbook 85 Military Handbooks 2014 Guard and Reserve Military Handbook P O Box 11520 Philadelphia PA 19116 TRICARE Prime Remote Overseas TRICARE Prime Remote Overseas is a managed care option in designated remote overseas locations for active duty service members and their command sponsored families Eligible Beneficiaries e Active duty service members e Command sponsored active duty family members e Activated National Guard Reserve members e Command sponsored family members of activated National Guard Reserve members Retired service members and their families may not enroll in TRICARE Prime Remote Overseas Availability In designated remote overseas locations e Eurasia Africa e Latin America e Pacific Coverage TRICARE Prime Remote Overseas provides comprehensive health coverage including e Emergency Care e Outpatient Visits e Preventive Care wellness exams immunizations etc e Hospitalization e Maternity Care e Mental Behavioral health e Prescriptions Getting Care When enroll
97. andbook 82 Military Handbooks 2014 Guard and Reserve Military Handbook e Prescriptions When enrolled you ll also enjoy enhanced preventive care and vision benefits Getting Care With TRICARE Prime you have an assigned primary care manager PCM either at a military treatment facility MTF or from the TRICARE network who provides most of your care Your PCM will refer you to a specialist for care he or she cannot provide and coordinate with your regional contractor for authorization find a specialist in the network and file claims on your behalf You have certain time and distance standards for care including wait times for urgent routine and specialty care Other benefits include enhanced vision and preventive services and travel reimbursement for some specialty care Out of Pocket Costs Active duty service members and their families have no out of pocket costs for any type of care as long as care is received from the PCM or with a referral All other beneficiaries pay annual enrollment fees and network copayments Is TRICARE Prime Right for You If you are an active duty service member or an activated Guard or Reserve member you must enroll in TRICARE Prime All other eligible beneficiaries have the option to enroll or use TRICARE Standard and Extra TRICARE Prime offers fewer out of pocket costs than TRICARE Standard and Extra but less freedom of choice for providers as you must select a provider from the network So you should
98. ary Handbooks 2014 Guard and Reserve Military Handbook Period of Eligibility Benefits generally end the day a reservist or National Guard member separates from the military Additionally if in the Selected Reserve and called to active duty VA can generally extend the eligibility period by the length of time on active duty plus four months for each period of active duty Once this extension is granted it will not be taken away after leaving the Selected Reserve Eligible members separated because of unit deactivation a disability that was not caused by misconduct or otherwise involuntarily separated during Oct 1 1991 through Dec 31 2001 have 14 years after their eligibility date to use benefits Similarly members involuntarily separated from the Selected Reserve due to a deactivation of their unit between Oct 1 2007 and Sept 30 2014 may receive a 14 year period of eligibility REAP FAQs How much entitlement will I get under REAP You will receive 36 months of full time entitlement at your given rate A REAP participant may not use more than 48 months of entitlement under any combination of VA Educational programs For example if you have already used 20 months of MGIB SR you will only receive 28 months of REAP How long do I have to use benefits under REAP You may use your benefits under REAP as long as you remain within your reserve component Benefits must be terminated if you leave the Reserves or participate ina ROTC pr
99. at you earned Under the RCSBP if you have 20 qualifying years of service you have three options for enrollment and you may designate to whom you desire the annuity to be paid The designee s may be your Spouse Former spouse Children Person with an insurable interest in the soldier If you have received a 15 year letter authorizing early retirement at age 60 you are also offered this benefit Annuities can be as much as 55 percent of your retired pay Prior to 1 January 2001 soldiers had 90 days from the date of their receipt of their Twenty Year Letter in which to make an election to enroll in the RCSBP Failure to respond within the 90 day period resulted in an automatic election of Option A The 2001 Authorization Act changed the RCSBP enrollment procedure soldier s receiving a Twenty Year Letter after 31 December 2000 are considered automatically enrolled in the RCSBP under Option C Spouse and children Soldiers are required to respond to this Command within 90 days of receipt of their Twenty Year Letter to advise the Army of the name of their spouse or to change the automatic election ANY CHANGE TO THE AUTOMATIC ELECTION OPTION C REQUIRES WRITTEN CORRESPONDENCE TO THAT EFFECT THAT IS SIGNED BY BOTH THE SOLDIER AND SPOUSE AND NOTARIZED FORMER SPOUSES MUST FILE A DEEMED ELECTION WITH THE DEFENSE FINANCE ACCOUNTING SERVICE CLEVELAND CENTER AND THIS COMMAND WITHIN 1 YEAR OF THE DATE OF THE FINALIZED DIVORCE SUCH ELECTION MUST B
100. aths occurring on or after Sept 11 2001 VA will provide a government headstone or marker even if the grave is already marked with a private one Before ordering check with the cemetery to ensure that the additional headstone or marker will be accepted Any placement fee will not be reimbursed by VA Before ordering check with the cemetery to ensure that the Government furnished headstone or marker will be accepted All installation fees at private cemeteries are the responsibility of the applicant In Memory Markers In Memory Of Markers VA provides memorial headstones and markers with In Memory Of as the first line of inscription to memorialize those whose remains have not been recovered or identified were buried at sea donated to science or cremated and scattered Eligibility requirements are the same as for regular headstones and markers There is no fee when the In Memory Of marker is placed in a national cemetery All installation fees at private cemeteries are the responsibility of the applicant Presidential Memorial Certificates Medallions in Lieu of Government Headstone Marker For Veterans whose deaths occurred on or after Nov 1 1990 Public Law 110 157 enacted December 26 2007 expanded VA authority to provide a medallion instead of a headstone or marker for Veteran s graves in private cemeteries when the grave is already marked with a privately purchased headstone or marker www militaryhandbooks com 2014 Guard a
101. awarded reasonable attorney and expert witness fees if they prevail Service member employees of intelligence agencies are provided similar assistance through the agency s Inspector General Questions or assistance regarding rights and obligations under USERRA should be referred to the nearest VETS office listed in the phone book under U S Government Labor Department www militaryhandbooks com 2014 Guard and Reserve Handbook 62 Military Handbooks 2014 Guard and Reserve Military Handbook 5 Education and Training Several programs administered by the Department of Veterans Affairs VA provide financial assistance to members of the National Guard and Reserve for education programs This includes enrollment in degree programs technical and vocational programs correspondence courses flight training courses and on the job training and apprenticeship programs Programs must be approved usually by a State approving agency for VA purposes before VA education program benefits are paid Montgomery GI Bill Selected Reserve The MGIB SR program may be available to you if you are a member of the Selected Reserve The Selected Reserve includes the Army Reserve Navy Reserve Air Force Reserve Marine Corps Reserve and Coast Guard Reserve and the Army National Guard and the Air National Guard This benefit may be used for degree and certificate programs flight training apprenticeship on the job training and correspondence courses Remedi
102. ax take home pay In personalizing the tax advantage you have to consider other factors such as state and local taxes spousal income and other income Suppose this family has an additional 24 000 in taxable income spouse earnings plus interest earnings in a savings account so their total income is 67 104 00 Add on living in Virginia with a tax bracket of 6 and federal bracket of 15 or 21 total Their tax advantage is 5 054 40 The Regular Military Compensation calculator can be personalized with your situation to estimate your tax advantage Combat Zone Exclusions Being assigned to or working in a combat zone triggers another tax advantage Eamings received while in the combat zone are excluded from taxable income This exclusion is unlimited for enlisted members and warrant officers and is limited to limited to the maximum enlisted pay amount for officers If you spend a single qualifying day in the combat zone your pay for the entire month is excluded from taxable income Bonuses and special pays are also excluded from taxable income if within the previously stated limitations and earned in the same month in which you served in a combat zone For example an enlisted reenlistment bonus is excluded from taxes if the member reenlists in the same month in which the member served in a combat zone Since there is no limitation on amounts excluded for enlisted members the entire reenlistment bonus would be excluded As another example an o
103. ay using the retired pay formula Your total retirement points 360 x 0 025 x monthly active duty pay for your rank and years of service your monthly gross retired pay RCSBP is comprised of two costs the base SBP cost that all active and reserve soldiers pay called the BASE cost and the RC cost which is the cost for carrying your annuity without payment until you attain age sixty 2 Your BASE cost is 0 025 of the first 701 threshold amount of your retired pay 17 53 plus 10 percent of all reminder retired pay over 701 if your projected retired pay will be 1 502 or less per month See Example Example 1 Use paragraph 1 You project that your retired pay will be 800 a month Use paragraph 2 You know that the BASE cost will be 17 53 for the first 701 of your retired pay and 10 of all pay over 701 800 701 184 99 x 0 10 9 90 17 53 9 90 27 43 Base SBP Cost 3 If your retired is projected to be more than 1 502 month the BASE cost will be 0 065 of the projected monthly pay See Example 2 Example 2 You project that your monthly retired pay will be more than 1 502 each month 1600 x 0 065 104 00 Base SBP Cost 4 The second part of the RCSBP cost is again based on your monthly retired pay as well as your age and the age s of your annuitant s at the time you make the election There are too many formulas and variables to be inser
104. be eligible for a lump sum bonus of up to 20 000 Soldiers who choose to affiliate into a Non Critical Unit will be awarded up to 20 000 under the 50 50 payment plan National Guard Education Incentives The Montgomery G I Bill Selected Reserve MGIB SR The Army National Guard offers the Montgomery G I Bill Selected Reserve MGIB SR a tuition assistance program to help with college expenses This benefit pays you a stipend up to 309 a month for full time enrollment while attending college or other approved technical school Over a period of 36 months you can receive up to 11 124 The Montgomery G I Bill Selected Reserve may be used in addition to the 100 Federal Tuition Assistance Program and the Army National Guard GI Bill Kicker Prior service members may also be entitled to the MGIB SR The National Guard College Fund or MGIB SR GI Bill Kicker The Army National Guard MGIB SR Kicker pays up to an additional 350 a month while attending college or other approved technical school Paid as a stipend this incentive pays up to 12 600 over a period of 36 months Additional bonus information www militaryhandbooks com 2014 Guard and Reserve Handbook 21 Military Handbooks 2014 Guard and Reserve Military Handbook e Applicants choosing the 6X2 or 8X0 enlistment option become eligible to receive the SR GI Bill amp Kicker benefits if qualified e If otherwise qualified for SLRP enlistees will be eligible to
105. before the start of class TA is paid on a reimbursable basis after a student successfully completes the course s for which TA was requested and approved Successful course completion is defined as C or better Students who request TA must meet the following eligibility criteria before application for TA reimbursement can be made 1 Students must be actively participating for pay and points and be in good standing does not have a UIF not placed on a control roster not pending or issued an Article 15 and or not pending court martial from the time the Airman applies for and completes the course s 2 Enlisted students retain ability must extend beyond the course end date of the last course approved for TA or the individual must extend or re enlist 3 Commissioned officers must have a mandatory separation date of not less than 48 months of service commitment starting at the end of the last course completed In addition officers incur a four year Reserve Service Each time an officer applies for TA he or she must sign a Contract for Air Force Selected Reserve Service Commitment 4 Students must provide a degree plan to ARPC DPSVN no later than 9 semester hours They ll no longer be eligible for tuition assistance until the plan is on file with DPSVN Note All courses submitted for TA approval must be on the degree plan 5 Student must have a high school diploma or equivalent Airmen will receive 100 for undergraduate or graduate study up
106. benefits can be paid for qualifying traumatic injuries incurred during this period regardless of where the injury occurred The member is not required to have served under OEF OIF orders to be eligible for a TSGLI payment For more information and branch of service contact information visit http benefits va gov insurance tsgli asp or call 1 800 237 1336 Army 1 800 368 3202 Navy 1 877 216 0825 Marine Corps 1 800 433 0048 Active Duty Air Force 1 800 525 0102 Air Force Reserves 1 703 607 5093 Air National Guard 1 202 493 1931 U S Coast Guard 1 301 594 2963 PHS or 1 301 713 3444 NOAA Family Service Members Group Life Insurance FSGLI www militaryhandbooks com 2014 Guard and Reserve Handbook 122 Military Handbooks 2014 Guard and Reserve Military Handbook FSGLI provides up to 100 000 of life insurance coverage for spouses of service members with full time SGLI coverage not to exceed the amount of SGLI the member has in force FSGLI is service members benefit the member pays the premium and is the only person allowed to be the beneficiary of the coverage FSGLI spousal coverage ends when 1 the service member elects in writing to terminate coverage on the spouse 2 the service member elects to terminate his or her own SGLI coverage 3 the service member dies 4 the service member separates from service or 5 the service member divorces the spouse The insured spouse may convert his or her FSGLI coverag
107. book period updates Annuitants and Retired Military You can view and print your account statements on line If you have trouble reading the graphic version of your account statement you can click on the Text Version link The text version of your account statement lists all of your pay data items information in a single column Former Spouses You can view and print your Pay Statements on line You may access your Pay Statement from the Main Menu by clicking on the Payment Information option If you have trouble reading the graphic version of your Pay Statement you can click on the Text Version link The text version of your Pay Statement lists all of your pay data items information in a single column 45 Will I continue to receive my hard copy Leave and Earnings Statement LES or Pay statement Service or Agency Policy will determine if delivery of your hard copy Leave and Earnings Statement LES or pay statement will remain the same However if you like viewing and printing your LES electronically you can use myPay to stop the delivery of your hard copy LES or pay statement Not available for Former Spouses 46 How do I stop delivery of my hard copy LES or Pay statement You will find the option to stop the hard copy delivery of your LES or pay statement on the Main Menu Not available for Former Spouses 47 Once I have elected to stop hard copy delivery can I start it back up later Yes Using the same process
108. by a savings allotment with a unique bank routing number or by cash or check deposit Make the deposit or start the allotment at your local pay office When reviewing your statement keep in mind that there may be a delay in the posting of cash deposits 69 What is the maximum that I may deposit There is no limit on the amount that may be contributed however no interest is paid on amounts exceeding 10 000 00 If you are depositing by allotment it will not stop automatically when the balance reaches 10 000 00 You must monitor the balance You may request the allotment be stopped Army Navy Air Force and Marine members may also stop their SDP allotment in myPay from within the SDP Withdrawal Request option 70 What is the interest rate The interest rate is 10 annually earned at 2 5 per quarter No interest is paid on amounts exceeding 10 000 00 Deposits made by the 10th of a month will earn interest from the Ist of that month Deposits made after the 10th accrue interest from the first day of the following month Your account will continue to earn interest for 90 days after leaving the combat zone Combat zone departure must be posted in order for interest accrual to be correctly stopped 71 Is interest taxable Yes the interest is taxable Combat zone rules do not apply No federal or state tax is withheld A 1099 INT is issued no later than January 31st for Savings Deposit Program interest If you do not receive your 1099 INT
109. call to talk about their military experience or any other issue they are facing in their readjustment to civilian life The staff 15 comprised of combat Veterans from several eras as well as family members of combat Veterans For additional information contact the nearest Vet Center listed in the back of this book or visit www vetcenter va gov Prosthetic and Sensory Aids Veterans receiving VA care for any condition may receive VA prosthetic appliances equipment and services such as home respiratory therapy artificial limbs orthopedic braces and therapeutic shoes wheelchairs powered mobility crutches canes walkers special aids appliances optical and electronic devices for visual impairment and other durable medical equipment and supplies Veterans who are approved for a guide or service dog may also receive service dog benefits including veterinary care and equipment VA medical services include diagnostic audiology and diagnostic and preventive eye care services VA will provide hearing aids and eyeglasses to the following Veterans Those with any compensable service connected disability Those who are former Prisoners of War POWs Those who were awarded a Purple Heart Those in receipt of benefits under Title 38 United States Code U S C 1151 Those in receipt of an increased pension based on being permanently housebound and in need of regular aid and attendance Those with vision or hearing impairment resulting from disease
110. ce program to help with college expenses This benefit pays you a stipend up to 309 a month for full time enrollment while attending college or other approved technical school Over a period of 36 months you can receive up to 11 124 The MGIB SR Kicker The Navy also offers the Montgomery GI Bill Selected Reserve Kicker which combines with and increases the maximum monthly payment rate by 200 Marine Corps Reserve Re Enlistment Bonus The Marine Corps Reserve offers many incentives for re enlisting these include cash and education bonuses Most cash enlistment incentives may also be combined with either the Army Reserve s Loan Repayment Program or the Army Reserve GI Bill Kicker but not both Both first and second time reenlistment bonuses are 5 000 paid in a lump sum A Marine must be in the rank of Sergeant or Staff Sergeant with less than 16 years of total military service and reenlist into a specific MOS To qualify a Marine must e Reenlist for a period of 3 years e Complete the required training commensurate with their grade and PMOS e Pass their mandatory participation stop date There is a specific window of opportunity to apply for a second re enlistment bonus A Marine must reenlist no earlier than 30 days prior to the end of their current contract but not later than the date on which the enlistment for which the first bonus would expire If the Marine is on their eight year military service obligation MSO
111. chasing Savings Bonds through payroll deduction you must establish an account through http www treasurydirect gov Then you may use myPay to start an allotment to TreasuryDirect by clicking on the allotment option at the Main Menu INFORMATION FOR BONDS HELD IN SAFEKEEPING FOR MILITARY MEMBERS www militaryhandbooks com 2014 Guard and Reserve Handbook 39 Military Handbooks 2014 Guard and Reserve Military Handbook All bonds being held in safekeeping as of the above date for ACTIVE DUTY MEMBERS will continue to be held until they are requested The request must include the service member s name complete Social Security Number a valid address where the member would like the bonds to be mailed a daytime telephone number and the member s dated signature The request must indicate that the member wants the bonds released from safekeeping Thirty days must be allowed before a member can claim non receipt of a bond Navy members may submit their signed request in writing or by fax to DFAS Cleveland Center ATTN CODE JDCAB 1240 East 9th Street Cleveland OH 44199 FAX 216 522 6358 OR DSN 580 6358 PHONE VOICE 216 522 5880 DSN VOICE 580 5880 Marine Corps members may submit their signed request in writing or by fax to DFAS Cleveland Center CODE JDCAB 1240 East 9th Street Cleveland OH 44199 2055 FAX 216 522 6358 OR DSN 580 6358 PHONE VOICE 216 522 5880 DSN VOICE 580 5880 Army members may submit their s
112. contributions To change the investment of your contributions you may visit the TSP web site at http www tsp gov For more information on changing your TSP contributions see the Retirement Thrift Investment Board FRTIB website Direct Deposit 60 What are the different types of Direct Deposit categories NET PAY EFT Your Current Direct Deposit Information for your Paycheck TRAVEL EFT Your Current Direct Deposit information for your Travel Pay Army Active and Reserve only MISCELLANEOUS EFT Your Current Direct Deposit information for your Miscellaneous Reimbursements Army Active and Reserve only All EFT options provide the capability to View Change the Financial Institution account type and account number If you are starting or changing a Direct Deposit and your new routing transit number RTN does not work please verify the number with your financial institution If the number is valid please notify the DFAS Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or commercial at 216 522 5096 or Defense Switching Network DSN at 580 5096 of the discrepancy Savings Bonds 61 How do I purchase Savings Bonds in myPay and how do I request Bonds held in safekeeping Effective September 30 2010 the Department of Defense no longer sells U S Savings Bonds through payroll deduction You no longer can purchase Savings Bonds using the myPay Savings Bond option If you wish to start or continue pur
113. cripts to provide home delivery and retail network pharmacy services You can register online to manage your prescriptions or download Express Scripts free Mobile App now TRICARE Pharmacy Program Medications Filling Prescriptions Pharmacy Costs Claims Other Health Insurance Appeals and Grievances Medicare Part D FAQ s What will I pay out of pocket Usually you ll pay nothing out of pocket for any care you receive If you do have to pay for something you ll be able to file a claim with TRICARE for a full reimbursement I have family members Are they also covered by TRICARE If you have a family your spouse and children will also be covered by TRICARE as long as they are registered as your dependents in the Defense Enrollment Eligibility Reporting System DEERS e Before activated you may purchase TRS Member and Family coverage if you qualify for TRS e When activated eligible family members have other health plan options in addition to the Prime options listed above e Ifyou have dependent parents or parents in law they may also be eligible for some TRICARE health benefits Learn more about benefits for National Guard and Reserve Members www militaryhandbooks com 2014 Guard and Reserve Handbook 90 Military Handbooks 2014 Guard and Reserve Military Handbook Retirement National Guard and Reserve service members who complete a minimum of 20 qualifying years of service creditable retirement years
114. d Reserve Handbook 32 Military Handbooks 2014 Guard and Reserve Military Handbook in error by your email administrator Please contact your Email Administrator if you have questions and to correct your email address You may select Email Address on the Main Menu to review the email addresses and providers of those addresses that we have on file for you If you are a Veterans Affairs employee and your email address is incorrect you will need to contact your local Human Resources office and they will update your email address If you have an email address that is USMC mil AF mil or Navy mil Army mil or DFAS mil you may also add a valid mil workplace email address as your personal email address if it is not posted to your myPay account If your workplace email address is invalid or already in use correct your ID CAC card email address please contact your RAPIDS Station point of contact Personnel Center or the DMDC Help Desk at 800 538 9552 to have your record corrected e To correct a Defense Information Systems Agency DISA email address to www disa mil click on My Profile Updating it there will update it in myPay approximately the first of each month e correct an Army AKO email address us army mil contact your local site s email administrator or go to akologin us army mil myPay updates these email addresses weekly e To correct a DFAS mil contact your local site s email administrator myPay update
115. d health plan available worldwide for qualified Selected Reserve members of the Ready Reserve and their families When you purchase the plan your premium payment is due no later than the last day of the month for the next month s coverage If you miss a payment due date your coverage will be terminated due to nonpayment When this occurs a 12 month purchase lockout will go into effect Eligible Beneficiaries TRICARE Reserve Select is available to the Selected Reserve members of the Ready Reserve and their families who meet the following qualifications e Not on active duty orders e Not covered under the Transitional Assistance Management Program e Not eligible for or enrolled in the FEHB program as defined in Chapter 89 of Title 5 U S C or currently covered under FEHB either under their own eligibility or through a family member Note Those members in the Individual Ready Reserve IRR including Navy Reserve Voluntary Training Units VTU do qualify to purchase TRICARE Reserve Select Availability Worldwide Coverage TRICARE Reserve Select provides comprehensive health coverage including www militaryhandbooks com 2014 Guard and Reserve Handbook 80 Military Handbooks 2014 Guard and Reserve Military Handbook Emergency Care Outpatient Visits Preventive Care wellness exams immunizations etc Hospitalization Maternity Care Mental Behavioral health Prescriptions Getting Care Schedule an appointmen
116. d information For DoD CAC users myPay performs a database check at the Defense Manpower Data Center DMDC If you receive the error your SSN does not match the information please contact your RAPIDS Station Point of Contact your Personnel Center or the DMDC Help Desk at 800 538 9552 to have your records corrected To locate the nearest ID card office you can use the RAPIDS Locator Web site You can still access myPay using your Login ID and Password until the records are corrected This information is not applicable for HHS and VA PIV users 97 What if I don t know my CAC or PIV PIN or my CAC or PIV is Expired or Revoked For DoD CAC users please contact your RAPIDS Station Point of Contact your Personnel Center or the DMDC Help Desk at 800 538 9552 to have your records corrected You can still access myPay using your Login ID and Password until the records are corrected To locate the nearest ID card office you can use the RAPIDS Locator Web site HHS PIV users e General questions about PIV SmartCards and HSPD 12 Contact HSPD 12 HHS gov www militaryhandbooks com 2014 Guard and Reserve Handbook 48 Military Handbooks 2014 Guard and Reserve Military Handbook e AMS Login Contact the ONE DHHS Help Desk at 1 888 ONE DHHS 1 888 663 3447 e PIV SmartCard Contact your local security office for issuance or troubleshooting e SmartCard Reader Contact your local IT Service Desk or go to the Need Help link the AMS
117. d or aggravated in the line of duty or died while a member of the Selected Reserve The next of kin may apply for the flag at any VA regional office or U S Post Office by completing VA Form 21 2008 Application for United States Flag for Burial Purposes available at http Awww nlhs com request_for_ burial 21 2008 pdf In most cases a funeral director will help the family obtain the flag Reimbursement of Burial Expenses VA will pay a burial allowance up to 2 000 if the veteran s death is service connected In such cases the person who bore the veteran s burial expenses may claim reimbursement from VA In some cases VA will pay the cost of transporting the remains of a service connected veteran to the nearest national cemetery with available gravesites There is no time limit for filing reimbursement claims in service connected death cases Burial Allowance VA will pay a 300 burial and funeral allowance for veterans who at time of death were entitled to receive pension or compensation or would have been entitled if they weren t receiving military retirement pay Eligibility also may be established when death occurs in a VA facility a VA contracted nursing home or a state veterans nursing home In non service connected death cases claims must be filed within two years after burial or cremation Plot Allowance VA will pay a plot allowance when a Veteran is buried in a cemetery not under U S government jurisdiction if the V
118. d to As a U S Coast Guard SELRES you must maintain at least minimum drill attendance maintain satisfactory participation in order to be eligible to receive the tuition assistance Tuition Assistance is available for approved courses tuition assistance covers 100 of course costs up to 250 per credit hour not to exceed 4 500 per fiscal year Supplemental Education Grants The CGMA Supplemental Education Grant SEG Program offers financial assistance by reimbursing certain costs associated with seeking a first undergraduate associate and or bachelor degree or a Vocational and Technical Training VoTech certificate or a General Equivalency Diploma GED not otherwise covered by Coast Guard Tuition Assistance or similar programs SEG availability is subject to annual funding level changes grants will be awarded on a first come first served basis Eligibility Requirements client is eligible for the SEG if he or she and the student meet the following criteria Client All CGMA clients on behalf of themselves or their eligible family members are eligible to participate in the supplemental Education grant SEG Program And the student is e Enrolled in his or her first undergraduate associate or bachelor degree program Or www militaryhandbooks com 2014 Guard and Reserve Handbook 73 Military Handbooks 2014 Guard and Reserve Military Handbook e Pursuing a Vocational and Technical Training VoTech program app
119. described above you can re start the hard copy delivery of your LES or pay statement Service or Agency Policy will determine if delivery of your hard copy Leave and Earnings Statement or pay statement will resume 48 Can I print my LES or Pay Statement Yes There are instructions under Help on how to print your LES or Pay Statement 49 I am having problems printing my LES or Pay Statement What should I do DFAS recommends that you select the Printer Friendly Version of your LES if you desire to print or save your LES It requires Adobe Acrobat Reader Often Acrobat Reader is already added to web browsers If you don t have Adobe Reader and applicable security policies allow you to install it it can be downloaded at http www adobe com products reader html If you prefer the HTML version you can print it However you may have to make adjustments to your margins in your browser Page Setup for optimal printing of the HTML version If your LES or Pay Statement is cut off at any margin go to the myPay Home Page to adjust the margins of your browser Once the myPay Home Page is opened access the File dropdown menu and select Page Setup Within the Page Setup window adjust the left and right margins to 25 inches and the top and bottom margins to 5 inches If that does not solve the problem click on the View menu Select Text Size and click on medium If you continue to have the problem after following the above instructions click on t
120. dical appointments Women Veterans Women Veterans are eligible for the same VA benefits as male Veterans Comprehensive health services are available to women Veterans including primary care specialty care mental health care and reproductive health care services VA provides management of acute and chronic illnesses preventive care contraceptive services menopause management and cancer screenings including pap smear and mammograms and gynecology Maternity care is covered in the Medical Benefits package Women Veterans receive maternity care from an OB GYN and care for their newborn children is covered for seven days after birth Infertility evaluation and limited treatments are also available Women Veterans Program www militaryhandbooks com 2014 Guard and Reserve Handbook 103 Military Handbooks 2014 Guard and Reserve Military Handbook Managers are available at all VA facilities to assist women Veterans in their health care and benefits For more information visit www womenshealth va gov Military Sexual Trauma VA health care professionals provide counseling and treatment to help Veterans overcome psychological issues resulting from sexual trauma that occurred while serving on active duty or active duty for training if service was in the National Guard or Reserves Veterans who are not otherwise eligible for VA health care may still receive these services Appropriate services are provided for any injury illness or psychological
121. dier reserves the right to enroll No Participation in the RCSBP when he she 1 Marries election must be made within one year of the marriage 2 Attains age sixty 60 and receives retired pay 3 Agrees with spouse in writing not to enroll in the RCSBP MUST BE NOTARIZED Option B The soldier elects coverage but does not desire that the annuity be paid to the Coverage No Annuity widow widower until the soldier would have attained age sixty 60 Until 60 Option C The soldier elects coverage requiring that the annuity payments to the widow widower Coverage Immediate begin immediately upon the death of the soldier Annuity www militaryhandbooks com 2014 Guard and Reserve Handbook 98 Military Handbooks 2014 Guard and Reserve Military Handbook THE SPOUSE MUST SIGN AND AGREE TO ANY ELECTION REPLY THAT DOES NOT PROVIDE IMMEDIATE AND MAXIMUM COVERAGE FOR THE SPOUSE THE FORM MUST BE NOTARIZED Costs The cost of participation in the RCSBP is borne by you when you start to receive retired pay at age 60 Upon your death the RC cost is transferred to the annuitant Once you make an election you may not by law cancel your participation in RCSBP The cost of the RCSBP is based upon your age and the age of your annuitant at the time of election the option you select the base amount that you select and your retired pay To calculate your approximate RCSBP costs use the following steps 1 Compute your retired p
122. e Reading untagged Document Dialog box If you want to print your LES you need to answer cancel to this dialog Acrobat will then go ahead and display the LES on your screen without performing the accessibility features of the program Users of Jaws for Windows may hear the words document not available In fact the LES is really on the screen at this time To go ahead and print select print Alt f from the dropdown menu or just press Ctrl p The windows printer dialog will appear Select OK and your LES will print SmartDocs Notifications 78 Beware of email Scams Customers should be aware of a scam in which recipients receive an email that claims to come from the Defense Finance and Accounting Service DFAS The email states that the customer s password has been established or changed with an attachment that contains malicious software malware that infects the intended victim s computers To avoid malware do not click on any links or open any attachments Be vigilant and update your computer with antivirus software and patches DFAS does send notifications when a Password has been established or changed in myPay from SmartDocs dfas mil Emails from SmartDocs dfas mil do not contain attachments of any kind Ensure that when you receive an email from DFAS that the email is being sent to an email address that you have registered with DFAS myPay Mobile 79 What do I need to get started using the myPay mobile site You only ne
123. e optimal levels of independence upon discharge to independent or supportive community living MH RRTP also provides rehabilitative care for Veterans who are homeless Eligibility VA may provide domiciliary care to Veterans whose annual gross household income does not exceed the maximum annual rate of VA pension or to Veterans the Secretary of Veterans Affairs determines have no adequate means of support The co pays for extended care services apply to domiciliary care Call the nearest benefits or health care facility to obtain the latest information Work Restoration Programs VA provides vocational assistance and therapeutic work opportunities through several programs for Veterans receiving VA health care Each program offers treatment and rehabilitation services to help Veterans live and work in their communities Participation in the following VA Work Restoration Programs cannot be used to deny or discontinue VA disability benefits Payments received from Incentive Therapy and Compensated Work Therapy transitional work are not taxable Incentive Therapy IT provides a diversified work experience at VA medical centers for Veterans who exhibit severe mental illness and or physical impairments IT services may consist of full or part time work with nominal remuneration limited to the maximum of one half of the Federal minimum wage www militaryhandbooks com 2014 Guard and Reserve Handbook 111 Military Handbooks 2014 Guard and Reserve Mil
124. e a Line of Duty LOD determination or a Notice of Eligibility NOE if you belong to the U S Coast Guard LOD NOE determinations are used to establish manage and authorize health care for any specific injury illness or disease that results in emergency or urgent care while serving on drill weekends or annual training LOD NOE coverage is separate from any other TRICARE coverage including e Benefits provided under the Transitional Assistance Management Program e Coverage under TRICARE Reserve Select e Pre activation benefits you may qualify for upon Federal activation Documenting Eligibility and Getting Care When your unit approves your LOD NOE determination you must ensure that it is filed with your local military treatment facility or with the Military Medical Support Office MMSO You should also send a copy to any providers who cared for your LOD NOE injury or illness so they can file it with your claim e Ifyou are able to get care from military treatment facility MTF that MTF will manage your LOD care Make sure your service issued LOD NOE determination on file there e If you re not able to get care from an MTF MMSO works with your unit medical representative to coordinate your care with a TRICARE authorized provider For more information view MMSO LOD Care procedure guidelines or visit the MMSO Web Site Line of Duty Dental Care You may qualify for dental care when an injury or illness occurs during active duty status t
125. e at www va gov vhapublications viewpublication asp pub_ID 1089 The following four categories of Veterans are not required to enroll but are urged to do so to permit better planning of health resources 1 Veterans with a service connected disability of 50 percent or more 2 Veterans seeking care for a disability the military determined was incurred or aggravated in the line of duty but which VA has not yet rated within 12 months of discharge www militaryhandbooks com 2014 Guard and Reserve Handbook 101 Military Handbooks 2014 Guard and Reserve Military Handbook 3 Veterans seeking care for a service connected disability only 4 Veterans seeking registry examinations Ionizing Radiation Agent Orange Gulf War Operation Iraqi Freedom and Depleted Uranium Priority Groups During enrollment each Veteran is assigned to a priority group VA uses priority groups to balance demand for VA health care enrollment with resources Changes in available resources may reduce the number of priority groups VA can enroll If this occurs VA will publicize the changes and notify affected enrollees A description of priority groups follows Group 1 Veterans with service connected disabilities rated 50 percent or more and or Veterans determined by VA to be unemployable due to service connected conditions Group 2 Veterans with service connected disabilities rated 30 or 40 percent Group 3 Veterans who are former POWs Veterans awarded
126. e care instruction and specialized Caregiver programs in multiple severe traumas such as Traumatic Brain Injury TBI Spinal Cord Injury Disorders and Blind Rehabilitation VA has a Caregiver assistance healthy living center on My HealtheVet www myhealth va gov as well as Caregiver information on VA s main Webpage Family Support Services These support groups can be face to face or on the telephone They include family counseling spiritual and pastoral care family leisure and recreational activities and temporary lodging in Fisher Houses Travel VA s Comprehensive Assistance for Family Caregivers Program entitles the designated family Caregiver to beneficiary travel benefits These benefits include e Transport lodging and subsistence for period of Caregiver training e Transport lodging and subsistence while traveling as Veteran s attendant to and from VA Healthcare as well as duration of care at VA or VA authorized facility e Mileage or common carrier transport e Lodging and or subsistence at 50 of local federal employee rates www militaryhandbooks com 2014 Guard and Reserve Handbook 115 Military Handbooks 2014 Guard and Reserve Military Handbook Other Benefits VA provides durable medical equipment and prosthetic and sensory aides to improve function financial assistance with home modification to improve access and mobility and transportation assistance for some Veterans to and from medical appointments On May 5 2010
127. e on or after August 1 1986 AND who elected to receive the 30 000 Career Status Bonus at their 15th year of service The REDUX retirement system and Career Status Bonus is a package deal It is the combination of these two items that can be advantageous to many individuals The REDUX portion determines retirement income the longer one s career the higher that income and the 30 000 Career Status Bonus provides current cash available for investing major purchases or setting up a business after retirement REDUX System Details The REDUX multiplier calculation and annual cost of living adjustments differ from the other systems Also REDUX has a catch up increase at age 62 that brings the REDUX retired pay back to the same amount paid under the High 3 System REDUX is the only military retirement system with a readjustment feature Each of the first 20 years of service is worth 2 0 toward the retirement multiplier But each year after the 20th is worth 3 5 Hence 2 0 x 20 years 40 But a 30 year career is computed by 2 0 times the first 20 years plus 3 5 for the 10 years beyond 20 resulting in the maximum of 75 The table below summarizes the initial multiplier at various years of service under REDUX Under REDUX the longer an individual stays on active duty the closer the multiplier is to what it would have been under High 3 up to the 30 year point where the multipliers are equal In precisely the same way as High 3 this mult
128. e priority when funds are limited Arkansas 1 000 per semester Maximum of 4 semester per year Can be used only at Arkansas public and private colleges and universities California None Colorado 100 Can be used only at selected Colorado state schools Connecticut 100 Tuition Waiver Applies only to Connecticut state public universities or community technical colleges Delaware 100 100 of tuition at Delaware state institutions and an equivalent dollar amount for private institutions District of 1 000 per Can be used at any approved college university or educational Columbia semester quarter institution Florida 100 or 50 100 for those who enlisted in the Florida National Guard on or after 1 July 1997 and 50 for those who entered before 1 July 1997 Applies to Florida state community colleges and universities Georgia 100 Can t exceed 2 500 per school year Also available an 800 loan for full time students and a 400 loan to part time students TA loan is valid only for students in bachelor degree programs Hawaii 100 or 50 100 at Hawaii state community colleges and 50 at Hawaii universities Illinois 100 Any Illinois state supported college or university Indiana 100 Any Indiana state school Iowa 50 Iowa state universities and community colleges and selected private universities Kansas 100 Any Kansas state supported school for any certificate diploma or degree up to a bachelor degree Members are required to ser
129. e to a policy offered by participating private insurers within 120 days of the date of any of the termination events noted above Veterans Group Life Insurance SGLI may be converted to Veterans Group Life Insurance which provides renewable term coverage to 1 Veterans with full time SGLI coverage upon release from active duty or the reserves 2 Members of the Ready Reserves National Guard with part time SGLI coverage who incur a disability or aggravate a pre existing disability during a period of active duty or a period of inactive duty for less than 31 days that renders them uninsurable at standard premium rates 3 Members of the Individual Ready Reserve and Inactive National Guard SGLI can be converted to VGLI up to the amount of coverage the service member had when separated from service Veterans who submit an application and the initial premium within 120 days of leaving the service will be covered regardless of their health Veterans who don t apply within this period can still convert to VGLI if they submit an application pay the initial premium and show evidence of insurability within one year after the end of the 120 day period Beginning on Oct 1 2011 current VGLI policyholders who are under the age of 60 and are not insured by the maximum amount of VGLI as prescribed by law have an opportunity to increase their VGLI coverage by 25 000 once every five years Servicemembers who are totally disabled at the time of
130. each a customer service representative at these numbers 5 Where can get a 128 bit browser Microsoft Internet Explorer is available from www microsoft com 6 How do I enable JavaScript Since directions for enabling JavaScript vary across browsers you should see your system administrator check the manual use the help option or call e mail your browser vendor s technical support group for instructions and support in enabling JavaScript 7 What is cache or caching Browsers can automatically store save cache pages displayed on your monitor to your hard drive Caching automatically saving pages to your hard drive can allow others to see your personal information if they have access to your machine When you are operating in the SSL mode some browsers allow you to set the cache to be cleared deleted upon exiting the browser If possible you should set the cache to be cleared upon exiting the browser when using myPay 8 How do set the browser cache to clear upon exiting Since directions for clearing the cache vary across browsers you should see your system administrator www militaryhandbooks com 2014 Guard and Reserve Handbook 23 Military Handbooks 2014 Guard and Reserve Military Handbook check the manual use the help option or call e mail your browser vendor s technical support group for instructions and support in setting the browser cache to clear upon exiting Caching cannot be disabled in every browser and
131. east 24 months of active duty or your full tour you may not be able to receive the additional earnings Check with Social Security for details If you served in the military from 1940 through 1956 including attendance at a service academy you did not pay Social Security taxes However your Social Security record may be credited with 160 a month in earnings for military service from September 16 1940 through December 31 1956 under the following circumstances www militaryhandbooks com 2014 Guard and Reserve Handbook 95 Military Handbooks 2014 Guard and Reserve Military Handbook e You were honorably discharged after 90 or more days of service or you were released because of a disability or injury received in the line of duty or e You are still on active duty or e You are applying for survivors benefits and the veteran died while on active duty You cannot receive credit for these special earnings if you are already receiving a federal benefit based on the same years of service There is one exception If you were on active duty after 1956 you can still get the special earnings for 1951 through 1956 even if you re receiving a military retirement based on service during that period These extra earnings credits are added to your earnings record when you apply for Social Security benefits NOTE In all cases the additional earnings are credited to the earnings that we average over your working lifetime not directly to your
132. ed you have an assigned primary care manager PCM who provides most of your care Your PCM will refer you to a specialist for care he or she cannot provide and coordinate with the overseas contractor International SOS for authorization when needed Out of Pocket Costs There are no enrollment fees and no out of pocket costs for any type of care as long as care is received from your PCM or with a referral Care received without a referral is subject to point of service fees Is TRICARE Prime Remote Overseas Right for You If you are an active duty service member or an activated Guard or Reserve member stationed in a designated remote overseas location you must enroll in TRICARE Prime Remote Overseas Family members must be command sponsored to enroll or they have the option to use TRICARE Standard Overseas www militaryhandbooks com 2014 Guard and Reserve Handbook 86 Military Handbooks 2014 Guard and Reserve Military Handbook Overseas Contractor International SOS is the TRICARE Overseas Program contractor and will provide the assistance you need for enrollment claims finding a provider authorization and much more Click here for country specific toll free numbers Register online for access to secure functions including Eligibility query Other health insurance status update Claim status Deductible Out of pocket expense Contact Customer Service Explanation of Benefits Enrolling in TRICARE Prime Remote Overseas Use the
133. ed to single type quarters and who is authorized a basic allowance for housing solely by reason of the member s payment of child support A member is not entitled to BAH DIFF if the monthly rate of that child support is less than the BAH DIFF BAH DIFF is determined by the SECDEF and was equal to the difference between BAH II with dependents BAH II without dependents in 1997 for the member s www militaryhandbooks com 2014 Guard and Reserve Handbook 53 Military Handbooks 2014 Guard and Reserve Military Handbook grade BAH Diff is published annually and is determined by increasing the previous year s table by the percentage growth of the military pay raise For more information contact your finance office or consult Section 260416 Chapter 26 FMR Frequently Asked Questions Who is eligible for BAH A member assigned to permanent duty within the 50 United States who is not furnished government housing is eligible for a Basic Allowance for Housing BAH based on the member s dependency status at the permanent duty station ZIP Code A member stationed overseas except in Hawai i and Alaska including U S protectorates who is not furnished government housing is eligible for an Overseas Housing Allowance OHA based on the member s dependency status If a member is serving an UNACCOMPANIED overseas tour the member is eligible for BAH at the with dependents rate based on the dependent s U S residence ZIP Code plus FSH at the
134. ed two things to get started e A mobile phone with a web browser Phones that work best with the myPay mobile capability include the iPhone Android DROID Blackberry and other Windows mobile devices e A myPay user account and the same Login ID and password you currently use to manage your myPay account on your computer Not enrolled Go online to https mypay dfas mil mypay aspx and click on the Create an Account link in the LOG IN section on the left side of the screen Follow the instructions for creating your Login ID and Password www militaryhandbooks com 2014 Guard and Reserve Handbook 45 Military Handbooks 2014 Guard and Reserve Military Handbook 80 Is there a special URL for the mobile site Simply visit https mypay dfas mil DFAS can automatically detect if you are using your iPhone Android Blackberry or other Windows mobile device and will load a mobile version of the site 81 What is the mobile site The myPay mobile capability makes it possible for you to manage your account on the go by making key information and capabilities accessible from a mobile phone 82 Will myPay have an Application APP Download Not at this time There are a limited number of SmartPhones that offer Application download capabilities Since myPay services over 6 million customers the Mobile capability offers the ability for a wider range of users to access myPay via the SmartPhone 83 How can I manage my account on the
135. eed up your data entry see specifics on access keys below a To start entering your password using the On Screen Keyboard use the Tab key to move through the keys until you arrive at the first number letter or special character of your password Press the Space Bar to select The first position of your password will appear masked in the text box b The cursor will return to the first number in the first row of the On Screen keyboard after selecting each character www militaryhandbooks com 2014 Guard and Reserve Handbook 43 Military Handbooks 2014 Guard and Reserve Military Handbook c Tab to each subsequent number letter or special character of your password and then press the Space Bar to select d After entering your complete password using the On Screen Keyboard press the Tab key to go to the Accept Submit button Press the Space Bar to select or use the built in access key combination of ALT 6 if available to submit your password e In order to ensure all special character buttons are read back to users of Jaws for Windows the punctuation must be set to all This allows for all of the keys on the On Screen Keyboard to speak If Jaws punctuation is set to some or none then keys such as and _ will not speak often all that 15 said is button To set punctuation to all in Jaws the steps are as follows 1 Bring up Jaws options with an insert v key 2 Either arrow down to punctuation lev
136. eee Non Prior Service Basic Bonus Prior Service Enlistment Bonus Recruiting Selective Conversion Reenlistment Navy Education Incentives The Montgomery GI Bill Selected Reserve MGIB SR Kicker Marine Corps Reserve Re Enlistment Bonus Marine Corps Reserve Education Re Enlistment Incentive os eee eee eeeecee eee eee teers Air National Guard Bonus and Incentive Overview _ eee eeeneeeeees Air National Guard Cash Bonuses Air National Guard Education Incentives Student Loan Repayment Program The Montgomery GI Bill Selected Reserve The Air National Guard College Fund ccc cece cece nee Army National Guard Bonus and Incentive Overview eee ee eceeeeeecee eee eeeeeeeeeeeeenees How the Army National Guard Pays Bonuses Army National Guard Cash Bonus no e ce eee ee ee eee e eee e ects neta eeeeaeteneeaeeeeaenees National Guard MOS Non Prior Service Bonus Critical
137. egree programs certificate or correspondence courses cooperative training independent study programs apprenticeship on the job training and vocational flight training programs Remedial refresher and deficiency training are available under certain circumstances Eligibility for this program is determined by the Selected Reserve components VA makes the payments for this program You may be entitled to receive up to 36 months of education benefits Your eligibility for the program normally ends on the day you leave the Selected Reserve One exception to this rule exists if you are mobilized or recalled to active duty from your reserve status in this case your eligibility may be extended for the amount of time you are mobilized PLUS four months For example if you are mobilized for 12 months your eligibility period is extended for 16 months 12 months active duty PLUS 4 months So even if you leave the reserves after mobilization you may have additional eligibility to the MGIB SR If your unit is deactivated during the period beginning on October 1 2007 through September 30 2014 or you are involuntarily separated for reasons other than misconduct you will retain your original period of eligibility which is 14 years from the date of your first 6 year obligation with the selected reserves Tuition Assistance The U S Coast Guard Reserve can take advantage of the same tuition assistance benefits that the Active Duty Coast Guard is entitle
138. el or press the letter lt p gt until you come to punctuation 3 If you enter an incorrect number letter or special character using the On Screen Keyboard tab to the On Screen Keyboard Backspace button and then press the Space Bar to select it to erase the last position entered If you want to clear all the numbers letters characters you entered tab to the Clear button on the On Screen Keyboard and select it by pressing the space bar 4 The Return key will exit from Jaws Options 3 If you enter an incorrect number letter or special character using the On Screen Keyboard tab to the On Screen Keyboard Backspace button and then press the Space Bar to select it to erase the last position entered If you want to clear all the numbers letters characters you entered tab to the Clear button on the On Screen Keyboard and select it by pressing the space bar Using Access Keys to Speed Up Data Entry If your browser supports access keys you can use them to more easily navigate through the On Screen keyboard Access keys allow you to quickly jump to specified rows within the On Screen Keyboard instead of tabbing completely through the keyboard to enter your password The following are commonly found access keys Alt 1 jump to row containing randomly presented Numeric Characters 1 thru 0 Alt 2 jump to row containing randomly presented Symbolic Characters i e This row also contains the Backspace and Clear keys and U
139. ember is serving UNACCOMPANIED overseas tour the member is eligible for BAH at the with dependents rate based on the dependent s US residence ZIP Code plus OHA at the without dependents rate if the member is not furnished government housing overseas Partial BAH A member without dependents who is living in government quarters is entitled to a Partial BAH BAH Reserve Component Transit BAH II RC T is the housing allowance for members in particular circumstances for example Reservists on active duty less than 30 days It also applies when a member is in transit from selected areas where no prior BAH rate existed It does not vary by geographic location BAH II RC T was set based on the old Basic Allowance for Quarters BAQ which was www militaryhandbooks com 2014 Guard and Reserve Handbook 52 Military Handbooks 2014 Guard and Reserve Military Handbook based on the national average for housing is published annually and is determined by increasing the previous year s table by the percentage growth of housing costs 2013 Non Locality BAH Payment Rates The following table reflect the increased 2013 BAH Non Locality Tables for Partial Reserve Component and Transient and Differential rates Grade Partial Reserve Component and Transient BAH Differential Without Dependents With Dependents O 10 50 70 1 481 70 1 8
140. ence location based on BAH In some cases this may lead to some members choosing to live further from their duty station simply to receive higher BAH In other cases when members commute to lower cost areas members would find their BAH to be lower even though their commuting expenses are higher The Services decided to base the allowance on the duty location with the full knowledge that members would still be free to live where they choose but that this decision would not affect the BAH amount Geographically separated families geographic bachelors are normally eligible for BAH based on the member s duty station Each Service budgets for support of a certain number of members and families at each location If a growing number of people decide to leave their families in Washington or Tampa while the member PCS s to Mt Home or Ft Hood that could skew the budget and service support planning for these locations Also a fundamental philosophy of military service is that members with their families create a better work environment and esprit de corps when they can be active participants in the local base and community In certain circumstances with specific approval of the Secretary of the Service concerned a member may be granted an exception to receive BAH based on the dependent s location For example if a member has a sick child that requires medical attention only available in a certain location say Walter Reed Army Medical Center in Washing
141. endation for guide dogs and support in the use of guide dogs 10 Costs for veterinary care and equipment for guide dogs 11 Talking books tapes and Braille literature 12 Family education and support a Eligible visually impaired Veterans who are not severely visually disabled enrolled in the VA health care system may be eligible for services at a VA medical center or for admission to an outpatient VA blind rehabilitation program and may also receive A total health and benefits review Adjustment to vision loss counseling Rehabilitation assessment and training to improve independence and quality of life Low vision devices and training in their use Electronic and mechanical aids for the visually impaired including adaptive computers and computer assisted devices such as reading machines and electronic travel aids and training in their use Family education and support ad A Mental Health Care Treatment Veterans eligible for VA medical care may receive general mental health treatment as needed including specialty services Mental health services are available in primary care clinics including Home Based Primary Care general and specialty mental health outpatient clinics inpatient mental health units residential rehabilitation care facilities specialty medical clinics and Community Living Centers a wide array of settings where Veterans receive health care The list of services and programs that Men
142. ene ne Enea Marine Corps Reserves sha Assist nc Special Education Program EEE EE EEE EEE Advanced Degree Program ee eee nent ene ence ne eden een ene eee Ait Force 1 GEBI Loan Payment Tuition Assistance 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Coast Guard EEEE EE EE ENE E AAE RERA Selected REServe santas Tuition Assistance Supplemental Education Grants Eligibility Requirements oo cece cece ence EE Office of Work Life Programs Scholarship Program P rposeof Program National Guard Education Benefits __ Federal Tuition Assistance Montgomery Ta Army National Guard Kicker
143. enefits 20 0 0 ccc ccc ccc cece cence 125 VA National CemetericS 125 Headstones and Markers 2 126 Inscription E A EE E ES 126 Private Cemeteries aE EEEE E A ARA N E EE 126 In Memory Of Markers otha 126 Presidential Memorial Certificates 126 127 Reimbursement of Burial 127 Burial Allowance E dia antes 127 Plot sicrete n eean a O E E E ETERA 127 Military Funeral Honors 127 Veterans Cemeteries Administered by Other Agencies 128 Arlington National Cemetery 128 State Veterans Cemeteries caten 128 Department of the Interior koe eee ence ee eee ene REEE eee tenet ental 128 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Introduction The U S military is the most powerful and sophisticated armed force in the world A vital part of this power comes from the citizen warriors who make up our nation s military Reserve Component This defensive power is provided by two great institutions the U
144. ependent ever establish eligibility in that location It is not cost effective to collect Runzheimer data for all such locations To handle this situation these areas are combined with other areas of similar cost for which Runzheimer cost data exists Pooling the data in this manner gives sufficient data necessary to attain statistically reliable housing costs and BAH rates Comparable housing costs are determined by using Fair Market Rents FMRs published annually for all counties by the Department of Housing and Urban Development After grouping or pooling the data the result is a set of counties with comparable housing costs and BAH rates called a County Cost Group CCG There are approximately 30 separate CCGs each with similar housing cost Each group includes a statistically sufficient quantity of Runzheimer cost data to calculate average housing costs by size and type of dwelling for that group of counties Although half the U S counties about 1 500 are in County Cost Groups these counties contain less than two percent of the Uniformed Services population eligible to receive BAH Who actually collects the housing data Runzheimer International is employed to collect the nation wide housing cost data that are used to compute BAH Founded in 1933 Runzheimer is a recognized leader in the field of collecting cost of living data in the United States and around the world Currently Runzheimer serves over 2 000 businesses and governments worldwide a
145. er servicer as quickly as possible VA Refinancing of a Non VA Guaranteed Home Loan Veterans with conventional home loans now have new options for refinancing to a VA guaranteed home loan These new options are available as result of the Veterans Benefits Improvement Act of 2008 Veterans who wish to refinance their subprime or conventional mortgage may now do so for up t 100 percent of the value of the property which is up from the previous limit of 90 percent www militaryhandbooks com 2014 Guard and Reserve Handbook 120 Military Handbooks 2014 Guard and Reserve Military Handbook Additionally Congress raised VA s maximum loan guaranty for these types of refinancing loans Loan limits were effectively raised from 144 000 to 417 000 High cost counties have even higher maximum loan limits VA county loan limits can be found at www benefits va gov homeloans These changes will allow more qualified Veterans to refinance through VA allowing for savings on interest costs and avoiding foreclosure Other Assistance for Delinquent Veteran Borrowers If VA is not able to help a Veteran borrower retain his her home whether a VA guaranteed loan or not the HOPE NOW Alliance may be of assistance HOPE NOW is a joint alliance consisting of servicers counselors and investors whose main goal is to assist distressed borrowers retain their homes and avoid foreclosure They have expertise in financial counseling as well as programs that
146. erve offers many incentives for joining these include several types of cash signing bonuses and education bonuses If you qualify for more than one bonus the Army Reserve may combine them to pay a combined bonus which is not to exceed 20 000 Most cash enlistment incentives may also be combined with either the Army Reserve s Loan Repayment Program or the Army Reserve GI Bill Kicker but not both Army Reserve Cash Bonuses If you enlist in the Army Reserve for six years you may qualify for a combination of bonuses that depend on reserve vacancies how quickly you can report to training advanced civilian skills level of education and more The following is a quick summary of the current Army Reserve Cash Bonus www militaryhandbooks com 2014 Guard and Reserve Handbook 15 Military Handbooks 2014 Guard and Reserve Military Handbook Non Prior Service Enlistment Bonuses up to 20 000 Seasonal Quick Ship Bonuses up to 5 000 High School Sr Bonuses 1 000 Prior Service Incentives up to 10 000 Army Reserve Prior Education Bonus up to 4 000 Army Reserve Bonus For Civilian Skills 5 000 Army Reserve Chaplain Bonus Army Reserve enlistment bonus 20 000 Non Prior Service Qualified Army Reserve applicants without previous military service who enlist for six years may qualify for combined bonuses of up to 20 000 depending on the Reserve unit vacancy and how quickly the individual can report to training
147. es not mean that a Veteran s guaranty entitlement is restored That occurs only if the borrower is an eligible Veteran who agrees to substitute his or her entitlement for that of the seller If a Veteran allows assumption of a loan without prior approval then the lender may demand immediate and full payment of the loan and the Veteran may be liable if the loan is foreclosed and VA has to pay a claim under the loan guaranty Loans made prior to March 1 1988 are generally freely assumable but Veterans should still request VA s approval in order to be released of liability Veterans whose loans were closed after Dec 31 1989 usually have no liability to the government following a foreclosure except in cases involving fraud misrepresentation or bad faith such as allowing an unapproved assumption However for the entitlement to be restored any loss suffered by VA must be paid in full www militaryhandbooks com 2014 Guard and Reserve Handbook 119 Military Handbooks 2014 Guard and Reserve Military Handbook VA Assistance to Veterans in Default VA urges all Veterans who are encountering problems making their mortgage payments to speak with their servicers as soon as possible to explore options to avoid foreclosure Contrary to popular opinion servicers do not want to foreclose because foreclosure costs a lot of money Depending on a Veteran s specific situation servicers may offer any of the following options to avoid foreclosure e Repayme
148. eserve Handbook www militaryhandbooks com Military Handbooks 2014 Guard and Reserve Military Handbook Clothing Replacement ee eneeeneeaenaes Basic Allowance Standard Allowance Navy Special Allowance Tax Advantages Tax Exempt Explanatory Example Combat Zone Exclusions erneiere Re Employment Rights The Uniformed Services Employment and Reemployment Rights Act of 1994 Education and Training Montgomery GI Bill Selected Reserve AA AEE EEEE EEE Montgomery GI Bill SR Chapter 1606 Increased Educational Benefit Tr ning Rates Work St dy NENEA E EE Counseling Gli Reserve Educational Assistance Program Eligibility TAE 600 B y p Programi ANANE
149. eserve Voluntary Education Programs AS a reservist you can use other programs including GoArmyEd or SOCAD to pursue a post secondary education e GoArmyEd A virtual electronic gateway you use to sign up for TA access college courses and reports and sign up for eArmy courses e eArmy With eArmy you declare a home college but can take courses from other schools closer to where you are stationed that are transferred back e Servicemembers Opportunity Colleges SOCAD A network of over 1 950 Army approved schools offering two and four year undergraduate degree programs Schools within the SOCAD network guarantee you will not lose credits if you transfer within their network e Concurrent Admissions Program CONAP At enlistment you set up a college plan to use your military education benefits You can choose from over 1 950 participating SOC schools where you can take classes and earn credits for your military training GI Bill Reserve Created in 1944 by President Roosevelt the GI Bill is vital to helping service members complete their post secondary educations Today the GI Bill offers educational benefits to Reserve members as well www militaryhandbooks com 2014 Guard and Reserve Handbook 69 Military Handbooks 2014 Guard and Reserve Military Handbook Montgomery GI Bill Selected Reserve MGIB SR The MGIB SR pays you to go to school for up to 36 months As long as you stay in the Reserves you have 14 years to use your be
150. eteran was discharged from active duty because of disability incurred or aggravated in the line of duty the Veteran was receiving compensation or pension or would have been if the Veteran was not receiving military retired pay or the Veteran died in a VA facility The plot allowance may be paid to the State for the cost of a plot or interment in a State owned cemetery reserved solely for Veteran burials if the Veteran is buried without charge Burial expenses paid by the deceased s employer or a state agency will not be reimbursed Military Funeral Honors Upon request DOD will provide military funeral honors consisting of folding and presentation of the United States flag and the playing of Taps A funeral honors detail consists of two or more uniformed members of the armed forces with at least one member from the deceased s branch of service Family members should inform their funeral directors if they want military funeral honors DOD maintains a toll free number 1 877 MIL HONR for use by funeral directors only to request honors VA can help arrange honors for burials at www militaryhandbooks com 2014 Guard and Reserve Handbook 127 Military Handbooks 2014 Guard and Reserve Military Handbook VA national cemeteries Veterans service organizations or volunteer groups may help provide honors For more information visit https www dmdc osd mil mfh Veterans Cemeteries Administered by Other Agencies Arlington National Cem
151. etery Administered by the Department of the Army Eligibility is more restrictive than at VA national cemeteries For information call 703 607 8000 write Superintendent Arlington National Cemetery Arlington VA 22211 or visit http www arlingtoncemetery org State Veterans Cemeteries State Veterans cemeteries offer burial options for Veterans and their families These cemeteries have similar eligibility requirements but many require State residency Some services particularly for family members may require a fee Contact the State cemetery or State Veterans affairs office for information To locate a State Veterans cemetery visit http www cem va gov grants veterans_cemeteries asp Department of the Interior Administers two active national cemeteries Andersonville National Cemetery in Georgia and Andrew Johnson National Cemetery in Tennessee Eligibility is similar to VA national cemeteries www militaryhandbooks com 2014 Guard and Reserve Handbook 128
152. f a Non VA Guaranteed Home Loan 120 Other Assistance for Delinquent Veteran Borrowers ok ke eee cee cence ncec ee ee eee eneeneeae cans 121 Loans for Native American Veterans oo cece cece eee e cence ene e een e tenses 121 Life Msurance sae 121 Service Members Group Life Insurance 122 Traumatic Service Members Group Life Insurance 122 Family Service Members Group Life Insurance 122 Veterans Group Life Insurance 123 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Accelerated Death Benefits 123 Service Disabled Veterans Insurance oo cece cece cece ence 123 Veterans Mortgage Life Insurance 124 Insurance Dividends E EE Ee 124 Other Insurance Information oo eee cece cence eee 124 Reinstating Lapsed Insurance 124 Converting Term Policies eee eee cece cece AEE 124 Paid up Insurance Available on Term Policies hh 124 Disability PrOVISIONS 124 Borrowing n Policies 125 Burial and Memorial B
153. fficer s flight pay would also be excluded from taxable income but only up to the point which basic pay and the flight pay do not exceed the maximum enlisted pay amount The Career Status Bonus received by members who may choose between High 3 and CSB REDUX retirement plans and who elect the CSB REDUX retirement plan also falls in this category be considered earned in the combat zone the CSB REDUX election must be accepted by the Service and considered final in the month in which the member was in the combat zone www militaryhandbooks com 2014 Guard and Reserve Handbook 60 Military Handbooks 2014 Guard and Reserve Military Handbook Re Employment Rights The Uniformed Services Employment and Reemployment Rights Act of 1994 USERRA The Department of Labor through the Veterans Employment and Training Service VETS provides assistance to all persons having claims under USERRA The Uniformed Services Employment and Reemployment Rights Act USERRA clarifies and strengthens the Veterans Reemployment Rights VRR Statute USERRA protects civilian job rights and benefits for veterans and members of Reserve components USERRA also makes major improvements in protecting service member rights and benefits by clarifying the law improving enforcement mechanisms and adding Federal Government employees to those employees already eligible to receive Department of Labor assistance in processing claims USERRA establishes the cumulative len
154. for you Post 9 11 GI Bill The Post 9 11 GI Bill is a benefit program that provides generous educational assistance to those with qualifying Active Duty service on or after September 11 2001 In general eligibility requires a minimum of 90 days of aggregate service for Reservists since this date or at least 30 days of continuous Active Duty service if discharged due to a service connected disability since this date Approved training through the Post 9 11 GI Bill includes e Undergraduate and graduate degrees e Vocational technical training e Licensing and certification test reimbursement The available benefit depends upon your qualifying length of service At its maximum the Post 9 11 GI Bill essentially gives recipients the ability to receive an in state undergraduate education at a qualifying public institution at no cost To receive the maximum payout you must have 36 months of aggregate service on or after September 11 2001 Here are some of the key points to keep in mind about the Post 9 11 GI Bill e This benefit is non contributory meaning it is available without having to buy in e It can provide tuition and fees for college including potential funding for books and supplies along with a monthly stipend to help with expenses e Jt may be possible to transfer the benefit to eligible family members including spouse and children www militaryhandbooks com 2014 Guard and Reserve Handbook 70 Military Handbooks 2014 Gua
155. gth of time that an individual may be absent from work for military duty and retain reemployment rights to five years the previous law provided four years of active duty plus an additional year if it was for the convenience of the Government There are important exceptions to the five year limit including initial enlistments lasting more than five years periodic National Guard and Reserve training duty and involuntary active duty extensions and recalls especially during a time of national emergency USERRA clearly establishes that reemployment protection does not depend on the timing frequency duration or nature of an individual s service as long as the basic eligibility criteria are met USERRA provides protection for disabled veterans requiring employers to make reasonable efforts to accommodate the disability Service members convalescing from injuries received during service or training may have up to two years from the date of completion of service to return to their jobs or apply for reemployment USERRA provides that returning service members are reemployed in the job that they would have attained had they not been absent for military service the long standing escalator principle with the same seniority status and pay as well as other rights and benefits determined by seniority USERRA also requires that reasonable efforts such as training or retraining be made to enable returning service members to refresh or upgrade their skills to
156. hat requires dental treatment You must have LOD NOE determination approval from your unit signed by your commander or designated representative Send the LOD NOE documentation to the Active Duty Dental Program contractor United Concordia in one of the following ways www militaryhandbooks com 2014 Guard and Reserve Handbook 79 Military Handbooks 2014 Guard and Reserve Military Handbook e Fax 1 866 308 4138 e E mail addpdcf ucci com e Mail to United Concordia Companies Inc ADDP Unit LOD P O Box 69431 Harrisburg PA 17106 9430 United Concordia decides if dental coverage is authorized and if so tells you what treatment is covered You are only eligible for treatment for the injury or illness covered under your LOD NOE determination You are not authorized dental care until you are notified that your LOD NOE determination is approved If you seek care without approval you will be responsible for the bill If you think you have a dental emergency that cannot wait for the appropriate review and authorization please contact United Concordia at 1 866 984 2337 To learn more contact United Concordia or view the Line of Duty Dental Care Flyer A Note for Air Force Reservists Your MTF can verify your eligibility for LOD care by sending their phone number via e mail to afrc sgp us af mil Upon receipt the MTF will get a call back to verify LOD eligibility TRICARE Reserve Select TRICARE Reserve Select is a premium base
157. hat types of active duty service qualify you for REAP click here Monthly payments are based on the following table www militaryhandbooks com 2014 Guard and Reserve Handbook 68 Military Handbooks 2014 Guard and Reserve Military Handbook Active Duty Service of 3 Yr MGIB AD Rate Less than 1 year 40 1 year but less than 2 years 60 2 or more continuous years 80 Current payment rates I m a reservist and I used up my Active Duty GI Bill I am entitled to the Reserve GI Bill REAP for an additional 12 months Can I transfer these 12 months to the Post 9 11 GI Bill An individual who has met the requirements to establish eligibility under the Post 9 11 GI Bill and as of August 1 2009 is eligible for either the Reserve GI Bill or REAP can elect to transfer to the Post 9 11 GI Bill Reserve Education Benefits Army Reserve As a Soldier in the Army Reserve you ll have the time and freedom to put your educational benefits to good use If you want to go to college without interruption many Army Reserve units now offer you that option The Army Reserve will also help you pay for college If you ve already attended college the Army Reserve will help pay off your loans The following programs are available Tuition Assistance Tuition Assistance is available for approved courses tuition assistance covers 100 of course costs up to 250 per credit hour not to exceed 4 500 per fiscal year Army R
158. he Tools menu select Internet Options click the General Tab click the Fonts button select Latin Based select Arial Narrow or New Times Roman and click OK and click OK For all other printing issues please contact the DFAS Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or commercial at 216 522 5096 or Defense Switching Network www militaryhandbooks com 2014 Guard and Reserve Handbook 35 Military Handbooks 2014 Guard and Reserve Military Handbook DSN at 580 5096 50 Can I save my LES or Pay Statement as a file on a disk instead of printing it We recommend that you select the Printer Friendly Version of your LES if you desire to print or save your LES It requires Adobe Acrobat Reader Often Acrobat Reader is already added to web browsers If you don t have Adobe Reader and applicable security policies allow you to install it it can be downloaded at http Awww adobe com products reader html If you prefer the HTML version and you are using Internet Explorer version 5 0 or higher you can save your LES or Pay Statement as an HTML file on a disk or your hard drive by using the Save Option button displayed above your LES or Pay Statement Follow the screen instructions displayed by your browser Tax Statements 51 May I view and print my tax statement on line This option is available to view and print your tax statements You may also view and print your Travel W 2 Do It Yourse
159. he amount you enter will be deducted each month one half each payday if you have two paydays per month in addition to the tax withholding based on your current filing status marital status and exemptions 27 Can I change my financial allotments e All Active Military Members Military Retirees and Civilians You can change your direct deposit financial allotments using myPay Warning Court support agencies require a case number for payment transactions You cannot enter a case number and additional information using myPay Please see your service payroll representative to change any court ordered child alimony support payments e Annuitants Former Spouse and Cadets Midshipmen This option does not apply to you 28 Is there a maximum amount for my financial allotments including new allotments and increases e myPay allows eligible employees members to start or increase a financial allotment for any amount as long as it does not exceed the amount of available net pay e Civilian employees should determine their net pay amount before starting any allotments to ensure that existing allotments are not affected by any new allotments 29 How many financial allotments can I start www militaryhandbooks com 2014 Guard and Reserve Handbook 28 Military Handbooks 2014 Guard and Reserve Military Handbook e Active Duty Members and Retirees You are limited by DoD regulations in the number of allotments that you can start War
160. he Republic of Vietnam must have requested services at a Vet Center before Jan 1 2004 Vet Centers do not require enrollment in the VHA Health Care System Services Offered Vet Center counselors provide individual group and family readjustment counseling to combat Veterans to assist them in making a successful transition from military to civilian life to include treatment for post traumatic stress disorder PTSD and help with any other military related problems that affect functioning within the family work school or other areas of everyday life Other psycho social services include outreach education medical referral homeless Veteran services employment VA benefit referral and the brokering of non VA services The Vet Centers also provide military sexual trauma counseling to Veterans of both genders and of any era of military service Bereavement Counseling related to Servicemembers Bereavement counseling is available through VA s Vet Centers to all immediate family members including spouses children parents and siblings of Servicemembers who die in the line of duty while on active service This includes federally activated members of the National Guard and reserve components Vet Center bereavement services for surviving family members of service members may be accessed by calling 202 461 6530 Vet Center Combat Call Center 1 877 WAR VETS is an around the clock confidential call center where combat Veterans and their families can
161. health care and or medications Inpatient Care Priority Group 7 and certain other Veterans are responsible for paying 20 percent of VA s inpatient copay or 231 20 for the first 90 days of inpatient hospital care during any 365 day period For each additional 90 days the charge is 115 60 In addition there is a 2 per diem charge www militaryhandbooks com 2014 Guard and Reserve Handbook 104 Military Handbooks 2014 Guard and Reserve Military Handbook Priority Group 8 and certain other Veterans are responsible for VA s inpatient copay of 1 156 for the first 90 days of care during any 365 day period For each additional 90 days the charge is 578 In addition there is a 10 per diem charge Extended Care Veterans may be subject to a co pay for extended care services The copay is determined by a calculation using information from completion of VA Form 10 10EC Application for Extended Care Services VA social workers or case managers will counsel Veterans or their family representatives on their eligibility and copay requirements The copay amount is based on the Veteran s financial situation determined upon application for extended care services and can range from 0 to a maximum copayment amount of 97 a day NOTE Veterans determined to be Catastrophically Disabled are exempt from co pays applicable to the receipt of non institutional respite care non institutional geriatric evaluation non institutional adult day health care homema
162. honorable conditions Exceptions are allowed if the Veteran completed at least 90 days of active duty but was discharged earlier than 24 months for 1 hardship 2 the convenience of the government 3 reduction in force 4 certain medical conditions or 5 service connected disability Reservists and National Guard members are eligible if they were activated after Aug 1 1990 served at least 90 days and received an honorable discharge Active Duty Personnel Until the Gulf War era is ended persons on active duty are eligible after serving 90 continuous days Surviving Spouses Some spouses of Veterans may have home loan eligibility They are e the unmarried surviving spouse of a Veteran who died as a result of service or service connected causes e surviving spouse of a Veteran who dies on active duty or from service connected causes who remarries or after attaining age 57 and on or after Dec 16 2003 e the spouse of an active duty member who is listed as missing in action MIA or prisoner of war POW for at least 90 days Eligibility under this MIA POW provision is limited to one time use only www militaryhandbooks com 2014 Guard and Reserve Handbook 117 Military Handbooks 2014 Guard and Reserve Military Handbook Under the Home Loan Guaranty program VA does not make loans to Veterans and Servicemembers VA guarantees loans made by private sector lenders The guaranty amount is what VA could pay a lender
163. idemia breast cancer cervical cancer colorectal cancer by fecal occult blood testing education about the risks and benefits of prostate cancer screening HIV testing and counseling and weight reduction or smoking cessation counseling individual and group Laboratory flat film radiology electrocardiograms and hospice care are also exempt from co pays While hepatitis C screening and HIV testing and counseling are exempt medical care for HIV and hepatitis C are NOT exempt from co pays Medication While many Veterans are not charged for medication non service connected Veterans in Priority Groups 7 and 8 are charged 9 for each 30 day or less supply of medication provided on an outpatient basis for the treatment of a non service connected condition Veterans enrolled in Priority Groups 2 through 6 are charged 8 for each 30 day or less supply of medication the maximum copay for medications that will be charged in calendar year 2012 is 960 for non service connected medications NOTE Co pays apply to prescription and over the counter medications such as aspirin cough syrup or vitamins dispensed by a VA pharmacy Co pays are not charged for medications injected during the course of treatment or for medical supplies such as syringes or alcohol wipes HSA HRA Health Savings Accounts HSA cannot be utilized to make VA co pays In addition if the Veteran receives any health benefits from the VA or one of its facilities including prescript
164. ies or any disability associated with and found to be aggravating a service connected disability for those Veterans living or traveling outside the United States This program will also reimburse for the treatment of foreign medical services needed as part of an approved VA vocational rehabilitation program Veterans living in the Philippines should register with the U S Veterans Affairs office in Pasay City telephone 01 1 632 838 4566 or by email at manlopc inqry vba va gov All other Veterans living or planning to travel outside the U S should register with the Denver Foreign Medical Program office P O Box 469061 Denver CO 80246 9061 USA telephone 303 331 7590 For information visit www va gov hac forbeneficiaries fmp fmp asp Some Veterans traveling or living overseas can telephone the Foreign Medical Program toll free from these countries Germany 0800 1800 011 Australia 1800 354 965 Italy 800 782 655 United Kingdom England and Scotland 0800 032 7425 Mexico 001 877 345 8179 Japan 00531 13 0871 Costa Rica 0800 013 0759 and Spain 900 981 776 Note Veterans in Mexico or Costa Rica must first dial the United States country code Online Health Services VA offers Veterans Servicemembers their dependents and Caregivers their own personal health record through My HealtheVet found at www myhealth va gov My HealtheVet s free online Personal Health Record is available 24 7 wherever there is Internet access Those with an upgraded
165. igned request in writing fax or by email to Center Collection Mailbox 3801 Center Collection P O Box 269490 Indianapolis IN 46226 9490 FAX 317 212 4339 or DSN 699 4339 PHONE VOICE 317 212 8539 DSN VOICE 699 8539 EMAIL dfas incdsbonds dfas mil Air Force members may submit their signed request in writing fax or by email to Center Collection Mailbox 3801 Center Collection P O Box 269490 Indianapolis IN 46226 9490 FAX 317 212 4339 or DSN 699 4339 PHONE VOICE 317 212 8539 DSN VOICE 699 8539 EMAIL dfas incdsbonds dfas mil www militaryhandbooks com 2014 Guard and Reserve Handbook 40 Military Handbooks 2014 Guard and Reserve Military Handbook State Taxes 62 What type of state tax changes may I make in myPay If you have a state tax option and your state taxing authority has an agreement with the Department of Defense you will be able to use myPay to change your state tax withholding For Civilians you now have the option to change your state taxing authority You must select a state from the drop down menu Military Active and Reserve you will not be permitted to add or change a state tax authority To change your state tax authority you must see your customer service representative or local finance office Travel Advice of Payment AOP 63 What is Travel Advice of Payment AOP The Travel Advice of Payment AOP option provides myPay users with the capability to view and print their proce
166. iled to Atlanta Regional Loan Center Attn COE 262 P O Box 100034 Decatur GA 30031 Please note that while VA s Internet based system can establish eligibility and issue an online COE in a matter of seconds not all cases can be processed online The system can only process those cases for which VA has sufficient data in its records www militaryhandbooks com 2014 Guard and Reserve Handbook 116 Military Handbooks 2014 Guard and Reserve Military Handbook Periods of Eligibility World War 1 active duty service after Sept 15 1940 and prior to July 26 1947 2 discharge under other than dishonorable conditions and 3 at least 90 days total service unless discharged early for a service connected disability Post World War II period 1 active duty service after July 25 1947 and prior to June 27 1950 2 discharge under other than dishonorable conditions and 3 181 days continuous active duty service unless discharged early for a service connected disability Korean War 1 active duty after June 26 1950 and prior to Feb 1 1955 2 discharge under other than dishonorable conditions and 3 at least 90 days total service unless discharged early for a service connected disability Post Korean War period 1 active duty after Jan 31 1955 and prior to Aug 5 1964 2 discharge under other than dishonorable conditions 3 181 days continuous service unless discharged early for a service connected disability
167. ill be 6 129 positions of your choosing containing letters numbers and certain special characters The Login ID will not be masked You might want to use your email address for your Login ID or some other combination of characters that you will remember You cannot use 9 numbers for the Login ID The Login ID may not contain spaces The Login ID must not be less than 6 characters and no more than 129 characters For a Login ID using an email address the email address can be no more than 129 positions You will not be allowed to use the same Login ID that someone else is using The Login ID may contain alphabetic letters and or numeric characters and may also contain the following special characters at sign _ underscore dash Period Apostrophe If you were given a Limited Access Password by a myPay customer you will also be provided your own Login ID from the myPay customer once they have established one for you www militaryhandbooks com 2014 Guard and Reserve Handbook 29 Military Handbooks 2014 Guard and Reserve Military Handbook 33 What can I do if I forget my Login ID There is a Forgot Your Login ID link on the home page When you click on it you will be provided instructions to retrieve your Login ID You will be asked to enter your previously registered email address and Social Security Number and then your Login ID will be emailed to you If you do not have a registered email address you wi
168. incentives If you qualify for more than one bonus the National Guard may combine them to pay a combined bonus which is not to exceed 20 000 How the Army National Guard Pays Bonuses Depending on the type of bonus the Army National Guard Enlistment bonuses are paid either in one lump sum upon successful completion of initial entry training or in 50 50 payment plan Under the 50 50 plan National www militaryhandbooks com 2014 Guard and Reserve Handbook 19 Military Handbooks 2014 Guard and Reserve Military Handbook Guardsmen are paid 50 percent at the completion of Initial Active Duty for Training and the remaining 50 percent paid in at the end of three years service Army National Guard Cash Bonuses The bonuses include cash for choosing a high demand military occupational specialty MOS for selecting a specific date to begin basic training for being willing to leave for boot camp within 45 days Quick Ship for advanced civilian skills and more The following is a quick summary of the current Army National Guard Cash Bonus National Guard Non Prior Service Enlistment Bonuses up to 20 000 Non Prior Service Quick Ship or Off Peak Bonus 5 000 each Prior Service Affiliation Bonus up to 20 000 Civilian Acquired Skills Program CASP Bonus 10 000 National Guard MOS Non Prior Service Bonuses There are several Non Prior Service Bonuses available for both critical and non critical Military Occupat
169. ing the period beginning on October 1 2007 through September 30 2014 or you are involuntarily separated for reasons other than misconduct you will retain your original period of eligibility which is 14 years from the date of your first 6 year obligation with the selected reserves For more information see the Montgomery GI Bill Selected Reserve Pamphlet Current payment rates To be eligible the participant must Have a six year obligation to serve in the Selected Reserve signed after June 30 1985 If you are an officer you must have agreed to serve six years in addition to your original obligation For some types of training it is necessary to have a six year commitment that begins after September 30 1990 e Complete your initial active duty for training JADT e Meet the requirement to receive a high school diploma or equivalency certificate before completing You may not use 12 hours toward a college degree to meet this requirement www militaryhandbooks com 2014 Guard and Reserve Handbook 63 Military Handbooks 2014 Guard and Reserve Military Handbook e Remain in good standing while serving in an active Selected Reserve unit You will also retain MGIB SR eligibility if you were discharged from Selected Reserve service due to a disability that was not caused by misconduct Your eligibility period may be extended if you are ordered to active duty Note Reserve Components determine eligibility for benefits VA d
170. ion drugs in the last three months he she will not www militaryhandbooks com 2014 Guard and Reserve Handbook 105 Military Handbooks 2014 Guard and Reserve Military Handbook be eligible for an HSA Health Reimbursement Arrangements HRA is not considered health plans and third party payers cannot be billed Private Health Insurance Billing VA is required to bill private health insurance providers for medical care supplies and prescriptions provided for treatment of Veterans non service connected conditions Generally VA cannot bill Medicare but can bill Medicare supplemental health insurance for covered services VA is not authorized to bill a High Deductible Health Plan which is usually linked to a Health Savings Account All Veterans applying for VA medical care are required to provide information on their health insurance coverage including coverage provided under policies of their spouses Veterans are not responsible for paying any remaining balance of VA s insurance claim not paid or covered by their health insurance and any payment received by VA may be used to offset dollar for dollar a Veteran s VA copay responsibility Reimbursement of Travel Costs Eligible Veterans may be provided mileage reimbursement or when medically indicated special mode transport e g wheelchair van ambulance when traveling for approved VA medical care Mileage reimbursement is 41 5 cents per mile and is subject to a deductible of 3 fo
171. ional Specialties MOS Be sure to check with your local Army National Guard Recruiter for details Critical Unit Bonus Applicants who enlist to serve in a National Guard Unit that is designated as being in critical need can earn up to 20 000 This bonus is paid in a lump sum payment Critical Skills Bonus Applicants who are eligible for and select an MOS that is designated as a Critical Skill but will be assigned to a Non Critical Unit may be eligible for a 20 000 This bonus is paid through the 50 50 payment plan Non Critical Skills Bonus Applicants who select any MOS in any Non Critical Unit may be eligible for a 20 000 This bonus is paid through the 50 50 payment plan 50 50 Payment Civilian Acquired Skills Program CASP Bonus Those who enlist and already have professional training and experience skills may be eligible for 10 000 This bonus is paid through the 50 50 payment plan Quick Ship and Off Peak Bonus To qualify an applicant must be willing and able to report to basic training within 45 days or adjust their ship date as necessary Off Peak period runs from October through May These bonuses may be combined as long as they do not exceed 20 000 Student Loan Repayment SLRP This bonus can be used to pay off up to 20 000 in existing student debt Applicants must score 50 or better on the AFQT ASVAB to qualify www militaryhandbooks com 2014 Guard and Reserve Handbook 20 Military Handbooks 2014
172. iplier is applied against the average basic pay for the highest 36 months of the individual s basic pay This typically though not always equals the average basic pay for the final three years of service Also remember this is basic pay allowances and special pays do not affect retired pay Cost of Living Adjustments COLAs for retired pay are given annually based on the increase in the Consumer Price Index CPI a measure of inflation Under REDUX the COLA is equal to CPI minus 1 A feature unique to REDUX is a re computation of retirement pay at age 62 Two adjustments are made The first adjusts the multiplier to what it would have been under High 3 For example a 20 year retiree s new multiplier would become 50 a www militaryhandbooks com 2014 Guard and Reserve Handbook 93 Military Handbooks 2014 Guard and Reserve Military Handbook 24 year retiree s multiplier would become 60 but a 30 year retiree s would remain 75 This new multiplier is applied against the individual s original average basic pay for his or her highest 36 months Then the second adjustment is done Full CPI for every retirement year is applied to this amount to compute a new base retirement salary At age 62 the REDUX and High 3 retirement salaries are equal But REDUX COLAs for later years will again be set at CPI minus 1 The 30 000 Career Status Bonus Those members who elect the CSB REDUX retirement system at their 15th year of service receive a 30
173. itary Handbook 8 Social Security Earnings for active duty military service or active duty training have been covered under Social Security since 1957 Social Security has covered inactive duty service in the armed forces Reserves such as weekend drills since 1988 Social Security and Medicare Taxes While you are in military service you pay Social Security taxes just as civilian employees do In 2013 the tax rate is 6 2 percent up to a maximum of 450 000 If you earn more you continue to pay the Medicare portion of the tax 1 45 percent on the rest of your earnings How Your Work Qualifies You for Social Security To qualify for benefits you must have worked and paid Social Security taxes for a certain length of time In 2013 you will receive four credits if you earn at least 4 640 The amount needed to get credit for your work goes up each year The number of credits you need to qualify for Social Security benefits depends on your age and the type of benefit for which you are eligible No one needs more than 10 years of work Extra Earnings Your Social Security benefit depends on your earnings averaged over your working lifetime Generally the higher your earnings the higher your Social Security benefit Under certain circumstances special earnings can be credited to your military pay record for Social Security purposes The extra earnings are for periods of active duty or active duty for training These extra earnings may he
174. itary Handbook Compensated Work Therapy Sheltered Workshop operates sheltered workshops at approximately 35 VA medical centers CWT sheltered work shop is a pre employment vocational activity that provides an opportunity for work hardening and assessment in a simulated work environment Participating Veterans are paid on a piece rate basis CWT Transitional Work CWT TW is vocational assessment program that operates in VA medical centers and or local community business and industry CWT TW participants are matched to real life work assignments for a time limited basis Veterans are supervised by personnel of the sponsoring site under the same job expectations experienced by non CWT workers CWT TW participants are not considered employees and receive no traditional employee benefits Participants receive the greater of Federal or state minimum wage or more depending on the type of work Over 40 percent of participants secure competitive employment at the time of discharge CWT Supported Employment CWT SE consists of full time or part time competitive employment with extensive clinical supports The focus of CWT SE is to assist Veterans with psychosis and other serious mental illnesses gain access to meaningful competitive employment CWT SE follow along support services are generally phased out after the Veteran is able to maintain employment independently Outpatient Dental Treatment Dental benefits are provided by VA according to law In some ins
175. itary training to safeguard the nation s data and develop secure communications technologies They also maintain process and troubleshoot military information systems The Reserves respond to chemical and biological threats and provides biohazard training to federal agencies They play a crucial role in the maintenance and supervision of nuclear biological and chemical detection and decontamination equipment They also operate the transportation and supply systems that keep the military in motion supplying troops around the world with everything from rockets and tanks to mail from home During times of both war and peace Reservists help countries establish or restore governmental institutions and functions To support this effort the military Reserves train and deploy cultural experts to coordinate with local populations www militaryhandbooks com 2014 Guard and Reserve Handbook 10 Military Handbooks 2014 Guard and Reserve Military Handbook Our military reserve staffs most of the military hospitals triage centers clinics and field medical care units Reserve medical capabilities often exceed Active Duty s because Reserve soldiers bring their civilian experience to the table Clearly the National Guard and the Reserves provide a broad range of invaluable service to our nation If you are leaving active duty military service joining the Reserve Component provides a way for you to continue serving your country retain some military benef
176. its and work toward retirement This handbook discusses some of the benefits that you ll receive by serving in the Reserve Component such as Drill Pay Bonuses Allowances Retirement Pay Veterans Benefits Health Care and Education and Training www militaryhandbooks com 2014 Guard and Reserve Handbook 11 Military Handbooks 2014 Guard and Reserve Military Handbook Military Pay Pay Overview Military pay is a complex topic Right now there are over 70 different kinds of pay and allowances included in the military compensation system Generally speaking military pay is linked to the civilian wages At this time the current laws determining annual pay increases do not guarantee that military pay will automatically be more than average civilian average pay raises At this time all military pay raises are set as specified in the National Defense budget Not only that a number of factors affect military pay Besides advancement and promotion these include The Annual Pay Raise Longevity raises virtually every 2 years based on the number of years in service Basic Allowance for Housing Increases BAH based on location Basic Allowance for Subsistence BAS Increase Cost of Living Allowance COLA Increase based on location And Special Pay based on occupations Combat Flight Hazardous Duty etc Fortunately this handbook is designed to explain as simply as possible everything you need to know about pay allowances and bonuse
177. ker home health aide purchase skilled home care home based primary care hospice services and any other non institutional alternative extended care services Outpatient Care While many Veterans qualify for free healthcare services based on a VA compensable service connected condition or other qualifying factor most Veterans are asked to complete an annual financial assessment to determine if they qualify for free services Veterans whose income exceeds the established VA Income Thresholds as well as those who choose not to complete the financial assessment must agree to pay required co pays to become eligible for VA healthcare services e Primary Care Services 15 e Specialty Care Services 50 Prescriptions e 30 day or less supply for certain Veterans 8 e 30 day or less supply for higher income Veterans 9 NOTE amount is limited to a single charge per visit regardless of the number of health care providers seen in a single day The copay amount is based on the highest level of service received There is no copay requirement for preventive care services such as screenings and immunizations Outpatient Visits Not Requiring Co pays Certain services are not charged a co pay Co pays do not apply to publicly announced VA health fairs or outpatient visits solely for preventive screening and or vaccinations such as vaccinations for influenza and pneumococcal or screening for hypertension hepatitis C tobacco alcohol hyperlip
178. ks 2014 Guard and Reserve Military Handbook a full time student at an approved educational institution Unmarried adult children who become physically or mentally disabled and incapable of self support before age 21 or age 23 ifa full time student are also eligible for burial Headstones and Markers Headstones Markers and Medallions Veterans active duty service members and retired Reservists and National Guard service members are eligible for an inscribed headstone or marker for their grave at any cemetery national state veterans tribal Veterans or private VA will deliver a headstone or marker at no cost anywhere in the world For eligible Veterans whose deaths occurred on or after November 1 1990 VA may furnish a government headstone or marker even if the grave is already marked with a private one or VA may furnish a medallion instead of a headstone or marker for Veterans graves in private cemeteries when the grave is already marked with a privately purchased headstone or marker Spouses and dependent children are eligible for a government headstone or marker only if they are buried in a national State or tribal Veterans cemetery Flat markers are available in bronze granite or marble Upright headstones come in granite or marble In national cemeteries the style provided will be consistent with existing monuments at the place of burial Niche markers are available to mark columbaria used for inurnment of cremated remains Medal
179. le to applicants entering Officer Candidate School you must have at least 90 college credit hours and agree to a minimum six year commitment Additional Programs and Resources The Guard has other programs and services to help you earn additional college credits prepare for your graduate school exam or even get your GED all while earning your Guard pay Learn more about e College Credit Exams e Vocational School Opportunities e Education Support Center Programs and Services State Education Benefits www militaryhandbooks com 2014 Guard and Reserve Handbook 75 Military Handbooks 2014 Guard and Reserve Military Handbook Besides Federal Education Benefits Guard soldiers are eligible for education assistance from most states and U S territories These benefits are allotted funded and managed by each state These benefits are subject to change because of state laws and available funding Your State Education Services Office will have the most current information concerning your State Education Benefits Benefits by State US Territory State Program Limitations Remarks Alabama 500 per semester Covers tuition books supplies and fees Limit 1 000 per year Alaska 100 Can be used only at schools in the University of Alaska system Arizona 126 per credit hour Maximum of 2 412 per fiscal year Military members with more than 10 years of service hav
180. lf Permanent Change of Station and Temporary Duty and Miscellaneous W 2 loan repayments suggestions awards referral bonuses and back pay These options are not available for Former Spouses The Travel and Miscellaneous W 2 options are not available for Broadcasting Board of Governors Department of Energy and Environmental Protection Agency Health and Human Services Veterans Affairs and Non Appropriated Fund employees For Active Reserve Military You may view print and save your W 2 Wage and Tax Statement on line You may access your W 2 from the Main Menu by clicking on the Tax Statement W 2 option If you have trouble reading the graphic version of your W 2 you can click on the Text Version link The text version of your W 2 lists all your W 2 data items in a single column Army Active Army Reserve and Army Guard soldiers are able to view print and save their Student Loan Repayment Program SLRP tax statements on myPay Annuitants You can view print and save your tax statement The tax statement displayed on myPay is the end of year tax statement Additionally if the tax statement displayed is incorrect please contact your customer service representative For Civilians You can view print and save your tax statement The tax statement displayed on myPay is the end of year tax statement Additionally if the tax statement displayed is incorrect please see your customer service representative Non Appropria
181. lions are made of bronze and are available in three sizes 5 inch 3 inch and 1 inch Headstones markers and medallions previously furnished by the government may be replaced at the government s expense if badly deteriorated illegible vandalized or stolen To check the status of a claim for a headstone or marker for placement in a national state or tribal Veterans cemetery please call the cemetery To check the status of one being placed in a private cemetery please call 1 800 697 6947 Inscription Headstones and markers must be inscribed with the name of the deceased branch of service and year of birth and death They also may be inscribed with other markings including an authorized emblem of belief and space permitting additional text including military rank war service such as World War complete dates of birth and death military awards military organizations civilian or veteran affiliations and words of endearment Private Cemeteries To submit a claim for a headstone marker or medallion for use in a private cemetery mail a completed VA Form 40 1330 Application for Standard Government Headstone or Marker available at www va gov vaforms va pdf VA40 1330 pdf and a copy of the Veteran s military discharge document to Memorial Programs Service 41A1 Department of Veterans Affairs 5109 Russell Road Quantico VA 22134 3903 The form and supporting documents may also be faxed toll free to 1 800 455 7143 For veteran de
182. ll be asked for your Social Security Number and Password About your myPay Password 34 How do I get a Password If you do not know have not received or have suspended your temporary or customized Password you can reset your myPay Password online by correctly replying to 3 of the 8 Security Questions you have set up after clicking on the Forgot or Need a Password hyperlink on the myPay home page Before you set up the questions or if you fail to correctly answer the questions you may request a new temporary Password Security Restrictions allow Passwords to be emailed only to addresses that have been pre registered from the appropriate administrator or to a pre defined Personal Email address you provided previously in myPay If you do not have a pre registered email address you can request that a password be mailed to you The new temporary Password will be mailed to your address of record in your pay system Password letters will be mailed within two business days Delivery time will vary based upon your location and postal service volume If you do not receive your Password letter within ten business days please verify your mailing address with your pay system If we cannot mail email a new random temporary Password to you the screen will display other procedures for obtaining a new Password If you need additional assistance with obtaining a Password please contact the Customer Support Unit Toll Free at 1 888 DFAS411 or 1 888 3
183. llaneous W 2 recipients for whom there is no option to turn on off hard copies Changing your election to electronic processes the transaction for your pay system that will turn off the hard copy delivery of your Tax Statement 53 Once I have elected to stop hard copy of delivery of my W 2 can I start it back up later Annually during the period December 1 through January 31 no change can be made to the W 2 delivery method Using the same process described above you can make changes to the W 2 delivery method outside of the above no change period Changing your election to hard copy processes the transaction for your pay system that will re start the hard copy delivery of your Tax Statement Printer Friendly Version www militaryhandbooks com 2014 Guard and Reserve Handbook 37 Military Handbooks 2014 Guard and Reserve Military Handbook 54 How do I use the Printer Friendly Versions for my account and tax statements DFAS recommends that you use the Printer Friendly Version of your account and tax statements The Printer Friendly Version of your account and tax statements is available by clicking the Printer Friendly button It requires Adobe Acrobat Reader Often Acrobat Reader is already added to web browsers If you don t have Adobe Reader and applicable security policies allow you to install it it can be downloaded at http www adobe com products reader html Some Internet Explorer users may encounter one of the follo
184. llowing withdrawal 56 When can I sign up for the TSP If you are eligible you can sign up to contribute to the TSP at any time Roth TSP elections for Air Force Army and Navy will be accepted on and after October 1 2012 57 Where can I get a TSP form Changes to your TSP can be made through myPay and do not require a form However if you prefer to submit a paper form available on the TSP Web site at www tsp gov or if you are interested in a loan you must contact your servicing personnel payroll office www militaryhandbooks com 2014 Guard and Reserve Handbook 38 Military Handbooks 2014 Guard and Reserve Military Handbook 58 What is the percentage of contribution that I can elect Select the TSP option from your Main Menu and refer to the information provided on the TSP page for your service For Marines contributing to TSP when you reach the IRS maximum amount for the year the TSP contribution will be automatically suspended No action is necessary January of the following year your TSP contributions will be unsuspended and contributions will automatically begin again No action is necessary Internal Revenue Code section 402 g and section 415 c may limit your annual contributions See the Summary of the Thrift Savings Plan for the Uniformed Services for more information about these statutory limitations 59 How can I make fund allocation changes myPay does not allow you to change the investment of your
185. lp you qualify for Social Security or increase the amount of your Social Security benefit Social Security will add these extra earnings to your earnings record when you file for benefits If you served in the military after 1956 you paid Social Security taxes on those earnings Since 1988 inactive duty service in the Armed Forces reserves such as weekend drills has also been covered by Social Security Under certain circumstances special extra earnings for periods of active duty from 1957 through 2001 can also be credited to your Social Security earnings record for benefit purposes e From 1957 through 1967 we will add the extra credits to your record when you apply for Social Security benefits e From 1968 through 2001 you do not need to do anything to receive these extra credits The credits were automatically added to your record e After 2001 there are no special extra earnings credits for military service The information that follows explains how you can get credit for special extra earnings and applies only to active duty military service earnings from 1957 through 2001 e From 1957 through 1977 you are credited with 300 in additional earnings for each calendar quarter in which you received active duty basic pay e From 1978 through 2001 For every 300 in active duty basic pay you are credited with an additional 100 in earnings up to a maximum of 1 200 a year If you enlisted after September 7 1980 and didn t complete at l
186. m 7 A M till 6 30 P M Eastern Standard time You may also contact your customer service representative see FAQ 19 10 Why doI keep getting a Domain Not Found error Check that you are typing https mypay dfas mil mypay aspx for the URL location Also there could be a problem with the domain service or the connection link you are using After Accessing the Site 11 What do I do with Pop Up Blockers Internet Explorer browser users can eliminate the pop up blocker problem by following these steps Click on the Tools menu Click on Internet Options Click the Security tab Click the Trusted Sites icon Click the Sites button Copy https mypay dfas mil into the zone field Click the ADD button Click the OK button _ www militaryhandbooks com 2014 Guard and Reserve Handbook 24 Military Handbooks 2014 Guard and Reserve Military Handbook Mozilla browser users can eliminate the pop up blocker problem by following these steps 1 Click on the Tools menu 2 Choose Options 3 Click on the Web Features category 4 Click Add Site 5 Copy https mypay dfas mil into the Add Web Site field You can also temporarily disable some pop up blockers by holding down the CTRL key while you click on the GO button This will usually disable most pop up blockers 12 Why isn t my pay system accessible First verify that your pay system 15 available see FAQ 20
187. matic Service Members Group Life Insurance Members of the armed services serve our nation heroically during times of great need but what happens when they experience great needs of their own because they have sustained a traumatic injury Traumatic Service members Group Life Insurance TSGLI helps severely injured service members through their time of need with a one time payment The amount varies depending on the injury but it could be the difference that allows their families to be with them during their recovery helps them with unforeseen expenses or gives them a financial head start on life after recovery TSGLI is an insurance program that is bundled with Service members Group Life Insurance 5 and an additional 1 00 has been added to the service member s SGLI premium to cover TSGLI After Dec 1 2005 all service members who are covered by SGLI are eligible for TSGLI coverage regardless of where their qualifying traumatic injury occurred However TSGLI claims require approval In addition there is retroactive TSGLI coverage for service members who sustained a qualifying traumatic injury while in theater supporting Operation Enduring Freedom OEF Operation Iraqi Freedom OIF or while on orders in a Combat Zone Tax Exclusion area from Oct 7 2001 through Nov 30 2005 TSGLI coverage is available for these service members regardless of whether SGLI coverage was in force Beginning Oct 1 2011 TSGLI
188. may be at risk so VA can intervene early and provide assistance Severely ill or injured Servicemembers Veterans are provided with a case manager and other OEF OIF OND Servicemembers Veterans are assigned a case manager as indicated by a positive screening assessment or upon request OEF OIF OND case managers are experts at identifying and accessing resources within their health care system as well as in the local community to help Veterans recover from their injuries and readjust to civilian life Financial Assessment Most Veterans not receiving VA disability compensation or pension payments must provide a financial assessment to determine whether they are below VA income thresholds VA is currently not enrolling new applicants who decline to provide financial information unless they have a special eligibility factor exempting them from disclosure VA s income thresholds are located at www va gov healthbenefits cost income_thresholds asp The financial assessment includes all household income and net worth including Social Security retirement pay unemployment insurance interest and dividends workers compensation black lung benefits and any other income Also considered are assets such as the market value of property that is not the primary residence stocks bonds notes individual retirement accounts bank deposits savings accounts and cash VA Medical Services and Medication Co pays Some Veterans are required to make co pays to receive VA
189. men and 493 76 to women the Marine Corps pays 583 40 to men and 604 80 to women the Navy pays 482 40 to both men and women and the Coast Guard pays 491 42 to men and 502 18 to women Navy special allowances Navy chief petty officers in pay grades E 7 through E 9 have different uniform requirements than do sailors in pay grades E 6 and below and thus receive higher annual clothing replacement allowances 716 40 for men and 763 20 for women on top of their standard clothing replacement allowance Reservists The services replace enlisted National Guard and reserve members worn out uniforms with new clothing items rather than paying an allowance Guard and reserve officers receive an initial 400 allowance and can get an additional allowance if called to active duty for at least 90 days Tax Advantages A substantial but often unseen and overlooked aspect of military pay is certain built in tax advantages Most allowances are tax exempt Additionally certain hardship circumstances will change normally taxable pay into tax exempt Tax Exempt Allowances While all pays are taxable most allowances are tax exempt The primary allowances for most individuals are BAS and BAH which are tax exempt CONUS COLA is one allowance that is taxable A law change mandated that every allowance created after 1986 would be taxable CONUS COLA was authorized in 1995 and thus became the first taxable allowance Tax savings can be significant as BAS
190. mobile site The mobile site delivers key account information to your fingertips On your mobile phone you will be able to instantly access e Your pay statements Leave and Earnings Retiree Account Statement etc e Access to the myPay full Site for transactions Change Allotment etc and tax statements W 2 1099 84 What devices can I use to access the mobile site The mobile site can be accessed from mobile phones that support a mobile browser Phones that work best with the myPay mobile capability include the iPhone Android DROID Blackberry and other Windows mobile devices Please reference your mobile phone s user manual to learn more about using your web browser on your mobile phone In addition make sure that your mobile phone has cookies enabled The Apple iPod touch can also access the mobile site as long as you are connected to a Wi Fi network 85 Which carriers support the mobile site You can access the mobile site from almost any carrier network Using a mobile web browser may require a data plan Please contact your carrier for specific pricing information for your data plan 86 Can I access the mobile site while travelling abroad Yes but be aware of roaming fees Please contact your carrier for specific pricing information 87 What is my myPay mobile site Login ID and Password Use the same Login ID and Password you use to access https mypay dfas mil on the computer If you do not have a Login ID and Passw
191. much as you are able and still get all of your Social Security benefits The full retirement age is 66 for people born in 1943 through 1954 and it will gradually increase to age 67 for those born in 1960 and later To help you decide the best time to retire contact Social Security for a copy of Retirement Benefits Publication No 05 10035 Contacting Social Security For more information visit www socialsecurity gov or call toll free 1 800 772 1213 for the deaf or hard of hearing call the TTY number 1 800 325 0778 Specific questions can be answered from 7 a m to 7 p m Monday through Friday Automated phone service is available 24 hours a day www militaryhandbooks com 2014 Guard and Reserve Handbook 96 Military Handbooks 2014 Guard and Reserve Military Handbook 9 Survivor Benefits Dealing with the death of a family member in the military is never easy but surviving family members are entitled to certain benefits that can help ease financial difficulties Reserve Component Survivor Benefit Plan RCSBP The Reserve Component Survivor Benefit Plan RCSBP is designed to provide you as a retirement qualified Reserve Component Army Reserve and Army National Guard soldier an opportunity to provide a guaranteed lifetime annuity for your survivor s in the event of your death The annuity is based upon the retired pay earned by you Your retired pay cannot be continued after your death only you may draw the retired pay th
192. n interest rate is variable and may be obtained by calling toll free 1 800 669 8477 Burial and Memorial Benefits Veterans discharged from active duty under conditions other than dishonorable and service members who die while on active duty active duty for training or inactive duty training as well as spouses and dependent children of Veterans and active duty service members may be eligible for VA burial and memorial benefits including burial in a national cemetery a headstone to mark the grave of a Veteran interred in a private cemetery or a Presidential Memorial Certificate for loved ones The Veteran does not have to die before a spouse or dependent child can be eligible With certain exceptions active duty service beginning after Sept 7 1980 as an enlisted person and after Oct 16 1981 as an officer must be for a minimum of 24 consecutive months or the full period of active duty as in the case of reservists or National Guard members called to active duty for a limited duration Active duty for training by itself while serving in the reserves or National Guard is not sufficient to confer eligibility Reservists and National Guard members as well as their spouses and dependent children are eligible if they were entitled to retired pay at the time of death or would have been upon reaching requisite age See Chapter 8 for more information VA s National Cemetery Scheduling Office or local national cemetery directors verify eligibilit
193. nd Reserve Handbook 126 Military Handbooks 2014 Guard and Reserve Military Handbook Claimants may apply for either a Government furnished headstone or marker to place on the grave or a medallion to affix to a privately purchased headstone or marker Presidential Memorial Certificates are issued upon request to recognize the United States military service of honorably discharged deceased Veterans Next of kin relatives and other loved ones may apply for a certificate by mailing or faxing a completed and signed VA Form 40 0247 along with a copy of the Veteran s military discharge documents or proof of honorable military service The processing of requests sent without supporting documents will be delayed until eligibility can determined Information and a sample certificate can be found at http www cem va gov cem pmc asp Burial Flags Generally VA will furnish a U S burial flag to memorialize Veterans who received an other than dishonorable discharge This includes certain persons who served in the organized military forces of the Commonwealth of the Philippines while in service of the U S Armed forces and who died on or after April 25 1951 Also eligible for a burial flag are Veterans who were entitled to retired pay for service in the Reserve or National Guard or would have been entitled if over age 60 and members or former members of the Selected Reserve who served their initial obligation or were discharged for a disability incurre
194. nd coordinate with your regional contractor for authorization find a specialist in the network and file claims on your behalf You have time and distance standards for care including wait times for urgent routine and specialty care Other benefits include enhanced vision and preventive services and travel reimbursement for some specialty care Out of Pocket Costs There are no enrollment fees and no out of pocket costs for any type of care as long as care is received from your PCM or with a referral Care received without a referral is subject to point of service fees Is TRICARE Prime Remote Right for You TRICARE Prime Remote is only available to active duty service members which includes activated Guard Reserve members and their families who live and work in designated remote locations Active duty service members who qualify must enroll Family members have the option to enroll or use TRICARE Standard and Extra TRICARE Prime Remote offers fewer out of pocket costs than TRICARE Standard and Extra but less freedom of choice for providers Enrolling in TRICARE Prime Remote Use the TRICARE Prime Enrollment and PCM Change Form DD Form 2876 to enroll in one of the TRICARE Prime Options TRICARE Prime TRICARE Prime Remote TRICARE Prime Overseas TRICARE Prime Remote Overseas Select the form for your region North South West Overseas Mail it to your regional contractor at the address listed below North Health Net Feder
195. nd is renowned for its accurate and reliable research Runzheimer s private sector clients include over 60 percent of the Fortune 500 companies Runzheimer s government clients include the Department of Defense DOD the General Services Administration GSA the Department of State the Office of Personnel Management OPM the Internal Revenue Service IRS and the Federal Deposit Insurance Corporation FDIC Please note Runzheimer International does not determine BAH policy nor are they authorized to release any data or answer written email or phone questions All inquiries should be directed via your chain of command to the Compensation Director of your Service My wife and I are both service members and we have two children Why is it that only one of us can collect full rate BAH and the other single BAH Why couldn t we each claim one child and collect full with dependent BAH The rules governing allocation of dependents for BAH are specified in the JFTR Chapter 10 The rules reflect both the law and policy of the Services I ve noticed that the BAH rates have only dollars and no cents What happened to the cents Beginning in 2000 BAH rates are rounded to the nearest dollar Clothing Allowance CLOTHING INITIAL ISSUE Officers get a one time payment of 400 after commissioning to buy uniforms and insignia Enlisted members get an initial issue allowance for uniforms shoes boots and insignia when they come on active duty
196. ndbooks 2014 Guard and Reserve Military Handbook BAH is an allowance to offset the cost of housing when you do not receive government provided housing Your BAH depends upon your location pay grade and whether you have dependents BAH rates are set by surveying the cost of rental properties in each geographic location The rates are established such that members in each pay grade independent of location pay approximately the same out of pocket costs Therefore BAH rates in high cost areas will be much greater than those in low cost areas BAH rates are published on the Per Diem Committee web page https www defensetravel dod mil site bah cfm For a complete listing of BAH rates see BAH Rates for All Locations Service members can calculate their individual BAH rates using the BAH Calculator Additionally there are different types of BAH to compensate for special situations BAH Levels and Increases The Secretary of Defense announced a major FY2001 Budget initiative to eliminate out of pocket costs for off base housing in the United States This action reduced service members out of pocket costs for housing from an average of 18 8 percent of monthly housing costs in 2000 to 15 percent in 2001 with continued reductions each year thereafter Average out of pocket costs were entirely eliminated in 2005 Average rental costs in particular locations fluctuate both up and down Until 2005 when the transition from the old Basic Allowance for
197. nefit Once discharged however your benefit ends GI Bill Reserve eligibility includes signing a six year enlistment obtaining your high school diploma completing initial active duty for training IADT maintaining satisfactory membership in the Reserves MGIB Kicker The Army Reserve version of the Army College Fund it can be used concurrently with the MGIB SR and pay you to go to school If available kickers are offered when you enlist in designated units and certain MOSs Reserve Education Assistance Program REAP REAP applies to Reservists ordered to active duty after September 10 2001 If your active duty was for at least 90 continuous days you may qualify With REAP there isn t a time limit to use your education benefit however you must remain a Reserve member to use it Navy Reserve Tuition Assistance Selected Reservists on Active Duty for 120 continuous days can be reimbursed up to 100 percent of tuition costs Assistance available through the GI Bill Since originally being signed into law in 1944 the GI Bill has long provided eligible service members and military veterans with outstanding training and education opportunities Today depending on background and experience Reservists can receive benefits through a variety of GI Bill programs and there s the possibility of qualifying for more than one program Get highlights of some of the most common GI Bill benefit programs below and determine which option is right
198. nents Note Regardless of the option chosen the member is entitled to receive retired pay at age 60 but must apply for it Reserve Component Retirement Pay Systems www militaryhandbooks com 2014 Guard and Reserve Handbook 91 Military Handbooks 2014 Guard and Reserve Military Handbook Upon reaching age 60 a Guard or Reserve retiree may begin receiving retired pay Retired pay applications generally are sent out at age 58 except for Air National Guard and Coast Guard members who receive applications six months before age 60 Retired reserve and Guard members must apply for retired pay the same as their active duty counterparts It does not automatically start at age 60 Note The date an individual first became a member of a uniformed service is the sole determining factor in determining which retirement system is used when computing retired pay Formulas for Computing Retired Pay e If you first entered a uniformed service before September 8 1980 Compute your retired pay based on length of service by multiplying the basic monthly pay for your retired grade at the time of retirement by the years of creditable active federal service at the rate of 2 5 percent for each whole year of service This is called the Final Pay retirement system That means you get 50 for 20 years of service up toa maximum of 75 e If you first entered a uniformed service between September 8 1980 and July 31 1986 Compute your retired pay using the
199. nents consist of Army Reserve Naval Reserve Air Force Reserve Marine Corps Reserve Coast Guard Reserve Army National Guard and the Air National Guard www militaryhandbooks com 2014 Guard and Reserve Handbook 65 Military Handbooks 2014 Guard and Reserve Military Handbook Active Service is service on active duty or full time National Guard duty Eligibility You may be eligible for REAP benefits if you meet the following requirements 3 Served on active duty on or after September 11 2001 in support of a contingency operation for 90 consecutive days or more or 4 Performed full time National Guard duty under section 502 f of title 32 for 90 consecutive days or more when authorized by the President or Secretary of Defense for the purpose of responding to a national emergency declared by the President and supported by Federal funds or 5 member called or ordered to active service while serving in the Selected Reserve remains entitled to benefits under REAP only by continuing to serve in the Selected Reserve A member called or ordered to active service from the Individual Ready Reserve IRR remains entitled to benefits under REAP by continuing to serve in the Ready Reserve either Selected Reserve or IRR Note You may be eligible as soon as you have served 90 consecutive days on active duty in a qualifying period of active duty Not all call up service is necessarily qualifying for REAP DoD DHS identifies which reservi
200. ning Court support agencies require a case number for payment transactions You cannot enter a case number and additional information using myPay Please see your service payroll representative to start any court ordered child alimony support payments e Civilians myPay will allow you to start a maximum of seven financial allotments e Annuitants Former Spouse and Cadets Midshipmen This option does not apply to you 30 What should I do if I find out the change I made on myPay was incorrect or was not the change that I wanted to make Any changes you make using myPay can be corrected using myPay at any time Please submit your change only once The change will post according to your pay system s update schedule 31 What information do I need to be able to use myPay The first time you access myPay you will still need to enter your Social Security Number SSN or Login ID and PIN You will be prompted to create a Login ID if you are using your SSN and a Password The Login ID and Password will be entered on the home page You may use an On Screen Keyboard for additional security Depending on what you want to do in myPay you may need additional information When a military member retires or transfers to the reserves the retiree or reserve member may continue to use the same Password that they used while on active duty to access their myPay retired or reserve pay account information Login ID 32 What is my Login ID Your Login ID w
201. norable of 90 days or more during the been rendered prior to discharge Gulf War era Have a service connected non compensable Needed care for the service connected condition s A Class dental condition or disability resulting from Dental Trauma Rating VA Form 10 564 D or VA combat wounds or service trauma Regional Office Rating Decision letter VA Form 10 7131 identifies the tooth teeth eligible for care Have a dental condition clinically determined Dental care to treat the oral conditions that are Class by VA to be associated with and aggravating determined a VA dental professional to have a direct a service connected medical condition and material detrimental effect to a service connected medical condition Are actively engaged in 38 USC Chapter 31 Dental care to the extent necessary to Class V vocational rehabilitation program 1 Make possible to enter achieve goals and prevent interruption of a rehabilitation www militaryhandbooks com 2014 Guard and Reserve Handbook 112 Military Handbooks 2014 Guard and Reserve Military Handbook program or 2 Hasten the return to a rehabilitation program for leave status or placed in discontinued status because of a dental condition or 3 Secure and adjust to employment during employment assistance or enable to achieve maximum independence in daily living Are receiving VA care or are scheduled for Dental care to treat the oral conditions
202. nsurable Interest Coverage Options ERARE tes 27 www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook RCSBP Annuity Amounts 99 10 Veterans Benefits and Programs wk eee eee cee cece cence cece 101 Reserve and National Guard Eligibility 2 0 0 0 cece nce 101 Health 101 Enrollment 101 Priority GtoupS eikai ea Ea EEEE EAEE EEE AEE EEE aN Ea 102 Recently Discharged Combat Veterans 103 Special Access to 1 EER OEE EA RNE doses 103 Women Veterans E E Ea 103 Military Sexual Trauma 104 Veterans with Spinal Cord Injury Disorders 104 OEF OIF OND Care Management ee ence eee 104 Financial Assessment 104 VA Medical Services and Medication 104 Inpatient Care aa gece tates 104 Priority Gtoup8
203. nt Plan The borrower makes regular installment each month plus part of the missed installments e Special Forbearance The servicer agrees not to initiate foreclosure to allow time for borrowers to repay the missed installments An example of when this would be likely is when a borrower is waiting for a tax refund e Loan Modification Provides the borrower a fresh start by adding the delinquency to the loan balance and establishing a new payment schedule e Additional time to arrange a private sale The servicer agrees to delay foreclosure to allow a sale to close if the loan will be paid off e Short Sale When the servicer agrees to allow a borrower to sell his her home for a lesser amount than what 15 currently required to pay off the loan e Deed in Lieu of Foreclosure The borrower voluntarily agrees to deed the property to the servicer instead of going through a lengthy foreclosure process Servicemembers Civil Relief Act Veteran borrowers may be able to request relief pursuant to the Servicemembers Civil Relief Act SCRA In order to qualify for certain protections available under the Act their obligation must have originated prior to their current period of active military service SCRA may provide a lower interest rate during military service and for up to one year after service ends and provide forbearance or prevent foreclosure or eviction up to nine months from period of military service Assistance to Veterans with V
204. nt may be prosecuted under applicable laws Reporting Fraud Help VA s Secretary ensure integrity by reporting suspected fraud waste or abuse in VA programs or operations VA Medical Programs Veteran Health Registries Certain veterans can participate in a VA health registry and receive free medical examinations including laboratory and other diagnostic tests deemed necessary by an examining clinician VA maintains health registries to provide special health examinations and health related information To participate contact the nearest VA health care facility or visit http www publichealth va gov exposures www militaryhandbooks com 2014 Guard and Reserve Handbook 106 Military Handbooks 2014 Guard and Reserve Military Handbook Certain Veterans can participate ina VA health registry and receive free evaluations including a medical evaluation and laboratory tests deemed necessary by an examining clinician VA maintains health registries to provide special health evaluations and health related information To participate contact the Environmental Health EH Coordinator at the nearest VA health care facility or visit www publichealth va gov exposures where a directory of EH Coordinators is maintained Gulf War Registry For Veterans who served on active military duty in Southwest Asia during the Gulf War which began in 1990 and continues to the present including Operation Iraqi Freedom OIF The Gulf War registry was established
205. o can help www militaryhandbooks com 2014 Guard and Reserve Handbook 110 Military Handbooks 2014 Guard and Reserve Military Handbook Chat feature Veterans Chat is located at the Veterans Crisis Line and enables Veterans their families and friends to go online where they can anonymously chat with a trained VA counselor Veterans Chat can be accessed through the suicide prevention Website www Veterancrisisline net by clicking on the Veterans Chat tab on the right side of the Webpage Text feature Those in crisis may text 83 8255 free of charge to receive confidential personal and immediate support European access Veterans and members of the military community in Europe may now receive free confidential support from the European Military Crisis Line a new initiative recently launched by VA Callers in Europe may dial 0800 1273 8255 or DSN 118 to receive confidential support from responders at the Veterans Crisis Line in the U S Make the Connection Resources help Veterans and their family members connect with information and services to improve their lives Visitors to MakeTheConnection net will find a one stop resource where Veterans and their family and friends can privately explore information watch stories similar to their own research content on mental health issues and treatment and easily access support and information that will help them live more fulfilling lives At the heart of Make the Connection are powerful personal
206. odes pay details service dates deployment and retirement periods To access the advanced My HealtheVet features Veterans will need to get an upgraded account by completing a one time process at their VA facility called In Person Authentication Visit My HealtheVet at www myhealth va gov register and learn more about In Person Authentication PLUS the many features and tools available 24 7 anywhere with Internet access Veterans with questions should contact the nearest My HealtheVet Coordinator Caregiver Programs and Services VA has long advocated for Caregivers as vital partners in providing care worthy of the sacrifices by America s Veterans and Servicemembers with each VA medical center containing a designated Caregiver support point of contact to coordinate Caregiver activities and serve as a resource expert for Veterans their families and VA providers Several programs are available for all Veteran Caregivers including In Home and Community Based Care Skilled home health care homemaker home health aide services community adult day health care and Home Based Primary Care Respite Care Designed to relieve the family Caregiver from the constant burden of caring for a chronically ill or disabled Veteran at home Services can include in home care a short stay in an institutional setting or adult day health care Caregiver Education and Training Programs VA currently provides multiple training opportunities which include pre discharg
207. oes not make decisions about eligibility and cannot make payments until the Reserve Component has determined eligibility and notified VA Period of Eligibility Benefits generally end the day a reservist or National Guard member separates from the military Additionally if in the Selected Reserve and called to active duty VA can generally extend the eligibility period by the length of time on active duty plus four months for each period of active duty Once this extension is granted it will not be taken away after leaving the Selected Reserve Eligible members separated because of unit deactivation a disability that was not caused by misconduct or otherwise involuntarily separated during Oct 1 1991 through Dec 31 2001 have 14 years after their eligibility date to use benefits Similarly members involuntarily separated from the Selected Reserve due to a deactivation of their unit between Oct 1 2007 and Sept 30 2014 may receive a 14 year period of eligibility Payments The rate for full time training effective Oct 1 2013 is 362 a month for 36 months Part time benefits are reduced proportionately For complete current rates visit www gibill va gov DOD may make additional contributions MONTGOMERY GI BILL SR CHAPTER 1606 INCREASED EDUCATIONAL BENEFIT EFFECTIVE OCTOBER 1 2013 Educational Assistance Allowance for trainees under the Montgomery GI Bill Selected Reserve Ch 1606 of Title 10 5 The following basic monthl
208. of such infrastructure does not by itself qualify an area for CONUS COLA How do you geographically define a locality For the purpose of defining the term locality used as the basis for calculating local housing costs the Uniformed Services have concurred in aggregating individual ZIP Codes into groups called Military Housing Areas MHAs An MHA includes rental markets generally within twenty miles or one hour s drive in rush hour traffic surrounding a duty station or a metropolitan area The principal goal of defining an MHA based on reasonable commuting distance is that members ought to receive a BAH sufficient to permit the typical member to live a reasonable distance from his or her duty station Of course each member is free to choose a neighborhood that suits individual needs e g amenities schools and public transportation www militaryhandbooks com 2014 Guard and Reserve Handbook 57 Military Handbooks 2014 Guard and Reserve Military Handbook Operationally a MHA is defined as a collection of ZIP Codes There are about 350 geographic MHAs in the United States named for the installation or the nearest city e g Fort Hood Castle AFB Washington D C and Denver What method do you use to calculate BAH in places without Runzheimer cost data BAH is defined for every location in the United States even though some locations may have no military population This is because BAH rates must be prepared should a member or d
209. ogram under Title 10 Section 2107 NOTE An individual can have a break in Selected Reserve service of up to 90 days and still receive REAP benefits as long as the individual remains in the Ready Reserve during and after the break There is no fixed ending date for persons eligible under REAP as there is for all of the other VA education programs as long as you remain in your Reserve component There is one exception If you are separated from the Ready Reserve for disability which was not the result of your own willful misconduct you are entitled to REAP benefits for 10 years after the date of entitlement The Department of Defense and the Department of Homeland Security for Coast Guard cases determine eligibility under REAP and will administer these provisions Do I lose my MGIB Selected Reserve college fund under REAP You will not lose your college fund as long as you are actively training in the Selected Reserve The MGIB SR kicker will be included in your REAP benefit However once you separate from the Selected Reserve and begin your 10 year eligibility period you are no longer eligible to receive your MGIB SR college fund What Education programs are approved under REAP All education programs that are approved for veterans under the Montgomery GI BILL Active Duty program are approved for the REAP program How much money will I get with REAP Under REAP your monthly payment is based on your length of active duty service To see w
210. oints may be included in interest rate reduction refinancing loans The term of the loan may be for as long as 30 years and 32 days 2013 VA Funding Fees A funding fee must be paid to VA unless the Veteran is exempt from such a fee See previous discussion in Closing Costs for specific exemptions from the funding fee The fee may be paid in cash or included in the loan Closing costs such as VA appraisal credit report loan processing fee title search title insurance recording fees transfer taxes survey charges or hazard insurance may not be included for purchase home loans Type of Veteran Down payment Percentage for First time Use Percentage for Subsequent Use Regular None 2 15 3 3 Military 5 or more up to 10 1 50 1 50 10 or more 1 25 1 25 Reserves None 24 3 3 National Guard 5 or more up to 10 1 75 1 75 10 or more 1 5 1 5 Loan Assumption Requirements and Liability VA loans made on or after March 1 1988 are not assumable without the prior approval of VA or its authorized agent usually the lender collecting the monthly payments To approve the assumption the lender must ensure that the borrower is a satisfactory credit risk and will assume all of the Veteran s liabilities on the loan If approved the borrower will have to pay a funding fee that the lender sends to VA and the Veteran will be released from liability to the federal government A release of liability do
211. ollege Fund but not both Student Loan Repayment Program If you enlist for at least six years you may be eligible for the Reserve Student Loan Repayment Program offers eligible recruits who in a Selected Reserve Troop Program Unit up to 10 000 toward qualifying student loans Selected job specialties offer up to 20 000 The Reserve Student Loan Repayment Program is also available to eligible recruits who choose the three year enlistment option in a Selected Reserve Troop Program Unit Eligible recruits can receive 500 or 15 percent repayment on the outstanding balance of qualifying student loans whichever is greater for each year in the TPU up to 4 500 Selected job specialties offer up to 9 000 Army Reserve GI Bill and Kicker The Army Reserve offers a Selected Reserve Montgomery GI Bill up to 11 124 If you qualify for and accept a critical skill position in the Army Reserve you could earn up to 23 724 with the MGIB Kicker Navy Reserve Enlistment Bonus Program The Navy Reserve offers many incentives for joining these include several types of cash signing bonuses education bonuses and additional incentives If you qualify for more than one bonus the Navy Reserve may combine them to pay a combined bonus which is not to exceed 20 000 How the Navy Reserve Pays Bonuses If you enlist for cash bonuses the Navy will normally pay the entire bonus amount lump sum when you arrive at your first permanent duty station after you have succe
212. olleges or universities South Carolina 20 000 Student Loan 15 or 2 000 whichever is greater each year the member is in Repayment the National Guard on the current balance for all guaranteed student loans Maximum repayment of 20 000 South Dakota 50 South Dakota state universities or technical schools Tennessee 3 500 per year Texas 100 Limited to a maximum of 12 credit hours per semester Utah 400 per semester 400 per semester or 800 per year Maximum benefit of 4 000 Vermont 25 Available at select schools only 2 500 interest free student loan for courses in any Vermont state school Virginia 50 Maximum of 500 per term or 1 000 per year Virgin Islands 32 free credit hours at the University of the Virgin Islands Available for graduate or undergraduate degree programs Washington Varies Offers tuition reductions to National Guard members at Washington State University Some scholarships also available West Virginia 100 Undergraduate degrees at any West Virginia state schools Equivalent funds for in state private schools Wisconsin 100 Amount of tuition is based on tuition rate at the University of Wisconsin Madison Wyoming 100 University of Wyoming and selected other schools Military Transcripts www militaryhandbooks com 2014 Guard and Reserve Handbook 77 Military Handbooks 2014 Guard and Reserve Military Handbook Army For everything you want to know about the free AARTS transcript
213. ord or you have forgotten your Login ID or Password go online to https mypay dfas mil click on the applicable link in the LOG IN section on the left side of the screen and follow the instructions 88 How is the mobile site different from the regular site www militaryhandbooks com 2014 Guard and Reserve Handbook 46 Military Handbooks 2014 Guard and Reserve Military Handbook The homepage has been optimized for your mobile phone and key account information and management options are delivered in an easy to read format 89 How secure is my information myPay Mobile uses the same security standards as our myPay full site e 128 bit encryption to protect your sensitive information e Uses firewall and intrusion detection software to block outsiders e Features internationally recognized security standards To protect all data sent to and from myPay your information is transmitted using end to end encryption and is not cached However please note that myPay does not operate or control and thus cannot guarantee the wireless networks used to access the mobile site Carrier protocols may vary Check with your wireless service provider for information about their privacy and security practices Note NEVER store confidential information i e myPay Password on the mobile device and NEVER divulge the Password to others 90 Why won t the mobile site load on my mobile device Please check your reception level A low reception
214. ow up medical or dental care For those who qualify the 180 day TAMP period begins upon the sponsor s separation During TAMP sponsors and family members are eligible to use one of the following health plan options e TRICARE Prime enrollment required e TRICARE Standard and Extra e US Family Health Plan in designated US Family Health Plan locations enrollment required e TRICARE Prime Overseas enrollment required e TRICARE Prime Remote Overseas There are no enrollment fees for TAMP coverage DEERS You must be registered in the Defense Enrollment Eligibility Reporting System DEERS to be eligible for TRICARE DEERS is a worldwide computerized database of uniformed services members sponsors their family members and others who are eligible for military benefits including TRICARE sponsors are automatically registered in DEERS However the sponsor must register eligible family members Family members can update personal information such as addresses and phone numbers once they are registered in DEERS www militaryhandbooks com 2014 Guard and Reserve Handbook 88 Military Handbooks 2014 Guard and Reserve Military Handbook Note Addresses must be a physical address P O boxes cannot be used Additionally if both parents are service members then either parent must choose one may be listed as the child ren s sponsor in DEERS milConnect Web Site milConnect is a Web site provided by the Defense Manpower Data Cente
215. payments deduction Therefore BAH reflects the current rental market conditions not the historical circumstances surrounding various mortgage loans What is the source of BAH Rental data Current data is obtained from multiple sources employing a checks and balances approach to ensure reliability and accuracy of data Current residential vacancies identified in local newspapers and real estate rental listings are an important but not the only source of data Vacancies are selected at random and subjected to a multi tiered screening process to ensure accuracy and reliability Telephone interviews establish the availability and exact location of each residential unit sampled The sample is designed to obtain a statistical confidence level of 95 or higher Yellow page listings of apartments and real estate management companies are also used to identify units for rental pricing It is not uncommon for real estate professionals in a certain locality to be consulted to obtain important confirmation and additional sources of data Where available fort post base housing referral offices are also contacted to tap local military expertise and gain insights into the local concerns of our members Finally DOD and the Services conduct on site evaluations at various locations to confirm and ensure reliability and accuracy of the cost data Future enhancements include examining potential uses of the Internet as well as housing data available from other government
216. pecialized services offered are dependent upon the capability of the home to render them Community Nursing Home Program VA health care facilities establish contracts with community nursing homes The purpose of this program is to meet the nursing home needs of Veterans who require long term nursing home care in their own community close to their families and meet the enrollment and eligibility requirements www militaryhandbooks com 2014 Guard and Reserve Handbook 113 Military Handbooks 2014 Guard and Reserve Military Handbook Admission Criteria The general criteria for nursing home placement in each of the three programs requires that a resident must be medically stable i e not acutely ill have sufficient functional deficits to require inpatient nursing home care and be determined by an appropriate medical provider to need institutional nursing home care Furthermore the Veteran must meet the specific eligibility criteria for community living center care or the contract nursing home program and the eligibility criteria for the specific state Veterans home Home and Community Based Services In addition to nursing home care VA offers a variety of other long term care services either directly or by contract with community based agencies Such services include adult day health care respite care geriatric evaluation and management hospice and palliative care skilled nursing and other skilled professional services at home home health
217. pendents to without dependents or vice versa your housing allowance is determined by your new dependency status and the then current published table of allowances for your grade If in a given year I lose rate protection am I protected from further decreases in the following year s Yes An individual is authorized the larger of 1 the January 1 published BAH for grade and location 2 ie housing allowance being paid on December 31 Does rate protection keep me from getting rate increases No An individual is authorized the larger of www militaryhandbooks com 2014 Guard and Reserve Handbook 54 Military Handbooks 2014 Guard and Reserve Military Handbook 1 the January 1 published BAH for grade and location or 2 the housing allowance being paid on December 31 If I get promoted do I get the protected BAH amount for my new pay grade No If you are promoted your BAH rate is the then current published BAH for your new higher grade with the following exception If you get promoted and are in a location where the current published BAH for your new grade is lower than the BAH amount you were receiving before you continue to receive the higher BAH amount Do I see big changes in housing allowances on January 1 Typically changes in housing allowances are modest Allowances reflect the costs associated with household rental Generally rental prices change between 2 5 from year to year with hot markets changing 5
218. pending on the length of active military service and a discharge or release from active duty under conditions other than dishonorable In addition Reservists not activated may qualify for some VA benefits National Guard members can establish eligibility for VA benefits if activated for federal service during a period of war or domestic emergency Activation for other than federal service does not qualify Guard members for all VA benefits Claims for VA benefits based on federal service filed by members of the National Guard should include a copy of the military orders presidential proclamation or executive order that clearly demonstrates the federal nature of the service Health Care Eligibility for most VA benefits is based upon discharge from active military service under other than dishonorable conditions Active service means full time service other than active duty for training as a member of the Army Navy Air Force Marine Corps Coast Guard or as a commissioned officer of the Public Health Service Environmental Science Services Administration or National Oceanic and Atmospheric Administration or its predecessor the Coast and Geodetic Survey Generally men and women veterans with similar service may be entitled to the same VA benefits Dishonorable and bad conduct discharges issued by general courts martial may bar VA benefits Veterans in prison and parolees must contact a VA regional office to determine eligibility VA benefits will no
219. perated by the states and the community nursing home program Each program has admission and eligibility criteria specific to the program Nursing home care is available for enrolled Veterans who need nursing home care for a service connected disability and those rated 60 percent service connected and unemployable or Veterans or who have a 70 percent or greater service connected disability VA provided nursing home care for all other Veterans is based on available resources VA Community Living Centers Community Living Centers CLC provide a dynamic array of short stay less than 90 days and long stay 91 days or more services Short stay services include but are not limited to skilled nursing respite care rehabilitation hospice and continuing care for Veterans awaiting placement in the community Long stay services include but are not limited to dementia care and continuing care to maintain the Veteran s level of functioning Short stay and long stay services are available for Veterans who are enrolled in VA health care and require CLC services State Veterans Home Program State Veterans homes are owned and operated by the states The states petition VA for grant dollars for a portion of the construction costs followed by a request for recognition as a state home Once recognized VA pays a portion of the per diem if the state meets VA standards States establish eligibility criteria and determine services offered for short and long term care S
220. posal sent to Congress by President Obama For calendar year 2014 consistent with the views of the uniformed military leadership the Budget provides a 1 0 percent increase to basic pay a 4 2 percent increase in the Basic Allowance for Housing and a 3 4 percent increase in Basic Allowance for Subsistence BAS increase rates are part of the DoD s annual defense budget which requires that both Houses and the President approve prior being finalized Typically this does not occur until the December before the increase takes effect on January 1 The rate is subject to change until then 2012 2014 BAS Basic Allowance for Subsistence Comparison Year Proposed Increase Actual Increase Enlisted BAS Officers BAS 2014 3 40 N A N A N A 2013 3 40 1 09 352 27 242 60 2012 3 40 7 20 348 44 239 96 Read more http militarybenefits info 2014 bas basic allowance for subsistence rates ixzz21QFMf52B Note A Discount Meal Rate DMR offset of minus 9 25 a day applies to all Coast Guard enlisted members assigned to a ship with messing facilities a Class A School OCS prior service a deployed Port Security Unit and enlisted members E 6 and below stationed ashore who reside in government owned quarters and are required to eat meals at a government dining facility Basic Allowance for Housing BAH www militaryhandbooks com 2014 Guard and Reserve Handbook 51 Military Ha
221. ppercase Lowercase key Alt 3 jump to first row containing randomly presented Alpha Characters Alt 4 jump to second row containing randomly presented Alpha Characters Alt 5 jump to third row containing randomly presented Alpha Characters Alt 6 Submits your password after you finish entering all characters Printing and Saving your LES Without Using a Mouse 77 How do print and save my LES without using a mouse There are several options available to save your LES to your computer within myPay without using a mouse Near the beginning of browser screens displaying your LES find buttons labeled as Save www militaryhandbooks com 2014 Guard and Reserve Handbook 44 Military Handbooks 2014 Guard and Reserve Military Handbook Print and Printer Friendly Version SAVE Button After tabbing to the Save Button and then pressing Enter the Save As dialog box appears This gives you the option of saving your LES to your computer as a HTML or text file Users with screen reader software such as JAWS For Windows can use the application to read back the LES saved as either HTML or text PRINT Button Provides normal functionality to print your LES on an available printer PRINTER FRIENDLY VERSION Button Pressing Enter on the Printer Friendly Version Button gives you several options to consider If you have the Adobe accessibility turned on in Adobe Acrobat the program will try to read the LES Acrobat may or may not display th
222. process is used to identify appropriate neighborhoods For example in pricing 3 and 4 bedroom single family units senior enlisted officers the member income in these grades is between 60 and 100 thousand so 3 and 4 bedroom single family units in neighborhoods where the typical civilian income is in this range are selected When 1 bedroom apartments junior single enlisted are priced the focus is on neighborhoods where the typical civilian income is consistent with the 20 to 30 thousand income level that is typical for these grades For comparison purposes civilian salary equals the sum of military basic pay average BAH BAS plus the tax advantage of the untaxed allowances What is included in median housing costs Current market rent average utilities and renters insurance How often is housing data collected Data is collected annually in the spring and summer when housing markets are most active What types of residences are included in the data collection Data include apartments town homes duplexes as well as single family rental units of various bedroom sizes Does family size make a difference No Although BAH distinguishes between with dependents and without dependents the with dependents compensation is based on comparable civilians using average family size In determining the income of comparable civilians is military family income considered which includes the income of the working spouse if any No Military
223. r DMDC that allows sponsors spouses and their children 18 years and older to access information regarding their personal information health care eligibility personnel records and other information from a centralized location This Web site allows beneficiaries to perform self service functions that previously required support milConnect offers resources to find information on a variety of military related topics from one reliable source DEERS and to view and update information that goes directly into DEERS Go to milConnect Dental Care for the National Guard and Reserves As a National Guard or Reserve member how you receive dental care will change depending on whether you are on active duty or not Here s a summary of how your dental care works When Not Activated When you are not on active duty you and your family members are eligible for the premium based TRICARE Dental Program The TRICARE Dental Program requires a 12 month minimum enrollment period so you must have 12 months remaining on your service commitment to enroll You can enroll at anytime and you will pay monthly premiums based on your military status If your family members wish to enroll in the TRICARE Dental Program they can at anytime they will also pay monthly premiums but their enrollment will be separate from yours This way if and when you are called to active duty your family members enrollment in the TRICARE Dental Program continues without interruption
224. r each one way trip and 6 for a round trip with a maximum deductible of 18 or the amount after six one way trips whichever occurs first per calendar month The deductible may be waived when travel is in relation to a VA compensation or pension examination travel is by special mode or when imposition would cause a severe financial hardship Eligibility The following are eligible for VA travel reimbursement e Veterans rated 30 percent or more service connected e Veterans traveling for treatment of service connected conditions e Veterans who receive a VA pension e Veterans traveling for scheduled compensation or pension examinations e Veterans whose income does not exceed the maximum annual VA pension rate e Veterans in certain emergency situations e Veterans whose medical condition requires a special mode of transportation and travel is pre authorized Advanced authorization is not required in an emergency and a delay would be hazardous to life or health e Certain non Veterans when related to care of a Veteran Caregivers attendants amp donors Beneficiary travel fraud can take money out of the pockets of deserving Veterans Inappropriate uses of beneficiary travel benefits include incorrect addresses provided resulting in increased mileage driving riding together and making separate claims and taking no cost transportation such as DAV and making claims Veterans making false statements for beneficiary travel reimburseme
225. rans obtain VA guaranteed loans through the usual lending institutions including banks credit unions and mortgage brokers VA guaranteed loans can have either a fixed interest rate or an adjustable rate where the interest rate may adjust up to one percent annually and up to five percent over the life of the loan VA does not set the interest rate Interest rates are negotiable between the lender and borrower on all loan types Veterans may also choose a different type of adjustable rate mortgage called a hybrid ARM where the initial interest rate remains fixed for three to 10 years If the rate remains fixed for less than five years the rate adjustment cannot be more than one percent annually and five percent over the life of the loan For a hybrid ARM with an initial fixed period of five years or more the initial adjustment may be up to two percent The Secretary has the authority to determine annual adjustments thereafter Currently annual adjustments may be up to two percentage points and six percent over the life of the loan Note At the time of publication VA s authority to guarantee adjustable rate mortgages and hybrid adjustable rate mortgages was set to expire on Sept 30 2012 If the lender charges discount points on the loan the Veteran may negotiate with the seller as to who will pay points or if they will be split between buyer and seller Points paid by the Veteran may not be included in the loan with the exception that up to two p
226. rd and Reserve Military Handbook Montgomery GI Bill Selected Reserve MGIB SR The Montgomery GI Bill Selected Reserve MGIB SR program may be available to members of the Selected Reserve It provides up to 36 months of educational benefits that may be used for degree and certificate programs flight training apprenticeship on the job training and correspondence courses Reserve Educational Assistance Program REAP The Reserve Educational Assistance Program REAP is available to Reservists who complete a minimum of 90 days of Active Duty service in response to a war or national emergency in support of a contingency operation after 9 11 Advanced Degree Programs The Navy is involved with a number of graduate level institutions that offer a variety of advanced degrees for eligible Reservists Also the Naval Postgraduate School in Monterey CA offers postgraduate study This accredited college offers graduate degrees in a number of fields that are critical to the mission of the Navy and Department of Defense Marine Corps Reserve Tuition Assistance e Academic credit available for a graduate degree from an accredited college or university e Financial assistance toward tuition during active duty Special Education Program e Study curriculum tailored to the billet needs of the Marine Corps while maintaining pay status e Tuition and some related expenses covered by the Marine Corps Advanced Degree Program ADP e Selected
227. rd the retirement multiplier Hence 2 5 x 20 years 50 and 2 5 x 30 years 75 The longer an individual stays on active duty the higher the multiplier and the higher the retirement pay up to the maximum of 75 percent This multiplier is applied against the final basic pay of the individual s career Also remember only basic pay is used in retirement calculations in all retirement systems Allowances and special pays do not affect retired pay Cost of Living Adjustments COLAs are given annually based on the increase in the Consumer Price Index CPD measure of inflation Under the Final Pay System the annual COLA is equal to CPI This is a different index than the one used for active duty annual pay raises The index used for active duty pay raises are based upon average civilian wage increases Thus retirement pay COLAs and annual active duty pay raises will differ High 3 Year Average Retirement System This system applies to members who first entered Service after September 8 1980 but before August 1 1986 It also applies to individuals who entered on or after August 1 1986 who do not elect the REDUX retirement system with the Career Status Bonus at their 15th year of service www militaryhandbooks com 2014 Guard and Reserve Handbook 92 Military Handbooks 2014 Guard and Reserve Military Handbook Each year of service is worth 2 5 toward the retirement multiplier Hence 2 5 x 20 years 50 and 2 5 x 30 years 75
228. re issued to fix security problems which have been identified 2 Install and use anti virus software and personal firewalls Keep this software updated The correct use of these programs can help protect your system from being compromised by malicious software e g software which can capture information processed on your computer etc The DOD CERT makes this type of software available for DOD active employees military and civilian at a www jtfgno mil This link can only be used from a Department of Defense computer 3 Do not store your various User IDs and passwords in files on your computer If someone gains access to your computer this is the type of information they look for and would aid them in accessing your account 4 After using your browser e g Internet Explorer etc to access a site where you process sensitive information e g myPay your bank account etc close all of your browser windows and restart a new browser session Sometimes the browser can hold that information in memory e g cache etc and some web sites know where to look to find it 5 Be very careful when installing software that gives others access to your computer Remote service software or peer to peer software used for file sharing can create unintended openings into your computer that outsiders can use if the software is not configured correctly System Availability 16 myPay has periods of unavailability due to scheduled DFAS pay system maintenance
229. recording fees hazard insurance premiums and prepaid taxes For refinancing loans all such costs may be included in the loan as long as the total loan does not exceed the reasonable value of the property Interest rate reduction loans may include closing costs including a maximum of two discount points All Veterans except those receiving VA disability compensation those who are rated by VA as eligible to receive compensation as a result of pre discharge disability examination and rating and unmarried surviving spouses of Veterans who died in service or as a result of a service connected disability are charged a VA funding fee For all types of loans the loan amount may include this funding fee The VA funding fee and up to 6 000 of energy efficient improvements can be included in VA loans However no other fees charges or discount points may be included in the loan amount for regular purchase or construction loans For refinancing loans most closing costs may be included in the loan amount www militaryhandbooks com 2014 Guard and Reserve Handbook 118 Military Handbooks 2014 Guard and Reserve Military Handbook Required Occupancy To qualify for a VA home loan a Veteran or the spouse of an active duty Servicemember must certify that he or she intends to occupy the home When refinancing a VA guaranteed loan solely to reduce the interest rate a Veteran need only certify to prior occupancy Financing Interest Rates and Terms Vete
230. register your SmartCard e Your SmartCard is registered and you may use it the next time you access myPay e Select Main to continue www militaryhandbooks com 2014 Guard and Reserve Handbook 49 Military Handbooks 2014 Guard and Reserve Military Handbook Bankruptcy Assistance National Guard and Reservists Debt Relief Act of 2008 President Bush signed into law the National Guard and Reservists Debt Relief Act of 2008 The new law aids Guard and Reserve members who are enduring financial hardships to receive bankruptcy assistance The Bankruptcy Abuse Prevention Act of 2005 required that filers go through a rigorous means test in order to prevent individual debt to be discharged into bankruptcy The National Guard and Reservists Debt Relief Act exempts qualifying reservists from the means test allowing for more time to get your finances back in order and to file for bankruptcy protection This new law applies to those Guard and Reservists who have been on active duty or homeland defense activity since September 11 2001 The protection is effective while the service member is on active duty or homeland defense activities for more than 90 days and for 540 days following activation The new exclusion is temporary and will apply only to cases commenced during the three year period beginning on December 19 2008 www militaryhandbooks com 2014 Guard and Reserve Handbook 50 Military Handbooks 2014 Guard and Reserve Military Handbook 3
231. registered email address an email notification will be sent when the transaction is sent to your pay system for processing e Military Active and Reserve and Civilians You may check your Leave and Earnings Statement LES to verify that your change was processed e Annuitants You will receive a pay statement in the mail each time you make a change to your account e Retirees If you make a change to your allotments or federal tax withholding amount you will receive a Retiree Account Statement RAS in the mail reflecting the change in your net pay unless you have elected to receive your RAS electronically 24 Reserved for future use 25 I am in a tax exempt status How does this affect changes I wish to make to my federal taxes e Civilians If you filed W 4 to be in a tax exempt status you not allowed to make federal tax changes e Military Members except for Cadets Midshipmen and Retirees With the exception of special statuses you are allowed to make federal tax exemption changes using myPay 26 I entered an amount in the federal tax additional withholding amount block How much money will actually be deducted from myPay each payday e Civilians The amount that will be deducted each pay period will be the additional amount entered in addition to the tax withholding based on your current filing status marital status and exemptions e All Other Employees Members except for Former Spouse and Cadets Midshipmen T
232. roved by the Department of Veterans Affairs or Department of Education and designed to prepare the student for entry into a career field Or e Seeking a General Equivalency Diploma GED Or e Enrolled in a degree planning program authorized by the Coast Guard Institute CGI See the Supplement to Coast Guard Institute Pub 1550 1 Vol II for a list of colleges with CGI approved degree planning programs Or e Completing a correspondence course which is part of an undergraduate degree or VoTech certificate program Here are links where one can determine which schools are approved by Department of Veterans Affairs or Department of Education Office of Work Life Programs Scholarship Program Who is Eligible for this Program The Scholarship Program is available to the following members of Team Coast Guard e Active Duty Reserve Retirees and their dependents e Civil Service employees e Exchange System and MWR employees Purpose of Program The Scholarship Program provides information and resources on financial assistance to members of Team Coast Guard National Guard Education Benefits Federal Tuition Assistance The Guard can pay up to 100 of your college tuition and general fees up to 4 500 per year that s up to 18 000 over four years The amount is based on in state public institution tuition rates and can be applied to the other financial assistance programs listed below In addition many states also offer college funding
233. ry service branch and dates of service to www militaryhandbooks com 2014 Guard and Reserve Handbook 121 Military Handbooks 2014 Guard and Reserve Military Handbook Department of Veterans Affairs Regional Office and Insurance Center Box 42954 Philadelphia PA 19101 Service Members Group Life Insurance SGLI The following are automatically insured for 400 000 under SGLI Active duty members of the Army Navy Air Force Marines and Coast Guard Commissioned members of the National Oceanic and Atmospheric Administration and the Public Health Service Cadets or midshipmen of the service academies Members cadets and midshipmen of the ROTC while engaged in authorized training Members of the Ready Reserves Members who volunteer for assignment to a mobilization category in the Individual Ready Reserve or Inactive National Guard DPS Individuals may elect to be covered for a lesser amount or not at all Part time coverage may be provided to Reservists who do not qualify for full time coverage Premiums are automatically deducted from the service members pay At the time of separation from service SGLI can be converted to either Veterans Group Life Insurance VGLJ a commercial plan through participating companies SGLI coverage continues for 120 days after separation at no charge Coverage of 10 000 is also automatically provided for dependent children of members insured under SGLI with no premium required Trau
234. s even retirement pay to understand the compensation system for the National Guard and the military Reserves Military Reserve Drill Pay Chart 2014 Proposed In addition to one weekend of drill per month members of the Reserves must perform a minimum of 14 days of active duty training per year Members of the National Guard are required to perform 15 days of training per year When performing active duty other than weekend drills Guard Reserve members receive 1 30th of monthly active duty pay for each day served on active duty The proposed rates are based on Barack Obama s 1 increase The below tables can be found at http Awww militaryrates com military pay drillpay ol_o5 2014 cfm O 1 O 2 O 3 4 5 2 years or less 387 37 446 28 516 50 587 46 680 85 Over 2 years 403 18 508 28 585 53 680 07 767 01 Over 3 years 487 37 585 40 632 00 725 43 820 09 Over 4 years 487 37 605 17 689 03 735 54 830 12 Over 6 years 487 37 617 62 722 02 777 65 863 23 Over 8 years 487 37 617 62 758 26 822 80 883 04 Over 10 years 487 37 617 62 781 72 879 05 926 63 Over 12 years 487 37 617 62 820 22 922 85 958 60 Over 14 years 487 37 617 62 840 31 953 30 999 93 Over 16 years 487 37 617 62 840 31 970 76 1 063 20 Over 18 years 487 37 617 62 840 31 980 87 1 093 24 Over 20 years 487 37 617 62 840 31 980 87 1 122 94 Over 22 years 487 37
235. s or the existence of another medical condition for which the Veteran is receiving care or services from VHA or which resulted from treatment of that medical condition e g stroke polytrauma traumatic brain injury diabetes multiple sclerosis vascular disease geriatric chronic illnesses toxicity from drugs ocular photosensitivity from drugs cataract surgery and or other surgeries performed on the eye ear or brain resulting in vision or hearing impairment g Those with significant functional or cognitive impairment evidenced by deficiencies in the ability to perform activities of daily living h Those who have vision and or hearing impairment severe enough that it interferes with their ability to participate actively in their own medical treatment and to reduce the impact of dual sensory impairment combined hearing loss and vision loss NOTE The term severe is to be interpreted as a vision and or hearing loss that interferes with or restricts access to involvement in or active participation in health care services e g communication or reading medication labels The term is not to be interpreted to mean that a severe hearing or vision loss must exist to be eligible for hearing aids or eyeglasses i Those Veterans who have service connected vision disabilities rated zero percent or hearing disabilities rated zero percent if there is organic conductive mixed or sensory hearing impairment and loss of pure tone hearing eo Ao FP
236. s part of a national shrine For Veterans benefits may also include a burial flag with case for active duty and military funeral honors Family members and other loved ones of deceased Veterans may request Presidential Memorial Certificates VA operates 131 national cemeteries of which 72 are open for new casketed interments and 18 are open to accept only cremated remains Burial options are limited to those available at a specific cemetery and may include in ground casket or interment of cremated remains in a columbarium in ground or in a scattering garden Contact the national cemetery directly or visit our Web site at http Awww cem va gov cem cems listcem asp to determine if a particular cemetery is open for new burials and which other options are available The funeral director or the next of kin makes interment arrangements by contacting the National Cemetery Scheduling Office or in some cases the national cemetery in which burial is desired VA does not normally conduct burials on weekends Gravesites cannot be reserved however VA will honor reservations made before 1973 by the Department of the Army Surviving spouses of Veterans who died on or after Jan 1 2000 do not lose eligibility for burial in a national cemetery if they remarry Burial of dependent children is limited to unmarried children under 21 years of age or under 23 years of age if www militaryhandbooks com 2014 Guard and Reserve Handbook 125 Military Handboo
237. s required for this type of loan The loan may include the entire outstanding balance of the prior loan the costs of energy efficient improvements as well as closing costs including up to two discount points An eligible borrower who wishes to obtain a VA guaranteed loan to purchase a manufactured home or lot can borrow up to 95 percent of the home s purchase price The amount VA will guarantee on a manufactured home loan is 40 percent of the loan amount or the Veteran s available entitlement up to a maximum amount of 20 000 These provisions apply only to a manufactured home that will not be placed on a permanent foundation VA Appraisals No loan can be guaranteed by VA without first being appraised by a VA assigned fee appraiser A lender can request a VA appraisal through VA systems The Veteran borrower typically pays for the appraisal upon completion according to a fee schedule approved by VA This VA appraisal estimates the value of the property It is not an inspection and does not guarantee the house is free of defects VA guarantees the loan not the condition of the property A thorough inspection of the property by a reputable inspection firm may help minimize any problems that could arise after loan closing In an existing home particular attention should be given to plumbing heating electrical and roofing components Closing Costs For purchase home loans payment in cash is required on all closing costs including title search and
238. s these email addresses weekly e correct an AF mil email address contact your local site s email administrator myPay updates these email addresses weekly e correct a Department of Energy DOE email address access DOE s Employee Self Service ESS site to make that change myPay updates email addresses weekly from that site Assistance Customer Support 42 What kind of help does the DFAS Centralized Customer Support Unit provide For problems using myPay or with your myPay PIN contact the DFAS Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or commercial at 216 522 5096 or Defense Switching Network DSN at 580 5096 This support line is available Monday through Friday 8 00 A M to 5 00 P M Eastern Standard Time The Centralized Customer Support Unit can provide assistance on how to use the options available to you in myPay The Centralized Customer Support Unit will also provide support for establishing and changing your PIN For ALL other payroll information please contact your servicing pay office or your customer service representatives 43 Who can help me with my pay account Questions concerning SPECIFIC PAY ACCOUNT INFORMATION should be directed to the servicing payroll office or to your normal customer service representative as follows Civilian Employees Your local Customer Service Representative Military Retirees 1 800 321 1080 Annuitants 1 800 321 1080 US
239. s to this availability 21 Which pay changes can I make using myPay You can change a variety of discretionary payroll items You can get a current list of the items you can change from myPay your servicing payroll office or your customer service representative 22 When will my changes be effective Upon completion and acceptance of a change myPay will display a NO LATER THAN date Your change will be effective on or before the date myPay displays Annuitants Military all services amp components Civilians and Retirees You can verify the change to your account by accessing myPay three to seven business days after you make the change or by contacting your customer service representative see FAQ 19 23 How will I know that my change was made In keeping with government streamlining efforts and to reduce the use of paper myPay takes advantage of existing technology and is paperless so you will not receive any written confirmation However myPay displays a NO LATER THAN date before and after your change is accepted Any change you make to your account should be posted no later than this date You must receive this notification message to ensure that your action has been accepted If your change does not appear on your account by www militaryhandbooks com 2014 Guard and Reserve Handbook 27 Military Handbooks 2014 Guard and Reserve Military Handbook then contact your customer service representative If you have a
240. same as for your Login ID The requirements for the Limited Access Password are the same as for your Password except that the Limited Access Password cannot match either your Login ID or the Limited Access Login ID The Limited Access Password will expire every 60 days and the individual that you have given it too will be prompted to change it when they access myPay and the password has reached its 60 day expiration The LIMITED ACCESS PASSWORD must be at least 15 to 30 characters in length contain at least two UPPERCASE letters A Z contain at least two lowercase letters a z contain at least two numbers 0 9 contain at least two of the following special characters change at least four characters from the previous password The PASSWORD CANNOT e contain spaces e be one of the last 10 previous passwords The password will expire in 60 days Email Addresses 40 Why am I prompted to review my email address You will be prompted to review your email address es yearly so that we know your email address is correct DFAS strives to notify customers of issues related to your pay account and most importantly we want to be able to send you a password if you need your password reset 41 How do I correct my workplace email address if it is invalid or identified as a multiple DFAS has a workplace email address on file for you that cannot be used because it was registered to you www militaryhandbooks com 2014 Guard an
241. same formula as the Final Pay system above except you use the average basic pay for your three highest paid years 36 months rather than final basic pay This is called the High 36 Under the High 36 system you get 50 for 20 years of service up to a maximum of 75 e Your years of service are used to determine the value of each point Your retirement points are multiplied by the approximate value of a point to produce the estimate monthly retired pay value For example an E 9 with 20 years in 2009 would receive a valuation of approximately 0 360 per point whereas the same retiree would get 0 432 for 30 years of service An important factor A member who retires under either system receives longevity credit for those years while a member of the Retired Reserve awaiting pay at age 60 However this does not apply to a former member who is entitled to retired pay under either the Final Basic Pay System or the High three System A former member is defined as an individual who elected discharge rather than transfer to the Retired Reserve anytime after receiving notification of eligibility to receive Reserve retired pay at age 60 In the case of a former member regardless of the system under which the individual will receive Reserve retired pay longevity credit ceases on the date the former member was discharged Final Pay Retirement System Final Pay applies to those who entered the Service before September 8 1980 Each year of service is worth 2 5 towa
242. service of more than 180 days an application for reemployment must be submitted within 90 days of release from service USERRA also requires that service members provide advance written or verbal notice to their employers for all military duty unless giving notice is impossible unreasonable or precluded by military necessity An employee should provide notice as far in advance as is reasonable under the circumstances Additionally service members are able but are not required to use accrued vacation or annual leave while performing military duty www militaryhandbooks com 2014 Guard and Reserve Handbook 61 Military Handbooks 2014 Guard and Reserve Military Handbook The Department of Labor through the Veterans Employment and Training Service VETS provides assistance to all persons having claims under USERRA including Federal and Postal Service employees If resolution is unsuccessful following an investigation the service member may have his or her claim referred to the Department of Justice for consideration of representation in the appropriate District Court at no cost to the claimant Federal and Postal Service employees may have their claims referred to the Office of Special Counsel for consideration of representation before the Merit Systems Protection Board MSPB If violations under USERRA are shown to be willful the court may award liquidated damages Individuals who pursue their own claims in court or before the MSPB may be
243. should the loan go to foreclosure VA s guaranteed home loans have no maximum loan amount only a maximum guaranty amount which is set forth in law However due to secondary market requirements lenders typically require that the VA guaranty plus any down payment provided by a Veteran total 25 percent of the loan amount As a result an amount equal to four times VA s maximum guaranty amount is customarily referred to as a loan limit Loans for the loan limit or less are typically available to Veterans with no down payment loans for more than the loan limit generally require down payments VA s maximum guaranty amounts are established annually and vary depending on the size of the loan and the location of the property The chart below lists general information on VA s maximum guaranty To see the county limits for 2013 select the VA Loan Limits link on benefits va gov homeloans Loan Amount Maximum Guaranty Special Provisions Up to 45 000 50 of loan amount 25 on Interest Rate Reduction Refinancing Loans 45 001 56 250 22 500 Same as above 56 251 144 000 40 of the loan amount with a Same as above maximum of 36 000 144 000 or more Up to an amount equal to 25 Same as above of the county loan limit An eligible borrower can use a VA guaranteed Interest Rate Reduction Refinancing Loan to refinance an existing VA loan to lower the interest rate and payment Typically no credit underwriting i
244. ssed TDY Travel Vouchers on line Travel voucher status is available at 1 888 332 7366 option 1 or DSN 699 0300 for OCONUS travelers For travel vouchers submitted to Air Force Finance Offices contact your local FSO instead for your voucher status 64 May I view and print my Travel Advice of Payment AOP statement on line You may access your AOP from the Main Menu by clicking on the Travel Voucher Advice of Payment AOP option If you have any trouble printing your Travel AOP refer to the suggestions in FAQ 42 In general DFAS Indianapolis processes vouchers for Army military and civilian employees while DFAS Cleveland processes vouchers for Navy and Marine Corps military and civilian employees DFAS Columbus processes vouchers for DFAS civilians and civilian employees from other Defense Agencies Air Force vouchers are processed by the Air Force Effective August 2013 Air Force vouchers paid through the Reserve Travel System are available on myPay Effective September 19 2005 Defense Travel System DTS vouchers are available for the Air Force Army Navy Marines and Civilians The AOP produced by DTS currently does not contain a breakdown of the daily Per Diem amounts and the Reimbursable Expenses If you need more information about which Center pays your voucher or if you have questions about whether or not your voucher will be available based on the voucher number please contact your local travel office 65 Will all
245. ssfully completed your training In some cases the Navy may pay the bonuses incrementally as you reach certain career milestones or following special training Navy Reserve Cash Bonuses The following is a quick summary of the current Navy Reserve Cash Bonuses e Non Prior Service NPS Basic Bonus Up to 20 000 e Prior Service Enlistment Bonus Up to 20 000 e Recruiting Selective Conversion Reenlistment Up to 10 000 www militaryhandbooks com 2014 Guard and Reserve Handbook 17 Military Handbooks 2014 Guard and Reserve Military Handbook Non Prior Service NPS Basic Bonus The Navy EBSRP offers cash enlistment bonuses if you choose to enlist in the Navy Reserve for six years regardless of the Navy career specialty Rating you choose Prior Service Enlistment Bonus This bonus is for former enlisted sailors who have satisfactorily completed their initial military service obligations The maximum bonus amounts are 20 000 for a six year enlistment and 10 000 for a three year enlistment Recruiting Selective Conversion Reenlistment RESCORE R Prior service active duty sailors approved for enlistment via the rescore r program in an eligible rating may apply for a prior service enlistment bonus provided they meet all other basic bonus eligibility criteria Navy Education Incentives The Montgomery G I Bill Selected Reserve MGIB SR The Navy offers the Montgomery G I Bill Selected Reserve MGIB SR tuition assistan
246. sts and full time National Guard members are eligible In some cases serving in an AGR Active Guard and Reserve may be qualifying service 600 Buy up Program Some reservists may contribute up to an additional 600 to the GI Bill to receive increased monthly benefits For an additional 600 contribution you may receive up to 5400 in additional GI Bill benefits You must be a member of a Ready Reserve component Selected Reserve Individual Ready Reserve or Inactive National Guard to pay into the buy up program Payments educational payment rate is based on the number of continuous days of active duty service performed by the Reservist or National Guard service member Full time students receive payments on a monthly basis RESERVE EDUCATIONAL ASSISTANCE PROGRAM INCREASED EDUCATIONAL BENEFIT EFFECTIVE OCTOBER 1 2013 Educational Assistance Allowance for trainees under the Reserve Educational Assistance Program Ch 1607 of Title 10 5 The following basic monthly rates are effective October 1 2013 For trainees on active duty payment is limited to reimbursement of tuition and fees for the training taken Institutional Training Training Time Consecutive service of 90 days but Consecutive service of Consecutive service of 2 less than one year 1 year years Full time 659 20 988 80 1 318 40 3 4 time 494 40 741 60 988 80 1 2 time 329 60 494 40 659 20 Less than 1 2 time More 3
247. sueeos EEEE O t of Pockef Costs on EE E EEEE Is TRICARE Reserve Select Right for You Purchasing Coverage Coverage When Activ ted TRIGARE Prime E ts Eligible Beneficiaries Ee Care E E E E Out of Pocket Costs N ES RE E a E TS Is TRICARE Prime Right for You Enrolling in TRICARE Prime oo cece ccc eee TRICARE Prime Remote Eligible Beneficiaries Avatlability rams EEEE ERR Getting ron O EEEN EEEE O t of Pocket Costs Is TRICARE Prime Remote Right for You www militaryhandbooks com 2014 Guard and Reserve Handbook Military Handbooks 2014 Guard and Reserve Military Handbook Enrolling in TRICARE Prime Remote TRICARE Prime Remote
248. t be provided to any veteran or dependent wanted for an outstanding felony warrant Reservists and National Guard members activated for federal service can qualify for VA health care but generally must be enrolled to receive services Reservists and National Guard members who served on active duty in a theater of combat operations during a period of war after the Gulf War or in combat against a hostile force after Nov 11 1998 are eligible for enrollment in Priority Group 6 unless otherwise eligible for enrollment in a higher priority group and free health care services for conditions potentially related to combat service for two years following separation from active duty For information call 1 877 222 VETS 8387 Enrollment For most Veterans entry into the VA health care system begins by applying for enrollment Veterans can now apply and submit their application for enrollment VA Form 1010EZ online at www 1010ez med va gov sec vha 1010ez Veterans can also enroll by calling 1 877 222 VETS 8387 Monday through Friday 8 a m to 8 p m Eastern time or at any VA health care facility or VA regional benefits office Once enrolled Veterans can receive health care at VA health care facilities anywhere in the country Veterans enrolled in the VA health care system are afforded privacy rights under federal law VA s Notice of Privacy Practices which describes how VA may use and disclose Veterans medical information is also available on lin
249. t with any TRICARE authorized provider network or non network You will never need a referral for any type of care routine urgent or specialty but you may need to have prior authorization from your regional contractor for some types of services e If you visit a non network provider you ll pay more out of pocket 5 and may have to file your own health care claims e If you visit a network provider you ll pay less out of pocket and the provider will file health care claims on your behalf Out of Pocket Costs You are required to pay the monthly premiums and cost shares if you decide to enroll in TRICARE Reserve Select Is TRICARE Reserve Select Right for You TRICARE Reserve Select is a great option for you and your family if you are e amember of the Selected Reserves of the Ready Reserve e not on active duty orders or covered by the Transitional Assistance Management Program and e not eligible for or enrolled in the FEHB The plan provides comprehensive health care coverage when you re not activated and covered by active duty TRICARE benefits And because you can see any provider you don t have to change providers if you already have one Purchasing Coverage Purchasing TRICARE Reserve Select is a two step process that you must complete online via the DMDC Reserve Component Purchased TRICARE Application To log into the DMDC Reserve Component Purchased TRICARE Application you must have one of the following e Common Access Card CAC
250. tal Health supports include specialized PTSD services treatment for Veterans with psychological conditions resulting from a history of military sexual trauma psychosocial rehabilitation and recovery services substance use disorders suicide prevention programs geriatric mental health problems violence prevention evidence based psychotherapy programs integrated care services and mental health disaster response post deployment activities Specialized programs such as mental health intensive case management psychosocial rehabilitation and recovery centers work programs and psychosocial rehabilitation are provided for those with serious mental health problems VA s Comprehensive Assistance for Family Caregivers Program entitles the designated Family Caregiver access to mental health These services may be offered at the VA and or contracted agencies General Caregivers of all era Veterans can receive counseling and other services when necessary if the treatment supports the Veteran s treatment plan For more information VA Mental Health services visit www mentalhealth va gov VA MentalHealthGroup asp Veterans Crisis Line Veterans experiencing an emotional distress crisis or who need to talk to a trained mental health professional may call the Veterans Crisis Line lifeline 1 800 273 TALK 8255 The hotline is available 24 hours a day seven days a week When callers press 1 they are immediately connected with a qualified and caring provider wh
251. tances VA is authorized to provide extensive dental care while in other cases treatment may be limited by law This Fact Sheet table describes dental eligibility criteria and contains information to assist Veterans in understanding their eligibility for VA dental care By law the eligibility for Outpatient Dental Care is not the same as for most other VA medical benefits It is categorized in classes Those eligible for VA dental care under Class I IIC or IV are eligible for any necessary dental care to maintain or restore oral health and masticatory function including repeat care Other classes have time and or service limitations If you You are eligible for Through Have a service connected compensable dental Any needed dental care Class I disability or condition Are a former prisoner of war Any needed dental care Class IIC Have service connected disabilities rated Any needed dental care note Veterans paid at the Class IV 100 disabling or are unemployable and 100 rate based on a temporary rating are not eligible paid at the 100 rate due to service for comprehensive outpatient dental services connected conditions Apply for dental care within 180 days of One time dental care if a DD214 certificate of Class discharge or release from a period of active discharge does not indicate that a complete dental duty under conditions other than examination and all appropriate dental treatment had disho
252. tated within certain time limits and with certain health requirements Reinstated permanent plan policies require repayment of all back premiums plus interest Converting Term Policies Term policies are renewed automatically every five years with premiums increasing at each renewal Premiums do not increase after age 70 Term policies may be converted to permanent plans which have fixed premiums for life and earn cash and loan values Paid up Insurance Available on Term Policies Effective September 2000 VA provides paid up insurance on term policies whose premiums have been capped Veterans who have National Service Life Insurance NSLIJ term insurance renewal age 71 or older and stop paying premiums on their policies will be given a termination dividend This dividend will be used to purchase a reduced amount of paid up insurance which insures the veteran for life and no premium payments are required The amount of insurance remains level This does not apply to S DVI RH policies Disability Provisions National Service Life Insurance 3511 policyholders who become totally disabled before age 65 should ask VA about premium waivers www militaryhandbooks com 2014 Guard and Reserve Handbook 124 Military Handbooks 2014 Guard and Reserve Military Handbook Borrowing on Policies Policyholders with permanent plan policies may borrow up to 94 percent of the cash surrender value of their insurance Interest is compounded annually The loa
253. ted Fund employees You can view print and save your tax statement You may access your W 2 from the Main Menu by clicking on the Tax Statement W 2 option Any corrected tax statements issued will not be reflected in myPay Additionally if the tax statement displayed is incorrect please see your installation representative Retirees You can view print and save your tax statements The tax statement displayed on myPay is the end of year tax statement Additionally if the tax statement displayed is incorrect please contact your www militaryhandbooks com 2014 Guard and Reserve Handbook 36 Military Handbooks 2014 Guard and Reserve Military Handbook customer service representative All DFAS recommends you use the Printer Friendly version of your tax statement For Printer Friendly information please see FAQ 54 If Acrobat Reader is not available to you or you prefer HTML you can print the HTML version of your tax statement Follow these instructions The appearance of the tax statement varies according to the Browser used and your PC s resolution You will have to adjust your Page Setup for the best printing results For Internet Explorer begin with setting the Top and Bottom margins at 50 inches and the Right and Left margins at 25 inches For printing the W 2C on Internet Explorer begin with setting the Top and Bottom margins at 80 inches and the Right and Left margins at 25 inches For Internet Explorer if yo
254. ted at www va gov healthbenefits cost income_thresholds asp Recently Discharged Combat Veterans Veterans including activated reservists and members of the National Guard are eligible for the enhanced Combat Veteran benefits if they served on active duty in a theater of combat operations after Nov 11 1998 and have been discharged under other than dishonorable conditions Effective Jan 28 2008 combat Veterans discharged from active duty on or after Jan 28 2003 are eligible for enhanced enrollment placement into Priority Group 6 unless eligible for higher enrollment Priority Group placement for five years post discharge Veterans receive VA care and medication at no cost for any condition that may be related to their combat service Veterans who enroll with VA under this Combat Veteran authority will remain enrolled even after their five year post discharge period ends At the end of their post discharge period VA will reassess the Veteran s information including all applicable eligibility factors and make a new enrollment decision For additional information call 1 877 222 8387 Monday through Friday between 8 00 a m and 8 00 p m Eastern Time Special Access to Care Service Disabled Veterans who are 50 percent or more disabled from service connected conditions unemployable due to service comnected conditions or receiving care for a service connected disability receive priority in scheduling of hospital or outpatient me
255. ted in this brief descriptive area Refer to the SBP Fact Sheet provided with your Notification of Eligibility for Retired Pay at Age 60 Twenty Year Letter or contact Retirement and Separations at 800 318 5298 RCSBP Annuity Amounts www militaryhandbooks com 2014 Guard and Reserve Handbook 99 Military Handbooks 2014 Guard and Reserve Military Handbook RCSBP pays your designated annuitant 55 percent of your retired pay The following chart gives examples of the annuity pay out and the RCSBP cost based on sample retired pay amounts The SBP cost factors displayed are based on spouse only coverage Monthly Monthly SBP Retired Annuity Payment Premium Cost Pay To Surviving Spouse 55 2 5 of 701 6 5 plus 10 to 1502 00 300 00 165 00 7 50 600 00 338 80 15 00 701 00 385 00 17 53 800 00 440 00 27 43 900 00 495 00 37 43 1 000 00 550 00 47 43 1 502 00 770 00 97 63 2 000 00 1 100 00 130 00 2 500 00 1 375 00 162 50 3 000 00 1 650 00 195 00 3 500 00 1 925 00 227 50 4 000 00 2 200 00 260 00 www militaryhandbooks com 2014 Guard and Reserve Handbook 100 Military Handbooks 2014 Guard and Reserve Military Handbook 10 Veterans Benefits and Programs Reserve and National Guard Eligibility Reservists who served on active duty establish veteran status and may be eligible for the full range of VA benefits de
256. terans Participating in Vocational Rehabilitation Veterans participating in VA s vocational rehabilitation program may receive VA health care benefits including prosthetics medical equipment and supplies Limitations on Benefits Available to Veterans outside the U S Veterans outside the U S are eligible for prosthetics medical equipment and supplies only for a Service connected disability Services for Blind and Visually Impaired Veterans www militaryhandbooks com 2014 Guard and Reserve Handbook 109 Military Handbooks 2014 Guard and Reserve Military Handbook Severely disabled blind Veterans may be eligible for case management services at a VA medical center and for admission to an inpatient or outpatient VA blind or vision rehabilitation program In addition blind Veterans enrolled in the VA health care system may receive 1 A total health and benefits review as well as counseling on obtaining benefits that may be due to the Veteran but have not been received Adjustment to blindness training and counseling Home improvements and structural alterations Specially adapted housing and adaptations Automobile grant Rehabilitation assessment and training to improve independence and quality of life Low vision devices and training in their use Electronic and mechanical aids for the blind including adaptive computers and computer assisted devices such as reading machines and electronic travel aids 9 Facilitation and recomm
257. testimonials which illustrate true stories of Veterans who faced life events experiences physical injuries or psychological symptoms reached out for support and found ways to overcome their challenges Veterans and their families are encouraged to make the connection with strength and resilience of Veterans like themselves with other people who care and with information and available resources for getting their lives on a better track Coaching Into Care works with family members or friends who become aware of the Veteran s post deployment difficulties and supports their efforts to find help for the Veteran This national clinical service provides information and help to Veterans and the loved ones who are concerned about them More information about the service can be found at www mirecc va gov coaching contact asp Mental Health Residential Rehab Treatment Program Mental Health Residential Rehabilitation Treatment Programs MH RRTP including Domiciliary RRTPs provide residential rehabilitative and clinical care to Veterans who have a wide range of problems illnesses or rehabilitative care needs which can be medical psychiatric substance use homelessness vocational educational or social The MH RRTP provides a 24 hour therapeutic setting utilizing a peer and professional support environment The programs provide a strong emphasis on psychosocial rehabilitation and recovery services that instill personal responsibility to achiev
258. that are Class VI inpatient care and require dental care for a determined by a VA dental professional to complicate condition complicating a medical condition your medical condition currently under treatment currently under treatment Are an enrolled Veteran who may be A one time course of dental care that is determined Class IIB homeless and receiving care under VHA medically necessary to relieve pain assist in gaining Directive 2007 039 employment or treat moderate to severe gingival and periodontal conditions Note Public Law 83 enacted June 16 1955 amended Veterans eligibility for outpatient dental services As a result any Veteran who received a dental award letter from VBA dated before 1955 in which VBA determined the dental conditions to be non compensable are no longer eligible for Class II outpatient dental treatment Veterans receiving hospital nursing home or domiciliary care will be provided dental services that are professionally determined by a VA dentist in consultation with the referring physician to be essential to the management of the patient s medical condition under active treatment For more information about eligibility for VA medical and dental benefits contact VA at 1 877 222 8387 or www va gov healthbenefits Nursing Home Care VA provides nursing home services to Veterans through three national programs VA owned and operated Community Living Centers CLC State Veterans Homes owned and o
259. to 4 500 per fiscal year Department of Defense imposes additional limits of no more than 250 per semester hour or 166 66 per quarter hour Tuition assistance is only available for courses leading to a degree at a level not already held by the Airman or higher For example Airmen who already possess a bachelor s degree cannot apply for an associate s or second bachelor s degree education levels must be progressive and not equivalent However Airmen pursuing an associate degree from Community College of the Air Force in their primary controlled Air Force Specialty Code are authorized tuition assistance regardless of any other degrees held TA shall be provided only for courses offered by post secondary institutions accredited by a national or regional accrediting body recognized by the Department of Education Certification or vocational courses are not funded Students are responsible for paying all costs up front prior to attending an institution www militaryhandbooks com 2014 Guard and Reserve Handbook 72 Military Handbooks 2014 Guard and Reserve Military Handbook Coast Guard Reserve Selected Reserve MGIB SR The MGIB SR program may be available to you if you are a member of the Selected Reserve The Selected Reserve includes the Army Reserve Navy Reserve Air Force Reserve Marine Corps Reserve and Coast Guard Reserve and the Army National Guard and the Air National Guard You may use this education assistance program for d
260. ton DC and the member receives PCS orders the member might leave the family in Washington and request BAH eligibility for that location Such exceptions do not ordinarily apply to spousal employment or other personal choices If people choose to live further away to reduce their housing expense does that lower BAH for everyone else No Members expenses are no longer used to calculate BAH Why does someone living in another city get more BAH than I do when it seems to me that housing is more expensive here Accurately determining if one location has more expensive rental markets than another is a scientific and statistical exercise Sometimes individuals rely on limited personal experience or newspaper and magazine articles to make that judgment The cost of living here is high I have no commissary exchange or hospital I need more BAH BAH is designed to address the cost of housing in each area The CONUS COLA program addresses non housing costs of living The fundamental goal of CONUS COLA is to compensate for high cost of living and is payable to Uniformed Service members based on duty stations in the Continental U S 1 the 48 contiguous states and DC CONUS COLA 15 based on grade and dependency status with or without and specifically considers the availability of commissary exchange and hospital facilities because members without this infrastructure tend to have a higher cost of living It should be noted however that lack
261. ts under TAMP if you the sponsor are e Involuntarily separating from active duty under honorable conditions e A National Guard or Reserve member separating from a period of active duty that was more than 30 consecutive days in support of a contingency operation e Separating from active duty following involuntary retention stop loss in support of a contingency operation e Separating from active duty following a voluntary agreement to stay on active duty for less than one year in support of a contingency operation e Receiving a sole survivorship discharge e Separating from regular active duty service and agree to become a member of the Selected Reserve of a Reserve Component The Service member must become a Selected Reservist the day immediately following release from regular active duty service to qualify However service members should check with their Service personnel departments to see if they qualify because TAMP eligibility is determined by the Services and documented in the Defense Enrollment Eligibility Reporting System You are not eligible for TAMP while on terminal leave During terminal leave you continue to receive active duty benefits and your family members remain covered under TRICARE Prime TRICARE Prime Remote or TRICARE Standard and Extra If you have a service connected injury illness or disease incurred while on active duty contact your unit or Service branch for eligibility determination or authorizations for foll
262. u see a URL page number etc on your printed copy use Page Setup to clear out the Header and Footer information Most Browser defaults are set to capture this information so that when an individual prints from the Internet they will know where the printed data came from Finally if you do not want to print the Back and Print buttons on an extra page count the number of W 2 W 2C Forms displayed For every 2 forms displayed there will be one print page Example if you have 4 W 2 Forms displayed the current setup will print 2 on page 1 2 on page 2 and the Buttons on page 3 So if you set the print range to print only pages 1 through 2 you save a page that contains only the 2 buttons Before filing your tax return carefully separate the copies printed on a single page When filing your tax return you are not required to include send the instructions on the back of the tax statement For all other printing issues please contact the DFAS Centralized Customer Support Unit toll free at 1 888 DFAS411 or 1 888 332 7411 or commercial at 216 522 5096 or Defense Switching Network DSN at 580 5096 You will be able to access myPay and view your W 2 for one 1 year after you are no longer in a pay status or separated 52 How do I stop delivery of my hard copy W 2 Most users have the option on the Tax Statement screen as well as on the main menu Exceptions are Annuitants Army Student Loan Repayment Program participants and Travel Misce
263. ur software s online help for instructions 2 Can I use the browser provided by my Internet Service Provider If you are using a web browser provided by your Internet service provider or online service you might not be able to use the full security capabilities of myPay Examples of service providers are America On Line CompuServe and The Microsoft Network DFAS recommends that you use the official Microsoft Internet Explorer available from www microsoft com or Netscape Navigator available from netscape aol com myPay only supports browsers with JavaScript and strong encryption enabled 3 What is 128 bit encryption In order to use the myPay Web site you must use a web browser that supports Secure Socket Layers SSL protocol with 128 bit encryption software strong encryption and JavaScript enabled This prevents information from being read by others on the Internet while it is being transmitted between your web browser and the myPay Web site 128 bit encryption is the highest level of encryption available 4 How know if I have 128 bit encryption Because browsers vary you should see your system administrator check the manual use the help option or call e mail your browser vendor s technical support group to verify that you have 128 bit encryption If you are unable to use 128 bit encryption use the myPay Interactive Voice Response System IVRS toll free at 1 877 363 3677 or commercial at 478 757 3119 You cannot r
264. urly wages Veterans must train at the three quarter or full time rate The work allowed includes Outreach services for VA VA paperwork Work at national or state veterans cemeteries Work at VA medical centers or state veterans homes Other VA approved activities Counseling VA counseling is available to help determine educational or vocational strengths and weaknesses and plan education or employment goals Those ineligible for MGIB may still receive VA counseling beginning 180 days prior to separation from active duty through the first full year following honorable discharge Post 9 11 GI Bill The Post 9 11 GI Bill provides financial support for education and housing to individuals with at least 90 days of aggregate service after September 10 2001 or individuals discharged with a service connected disability after 30 days You must have received an honorable discharge to be eligible for the Post 9 11 GI Bill This benefit provides up to 36 months of education benefits generally benefits are payable for 15 years following your release from active duty The Post 9 11 GI Bill also offers some service members the opportunity to transfer their Bill to dependents Some of the benefits the Post 9 11 GI Bill will pay include e Your full tuition amp fees directly to the school for all public school in state students For those attending private or foreign schools tuition amp fees are capped at the national maximum rate If you are
265. ve Handbook 47 Military Handbooks 2014 Guard and Reserve Military Handbook DoD Common Access Card CAC or HHS or VA Personal Identity Verification PIV also known as SmartCards When using SmartCard Login these customers do not need to enter a Login ID and Password 94 What if I don t have a CAC or PIV You can still access myPay using your Login ID and Password 95 How do register my CAC or PIV Follow these easy step by step instructions e You will need a computer with a SmartCard reader e Ensure your CAC or PIV is in the computer and select the SmartCard Login button on the myPay home page at https mypay dfas mil e Select the certificate associated with your CAC or PIV Select only one certificate if two or more are displayed e You will be prompted to enter the Personal Identification Number PIN associated with your CAC or PIV Enter your PIN and select OK e DoD CAC users will then be asked to enter their Social Security Number SSN twice e After entering their PIN HHS and VA PIV users will be advised they must self register Please refer to FAQ 100 e Your SmartCard registration will be confirmed You may use it to log in the next time you access myPay Note the name displayed is the name registered on your CAC or PIV e Ifyou do not yet have a Login ID you will be prompted to enter a Login ID and Password e Select Main to continue 96 What if my SSN does not match the pre registere
266. ve at the nearest VA health care facility or go to www prosthetics va gov Home Improvements and Structural Alterations VA provides up to 6 800 lifetime benefits for service connected Veterans and up to 2 000 for non service connected Veterans to make home improvements and or structural changes necessary for the continuation of treatment or for disability access to the Veteran s home and essential lavatory and sanitary facilities Modifications can include but are not limited to e Ramps allowing entrance to or exit from the Veteran s residence e Widening of doorways to allow access to essential lavatory and sanitary facilities e Raising or lowering kitchen or bathroom sinks and or counters e Improving entrance paths or driveways in immediate area of the home to facilitate access to the home by the Veteran e Improving plumbing or electrical systems made necessary due to installation of dialysis equipment or other medically sustaining equipment in the home For application information contact the Chief Prosthetic amp Sensory Aids Service at the nearest VA health care facility Special Eligibility Programs Special Eligibility for Children with Spina Bifida VA provides comprehensive health care benefits including outpatient inpatient pharmacy prosthetics medical equipment and supplies for certain Korea and Vietnam Veterans birth children diagnosed with Spina Bifida except spina bifida occulta Special Eligibility for Ve
267. ve in the Kansas National Guard for 4 years after last TA payment Kentucky 100 Any Kentucky state university community college or vocational school Only available to enlisted members Louisiana 100 Louisiana state operated colleges or universities Limited to award of bachelor degree or five academic years whichever occurs first Maine 100 Regionally accredited Maine public post secondary schools Maryland 50 Limited to six semester hours per semester Only valid for Maryland state supported colleges and universities Some members may be eligible for 100 tuition assistance with certain restrictions Massachusetts 100 Massachusetts state colleges and universities Maximum of 130 credit hours total Michigan 2 000 per academic Must enroll in approved courses at Michigan state colleges year universities technical schools and vocational trade schools Minnesota Varies Partial tuition and textbook reimbursement Mississippi 1 000 per semester Offers 1 000 per semester at 4 year colleges and universities and www militaryhandbooks com 2014 Guard and Reserve Handbook 76 Military Handbooks 2014 Guard and Reserve Military Handbook and 500 per term 500 per term at community colleges Only for O 3s and below Missouri 50 or 100 100 for those with less than 10 years of service who joined before 1 April
268. wing problems when they attempt to use the Printer Friendly Version Some may see a File Download dialog box and others may see an error message Internet Explorer cannot download Both conditions can be addressed by following these steps 1 Click the Tools Menu at the top of your Internet Explorer browser 2 Click Internet Options 3 Click the Advanced tab 4 Scroll down until you find the Do not save encrypted pages to disk 5 Remove the checkmark from the box adjacent to that text 6 Click the Apply button 7 Click the OK button Before filing your tax return carefully separate the copies printed on a single page When filing your tax return you are not required to include send the instructions on the back of the tax statement For all other printing issues please contact the DFAS Centralized Customer Support Unit at 1 888 DFAS411 or 1 888 332 7411 or commercial at 216 522 5096 or Defense Switching Network DSN at 580 5096 Thrift Savings Plan TSP 55 What TSP transactions can be made via myPay TSP via myPay is available only to Active Reserve Military Members Health and Human Services HHS employees Environmental Protection Agency EPA employees and Veterans Affairs VA employees The following transactions can be made e Ifyou are eligible you can start change or stop your TSP at any time throughout the year If you make a financial hardship withdrawal you may not make contributions for six months fo
269. y for burial A copy of the Veteran s discharge document that specifies the period s of active duty and character of service is usually sufficient to determine eligibility In some instances a copy of the deceased s death certificate and proof of relationship to the Veteran for eligible family members may be required Under Section 2411 of Title 38 of the United States Code certain otherwise eligible individuals found to have committed federal or state capital crimes are barred from burial or Memorialization ina VA national cemetery and from receipt of Government furnished headstones markers medallions burial flags and Presidential Memorial Certificates Veterans and other claimants for VA burial benefits have the right to appeal decisions made by VA regarding eligibility for national cemetery burial or other memorial benefits Chapter 13 discusses the procedures for appealing VA claims This chapter contains information on the full range of VA burial and memorial benefits Readers with questions may contact the nearest national cemetery listed by state in the VA Facilities section of this book call 1 800 827 1000 or visit the web site at http Awww cem va gov cem cems listcem asp VA National Cemeteries Burial in a VA national cemetery is available for eligible Veterans their spouses and dependents at no cost to the family and includes the gravesite grave liner opening and closing of the grave a headstone or marker and perpetual care a
270. y rates are effective October 1 2013 Institutional Training Training Time Monthly rate Full time 362 00 3 4 time 270 00 1 2 time 179 00 Less than 1 2 time 90 50 Apprenticeship and On the Job Training Training Period Monthly rate First six months of training 271 50 Second six months of training 199 10 Remaining pursuit of training 126 70 Correspondence and Flight Entitlement charged at the rate of one month for each 362 00 paid Cooperative 362 00 Correspondence Payments 55 of the approved charges Flight Payments 60 of the approved charges Training Participants may take undergraduate or technical training at colleges and universities Those who have a six year commitment beginning after Sept 30 1990 may also take the following training graduate courses State licensure and certification courses for a certificate or diploma from business technical or vocational schools cooperative training www militaryhandbooks com 2014 Guard and Reserve Handbook 64 Military Handbooks 2014 Guard and Reserve Military Handbook apprenticeship or on the job training correspondence courses independent study programs flight training en trepreneurship training or remedial deficiency or refresher courses needed to complete a program of study Work Study Participants may be eligible for a work study program in which they work for VA and receive ho
271. years 1 000 96 1 263 42 1 502 54 Over 10 years 1 006 38 1 302 37 1 516 55 Over 12 years 1 006 38 1 341 20 1 573 58 Over 14 years 1 063 57 1 380 15 1 589 94 Over 16 years 1 164 69 1 502 54 1 639 12 Over 18 years 1 224 06 1 605 88 1 710 28 Over 20 years 1 283 35 1 605 88 1 775 85 1 874 26 2 142 96 Over 22 years 1 317 12 1 605 88 1 819 65 1 901 29 2 153 40 Over 24 years 1 351 30 1 605 88 1 819 65 1 940 28 2 198 23 Over 26 years 1 417 58 1 614 05 1 819 65 2 008 32 2 276 21 Over 28 years 1 417 58 1 614 05 1 819 65 2 008 32 2 276 21 Over 30 years 1 445 89 1 646 35 1 865 18 2 108 78 2 390 02 Over 32 years 1 445 89 1 646 35 1 865 18 2 108 78 2 390 02 Over 34 years 1 445 89 1 646 35 1 911 81 2 214 25 2 509 50 Over 36 years 1 445 89 1 646 35 1 911 81 2 214 25 2 509 50 Over 38 years 1 445 89 1 646 35 1 911 81 2 324 90 2 635 06 Over 40 years 1 445 89 1 646 35 1 911 81 2 324 90 2 635 06 W 1 W 2 W 3 W 4 W 5 2 years or less 378 61 431 33 487 41 533 80 Over 2 years 419 33 472 13 507 75 574 19 Over 3 years 430 30 484 70 528 58 590 66 Over 4 years 453 48 493 33 535 40 606 89 Over 6 years 479 48 521 31 557 26 634 79 Over 8 years 521 23 564 78 600 24 662 44 Over 10 years 540 09 586 31 644 94 690 38 Over 12 years 566 38 607 55 667 41 732 54 Over 14 years 592 31 633 48 690 34 769 43 Over 16 years 612 69 653 73 715 49 804 52 Over 18 years 631 46 672 10 760

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